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  • FIRST POST
    • Kim_13
    • By Kim_13 18th Dec 16, 4:46 PM
    • 1,344Posts
    • 1,712Thanks
    Kim_13
    Completely Crazy Clothes Challenge 2017
    • #1
    • 18th Dec 16, 4:46 PM
    Completely Crazy Clothes Challenge 2017 18th Dec 16 at 4:46 PM
    For those who haven't popped by this year's Crazy Clothes Challenge thread in the past few days, or perhaps are yet to join us; I've agreed to take over the running of the challenge from somerandom, who may not be able to visit MSE as much in the coming year. I'll be taking over from January, but thought that I would start the thread now as a number of other challenge threads for 2017 are already up. That and I may not be too clever on New Year's Day!

    With the price of clothes now rising at the highest rate since 2010, there's never been a better time to join us and reign in the spending. How you do this is entirely up to you. Here are some ideas that members have used in the past:

    - No clothes spend weeks/months
    - Charity shop spends only
    - Essentials only
    - Spending only money made from selling on eBay etc
    - Spending contingent on weight loss
    - Simple monthly or annual budget
    - A combination of two or more of the above

    Your budget can be as little or as much as you want; last year, our budgets ranged from zero to £600. If you don't know where to start, then estimating how much you've spent on clothes in 2016 and aiming to shave 10% (or another percentage of your choosing) off of it may be useful. Anything you can save is a plus.

    It's never too late in the year to join; you can work out what you would like to spend in a year and pro rata it for the months/weeks remaining of 2017.

    Many of us found that even if we didn't spend as little as we wanted, we were putting more thought into our purchases - hopefully no more looking back and thinking, 'I don't know why I bought that top/pair of trousers/shoes' or whatever it may be.

    If you would like to join us, simply post below and I will allocate you a number. If you have a preference, let me know and I will give you that number if it is available. I will try my best to add everyone as quickly as possible, but should I manage to miss anyone (say if you haven't had your number within 3 or 4 days) please pop me a PM and I will get you added.

    Happy saving


    If you haven’t already, join the forum to reply!
    This Forum tip was included in MoneySavingExpert.com's weekly email!
    Last edited by MSE Andrea; 19-10-2017 at 2:48 PM.
    Sealed Pot 11 #520 ~ /£100
    VSP 2017 #9 ~ £108.83/£250.00
    CCCC 2017 #1 ~ £200.95/£120.00

    I'm a Board Guide on the Savings and Investments , Budgeting and Bank Accounts , Credit Cards and Marriage, Relationships and Families boards which means I volunteer to help get your forum questions answered and keep the forum running smoothly. Please remember, board guides don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this.) Any views are mine and not the official line of MoneySavingExpert.com
Page 16
    • somerandom
    • By somerandom 25th Aug 17, 8:27 AM
    • 852 Posts
    • 6,208 Thanks
    somerandom
    Fat Face Skirt from eBay £11.99. Its identical to one I have already that I love but it is falling apart - literally needed to be sewn up & is quite visible.

    I have managed to spend my entire years budget already. I'm just accepting that and I'm not going to attempt to avoid spending until the end of the year. I'm enjoying adding more colour to my wardrobe - I'm enjoying deep greens and pinks - I hadn't realised how much they suit my colouring.

    I will carrying on posting because at least it makes me a bit more conscious of my spending - but will not attempt to stay within my budget because as I said - that would mean spending literally nothing until the end of the year & I don't want to do that.
    No Clutter to be seen 2017
    Completely Crazy Clothes Challenge 2017 £392.52/£397
    • somerandom
    • By somerandom 26th Aug 17, 7:06 PM
    • 852 Posts
    • 6,208 Thanks
    somerandom
    FatFace tankini top eBay
    No Clutter to be seen 2017
    Completely Crazy Clothes Challenge 2017 £392.52/£397
    • Angela84
    • By Angela84 29th Aug 17, 10:03 PM
    • 392 Posts
    • 972 Thanks
    Angela84
    £5 for 3 pairs of second hand school trousers for my son. So that's me up to £15/£100 now.
    LBM January 2017 £9850 debts /// Nov 2017 £4284 paid £5566 to go (42%) DFD June 18

