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  • FIRST POST
    • Cumbria lass
    • By Cumbria lass 1st Jan 17, 3:04 PM
    • 915Posts
    • 4,664Thanks
    Cumbria lass
    New Journey
    • #1
    • 1st Jan 17, 3:04 PM
    New Journey 1st Jan 17 at 3:04 PM
    I have been hanging around the diaries for around a month , decided to subscribe a get rid of the debt once and for all. I had a dmp which ended 3 years ago but owing to a drop in salary have managed to get myself in around 5 k debt again. Once I have Jan statements for credit card will be able to tell true figures.

    I have signed up for swag bucks today and done a couple of surveys. Need to do SOA , but not sure how much to put in categories like household repairs for one .

    Any help filling it in gratefully received.
Page 13
    • Cumbria lass
    • By Cumbria lass 6th Jul 17, 6:05 PM
    • 915 Posts
    • 4,664 Thanks
    Cumbria lass
    Mother ship and I off to the theatre tonight on our £10 tickets . Mum has paid for them I will pick up the parking around £4 .

    We will take a bottle of water each and no doubt mum will have some treats in her bag.
    Nov 2017 CC1 £3329 CC2 £600

    Debt Free Nov 2019: earlier if I have my way
    • lucielle
    • By lucielle 6th Jul 17, 6:34 PM
    • 7,945 Posts
    • 34,010 Thanks
    lucielle
    Oh what are you off to see? Me and the tribe went to see Curious Incident of the dog in the Night time it was brilliant
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900, Dec 08 £39782.36 Overdrafts £3100, Dec 09 £29304.84 Overdrafts £2820, Dec 10 £16449 Overdrafts £2490
    Dec 11 £12673.80 Overdrafts £1250, Dec 12 £4591 Overdrafts £400 02/02/13 new debt figure £5831.00 New Debt Figure ZERO !!!!!! 08/06/2013

    DFD Before we Die!!!! Long Haul Supporter #124
    • Cumbria lass
    • By Cumbria lass 6th Jul 17, 10:02 PM
    • 915 Posts
    • 4,664 Thanks
    Cumbria lass
    We went to see Waiting for God , very funny and rude in parts. Mum loved it . Cost £3 in car park so cheap night out.
    Nov 2017 CC1 £3329 CC2 £600

    Debt Free Nov 2019: earlier if I have my way
    • Cumbria lass
    • By Cumbria lass 7th Jul 17, 8:40 AM
    • 915 Posts
    • 4,664 Thanks
    Cumbria lass
    Grandchildren day today , hoping not to spend much . Maybe the park for a while. Lunch at home and then great grandparents.

    The sun has gone in , hoping for no rain.
    Nov 2017 CC1 £3329 CC2 £600

    Debt Free Nov 2019: earlier if I have my way
    • Cumbria lass
    • By Cumbria lass 7th Jul 17, 8:21 PM
    • 915 Posts
    • 4,664 Thanks
    Cumbria lass
    Didn't spend with grandchildren, which is good.

    Can't say that for my shopping though so far, seem to have ran out of everything, toilet rolls, washing liquid, teabags , toiletries . Went to bargain shop and spent £20.17. £6 in mr s for gluten free. Just need to go to Mr A on Sunday . Need quite a bit as want to do batch cooking . Not sure yet what I am making will do list tomorrow.
    Tomorrow is the first of my weekends travelling to friends , 100 mile round trip so petrol budget going over the top this month. No lunch to pay for we are having it at there home .
    Nov 2017 CC1 £3329 CC2 £600

    Debt Free Nov 2019: earlier if I have my way
    • Cumbria lass
    • By Cumbria lass 9th Jul 17, 12:26 PM
    • 915 Posts
    • 4,664 Thanks
    Cumbria lass
    Had a lovely day out yesterday with friends , so glad I went.

    Roll on to the evening , my mum had a fall and ended up with a broken hip. The hospital is 2 minutes from my front door so very handy . She has had a new hip this morning , waiting on news now.

    Took Dad shopping this morning , I spent £27.77 coupled with what I spent on Friday , well over budget for the week , but luckily within the months budget .

    Plans for the next couple of weekends cancelled , need to be here at home to help out. Am going to be mega busy . Being an only child has its drawbacks , no one to share anything with .
    Nov 2017 CC1 £3329 CC2 £600

    Debt Free Nov 2019: earlier if I have my way
    • dionysia
    • By dionysia 9th Jul 17, 12:47 PM
    • 63 Posts
    • 131 Thanks
    dionysia
    Oh no! Your poor mum. I hope she's on the mend soon.
    June 2017: owe £16,818.
    • Cumbria lass
    • By Cumbria lass 9th Jul 17, 7:55 PM
    • 915 Posts
    • 4,664 Thanks
    Cumbria lass
    Mum had a rough time after her op but is now back on the ward with her new hip.

    I am having an early night and a day of tomorrow to help dad with a few things.

    No more money spent .
    Nov 2017 CC1 £3329 CC2 £600

    Debt Free Nov 2019: earlier if I have my way
    • Cumbria lass
    • By Cumbria lass 10th Jul 17, 3:31 PM
    • 915 Posts
    • 4,664 Thanks
    Cumbria lass
    Unexpected day at home today , as mum is in hospital. Been with Dad cancelling holidays and appointments.

    Took the opportunity to do some batch cooking in between visiting and have discovered frozen onion . They seem to cook well and at 69 p a bag worth a try. Money saving as I never get to use all my onions before they have gone off.

