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  • FIRST POST
    • Cumbria lass
    • By Cumbria lass 1st Jan 17, 3:04 PM
    • 136Posts
    • 283Thanks
    Cumbria lass
    New Journey
    • #1
    • 1st Jan 17, 3:04 PM
    New Journey 1st Jan 17 at 3:04 PM
    I have been hanging around the diaries for around a month , decided to subscribe a get rid of the debt once and for all. I had a dmp which ended 3 years ago but owing to a drop in salary have managed to get myself in around 5 k debt again. Once I have Jan statements for credit card will be able to tell true figures.

    I have signed up for swag bucks today and done a couple of surveys. Need to do SOA , but not sure how much to put in categories like household repairs for one .

    Any help filling it in gratefully received.
Page 8
    • boxofpaws
    • By boxofpaws 15th Mar 17, 6:29 PM
    • 323 Posts
    • 1,229 Thanks
    boxofpaws
    Accept a high five!
    Debt 03/01/17 = £42000
    Debt today = £37924
    • Cumbria lass
    • By Cumbria lass 17th Mar 17, 7:12 PM
    • 136 Posts
    • 283 Thanks
    Cumbria lass
    Hey it's weekend again. Out with friends last night for a curry, I took £20 the rest of my spends for the monthn and it cost me £17.60 the change paid the window cleaner . Grandson and I went trampolining today £5 including a sandwich and drink for him. I had nothing as no cash with me and they didn't accept cards under a fiver .

    Tomorrow I am off to stay with a friend in my favourite place Cumbria. Will cost me for petrol and lunch on Sunday we are going to a carvery.

    Will need my wet weather stuff definitely,
    March : 2017 CC 1 4170 CC2 1370

    Debt Free Nov 2019:
    • dottydebts
    • By dottydebts 19th Mar 17, 5:20 PM
    • 61 Posts
    • 162 Thanks
    dottydebts
    I think days out and trips that you have saved and paid for yourself are deserved and needed! We work so hard watching every penny, we need something to enjoy!

    I hope you have had a good weekend!
    18.02.17 - £4,040.19 18.03.17 - £3686.19
    18.04.17 - TBA

    • Cumbria lass
    • By Cumbria lass 19th Mar 17, 8:46 PM
    • 136 Posts
    • 283 Thanks
    Cumbria lass
    Thanks Dotty had a good weekend. It was rather wet though , but the company was good.

    Payday tomorrow, so need to do transfers and update signature.

    Weekends go way too fast.
    March : 2017 CC 1 4170 CC2 1370

    Debt Free Nov 2019:
    • Cumbria lass
    • By Cumbria lass 19th Mar 17, 9:36 PM
    • 136 Posts
    • 283 Thanks
    Cumbria lass
    Salary already gone in, so have done all transfers.

    No credit card used for 3 months
    No new clothes bought since 9/12/16 .
    Meal plan done for week.

    Next month is going to be a speedy month, house insurance due and going on holiday for 10 days . Holiday and spends already paid for.
    Going to stay with friends for the weekend as well .

    Will be a big test to see if I can live within my means.
    March : 2017 CC 1 4170 CC2 1370

    Debt Free Nov 2019:
    • boxofpaws
    • By boxofpaws 19th Mar 17, 9:39 PM
    • 323 Posts
    • 1,229 Thanks
    boxofpaws
    I know you can do it
    Debt 03/01/17 = £42000
    Debt today = £37924
    • Cumbria lass
    • By Cumbria lass 21st Mar 17, 9:07 PM
    • 136 Posts
    • 283 Thanks
    Cumbria lass
    Nothing much changed in 2 days since last post . 2 NSD , have a freezer full of food so meal plan this week created around that.

    All pots of money as they should be EF up to £151 now so growing slowly and steadily.

    Have achieved a work goal this week, I will only be working 4 days a week from April , doing 36 hours in 4 days instead . This is to help out with childcare for my grandchildren, look forward to it . I have been doing these hours unofficially for a while to trial the idea. This Friday will be my last yippee .
    March : 2017 CC 1 4170 CC2 1370

    Debt Free Nov 2019:
    • Cumbria lass
    • By Cumbria lass 22nd Mar 17, 6:37 AM
    • 136 Posts
    • 283 Thanks
    Cumbria lass
    My survey earnings are coming along very well. I hope to be able to use them towards Christmas presents. It takes time but I do them when I am having so me time.

    Won't make me a fortune but every penny helps.
    March : 2017 CC 1 4170 CC2 1370

    Debt Free Nov 2019:
    • Cumbria lass
    • By Cumbria lass 23rd Mar 17, 7:48 PM
    • 136 Posts
    • 283 Thanks
    Cumbria lass
    Today I had a work colleague ask me for help about money issues . I thought she was going to ask to borrow money , but in fact she told me in confidence that she was in some 16k of debt and needed to tell someone and she chose me.
    Why she thought I could help I have no idea, anyway help I did as best I could, directed her to step change website , and MSE of course. Tomorrow lunch we are doing an SOA!

    Never did I think I would be able to help anyone.

    It's my last time of working Friday tomorrow, can't wait to be on 4 days.

    Spent 75p on toast at work .
    March : 2017 CC 1 4170 CC2 1370

    Debt Free Nov 2019:
    • Cumbria lass
    • By Cumbria lass 24th Mar 17, 6:32 AM
    • 136 Posts
    • 283 Thanks
    Cumbria lass
    It's arrived finally , my last official Friday in work. Can't wait to start new work pattern.

    Hoping for NSD today.

    Have a good day everyone.
    March : 2017 CC 1 4170 CC2 1370

    Debt Free Nov 2019:
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