    Natwest C/C £250 Rbs O/D £1250 NatWest O/D £1600
    Barclaycard C/C £2050 £1200 Lloyds C/C £4750 £4366

    Been in debt for 15yrs, trying to become debt free in 15 months
    • Angela84
    • By Angela84 29th Aug 17, 10:04 PM
    • 392 Posts
    • 972 Thanks
    Angela84
    Well done to you some random for trying to stay accountable!
    LBM January 2017 £9850 debts /// Nov 2017 £4284 paid £5566 to go (42%) DFD June 18

    Natwest C/C £250 Rbs O/D £1250 NatWest O/D £1600
    Barclaycard C/C £2050 £1200 Lloyds C/C £4750 £4366

    Been in debt for 15yrs, trying to become debt free in 15 months
    • somerandom
    • By somerandom 30th Aug 17, 8:43 PM
    • 852 Posts
    • 6,208 Thanks
    somerandom
    Thanks @Angela84
    No Clutter to be seen 2017
    Completely Crazy Clothes Challenge 2017 £392.52/£397
    • Savertobe
    • By Savertobe 7th Sep 17, 8:25 AM
    • 27 Posts
    • 176 Thanks
    Savertobe
    Hi

    Posted on here before as I have set a budget of 100 per month - it does not really kick in until next month but I have been careful now for around 6 months. However, when I read someone is planning only to spend 100 for herself and children it makes me feel like a total dork.

    In September have only spent as follows:

    1.50 nail files
    1.89 cotton wool pads
    8.00 earrings
    22.00 shampoo

    33.39 in total - so 66.61 left in the budget. Hair cut and colour on Saturday will set me back around 50.00 as I have done at home.

    16.61 in the pot.

    Birthday looming (October) and it is then that I splurge - so already planning for some spending once all my current cosmetics have gone - can't keep to the 10 per beauty item as skin has suffered over the summer with cheap moisturisers.
    • Kim_13
    • By Kim_13 7th Sep 17, 4:00 PM
    • 1,344 Posts
    • 1,712 Thanks
    Kim_13
    Hi

    Posted on here before as I have set a budget of 100 per month - it does not really kick in until next month but I have been careful now for around 6 months. However, when I read someone is planning only to spend 100 for herself and children it makes me feel like a total dork.

    In September have only spent as follows:

    1.50 nail files
    1.89 cotton wool pads
    8.00 earrings
    22.00 shampoo

    33.39 in total - so 66.61 left in the budget. Hair cut and colour on Saturday will set me back around 50.00 as I have done at home.

    16.61 in the pot.

    Birthday looming (October) and it is then that I splurge - so already planning for some spending once all my current cosmetics have gone - can't keep to the 10 per beauty item as skin has suffered over the summer with cheap moisturisers.
    Originally posted by Savertobe
    Hi Savertobe

    The other poster probably isn't including cosmetics in her clothes budget, so taking that into consideration yours isn't as high as it may first appear. I hadn't even thought of including these things in the clothes budget. £33.39 doesn't go far these days either.

    It's a lot easier to start and then work down gradually - as I've learned by essentially halving my budget this year.

    Next year (if we are all up for a 2018 challenge?) I need to write down more rules. I can't for the life of me remember if I was counting shoes or not. And actually remember to weigh myself! I had a starting weight but have failed to do so since!!
    Sealed Pot 11 #520 ~ /£100
    VSP 2017 #9 ~ £108.83/£250.00
    CCCC 2017 #1 ~ £200.95/£120.00

    I'm a Board Guide on the Savings and Investments , Budgeting and Bank Accounts , Credit Cards and Marriage, Relationships and Families boards which means I volunteer to help get your forum questions answered and keep the forum running smoothly. Please remember, board guides don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this.) Any views are mine and not the official line of MoneySavingExpert.com
    • Angela84
    • By Angela84 7th Sep 17, 10:09 PM
    • 392 Posts
    • 972 Thanks
    Angela84
    Hi saver to be, it's me who's set the £100 budget for me and the children, by please let me assure you, im simply including clothes in that budget plan! I'm lucky enough to have lots of friends with children who give me hand me downs for free and I live in an area that people are always giving away bags of old clothes too.
    I would not be able to set myself a budget on hair and makeup I don't think as I've no way of getting these things for free, and although I don't mind going makeup free sometimes, I have to use rather expensive makeup when I do use it as I've got a pigment skin condition on my face. Same with my expensive moisturiser.
    Same with hair, I have a hairdresser friend do it who's cheaper than a salon but I wouldn't just be able to go without my cut and colour every couple of months!
    Honestly if I did what you've done and set myself a monthly budget to include clothes Hair makeup and anything beauty related I think mine would come to over £100 and I don't think I'd even be comfortable limiting myself!
    LBM January 2017 £9850 debts /// Nov 2017 £4284 paid £5566 to go (42%) DFD June 18

