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  • FIRST POST
    • Fortune Smiles
    • By Fortune Smiles 18th Feb 17, 10:21 AM
    • 2,448Posts
    • 19,936Thanks
    Fortune Smiles
    The New Adventures of Fortune
    • #1
    • 18th Feb 17, 10:21 AM
    The New Adventures of Fortune 18th Feb 17 at 10:21 AM
    It is possible to move a mountain by carrying small stones


    A new chapter.

    We have spent a very happy 11 years in the Garden of England but are now looking to make a move. The winds are favourable and time is still on our side. I know it’s the right decision and I’m excited… and terrified.

    It’s a fabulous opportunity to plan the next stage of our lives and realise our dreams. But I’m finding the size of the task daunting and know I am dragging my feet.

    My diary has been invaluable in helping me to reach my goals in the past so I’m going to focus these new pages on making good decisions and progressing the move. It would be lovely to have some company on the journey and any advice, support or general cheerleading would be very much appreciated.

    If I’m to move a mountain I’d better get on with carrying stones.



    Fortune x

    PS If you’d like to see my previous adventures you can find them here http://forums.moneysavingexpert.com/showthread.php?t=4068401
    Last edited by Fortune Smiles; 18-02-2017 at 10:45 AM.
    Mortgage: 0.45% paid House Deposit Contribution: 64%

    All we have to decide is what to do with the time that is given to us - J R R Tolkein
Page 20
    • doingitanyway
    • By doingitanyway 5th Jul 17, 8:41 PM
    • 1,672 Posts
    • 7,600 Thanks
    doingitanyway
    I was only away for a day and it all happens. Congratulations
    JANUARY 2016/SECURED DEBT=24,822/June 2017=8,800
    MORTGAGE FREE 25/07/16
    • Fortune Smiles
    • By Fortune Smiles 5th Jul 17, 9:37 PM
    • 2,448 Posts
    • 19,936 Thanks
    Fortune Smiles
    Visitors
    How lovely to come back to my diary and see all the wonderful, positive messages from my forum friends. Thank you

    A little more admin achieved today, mainly sorting out utilities and advising of change of address. I listed a few items on FB but I'm not holding out much hope of a sale as there's not much time left now. I've discovered a regular car boot sale in one of the villages close to our new house so we'll just take whatever is left with us and sort it out later.

    I met a couple of friends for pizza this evening. It was lovely to have a final catch up. Strange to be doing so many things 'for the last time'. Friend used her discount card so we got a little off the cost of the food.

    In more expensive news, I think my dentist detached my retainer when she cleaned my teeth yesterday. I've now got an appointment with her tomorrow to get it fixed. There might be a charge but I don't think I can argue about it as the fixings are quite old now and they do deteriorate.

    I have a hair appointment and social event too so I'm preparing for an 'Ouch' day.

    Take care

    Fortune x
    Mortgage: 0.45% paid House Deposit Contribution: 64%

    All we have to decide is what to do with the time that is given to us - J R R Tolkein
    • beanielou
    • By beanielou 5th Jul 17, 9:56 PM
    • 46,565 Posts
    • 165,560 Thanks
    beanielou
    Enjoy your 'ouch' day
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • Kittenkirst
    • By Kittenkirst 6th Jul 17, 4:17 AM
    • 1,439 Posts
    • 7,132 Thanks
    Kittenkirst
    Hope the metal work isn't painful and you have an enjoyable ouch day
    Emergency savings- £3550.96 /£4000
    Mortgage Oct '16- £170.995 LTV- 90% end date Nov 2041
    2016 OPs £255.50/£150
    2017 MFW #20 - OP £1444.02/ £2150. 67%
    Jan- £68.21, Feb- £306.67, March- £272.01 April-£324.05 May £120.33 June £279.15 July: £73.98
    • Fortune Smiles
    • By Fortune Smiles 7th Jul 17, 4:47 PM
    • 2,448 Posts
    • 19,936 Thanks
    Fortune Smiles
    See you on the other side
    Things are going well in the run up to the move. Very busy now of course so I think I will sign off for now.

    Thank you everyone for your support and encouragement and I will see you on the other side when I will truly have moved that mountain.

    Fortune x
    Mortgage: 0.45% paid House Deposit Contribution: 64%

    All we have to decide is what to do with the time that is given to us - J R R Tolkein
    • VintageHistorian
    • By VintageHistorian 8th Jul 17, 10:34 AM
    • 128 Posts
    • 789 Thanks
    VintageHistorian
    Good luck Fortune! Remember to have a little quiet time in the evenings to let your brain calm down after a day of packing!
    "You won't bloom until you're planted" - Graffiti spotted in Newcastle.

    Make £3 a Day in August 2017 - £0/£93 (2017 total - £112.98) | Womble #03 - £4.32 | Overpayments - £749.69
    • rtandon27
    • By rtandon27 8th Jul 17, 11:39 AM
    • 1,927 Posts
    • 11,669 Thanks
    rtandon27
    Happy Hill Climbing! - Once you've piled those rocks just where you want them, I hear that the view from the top is spectacular!

    Looking forward to the (virtual) celebration once you are settled!
    Mine/Hers: May 2011£10835.33May 2016£4709.46Oct 2016£0
    Not Mine/His: June 2016£8175.38Oct 2016£0
    Grand Total£0
    PSST - WE ARE DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    • Calfuray
    • By Calfuray 8th Jul 17, 12:43 PM
    • 964 Posts
    • 5,863 Thanks
    Calfuray
    Things are going well in the run up to the move. Very busy now of course so I think I will sign off for now.

