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  • FIRST POST
    • Jelllibeanz
    • By Jelllibeanz 9th Feb 17, 1:19 PM
    • 101Posts
    • 234Thanks
    Jelllibeanz
    Taking the plunge
    • #1
    • 9th Feb 17, 1:19 PM
    Taking the plunge 9th Feb 17 at 1:19 PM
    I've finally gone and done it.... having lurked and looked for ages, but not done much or set up a profile so here is my first post.

    At the end of January I decided I wanted to get back in control of things, including my finances. I've set up spreadsheets, started using my online banking at last (instead of telephoning when worried I was hitting my overdraft limit) and begun to make over payments rather than just the minimum.

    I have gone through the over payment calculator and worked out that if I could manage £8000 a year I could be MF by 2023!!! Although I must admit it's one hell of challenge. However, I don't want this to be more like a new years resolution that falls by the wayside...... so please feel free to kick me up the butt occasionally!

    Since payday I have managed the following:
    £52.51 OP on the mortgage giving me a potential £63 saving on interest alone just by skimming
    £321.50 off the credit cards
    £125 off my little one's school journey leaving £120 to pay
    £6.26 in sealed pot
    And £2850 left in the savings for emergencies

    I know that paying off my credit etc is better, but I want the mortgage too. So am focusing on both, with the priority to be the cc and then the mortgage as there is only 1% difference between my loan and the mortgage.

    Tomorrow is a planned no spend day - would have liked it to have been today, but petrol and parking were required. And the weekend will be tough with my OH wanting to spend money on swimming, coffee out and other little bits (he really enjoys spending, but has been getting better lately).

    Please wish me luck
    Control freak taking back the reins MF and DF Wannabe
    M '09 = £103k M Feb '17 =£79.9k, Aug 17 = £69k Original End Date = Apr '34
    CC = £2900 £1550
    Loan = £7000 £5760
    Onwards and upwards
Page 5
    • Jelllibeanz
    • By Jelllibeanz 14th Aug 17, 10:53 AM
    • 101 Posts
    • 234 Thanks
    Jelllibeanz
    Another busyish few days here at the ranch. I've managed several TT ups and have signed up to SB so I've had that running on and off over the weekend. I think I'm making progress with it and have had a look on the the making money board where there is a thread on it that is great for getting some hints and tips.

    MrJ has been outstanding at being frugal this weekend. He stopped me popping into the major chemist on the high street to get some photos printed off which resulted in me using an app on my phone instead and I probably saved at least a tenner.
    He also picked up a can of black heat resistant spray and rejuvenated the open fire place using some wire brush drill bits. It's also saved us another £50 as the tools and coal bucket were looking very tired, but with a couple of layers of that paint they look brand new again

    I've managed a tip run this morning and am taking the kids out for the afternoon to a beach and country park that I haven't visited since my GCSE geography field trip. We're taking the dog, a ball and some pack up to keep costs low. Am hoping I don't get lost and the kids enjoy it.

    I also need to lose some pounds and not the money kind either! The pixies have started stitching my clothes together and I really don't want to buy any new ones so mission improve my health must begin today.

    Project house hasn't come very far either so I need to get writing those lists again and sticking to them.

    Happy Monday one and all xx
    Control freak taking back the reins MF and DF Wannabe
    M '09 = £103k M Feb '17 =£79.9k, Aug 17 = £69k Original End Date = Apr '34
    CC = £2900 £1550
    Loan = £7000 £5760
    Onwards and upwards
    • Jelllibeanz
    • By Jelllibeanz 15th Aug 17, 9:45 AM
    • 101 Posts
    • 234 Thanks
    Jelllibeanz
    I re-evaluated yesterdays trip out and discussed the options with the boys. After going through several different routes we established that there wasn't a particularly direct way to get there and we would be effectively spending two hours each way in the car we chose a country park that we hadn't been to for a few years that was only 45 mins away. Thus saving fuel. I'm pleased I took my flask with me as the kids wore me out and it meant no spending in their cafe.

    The new boiler tank thing arrived first thing this morning so we have the rest of the day to do what ever we need to. So I'm going to chill out for a little while and hunt down some other free bits we can do for the rest of the week.

