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  • FIRST POST
    • kirtsypoos
    • By kirtsypoos 22nd Jan 17, 3:05 PM
    • 3,037Posts
    • 13,542Thanks
    kirtsypoos
    Payment A Day Chapter 18
    • #1
    • 22nd Jan 17, 3:05 PM
    Payment A Day Chapter 18 22nd Jan 17 at 3:05 PM
    *The principles of PADding*

    Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now)

    The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200 pages, challenge is continuing on a brand new thread.

    The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

    Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

    Best wishes to everyone

    PS. Here are the rules


    *The Rules*
    1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
    2) Once you join, you cannot leave

    Total for our Latest Month (May 2016) was:
    £11,278.15 (Thanks Bobarella for being Mays counter Upper )
    June 2016:
    £27,734.49
    July 2016:
    £24,284.13
    August 2016:
    £30,740.14
    September 2016:
    £27,504.99
    October 2016:
    £14,546.08
    November 2016:
    £7,661.39
    December 2016:
    £4541.33

    Total for 2016
    £240,681.72


    January 2017 - Huge thank you to Keedie for keeping tabs
    £13,746.74

    Feb 2017 - Keedie doing the honours
    £7,930.50

    March 2017 - Huge thanks to Mandz
    £15,192.39

    April 2017
    £18,117.88

    May 2017
    £12,909.60

    June 2017
    £15,548.01

    July 2017
    £10983.76

    August 2017
    £13,640.17

    September 2017
    £12303.59

    October 2017
    £11,151.91
    Last edited by kirtsypoos; 03-11-2017 at 11:51 AM.
    £250/3000 OH BC(91.66% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £250/31010.23 (99.19% paid)
    Mortgage - £161,000.00 (2017 O/P £2221.94) PAYDBX 17 #006 - £17,409.18/14,539.71
Page 78
    • jet9cat
    • By jet9cat 12th Jul 17, 9:26 PM
    • 1,343 Posts
    • 10,061 Thanks
    jet9cat
    Got side tracked and nearly forgot to post the total for yesterday which was




    £156.28
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • erin_transport
    • By erin_transport 12th Jul 17, 10:18 PM
    • 326 Posts
    • 1,557 Thanks
    erin_transport
    Shocking wifi and phone signal
    £15 to cc
    £10 to mortgage over payment
    £25 total. Thanks
    On a mission!
    • Jo Blogs
    • By Jo Blogs 13th Jul 17, 5:47 AM
    • 751 Posts
    • 2,594 Thanks
    Jo Blogs
    Morning everyone

    Super going with all the PADs - keep 'um rolling on in

    Wishing you all an extra blessed PADay!
    Saved Nitty Gritty £7440.75 [149%] / £5000-[Sep] £58.44 for the 'Save 12k in 2017' #157
    2017 Womble #35 £3463.27 Sept NSDs 4/15CCCChl 9/12 months
    Sept PPChl#002 Pts 71
    • laurababs
    • By laurababs 13th Jul 17, 8:58 AM
    • 220 Posts
    • 1,387 Thanks
    laurababs
    PAD of £3.50
    PADDING since 06-07-17

    Total so far £80.09
    • Erme
    • By Erme 13th Jul 17, 9:17 AM
    • 3,595 Posts
    • 21,534 Thanks
    Erme
    Well that's the end of my day trip tomorrow as beloved (and I really did love it) food mixer I got towards the end of my debt free journey died the other night . I was gutted

    So thinking budget I spend most of the night researching food processors and hand mixers

    In the end I get a well known brand of food processor and hand mixer for £54 - the FP was reduced in sale and just needed a little WD40 to loosen the safety lock a little and the hand mixer was normal price (good budget buy) so we'll do a baking session tomorrow to try out the hand mixer

    I can't wake up today but life could be so much worse

    DV save in 2 weeks pay days

    Keep on padding guys!!!

    E

    I believe in the power of PAD
    Come and join us on the Payment a Day thread


    • jet9cat
    • By jet9cat 13th Jul 17, 9:48 PM
    • 1,343 Posts
    • 10,061 Thanks
    jet9cat
    Quiet on here today.


