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  • FIRST POST
    • kirtsypoos
    • By kirtsypoos 22nd Jan 17, 3:05 PM
    • 2,982Posts
    • 13,289Thanks
    kirtsypoos
    Payment A Day Chapter 18
    • #1
    • 22nd Jan 17, 3:05 PM
    Payment A Day Chapter 18 22nd Jan 17 at 3:05 PM
    *The principles of PADding*

    Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now)

    The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200 pages, challenge is continuing on a brand new thread.

    The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

    Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

    Best wishes to everyone

    PS. Here are the rules


    *The Rules*
    1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
    2) Once you join, you cannot leave

    Total for our Latest Month (May 2016) was:
    £11,278.15 (Thanks Bobarella for being Mays counter Upper )
    June 2016:
    £27,734.49
    July 2016:
    £24,284.13
    August 2016:
    £30,740.14
    September 2016:
    £27,504.99
    October 2016:
    £14,546.08
    November 2016:
    £7,661.39
    December 2016:
    £4541.33

    Total for 2016
    £240,681.72


    January 2017 - Huge thank you to Keedie for keeping tabs
    £13,746.74

    Feb 2017 - Keedie doing the honours
    £7,930.50

    March 2017 - Huge thanks to Mandz
    £15,192.39

    April 2017
    £18,117.88

    May 2017
    £12,909.60

    June 2017
    £15,548.01

    July 2017
    £10983.76

    August 2017
    £13,640.17

    September 2017
    £12303.59
    Last edited by kirtsypoos; 02-10-2017 at 12:41 PM.
    £450/3000 OH BC(85% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £450/31010.23 (98.54% paid)
    Mortgage - £161,950.00 (2017 O/P £1774.74) PAYDBX 17 #006 - £16241.98/14,539.71
Page 56
    • Duckydo
    • By Duckydo 18th May 17, 10:20 AM
    • 100 Posts
    • 1,103 Thanks
    Duckydo
    Sorry for not posting over the last few days the BD has not only been lurking, but come and sat on my lap

    A small £5 today please.
    • kirtsypoos
    • By kirtsypoos 18th May 17, 11:03 AM
    • 2,982 Posts
    • 13,289 Thanks
    kirtsypoos
    Morning PADdingtons!

    £5 for me today to OH BC please mandz
    £450/3000 OH BC(85% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £450/31010.23 (98.54% paid)
    Mortgage - £161,950.00 (2017 O/P £1774.74) PAYDBX 17 #006 - £16241.98/14,539.71
    • kirtsypoos
    • By kirtsypoos 18th May 17, 11:04 AM
    • 2,982 Posts
    • 13,289 Thanks
    kirtsypoos
    Sorry to hear that Duckydo - have a day
    £450/3000 OH BC(85% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £450/31010.23 (98.54% paid)
    Mortgage - £161,950.00 (2017 O/P £1774.74) PAYDBX 17 #006 - £16241.98/14,539.71
    • sashybo
    • By sashybo 18th May 17, 12:44 PM
    • 2,435 Posts
    • 18,514 Thanks
    sashybo
    Hi all, usual £1 to loan no1 today.

    Hope you're feeling better soon Duckydo, have a dodgy hug.
    Success is not final, failure is not fatal: it is the courage to continue that counts.

    PAD started 27/01/09 - £8770 extra paid off debt. Total Debt paid off £45,641.11
    Loans 1 & 2 £3962.81, CC 0% BT £475, Car loans £24,485.65
    • jet9cat
    • By jet9cat 18th May 17, 7:36 PM
    • 1,319 Posts
    • 9,879 Thanks
    jet9cat
    £17 to EF today please mandz.
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • erin_transport
    • By erin_transport 18th May 17, 7:55 PM
    • 289 Posts
    • 1,380 Thanks
    erin_transport
    Hi
    Just £5 to mortgage O/P
    Thanks
    On a mission!
    • Florence J
    • By Florence J 18th May 17, 8:11 PM
    • 1,602 Posts
    • 9,075 Thanks
    Florence J
    £72.50 to a debt I owe OH
    Sealed Pot Challenge 10 #553 (£90) Wombling free 2017 = £1623.56 Pay off all your debts by Xmas 2017 #53 (£2953.21/£3000) Debt to OH paid back £1120.95/£1120.95
    October 2017 Credit Card Debt: £4163.86
    • sashanut
    • By sashanut 18th May 17, 11:41 PM
    • 2,532 Posts
    • 23,700 Thanks
    sashanut
    Hi all


    PAD £13.00 to MnS cc plz Mandz1 - thank you
    New start JAN15 - NOT BUYING IT 2015 . Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE
    • jet9cat
    • By jet9cat 19th May 17, 6:22 AM
    • 1,319 Posts
    • 9,879 Thanks
    jet9cat
    £5 for me today please
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • mandz1
    • By mandz1 19th May 17, 6:49 AM
    • 2,483 Posts
    • 10,772 Thanks
    mandz1
    18th may total