    TTFN x
    Control freak taking back the reins MF and DF Wannabe
    M '09 = £103k M Feb '17 =£79.9k, Aug 17 = £69k Original End Date = Apr '34
    CC = £2900 £1550
    Loan = £7000 £5760
    Onwards and upwards
    • Jelllibeanz
    • By Jelllibeanz 16th Aug 17, 12:38 PM
    • 101 Posts
    • 234 Thanks
    Jelllibeanz
    Yesterday turned into a bit of a lazy day, but it is good for the kids to learn to be bored in order to become creative. It resulted in them having a water fight, reading and junk modelling. We used some of the runner beans again for dinner (it's nice having them super fresh) and brought some pears in to ripen. As there were quite a few the boys bagged some up and ran them down to our neighbours.

    Whilst we were cooking the neighbours came over with a huge pile of freshly cooked ham that they'd bought because their grandchildren were supposed to be coming over, but they weren't able to make it. So I've used the ham for today's lunch (cheese and ham toasties) and there's still loads left so will use the rest for dinner tonight - ham, egg and chips
    I've popped £3 over into the mortgage account in respect of these meals being covered and am revisiting the week's meal plan as a result.

    I've done a little Kon Mari on the paperwork, but still have a pile to go through. My project house lists are up and I'm going to knock a fair few off tomorrow hopefully whilst the plumbers are replacing the tank.

    We have a trip to the dentists today for DS3 and then we are going foraging for sticks on the local heathland to prop up the tomato plants (can't see the point in buying canes when you can get them for nothing) and then off to the local cemetery for pine cones as they make excellent fire lighters and the kids enjoy competing against each other to see who can fill the bag the fastest. The pine trees are not near any graves so it doesn't feel disrespectful. The aim is to fill a bin full in preparation for the winter.

    Oh the icing on the cake is that DS2's attitude to reading and homework is improving considerably. The last three days he's actively asked to read to us and after sowing the homework seed last night he asked for some support with choosing which homework task to do and has already completed it. Plus one of the options he was considering involved using a photo of himself and explaining a bit about him. He said he couldn't do it as we didn't have any recent photos printed. I told him we were waiting for the free ones to arrive and that he could have one of those.
    He is now up for doing 2/6 homework projects. Considering he only wanted to do 1/6 begrudgingly and we'd been arguing a few weeks back that I wanted him to do at least 4/6 I think this is brilliant progress. The fact he is volunteering rather than being nagged too is making it much more pleasurable
    Control freak taking back the reins MF and DF Wannabe
    M '09 = £103k M Feb '17 =£79.9k, Aug 17 = £69k Original End Date = Apr '34
    CC = £2900 £1550
    Loan = £7000 £5760
    Onwards and upwards
    • allmannerofthings
    • By allmannerofthings 29th Aug 17, 5:39 PM
    • 90 Posts
    • 520 Thanks
    allmannerofthings
    I've just caught up on the last couple of pages of your diary Jelllibeanz, wow you're getting so much done! Well done on the overpayments and also the decluttering! Very inspirational to me at the moment as that is so what I need to do too!
    Mortgage March 2017 borrowed £115,000. Balance September 2017 £107867.50
    Overpayments 2017 £3630/Target £5000
    May £1710 June £0 July £900 Aug £505 Sept £515 Oct £ Nov £ Dec £
    • Jelllibeanz
    • By Jelllibeanz 3rd Sep 17, 6:14 PM
    • 101 Posts
    • 234 Thanks
    Jelllibeanz
    Thanks AMoT. I've not touched base with my diary for a few days now. Have had several other things that have taken my focus away from house a little. However, things are still ticking over.


    So where are we at?? I have now purchased the 35% share that was owned by the housing association as part of the HomeBuy scheme and it is all now in my name. It was a lengthy process with the valuation etc. but very well worth it and now we can start to focus on home improvements and really adding the value the house deserves. I've worked out that with the current valuation the remaining mortgage is approx. 30% LTV so now we can focus on knocking it down further. The legal cost has sucked up some of this month's over payment, but it will mean that I am no longer paying interest to the housing association and that can be put into the mortgage pot.


    It's been a hectic few weeks: back to work full time, MrJ proposed (I said yes ), my best friends wedding (which cost a few quid what with hotel rooms etc.) and moving forward DS1 has a birthday and DS 2+3 go back to school this week too. I am officially shattered and have been trying to use today to recuperate in advance of another challenging week ahead.