    Thank you everyone for your support and encouragement and I will see you on the other side when I will truly have moved that mountain.

    Fortune x
    Originally posted by Fortune Smiles
    No wonder you're busy! Hope it all goes smoothly.

    P.S. I was looking at your FB art page, have you stopped painting all together or just while you were focussing on the sell and move?
    • Jessy103
    • By Jessy103 8th Jul 17, 4:57 PM
    • 340 Posts
    • 1,376 Thanks
    Jessy103
    Good luck with the move fortune! Looking forward to reading about the new house!! x
    Original Mortgage Amount 2007 - £87,310.50
    Mortgage Amount April 2017 - £64,990.00
    Overpayment Target for 2017 - £5,000 /£2,672.76
    Jan - £873.26 Feb - £185.38 March - £269.07 April - £193.66 May - £467.64 June - £407.79 July - £275.96
    • Fortune Smiles
    • By Fortune Smiles 18th Jul 17, 9:30 PM
    • 2,448 Posts
    • 19,936 Thanks
    Fortune Smiles
    Coming up for air
    We made it! And I can't believe that we've been in the new house a week already.

    There's a lot to do and I'm finding my feet with a new budget. No nasty surprises so far though

    Lovely to feel that the stress of the last few months is behind us and a new chapter beginning...

    ...which calls for a new diary.

    I'll post a link when it's set up for anyone who'd like to see how we get on in The Shire.

    Fortune x
    Mortgage: 0.45% paid House Deposit Contribution: 64%

    All we have to decide is what to do with the time that is given to us - J R R Tolkein
    • VintageHistorian
    • By VintageHistorian 18th Jul 17, 9:52 PM
    • 128 Posts
    • 789 Thanks
    VintageHistorian
    I was just thinking about you this afternoon Fortune and wondering how the move was going, so glad to hear it went well! Please do post up the link to the new diary!
    "You won't bloom until you're planted" - Graffiti spotted in Newcastle.

    Make £3 a Day in August 2017 - £0/£93 (2017 total - £112.98) | Womble #03 - £4.32 | Overpayments - £749.69
    • beanielou
    • By beanielou 18th Jul 17, 9:57 PM
    • 46,565 Posts
    • 165,560 Thanks
    beanielou
    Glad all went well.
    I too live in a 'The Shire'
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • PurpleFairy26
    • By PurpleFairy26 18th Jul 17, 10:15 PM
    • 1,729 Posts
    • 11,681 Thanks
    PurpleFairy26
    How lovely to hear from you fortune so glad you have survived and all is well. Hope the corkscrew wasn't lost in the move

    Shall look forward to your shiny new diary
    • Debtslayer
    • By Debtslayer 18th Jul 17, 10:41 PM
    • 304 Posts
    • 464 Thanks
    Debtslayer
    Welcome to beautiful Shropshire
    Current Mortgage: £114,794.64
    Current Mortgage end date: 2036
    Target Mortgage end date: 2026
    Overpayment Target for remainder of 2017: £2,000

    MFW No 124
    • themadvix
    • By themadvix 19th Jul 17, 7:41 AM
    • 897 Posts
    • 4,369 Thanks
    themadvix
    Congratulations Fortune - so glad you made it at last!
    OPs 2017 = £2603/£10000
    S&S ISA = £300/£600
    OPs made 2016 = £6142.12
    Starting balance 2012: £132000; balance June 2017: £99,974
    MFW2017 no. 38
    • EatingTheElephant
    • By EatingTheElephant 19th Jul 17, 7:45 AM
    • 1,043 Posts
    • 5,509 Thanks
    EatingTheElephant
    Huge congratulations Fortune

    I was only thinking about you yesterday and wondering how the move went.

    I look forward to reading your new diary and hearing about your explorations of The Shire.
    • shangaijimmy
    • By shangaijimmy 19th Jul 17, 7:51 AM
    • 2,004 Posts
    • 8,517 Thanks
    shangaijimmy
    Congratulations just think off all the time you get to spend on your new spreadsheets, calculators and the like. Plotting your MF course of action....!
    MFW: Turning June 2036 into March 2023...
    28//120 Payments Challenge, Diary Reduction £29,621.76
    Aug 2009: £163,051 // Current: £106,378.27 // Avg Daily Interest £4.78
    MFiT-T4 #8 - 42.45% of £41,000
    • in need of direction
    • By in need of direction 19th Jul 17, 8:04 AM
    • 4,429 Posts
    • 24,770 Thanks
    in need of direction
    Well done. Hope the new home is filled with love laughter and comfort.
    Mortgage at 01.01.14 £119,481.83 today £81,750.18, target £75,000 by 31/12/17 Offset fund today £3,975.43 target £5,500 by 31/12/17
    Emergency fund £5.5k & £200 cash.
    Current weight loss 1/34 by 28 feb 2018
    determined to stop defining myself by my mistakes.
    Progress not perfection.
    • maddiemay
    • By maddiemay 19th Jul 17, 8:34 AM
    • 2,924 Posts
    • 25,402 Thanks
    maddiemay
    So pleased it has all come together, welcome to beautiful Shropshire (not that I am biased in any way)
    • XSpender
    • By XSpender 19th Jul 17, 8:59 AM
    • 2,564 Posts
    • 26,525 Thanks
    XSpender
    Congratulations on your new home
    PAYDBX 2017 #99 from 4/5 - £2664.28/£10,000 26.6%
    Total Owed £39,547.78 May '17 Total owed July 17 £36883.50 Savings goal £1000 EF - £400
    DFD - May 2021 goal Feb 2020
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