    Natwest C/C £250 Rbs O/D £1250 NatWest O/D £1600
    Barclaycard C/C £2050 £1200 Lloyds C/C £4750 £4366

    Been in debt for 15yrs, trying to become debt free in 15 months
    • Florence J
    • By Florence J 10th Sep 17, 12:19 AM
    • 1,708 Posts
    • 9,608 Thanks
    Florence J
    Bought a rain coat today using £26.50 in T3sco clubcard vouchers, meaning it cost me £5.50.

    Total spend on clothes this year is £5.88, or £9.83 if you include £3.95 I spent on postage on an item of clothing I used a code to get for free online.
    Sealed Pot Challenge 10 #553 (£94.58) £1000 Emergency Fund Challenge #253 Wombling free 2017 = £1982.64 Pay off all your debts by Xmas 2017 #53 (£3118.08/£3000) Debt to OH paid back £1146.96/1146.96
    November 2017 Credit Card Debt: £4025
    • kerri gt
    • By kerri gt 14th Sep 17, 9:43 PM
    • 6,699 Posts
    • 47,267 Thanks
    kerri gt
    Oh dear, I've discovered Shein, only placed one order and some of it isn't 'that' cheap but it's addictive to look at.
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


    • Kim_13
    • By Kim_13 14th Sep 17, 11:12 PM
    • 1,344 Posts
    • 1,712 Thanks
    Kim_13
    I'm looking at a coat and some PJ's

    Given the state of my budget it's safe to say I won't be checking out Shein in the near future.
    Sealed Pot 11 #520 ~ /£100
    VSP 2017 #9 ~ £108.83/£250.00
    CCCC 2017 #1 ~ £200.95/£120.00

    I'm a Board Guide on the Savings and Investments , Budgeting and Bank Accounts , Credit Cards and Marriage, Relationships and Families boards which means I volunteer to help get your forum questions answered and keep the forum running smoothly. Please remember, board guides don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this.) Any views are mine and not the official line of MoneySavingExpert.com
    • somerandom
    • By somerandom 15th Sep 17, 9:43 PM
    • 852 Posts
    • 6,208 Thanks
    somerandom
    A pair of Seasalt leggings £22.00 (I can't tell you how rarely I buy anything full price - but I LOVE the colour) - T Shirt - Sale SaltRock - £5 - A brand new gym top from CS - £2 - 6 prs of brand new socks from CS £3
    No Clutter to be seen 2017
    Completely Crazy Clothes Challenge 2017 £392.52/£397
    • kerri gt
    • By kerri gt 21st Sep 17, 6:31 PM
    • 6,699 Posts
    • 47,267 Thanks
    kerri gt
    Oh dear...the Shein items arrived...and they fit well / are well made for the price...and i've ordered a pair of trousers from there now.
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


    • Florence J
    • By Florence J 4th Oct 17, 3:25 PM
    • 1,708 Posts
    • 9,608 Thanks
    Florence J
    £3.99 on a m&s denim jacket from a chazza
    £8.05 on two pairs of m&s shoes saving £56.40 using a voucher and 10% off code.