    NSD today for obvious reasons. Even had to cancel aqua fit , but needed as mum needs visiting .
    Nov 2017 CC1 £3329 CC2 £600

    Debt Free Nov 2019: earlier if I have my way
    • Cumbria lass
    • By Cumbria lass 10th Jul 17, 8:11 PM
    • 915 Posts
    • 4,664 Thanks
    Cumbria lass
    Ha had to spend £2 in the hospital car park , a relative had no change !

    Mum doing well , I am feeling relieved.
    Nov 2017 CC1 £3329 CC2 £600

    Debt Free Nov 2019: earlier if I have my way
    • Poor_Single_lady
    • By Poor_Single_lady 10th Jul 17, 8:18 PM
    • 1,127 Posts
    • 4,320 Thanks
    Poor_Single_lady
    Your poor Mum. Hope you are both OK. Must be so worrying. Hope she is on the mend.
    2017- 5 credit cards plus loan
    Overdraft And 1 credit card paid off.

    2018 plans - reduce debt
    • Chandelier.
    • By Chandelier. 10th Jul 17, 8:42 PM
    • 519 Posts
    • 1,392 Thanks
    Chandelier.
    Hope your mum is okay Cumbrialass.

    On the subject of frozen onions we tend to buy them as a back up. I have been known to chop up a batch of fresh onions and freeze them into portions. My mum thinks I'm crazy, I do it to save time when prepping means and the reduce the waste.
    Check out my Diary
    • Cumbria lass
    • By Cumbria lass 10th Jul 17, 8:45 PM
    • 915 Posts
    • 4,664 Thanks
    Cumbria lass
    Never thought of doing that with fresh onions , thank you for putting the idea in my head ! That will be the way forward now and save time as you say ?
    Nov 2017 CC1 £3329 CC2 £600

    Debt Free Nov 2019: earlier if I have my way
    • Chandelier.
    • By Chandelier. 10th Jul 17, 8:49 PM
    • 519 Posts
    • 1,392 Thanks
    Chandelier.
    Yes I just tend to set aside 10-15 mins and chop and then put into separate portion bags. Or I guess you could put it in to a big one should you decide.

    I also do this with peppers and mushrooms
    Check out my Diary
    • Cumbria lass
    • By Cumbria lass 10th Jul 17, 8:56 PM
    • 915 Posts
    • 4,664 Thanks
    Cumbria lass
    Love it, this weekend it's what I shall do with my peppers and mushrooms, Thank you
    Nov 2017 CC1 £3329 CC2 £600

    Debt Free Nov 2019: earlier if I have my way
    • Cumbria lass
    • By Cumbria lass 12th Jul 17, 3:27 PM
    • 915 Posts
    • 4,664 Thanks
    Cumbria lass
    Mum coming home tomorrow which is great news.

    My surveys are finally starting to pay out after 6 months.

    You Gov £50 on its way
    One poll £40
    Plus £10 Amazon voucher
    £2.50

    It's all going to Christmas .
    Nov 2017 CC1 £3329 CC2 £600

    Debt Free Nov 2019: earlier if I have my way
    • Toni'sfriend
    • By Toni'sfriend 12th Jul 17, 4:24 PM
    • 711 Posts
    • 9,712 Thanks
    Toni'sfriend
    Glad to hear your Mum is doing well and coming home. It must be hard if you're an only child. I was an only daughter (two brothers) and helpful as my brothers were my Mum wanted only me to do certain things for her. I hope you're getting some medical help from district nurses (do they still exist?) etc. Taking care of someone who has limited mobility can be very hard. Wishing your Mum (and you) all the best.
    • Cumbria lass
    • By Cumbria lass 12th Jul 17, 5:40 PM
    • 915 Posts
    • 4,664 Thanks
    Cumbria lass
    Thank you Toni's friend , I know what you mean about brothers , daughters are needed more sometimes. Luckily my Dad is very good at most things , still very active in everything so a lot of the caring will be down to him. I am having some time off next week , and will do housework Sunday . It's all sent to try , but I am used to being busy. Luckily partner away for a couple of weeks visiting his mum in another country so not needed as much at home .
    Nov 2017 CC1 £3329 CC2 £600

    Debt Free Nov 2019: earlier if I have my way
    • Cumbria lass
    • By Cumbria lass 12th Jul 17, 9:31 PM
    • 915 Posts
    • 4,664 Thanks
    Cumbria lass
    Petrol spending way over this month due to visiting friends. Still going on Saturday, but not going away next weekend .Should just make it to payday for food shopping.

    Next month is a little quieter , she hoping to make overpayment to Cc1 and cc2.
    Nov 2017 CC1 £3329 CC2 £600

    Debt Free Nov 2019: earlier if I have my way
    • Cumbria lass
    • By Cumbria lass 14th Jul 17, 8:05 AM
    • 915 Posts
    • 4,664 Thanks
    Cumbria lass
    Mum is now home , with all her aids to make moving around easier. There is a problem with her chair though , so she is stuck in bedroom for the moment.
    My dad I am going to have to keep an eye on , as he tends to overtire easily these days.

    I have my granddaughter today , so will call to parents house later. Need to factor in time for my own housework as well today. Can see it will be late evening before I sit down again

    On the plus side should be a NSD .
    Nov 2017 CC1 £3329 CC2 £600

    Debt Free Nov 2019: earlier if I have my way
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