    On the MSE front we saved 30% at H1lton Hotels as they do an NHS discount scheme, bought a gazebo in 1kea in the sale section saving us 50% of the original price, MrJ is getting good at haggling for further discount, saved 30% in the local carvery on breakfast as I complained we were sat next to the bins and it didn't smell so good and have been good at uploaded all receipts to relevant apps too.


    We've done some blackberry picking whilst walking the dog by the local river, blanched and frozen the last of the runner beans, traded childcare with friends to reduce costs and the kids being bored, made apple, pear and blackberry crumble (MrJ loved the topping and thought it was shop bought!), been filling the tank up at C0stc0 as it works out a bit cheaper and trying to avoid the shops unless absolutely necessary.


    TTFN x
    Control freak taking back the reins MF and DF Wannabe
    M '09 = £103k M Feb '17 =£79.9k, Aug 17 = £69k Original End Date = Apr '34
    CC = £2900 £1550
    Loan = £7000 £5760
    Onwards and upwards
    • Jessy103
    • By Jessy103 4th Sep 17, 10:19 AM
    • 467 Posts
    • 1,973 Thanks
    Jessy103
    Congratulations on the engagement!!! x
    Original Mortgage Amount 2007 - £87,310.50
    Mortgage Amount Oct 2017 - £61,990.00
    Overpayment Target for 2017 - £5,000 /£4,060.70
    Jan - £873.26 Feb - £185.38 March - £269.07 April - £193.66 May - £467.64 June - £407.79 July - £849.96 August - £255.11 September - £177.22 October - £381.61
    • Jelllibeanz
    • By Jelllibeanz 4th Sep 17, 1:17 PM
    • 101 Posts
    • 234 Thanks
    Jelllibeanz
    Thank you
    Control freak taking back the reins MF and DF Wannabe
    M '09 = £103k M Feb '17 =£79.9k, Aug 17 = £69k Original End Date = Apr '34
    CC = £2900 £1550
    Loan = £7000 £5760
    Onwards and upwards
    • Jelllibeanz
    • By Jelllibeanz 10th Sep 17, 8:06 PM
    • 101 Posts
    • 234 Thanks
    Jelllibeanz
    As the weekend comes to a close I've been reflecting on some of the little MSE things that we've done this week. It's been a busy one with the boys returning to school etc, but that hasn't stopped us being careful.


    We've had a fairly subdued, but very happy one. Visited a free festival and the boys got to make wax seals and play traditional games. They also signed themselves up to the library. We haven't been in years. I usually pick them up books in the charity shop, but they enjoyed browsing and are looking forward to going back again. Plus they borrowed a Kondo book for Mummy. So I count that as a win!


    The Kondo book has spurred me on with a little decluttering as work-life has gotten in the way just recently and left me shattered. So housework etc has fallen a little by the wayside. I know when I've been working too much because I actually enjoy the housework! DS4 has joined in and decluttered his T-shirt drawer so there is a bag for the charity shop waiting to go.

    I've also got so fed up of the boys using a towel and then dropping it on the floor (seems like I'm forever washing towels) I have finally bought an over the door towel rail. So far so good and the towels from this morning are hanging up nicely! So that should save on washing etc.

    Friends popped round today and dropped off some out grown school clothes and we've had a restful one watching films, cooking a roast etc. The wet weather is a pleasant break and it's meant we've had some family time.

    TTFN
    Control freak taking back the reins MF and DF Wannabe
    M '09 = £103k M Feb '17 =£79.9k, Aug 17 = £69k Original End Date = Apr '34
    CC = £2900 £1550
    Loan = £7000 £5760
    Onwards and upwards
    • Jelllibeanz
    • By Jelllibeanz 17th Sep 17, 4:48 PM
    • 101 Posts
    • 234 Thanks
    Jelllibeanz
    Well I have to say the towel rail is working a treat and we still have some towels on the shelves!! Had a minor issue with a leaking pipe and tap this morning, which lead to the bathroom and kitchen getting rather wet. However, we used a £5 off £25 voucher at the local DIY store and picked up some tools and cheap taps. We're now waiting for walls to dry out.


    We also popped into W1lkos and picked up loads of seeds for next year. They are all still in date, but it worked out to approx. £20s worth for £4! I've been wombling receipts for uploading onto the apps - people must think I'm very environmentally conscious picking up receipts in the supermarket car park.