    My PAD is £75
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • jet9cat
    • By jet9cat 13th Jul 17, 9:50 PM
    • 1,343 Posts
    • 10,061 Thanks
    jet9cat
    Total for Wednesday 12 July was a nice and steady


    £192.21
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • sashanut
    • By sashanut 13th Jul 17, 11:27 PM
    • 2,588 Posts
    • 24,162 Thanks
    sashanut
    Hi all

    Popping in to PAD £72.27 to M&S cc plz jet9cat - tkyou!!
    New start JAN15 - NOT BUYING IT 2015 . Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE
    • erin_transport
    • By erin_transport 14th Jul 17, 1:15 AM
    • 326 Posts
    • 1,557 Thanks
    erin_transport
    Hi
    Late check in today.
    £5 to cc
    £5 to mortgage over payment
    £10 total today
    On a mission!
    • laurababs
    • By laurababs 14th Jul 17, 7:36 AM
    • 220 Posts
    • 1,387 Thanks
    laurababs
    PAD of £10.28 this morning
    PADDING since 06-07-17

    Total so far £80.09
    • mumofthetwins
    • By mumofthetwins 14th Jul 17, 9:03 AM
    • 880 Posts
    • 3,813 Thanks
    mumofthetwins
    Had a couple of ebay sales last night so another £220 paid of this morning .. whoop !
    This time I'm sticking with it !!
    Oct /£300 3NSD
    PAD
    June £3362.78 July £1803.88 Aug £1895 Oct £483.77
    • Jo Blogs
    • By Jo Blogs 14th Jul 17, 9:19 AM
    • 751 Posts
    • 2,594 Thanks
    Jo Blogs
    Good morning everyone

    Super going with all the PADs and whoop, whoop on the Bay sales - keep 'um rolling on in

    Wishing you all a super PADay!
    Saved Nitty Gritty £7440.75 [149%] / £5000-[Sep] £58.44 for the 'Save 12k in 2017' #157
    2017 Womble #35 £3463.27 Sept NSDs 4/15CCCChl 9/12 months
    Sept PPChl#002 Pts 71
    • mandz1
    • By mandz1 14th Jul 17, 7:24 PM
    • 2,495 Posts
    • 10,851 Thanks
    mandz1
    £2.16 to very please
    PAD Maker
    SPC 570
    • ahall3519
    • By ahall3519 14th Jul 17, 9:31 PM
    • 180 Posts
    • 640 Thanks
    ahall3519
    Good evening everyone! Please put me down for £5 to the usual debt two! Hope everyone is well!
    Barclaycard Debt as of April 2016-£1008.07 As of 30th January 2017=100% paid

    Lloyds Credit Card Debt number 2 as of January 2017-£1757.96 As of October 2017 statement-£101.86=94% paid

    OH's Sainsbury's CC total-£1189.53-total paid to date=£1116.27=6%
    • jet9cat
    • By jet9cat 14th Jul 17, 9:50 PM
    • 1,343 Posts
    • 10,061 Thanks
    jet9cat
    Good evening everyone.


    Total PADs for a quiet Thrusday was £150.77
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • sashanut
    • By sashanut 14th Jul 17, 11:43 PM
    • 2,588 Posts
    • 24,162 Thanks
    sashanut
    Hi all

    Popping in to PAD £98.45 to M&S cc plz jet9cat - tkyou!!
    New start JAN15 - NOT BUYING IT 2015 . Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE
    • Jo Blogs
    • By Jo Blogs 15th Jul 17, 5:40 AM
    • 751 Posts
    • 2,594 Thanks
    Jo Blogs
    Good morning everyone

    Super going with all the PADs - keep up the great efforts

    Wishing you all a super PADay!
    Saved Nitty Gritty £7440.75 [149%] / £5000-[Sep] £58.44 for the 'Save 12k in 2017' #157
    2017 Womble #35 £3463.27 Sept NSDs 4/15CCCChl 9/12 months
    Sept PPChl#002 Pts 71
    • Erme
    • By Erme 15th Jul 17, 7:30 AM
    • 3,595 Posts
    • 21,534 Thanks
    Erme
    Its forecast to rain - therefore quit the shops and even the online shopping - challenge yourselves to a treat that costs £1 or less and PAD folks

    Great pads coming in



    I need to wake up and blitz bathroom (just sign below LOL)

    E

    I believe in the power of PAD
    Come and join us on the Payment a Day thread


    • laurababs
    • By laurababs 15th Jul 17, 9:36 AM
    • 220 Posts
    • 1,387 Thanks
    laurababs
    PAD of £5.57
    PADDING since 06-07-17

    Total so far £80.09
    • jet9cat
    • By jet9cat 15th Jul 17, 10:40 AM
    • 1,343 Posts
    • 10,061 Thanks
    jet9cat
    Had a couple of ebay sales last night so another £220 paid of this morning .. whoop !
    Originally posted by mumofthetwins

    Well done on the ebay sales, great result and contributing to yesterday's total of


    £345.89
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
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