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  • FIRST POST
    • curlyhairsuzy
    • By curlyhairsuzy 26th Jan 17, 6:27 PM
    • 21Posts
    • 5Thanks
    curlyhairsuzy
    How long to hear back about HSBC application?
    • #1
    • 26th Jan 17, 6:27 PM
    How long to hear back about HSBC application? 26th Jan 17 at 6:27 PM
    Applied for HSBC balance transfer card a while ago. ,/!5 remember the exact date but must be over 3 weeks ago.
    I still haven't heard anything?
    Has this happened to anyone else?
Page 2
    • zippygeorgeandben
    • By zippygeorgeandben 20th Feb 17, 11:30 PM
    • 667 Posts
    • 773 Thanks
    zippygeorgeandben
    I'm glad I read this thread. I applied for a Sainsburys CC about three weeks ago, sent paperwork off about ten days ago so I have a bit to wait!
    End Sep 2016 End August 2017
    £8236.57 £4876.49
    (Tesco 4.8%) £222.61pcm
    £6185.75 £851.34 (Zopa 4.0%) £48.99pcm

    £5344.50
    £2890.04 (Sainsburys 0% until 06/19) £140pcm
    £2000.00 £1333.35 (Sister 0%) £133.33pcm

    Total debt
    £19.766.82 £11499.70 Original DFD May 2019.
    • zippygeorgeandben
    • By zippygeorgeandben 22nd Feb 17, 11:55 PM
    • 667 Posts
    • 773 Thanks
    zippygeorgeandben
    Sainsburys have sent exactly the same paperwork to me that I posted back to them a fortnight ago. Odd.
    End Sep 2016 End August 2017
    £8236.57 £4876.49
    (Tesco 4.8%) £222.61pcm
    £6185.75 £851.34 (Zopa 4.0%) £48.99pcm

    £5344.50
    £2890.04 (Sainsburys 0% until 06/19) £140pcm
    £2000.00 £1333.35 (Sister 0%) £133.33pcm

    Total debt
    £19.766.82 £11499.70 Original DFD May 2019.
    • slowlysurely
    • By slowlysurely 23rd Feb 17, 10:06 PM
    • 17 Posts
    • 0 Thanks
    slowlysurely
    There has been a little bit of progress in my wait for HSBC. I received some paperwork saying I was accepted and some to sign and return which I posted last week. Two copies actually! Of the same thing with different dates. So my chasing them seems to have head an effect.
    With a bit of luck I will now receive the credit card shortly. Will post again when/if I do!
    • thrombosis
    • By thrombosis 27th Feb 17, 2:28 PM
    • 4 Posts
    • 0 Thanks
    thrombosis
    I'd err on the side of caution with HSBC, I too was drawn in by the lucrative BT offer.

    In December I received my card (5.5k) and after I had activated the card I was able to log in to their banking portal to attempt a balance transfer. I was fronted with Two Balance Transfers which were not mine. After 2 months of phone calls and complaints on Facebook/in Branch I got the balances removed and an apology. In all my years I've never had such a bad customer service experience - one of their representatives called me a lier - needless to say that they were reprimanded also.
    • curlyhairsuzy
    • By curlyhairsuzy 27th Feb 17, 7:52 PM
    • 21 Posts
    • 5 Thanks
    curlyhairsuzy
    Not heard anything and not had any credit checks on equifax or noddle....
    • curlyhairsuzy
    • By curlyhairsuzy 27th Feb 17, 7:53 PM
    • 21 Posts
    • 5 Thanks
    curlyhairsuzy
    But I have just been accepted for 42 month balance transfer with lloyds. £4500 limit
    • slowlysurely
    • By slowlysurely 27th Feb 17, 10:27 PM
    • 17 Posts
    • 0 Thanks
    slowlysurely
    Well I finally received my card on Saturday . Nearly 2 months after applying! And a bit of chasing.
    I hope I dont go on to have an experience like yours thrombosis.
    I tried to register for their online banking and it is not as straight forward as for other banks. But I will get there with persistence I am sure!
    • zippygeorgeandben
    • By zippygeorgeandben 27th Feb 17, 10:35 PM
    • 667 Posts
    • 773 Thanks
    zippygeorgeandben
    slowlysurely you're name is quite apt for this thread!
    I've resent my stuff back to Sainsburys but I've changed my mind on the direct debit I instructed them to take out. I'll see what eventually happens, if I get the card that is!
    End Sep 2016 End August 2017
    £8236.57 £4876.49
    (Tesco 4.8%) £222.61pcm
    £6185.75 £851.34 (Zopa 4.0%) £48.99pcm

    £5344.50
    £2890.04 (Sainsburys 0% until 06/19) £140pcm
    £2000.00 £1333.35 (Sister 0%) £133.33pcm

    Total debt
    £19.766.82 £11499.70 Original DFD May 2019.
    • slowlysurely
    • By slowlysurely 27th Feb 17, 10:40 PM
    • 17 Posts
    • 0 Thanks
    slowlysurely
    Good luck zippygeorge!
    • smallbusiness
    • By smallbusiness 27th Feb 17, 11:56 PM
    • 12 Posts
    • 1 Thanks
    smallbusiness
    I just applied online today. I received no confirmation email or anything. I knew I should've printed the application summary page. Still this thread gave me hope, maybe its just HSBC's system and the demand during Jan & Feb as people try to get their finances in order. Fingers crossed.
    • meowie
    • By meowie 15th Mar 17, 9:28 PM
    • 3 Posts
    • 0 Thanks
    meowie
    I don't understand HSBC and their process in general. I applied for a balance transfer card in mid-February and received a letter 15 days later, stating that they needed to speak to me. When I rang up and after waiting on a line for 45 minutes, somebody told me that there was a note on the file to say that I had been rejected, however, 'they were not sure'. Had I been rejected, would I have not received a standard rejection letter? The call centre did advise me to visit a branch but I just don't see the point, since they will only put me on the line to their call centre again.
    Has anybody had a similar experience?
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