    A few little tidy ups this week and bit of cash that I was holding onto has become the deposit for the new double glazing. We've shopped round a fair bit and had a few quotes, but yesterday I bit the bullet. The old aluminium frames are buckled, the handle has fallen off a couple and the house is cold. Hopefully the new ones will be installed before the end of November, but we are in a conservation area (or a conversation area as DS4 puts it) and is costing us a little more as we have to have sash ones. Will be nice to get the house back into the much loved condition it deserves to be. Fuse board is being done the weekend after next. So it is really starting to come together.
    Control freak taking back the reins MF and DF Wannabe
    M '09 = £103k M Feb '17 =£79.9k, Aug 17 = £69k Original End Date = Apr '34
    CC = £2900 £1550
    Loan = £7000 £5760
    Onwards and upwards
    • Jelllibeanz
    • By Jelllibeanz 19th Sep 17, 11:20 AM
    • 101 Posts
    • 234 Thanks
    Jelllibeanz
    It's been busy on the work front and the housework is suffering a little. I'm hoping I can leave a little earlier today to go home and do some. I was supposed to work this afternoon in a different location for a meeting and I had agreed to give another member of staff a lift in return for the few I've received previously. However, we've now been told we can skipe in so I will save 20 miles worth of petrol


    I enjoyed making homemade apple crumbles on Sunday evening. We had one for after dinner and there were four more that I popped into the freezer. However there are still loads of apples on the tree and a few pears too so I need to make some more and think about alternatives for using them up.
    Control freak taking back the reins MF and DF Wannabe
    M '09 = £103k M Feb '17 =£79.9k, Aug 17 = £69k Original End Date = Apr '34
    CC = £2900 £1550
    Loan = £7000 £5760
    Onwards and upwards
    • Jelllibeanz
    • By Jelllibeanz 10th Oct 17, 9:54 AM
    • 101 Posts
    • 234 Thanks
    Jelllibeanz
    Life's been a bit of a roller coaster ride over the past three weeks with plenty of ups and downs. Aiming to stay focussed on the ups. It does mean that I haven't been as attentive with OPing the mortgage and there has been some spending elsewhere. However, life is for living and it's not been too bad really as we have saved some costs along the way...


    Electrics - saved £300 by using OH's work contact to do the work and sign it off
    Energy switch - saved £300 by ditching the current provider
    Day trip to France - saved £10 by going through a cash back provider and using a special offer with the ferry operator, plus took friends and split the costs
    Clothes shopping - almost everything was in the sale so that is 50% or more saved
    Mr T - put a trolley of YS products out and so we loaded up (bought some munchies and drinks for the day trip to France and other cupboard items) saved £24


    Need to check my balances and change my signature, but we are now out of the £70s. Onwards and upwards
    Control freak taking back the reins MF and DF Wannabe
    M '09 = £103k M Feb '17 =£79.9k, Aug 17 = £69k Original End Date = Apr '34
    CC = £2900 £1550
    Loan = £7000 £5760
    Onwards and upwards
    • Jelllibeanz
    • By Jelllibeanz 30th Oct 17, 11:57 AM
    • 101 Posts
    • 234 Thanks
    Jelllibeanz
    I haven't been so good with keeping this up to day lately so must try harder.

    Last weekend was fun and stressful. Friday we were all exhausted and had a bit of a day at work so the evening went in a blur. However, I did have lunch bought for me by a colleague that was very yummy and left me so stuffed I couldn't be bothered with cooking that night. In actual fact the kids had nuggets and chips for the first time in ages and were thrilled!!

    On Saturday we got a load of logs delivered and tackled the radiator that had come off the wall. The kids deny having anything to do with it, but having stepped around it laying flat on the floor we figured it was the best time to get it done. The plan was to freeze the pipes, cap it off and then redecorate at a later date. However, it lead to a mini disaster with the pipes under the floor boards being cracked and leaking through into the living room. Subsequently MrJ had to call out an engineer on the insurance as we didn't have sufficient tools to fix it. Couple that with the fact the plaster had blown behind it so there was no way it could really be put back anyhow. It caused MrJ to be quite stressed. He has enjoyed watching the plumber and has a plan for things in the future.

    The upside was DD1 and his GF decided to spend the evening with us with a few glasses of wine and a roaring log fire. They are moving out in a couple of weeks for the first time and it was good to have a catch up. It resulted in us spending the Sunday up at a local retail park buying a few bits. It was really good to see them so happy together and despite them wanting to buy everything independently we have managed to make a contribution towards their list of things they want/need. Actually even they have been good and rated everything from 1-3 on a need asap to would like at some point in 3 months time basis.