    Total year spend = £17.92 on clothing items (or £21.87 if you include postage on a free item)
    Sealed Pot Challenge 10 #553 (£94.58) £1000 Emergency Fund Challenge #253 Wombling free 2017 = £1982.64 Pay off all your debts by Xmas 2017 #53 (£3118.08/£3000) Debt to OH paid back £1146.96/1146.96
    November 2017 Credit Card Debt: £4025
    • Eltee12
    • By Eltee12 13th Oct 17, 12:29 PM
    • 759 Posts
    • 7,501 Thanks
    Eltee12
    Hello


    Bought a dress, not sure if for work or not, but £25


    total for #11 is now £232.99/£300


    need undies so that will see off the remaining budget I expect.


    oooh, just remembered have a gift card lurking from birthday, hurrah! New jeans here I come




    El


    PAYDBX 2017 #45 £1,968/£1,968 paid, yipeee!;
    2017 AFD 199/200: Jan - June = 123; July - Sept = 51; Oct = 25
    CCC #11 £232.99/£300 - no spend months: JAN-APRIL
    Mortgage-free since 2013
    • Miss D Meanour
    • By Miss D Meanour 13th Oct 17, 1:04 PM
    • 95 Posts
    • 688 Thanks
    Miss D Meanour
    You know you need a new coat when you keep finding small pieces of black shiny material on the floor and finally track them back to the inner lining of your winter coat. Looked up the cost of the exact replacement - £100. Went onto Amazon, downgraded one level - £32.

    You know you need new winter boots when your feet get soaked within 2 minutes of the rain starting and you look at the soles and find a gianormous crack across both shoes. Put up with them for 2 more weeks while I shopped around - £35.

    Finally replaced some thick black tights that were wearing a little thin - £8

    #9 New total £122 / £150

    Cannot believe I have kept within budget so far this year. But it's not over yet!

    Take care and have a great weekend
    Miss DM
    LBM- June 2009 - 15 year plan started, Dec 2016 - half way there
    SPC - 10. #574 - £544.30 ...SPC11 - £15 / £500
    Xmas 2017 - #40: £391 / £365. .......... CCCC 2017 - #9: £122 / £150
    PAYDBX 2017 #23: £6,540.26 / £8,100. .......... MFW2017 - #2: £6,767.91 / £7,000
    No matter how far you go, you always take yourself with you
    • Kim_13
    • By Kim_13 13th Oct 17, 1:12 PM
    • 1,344 Posts
    • 1,712 Thanks
    Kim_13
    You know you need a new coat when you keep finding small pieces of black shiny material on the floor and finally track them back to the inner lining of your winter coat. Looked up the cost of the exact replacement - £100. Went onto Amazon, downgraded one level - £32.

    You know you need new winter boots when your feet get soaked within 2 minutes of the rain starting and you look at the soles and find a gianormous crack across both shoes. Put up with them for 2 more weeks while I shopped around - £35.

    Finally replaced some thick black tights that were wearing a little thin - £8

    #9 New total £122 / £150

    Cannot believe I have kept within budget so far this year. But it's not over yet!

    Take care and have a great weekend
    Miss DM
    Originally posted by Miss D Meanour
    Great stuff Miss D M, hopefully you'll not have any other emergencies this year. Comes in threes as they say so you should be in the clear.

    Edited to add: I did order the above coat and PJ's, but sent the PJ's back

    Thankfully I didn't have to add the entire delivery charge to my clothes budget, as I also bought a Christmas present and some Christmas labels.
    Last edited by Kim_13; 13-10-2017 at 1:22 PM.
    Sealed Pot 11 #520 ~ /£100
    VSP 2017 #9 ~ £108.83/£250.00
    CCCC 2017 #1 ~ £200.95/£120.00

    I'm a Board Guide on the Savings and Investments , Budgeting and Bank Accounts , Credit Cards and Marriage, Relationships and Families boards which means I volunteer to help get your forum questions answered and keep the forum running smoothly. Please remember, board guides don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this.) Any views are mine and not the official line of MoneySavingExpert.com
    • *Jellie*
    • By *Jellie* 16th Oct 17, 7:44 AM
    • 2,949 Posts
    • 13,373 Thanks
    *Jellie*
    I’ve gone way over budget. I’ve continued to make lots of my new clothes but overspent on thermals from marks (I usually wear them every day from about September to April). Trying not to spend any more this year!