    £165.73
    PAD Maker
    SPC 570
    • Jo Blogs
    • By Jo Blogs 19th May 17, 7:19 AM
    • 751 Posts
    • 2,594 Thanks
    Jo Blogs
    Good morning everyone

    Great going with all the PADs - Keep 'um rolling on in

    Wishing you all a blessed PADay!
    Saved Nitty Gritty £7440.75 [149%] / £5000-[Sep] £58.44 for the 'Save 12k in 2017' #157
    2017 Womble #35 £3463.27 Sept NSDs 4/15CCCChl 9/12 months
    Sept PPChl#002 Pts 71
    • Erme
    • By Erme 19th May 17, 8:23 AM
    • 3,594 Posts
    • 21,524 Thanks
    Erme
    Hi all


    Still on the flipping iPad so not much fancy fonting ... PAD £13 to MnS cc plz Mandz1 - thank you
    Originally posted by sashanut
    Thought about getting a cheap Linux (pre installed or even cheaper you can get a DVD and install it self) laptop?

    When I killed a keyboard on chromebook I got a cheap linux laptop (ubuntu) and it's great - keyboard, printer, office, music, podcasts ) - would have to check and pm whom I got mine off ebay (mid price) but they were good and had good couriers

    E

    I believe in the power of PAD
    Come and join us on the Payment a Day thread


    • sashybo
    • By sashybo 19th May 17, 12:32 PM
    • 2,435 Posts
    • 18,514 Thanks
    sashybo
    Hi all PAD of £51.50 today to loan no1 as got more survey money through.
    Success is not final, failure is not fatal: it is the courage to continue that counts.

    PAD started 27/01/09 - £8770 extra paid off debt. Total Debt paid off £45,641.11
    Loans 1 & 2 £3962.81, CC 0% BT £475, Car loans £24,485.65
    • kirtsypoos
    • By kirtsypoos 19th May 17, 12:59 PM
    • 2,982 Posts
    • 13,289 Thanks
    kirtsypoos
    Morning all!

    Payday for me but big PADs are going to savings ready for our trip to NZ later this year, so just a small payday PAD of £25 to OH BC for me please
    £450/3000 OH BC(85% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £450/31010.23 (98.54% paid)
    Mortgage - £161,950.00 (2017 O/P £1774.74) PAYDBX 17 #006 - £16241.98/14,539.71
    • erin_transport
    • By erin_transport 19th May 17, 4:33 PM
    • 289 Posts
    • 1,380 Thanks
    erin_transport
    Afternoon
    Just a TT of £3.21 to online savings.
    Hoping for a transfer to mortgage o/p tomorrow
    Thanks.
    On a mission!
    • LittleMissDetermined
    • By LittleMissDetermined 19th May 17, 6:46 PM
    • 1,774 Posts
    • 7,359 Thanks
    LittleMissDetermined
    My offering today is £15 please

    LMD x
    Target Debt Free Day 27th Jun 2019
    Life gets in the way...PADding is addictive... Saving's better than spending...

    £1000 EF Challenge #142 £1100/£1000 ... 3-6Mth Wages Challenge #4 £3545.87/£7129...
    24 months of Debt-busting to go...
    • mandz1
    • By mandz1 20th May 17, 7:08 AM
    • 2,483 Posts
    • 10,772 Thanks
    mandz1
    19th May total




    £99.71





    Have a great weekend everyone
    PAD Maker
    SPC 570
    • erin_transport
    • By erin_transport 20th May 17, 10:11 AM
    • 289 Posts
    • 1,380 Thanks
    erin_transport
    Morning
    £90 to pension pot - in need of a boost. May need to focus on this for a while.
    £45 to isa
    £30 to cc
    Total today £165
    On a mission!
    • Erme
    • By Erme 20th May 17, 11:26 AM
    • 3,594 Posts
    • 21,524 Thanks
    Erme
    Keep these pads coming

    Hoping to get back to saving and stop spending my spare pennies

    Tis not good for the mental health

    E

    I believe in the power of PAD
    Come and join us on the Payment a Day thread


    • sashybo
    • By sashybo 20th May 17, 1:25 PM
    • 2,435 Posts
    • 18,514 Thanks
    sashybo
    Hi all, just the usual £1 to loan no1 today.

    Hi Erme good to see you back.
    Success is not final, failure is not fatal: it is the courage to continue that counts.

    PAD started 27/01/09 - £8770 extra paid off debt. Total Debt paid off £45,641.11
    Loans 1 & 2 £3962.81, CC 0% BT £475, Car loans £24,485.65
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