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  • FIRST POST
    • mogsey14
    • By mogsey14 12th Feb 17, 10:52 AM
    • 1Posts
    • 0Thanks
    mogsey14
    euro's & Halifax credit cards
    • #1
    • 12th Feb 17, 10:52 AM
    euro's & Halifax credit cards 12th Feb 17 at 10:52 AM
    I put £600 into my Halifax credit card to use on holiday,I withdrew £300 worth of euro's from a Santander
    bank and only got 103 euro's per pound,my friend 20 metres away got113.5 euro's.
    Martin says the Halifax is best for exchange,what did I do wrong?
Page 1
    • YorkshireBoy
    • By YorkshireBoy 12th Feb 17, 11:58 AM
    • 29,447 Posts
    • 17,230 Thanks
    YorkshireBoy
    • #2
    • 12th Feb 17, 11:58 AM
    • #2
    • 12th Feb 17, 11:58 AM
    You accepted the overseas bank's exchange rate/fee, rather than letting Halifax do the conversion.


    Next time read the message on the ATM screen. The option you want, on a Santander ATM, is "without conversion". The other option (ie "with conversion") works out the GBP amount for you and displays it on screen.
    • Ben8282
    • By Ben8282 12th Feb 17, 7:08 PM
    • 2,046 Posts
    • 896 Thanks
    Ben8282
    • #3
    • 12th Feb 17, 7:08 PM
    • #3
    • 12th Feb 17, 7:08 PM
    Also not a good idea to 'put' money onto a credit card in advance to spend. Putting the account into credit may breach terms and conditions.
    • Ben8282
    • By Ben8282 14th Feb 17, 7:10 PM
    • 2,046 Posts
    • 896 Thanks
    Ben8282
    • #4
    • 14th Feb 17, 7:10 PM
    • #4
    • 14th Feb 17, 7:10 PM
    I put £600 into my Halifax credit card to use on holiday,I withdrew £300 worth of euro's from a Santander
    bank and only got 103 euro's per pound,my friend 20 metres away got113.5 euro's.
    Martin says the Halifax is best for exchange,what did I do wrong?
    Originally posted by mogsey14
    Please can you let us know the location of these ATM's giving such fantastic rates?
    • phillw
    • By phillw 15th Mar 17, 11:42 PM
    • 845 Posts
    • 467 Thanks
    phillw
    • #5
    • 15th Mar 17, 11:42 PM
    • #5
    • 15th Mar 17, 11:42 PM
    Please can you let us know the location of these ATM's giving such fantastic rates?
    Originally posted by Ben8282
    I think he meant per one hundred pounds. If there was an ATM giving out 103 euros per pound then we'd all be flying there.
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