    The car is still playing up a little. Not sure how long it will last. Having over filled it with oil causing it smoke, then getting the oil drained/changed etc. it is getting a little temperamental. The engine management light came on last week and a mate kindly identified it was misfiring on the second cylinder. He's kindly replaced all the spark plugs for me and the engine management light has now gone off. Total spend so far of £13. It feels a lot better, but then we have had it lose power every so often. Yesterday my eldest drove the kids home for me just in case we broke down on the way home. So I am trying to limit all journeys to local ones. I love my baby car and dread the idea of needing to replace it.

    Shouldn't need to do a food shop for a week or so as the cupboards and freezer are really full. Must do an inventory and bag up some of the bulk buys we got yesterday. Can't wait to go home, cook and chill out in front of the fire. Roll on home time.
    Control freak taking back the reins MF and DF Wannabe
    M '09 = £103k M Feb '17 =£79.9k, Aug 17 = £69k Original End Date = Apr '34
    CC = £2900 £1550
    Loan = £7000 £5760
    Onwards and upwards
    • Jelllibeanz
    • By Jelllibeanz 4th Nov 17, 2:01 PM
    • 101 Posts
    • 234 Thanks
    Jelllibeanz
    Well the car is definitely trying to give up on me. I walked home from work last night, breaking the journey with a little pit stop into Aldi. Think it is definitely going to go to car heaven. I'm going to try living without one for a week. It will be a challenge.
    DS1 was off to the industrial park to buy some bits for his new pad (he moves out next week ) and I got him to pick up and drop off some cat food for me. Saves me spending double the amount round at the corner shop.

    We are having a stay at home weekend with all intentions of avoiding the shops and making sure we relax. I want MrJ to kick back and do absolutely nothing. He's been working too hard of late and needs to learn to just be. I could do with it too. So I lit the fire at 8 this morning in a bid to make him use the living room. It's worked!! He's now chilling out with DS3 watching TV on demand whilst I warm my tootsies. I am even having a slobbing out session in my trackies. It's nice to not have to dress up and be smart. Would have stayed in my pjs but I figured that was stretching it.

    A little Tilly tidy today and lots of washing to do - 3 loads down and 2 to go. So whilst the boys watch TV I'm gonna go onto SB and try to collect some points. I've already enjoyed reading through some diaries on here and have answered some work emails.
    Control freak taking back the reins MF and DF Wannabe
    M '09 = £103k M Feb '17 =£79.9k, Aug 17 = £69k Original End Date = Apr '34
    CC = £2900 £1550
    Loan = £7000 £5760
    Onwards and upwards
    • Jelllibeanz
    • By Jelllibeanz 5th Nov 17, 11:15 AM
    • 101 Posts
    • 234 Thanks
    Jelllibeanz
    Well yesterday was super relaxing and exactly what we needed. We kept the fire going all day and snuggled up watching films. I got a surprise phone call from DS1, whose GF has offered to loan me her car for a week as she car shares with her family. They've said they will drop it off today.

    In the meantime MrJ forgot to get a joint of meat out of the freezer for today and he is determined he wants to cook a roast. So we have agreed we will either wait for the car to arrive or take a walk into town. So for now we are both working on our laptops preparing for the weekahead. The kids have gone out to play football for half an hour and had their hair cut.

    I have SB videos playing in the background to keep me company while I work. I haven't been so good at using it lately. However, I have been good at uploading my receipts onto some other apps and we are nearing a payout.
    Control freak taking back the reins MF and DF Wannabe
    M '09 = £103k M Feb '17 =£79.9k, Aug 17 = £69k Original End Date = Apr '34
    CC = £2900 £1550
    Loan = £7000 £5760
    Onwards and upwards
    • SunnyVic
    • By SunnyVic 5th Nov 17, 7:32 PM
    • 6 Posts
    • 10 Thanks
    SunnyVic
    Hey Jellibeanz, just sat down and read through your diary! You've made fantastic progress over the last few months, you must be so pleased with how far you've come. xx
    • Maiden Mum
    • By Maiden Mum 20th Nov 17, 10:38 AM
    • 117 Posts
    • 305 Thanks
    Maiden Mum
    Well done Jellibeanz on the progress you are making!
    • Jelllibeanz
    • By Jelllibeanz 20th Nov 17, 12:43 PM
    • 101 Posts
    • 234 Thanks
    Jelllibeanz
    Hiya
    I am rather pleased although I feel like my foot has been a little off the gas with my diary, but there have been a few MSE things we have been up to in the meantime. Thank you x

    Warning a long post......

