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    • MM10
    • By MM10 18th Feb 17, 11:31 AM
    • 51Posts
    • 150Thanks
    Mortgage free in 2
    • #1
    • 18th Feb 17, 11:31 AM
    Mortgage free in 2 18th Feb 17 at 11:31 AM
    Hello everyone,
    I have been a lurker for up to 3 years now. I have enjoyed following several diaries and think it is time to start mine.
    We are a family of 4. Still a one income family, hubby is still looking for a job (OH got a part time cleaning job from mid 2017). We have been trying for baby number 3 with no success yet. So struggling with deciding on further IVF treatments or mortgage overpayment. I am going on 42 so time is of the essence and this will be hubbys first, so we really want to try.
    We live in a 2 bedroom flat which I bought in 2011 and developed a 6 year plan in 2014 to pay it off by 2020. I am now finally on track but want to motivate myself to pay off the main mortgage before end 2019.
    I also have a smaller local government loan which I may or may not payoff early.
    I hope this diary keeps me on track, motivated, helps me with tips and have people to share my journey with
    Last edited by MM10; 05-12-2017 at 6:41 PM.
    Total mortgage when started £256,809 in May of 2011; 2018 MFW #5
    Main mortgage was £214,309; now £110,716 at Feb 2016 ; £63,645 at Feb 2017 ; £19,095 at Feb 2018
    Original repayment date 2036; Main mortgage free date July 2021; Dec 2020; April 2019;
Page 2
    • beanielou
    • By beanielou 7th Mar 18, 8:26 AM
    • 51,552 Posts
    • 199,940 Thanks
    At the end of the day your health & well being is more important.
    (pot, kettle,black)
    Take care
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
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