    I haven't done so well at saving this past few weeks, the house has needed some work doing to it. The windows were finally installed last week and we now have lovely sash ones that are much more in keeping with things - we are in a conservation area so didn't have much choice, I'm not complaining as it looks good
    We've really noticed the difference in the temperature. The old windows had aluminium frames and were badly buckled. So the heating has been blipped on occasionally for 15 mins to take the edge off the house and I've enjoyed cosying up by the fire at night. Have found putting coals in the bottom off it gives off long lasting heat and the ashes are still warm and glowing when we get up in the morning.
    Just need to wait for the builder to come in and make the hole for the bi-fold doors and then they can be installed. Aside from the builder it is all paid for
    Whilst we were home last week MrJ called up a roofing co. and asked them to repoint where the tiles meet the side of the house as when it rains in a particular direction we were getting a small amount of water through. Just as well really as there were large chunks of mortar missing. Job done for £100. I don't know why, but it was a lot cheaper than I expected it might be. So a big relief and now we are weather proof.

    The Crimbo planning has begun and some pressies are starting to arrive. I've managed to accrue £10 from Shopprize so I used that towards some for the boys and have been using cashback sites to locate the best deal for other bits and pieces. It's all mounting up. I just need to find somewhere safe to stash some bits away from prying eyes.

    In other news DS1 did move out. I spent the first few days of this suffering empty nest syndrome and bawled my eyes out a few times. He is only a 10 minute drive up the road though. We took the decision to move DS2 and 3 into his old room this weekend. They are chuffed with having more space. I plan to keep the very dark grey walls (much to MrJ's dissatisfaction) and have persuaded him that they do not need a new, bigger TV as their old one works great and the wooden wardrobe can be painted white rather than being replaced. He still reckons the paint won't hold, but I reckon it will. The wooden floor boards in their room are exposed and are now in pretty bad shape due to DS1's computer chair. However, MrJ had a fab idea yesterday and rather than buy new boards we could just flip them over and sand back!
    So it is starting to come together.

    On the car front ..... my Zafira gave up the ghost and there was no way it would make it through it's next MOT cost effectively. So it went to srap heaven and I got by with my DiL's car for a few days. Then friends said I could borrow their van, provided I taxed and insured it. I ran a quote through with my insurance to change it over and they wanted to charge me an extra £400!!!! So that idea quickly went out of the window. A few hours later the same friends called me and explained they were happy for me to use their son's car until he passes his test!!! I was totally made up! All I had to do was buy a new battery for it, sort the tax and insurance. So for the past week I have been mobile. It's a little Corsa so much smaller than I am used to but fun to drive and it's keeping the kids warm. A perfect little run around until I can find a car that I actually want!

    So where am I at now? Well I am doing a few little odd jobs around the house to prevent me going out shopping. Therefore the kitchen floor has been re-grouted and this morning I've sanded back the last bit of floor boards under the bay window in the living room ready for varnishing. Just need to make a list of what to do next. I have SB running in the background so I can collect some points and plenty of housework to be getting along with.

    Happy Monday xx
    Control freak taking back the reins MF and DF Wannabe
    M '09 = £103k M Feb '17 =£79.9k, Aug 17 = £69k Original End Date = Apr '34
    CC = £2900 £1550
    Loan = £7000 £5760
    Onwards and upwards
    • Jelllibeanz
    • By Jelllibeanz 21st Nov 17, 10:17 AM
    • 101 Posts
    • 234 Thanks
    Jelllibeanz
    So I am going to be working from home until after Christmas, when I will start my new job. All I need to do is respond to emails and write a few reports. It will save me on fuel and mean I am around more for the kids. The kids are made up about it and I am already starting to feel a little more relaxed. It's also good this week as I am waiting on several Xmas pressies to be delivered.

    Even though this morning is warmer than it has been for the past week or so I am feeling snuggly. Perhaps it's because I had a rough night. So I've loaded up the fire, shut the door and popped a couple of smelly candles on.

    The washing machine finished a short while ago and the five pairs of black jeans that were going grey are back to black thanks to the dye. So that's saved a few quid. Why is it so difficult to find a pair of jeans that are the perfect fit?? Any how that stress is now removed

    I've done a little TT - haven't been so good at that over the past three weeks. And have been topping up my coins on Shopprize by logging on every morning.

    I've agreed to drop off some hm frozen lasagne for DS1 and his GF. I was worried I'd offend her a little, dunno why, but at least it's something he can bung in the oven whilst he's working. When I come back I might do some home baking. Not sure what yet, but there are a few things that can be cobbled together to make a pudding for tonight.
    Control freak taking back the reins MF and DF Wannabe
    M '09 = £103k M Feb '17 =£79.9k, Aug 17 = £69k Original End Date = Apr '34
    CC = £2900 £1550
    Loan = £7000 £5760
    Onwards and upwards
    • Jelllibeanz
    • By Jelllibeanz 22nd Nov 17, 8:56 AM
    • 101 Posts
    • 234 Thanks
    Jelllibeanz
    So yesterday I treated myself to a couple of hours snuggled up on the sofa with a movie (Me to You) which lead me to bawling my eyes out. I did pop over to see DS1 for a short while armed with frozen lasagna and few bits of his that were laying around.

    Work has been really quiet (I'm not complaining) but it has lead to me looking at sites and doing a little more shopping. Upside is that we have the majority of the Xmas dinner now sorted - Icyland had a £10 off £60 spend and I went through £co which lead to a £2.50 bonus (they seem to be doing them frequently this week) and a few extra pennies in the account. I used that £10 to buy a turkey crown and there were a couple of other bits that I've got to put in the hamper I'm making for DS1 and GF e.g. chocolates, milkshake - basically all the little things that he enjoys to make it a more comfortable holiday season.

    I also did the dangerous thing of popping in MrT for ys bargains on the way back and fell prey to buying 6 bottles of wine for Crimbo which were £1 cheaper than usual and 25% off if you buy six, thus two out of six were free! They've been tucked away for now.

    So I now need to do an inventory of all the stuff in the cupboards and fridge and avoid the shops for the next couple of weeks. I have, in the process of tidying up, stumbled across a pot of white eggshell and a radiator roller. So I do not have to visit the DIY store and I can repaint the wardrobe in the boys room so that it all matches.

    Am looking forward to payday now - can't wait to do the money shuffle.

    TTFN x
    Control freak taking back the reins MF and DF Wannabe
    M '09 = £103k M Feb '17 =£79.9k, Aug 17 = £69k Original End Date = Apr '34
    CC = £2900 £1550
    Loan = £7000 £5760
    Onwards and upwards
    • Jelllibeanz
    • By Jelllibeanz 22nd Nov 17, 4:16 PM
    • 101 Posts
    • 234 Thanks
    Jelllibeanz
    So I haven't done the inventory yet, but I did (just about) manage to get all the frozen food stored. The fridge needs a good clear down. So no food allowed out of the freezer until all the fridge stuff has gone. Although I have taken out something for my lunch on Friday to defrost

    I've had a bit of a clear out. As it happens it's been so long since I last used the tumble drier I found a load of white school shirts and pillow cases in there that the kids have outgrown!!! I've moved it into the now spare room and also found a king size duvet I bought DS1 a year ago still in the packaging that he decided not to use! So I've nabbed it for myself and recycled my old one into the dog's new bed, with which she looked very happy

    Have had to spend the day in waiting for a delivery. MrJ complained to the insurance provider who manages our plumbing and drainage for the atrocious service we'd had. They had promised to send a cheque covering the excess plus another £50 on top by way of an apology. However, this still hadn't arrived. So they have sent us a hamper of goodies. It arrived a short while ago and is now sitting in the middle of the living room waiting for MrJ to come home. Feels a little like Xmas! I've decided not to open it until he gets here. It's worth complaining sometimes

    Oh and tomorrow I am going to have to pop by the supermarket and pick up some mince pies - they're free on Clicksnap this week!! Must take a list and try to stick to it.

    x
    Control freak taking back the reins MF and DF Wannabe
    M '09 = £103k M Feb '17 =£79.9k, Aug 17 = £69k Original End Date = Apr '34
    CC = £2900 £1550
    Loan = £7000 £5760
    Onwards and upwards
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