    Well and truly fell off wagon!...2017 Womble #9 Gave up counting :-( Saving for Christmas 2017 #46 £250/ £520. 365 Day Penny Challenge in 2017 gave up! VSP 2017 # Gave up SPC 10. Stashbusting projects lost track! Crazy clothes challenge 2017 #12 £350/200.....oops!
    • rachlikeswinter
    • By rachlikeswinter 25th Oct 17, 2:54 PM
    • 29 Posts
    • 35 Thanks
    rachlikeswinter
    Next year (if we are all up for a 2018 challenge?)
    Originally posted by Kim_13
    Hey everyone - definitely up for this challenge for next year! Feel like it may be too late to Ďofficiallyí start now, but Iíve kind of been following a no-spend type ethos this year, for a variety of reasons..
    - I went on a snowboard season last winter where I bought nothing Ė except alcohol Ė for 5 months and didnít miss a single thing. Before that Iíd probably spent about a grand of clothes in the previous year?! Madness
    - I hit 30 this year which means I freaked out so now Iím saving like crazy for a house deposit! So Iím scrutinising everything I buy now..
    - Since realising I donít need to buy endless stuff to be a valid human, Iím sort of interested in/skirting round the idea of living with less - or more accurately, rejecting mindless consumerist spending/materialism. I hate the term Ďminimalismí because of all itís privileged connotations but.. you know. That vibe.
    - I used to blow my wages on clothes and ended up with a tonne of poor quality fast fashion and a bunch of credit card debt (nearly gone yay!)
    - Iím trying to run headlong into a more all-round ethical lifestyle (Iím vegan) and I canít in good conscience support the wholly unethical fashion industry anymore by buying said fast fashion... although no-one is perfect and I'm not going to start wearing hemp hareem pants

    The majority of the clothes Iíve bought since coming back from France has been on eBay.. better for the planet and my bank account, all that jazz
    The clothes I have bought full price / high street has been surprisingly few and far between Ė I think it has genuinely been a pair of jeans from ASOS (not ethical.. agh), a jumper from lululemon (vaguely ethical..ish) and a bikini (made from recycled bottles so thatís kind of rad). Iím sure there must be more though. I work for a big luxury retailer right now so temptation is EVERYWHERE

    Iím going back to France in December until April Ė I then have THREE (count Ďem) hen parties and weddings to go to when I come back which all require some form of nice clothing.. while trying to find a job again.. wish me luck on that one =/

    So Iíll be around! Really interesting to read how everyone has been getting on this year. Youíre all very inspiring!
    • Florence J
    • By Florence J 27th Oct 17, 3:27 PM
    • 1,708 Posts
    • 9,608 Thanks
    Florence J
    Hey everyone - definitely up for this challenge for next year! Feel like it may be too late to Ďofficiallyí start now, but Iíve kind of been following a no-spend type ethos this year, for a variety of reasons..
    - I went on a snowboard season last winter where I bought nothing Ė except alcohol Ė for 5 months and didnít miss a single thing. Before that Iíd probably spent about a grand of clothes in the previous year?! Madness
    - I hit 30 this year which means I freaked out so now Iím saving like crazy for a house deposit! So Iím scrutinising everything I buy now..
    - Since realising I donít need to buy endless stuff to be a valid human, Iím sort of interested in/skirting round the idea of living with less - or more accurately, rejecting mindless consumerist spending/materialism. I hate the term Ďminimalismí because of all itís privileged connotations but.. you know. That vibe.
    - I used to blow my wages on clothes and ended up with a tonne of poor quality fast fashion and a bunch of credit card debt (nearly gone yay!)
    - Iím trying to run headlong into a more all-round ethical lifestyle (Iím vegan) and I canít in good conscience support the wholly unethical fashion industry anymore by buying said fast fashion... although no-one is perfect and I'm not going to start wearing hemp hareem pants

    The majority of the clothes Iíve bought since coming back from France has been on eBay.. better for the planet and my bank account, all that jazz
    The clothes I have bought full price / high street has been surprisingly few and far between Ė I think it has genuinely been a pair of jeans from ASOS (not ethical.. agh), a jumper from lululemon (vaguely ethical..ish) and a bikini (made from recycled bottles so thatís kind of rad). Iím sure there must be more though. I work for a big luxury retailer right now so temptation is EVERYWHERE

    Iím going back to France in December until April Ė I then have THREE (count Ďem) hen parties and weddings to go to when I come back which all require some form of nice clothing.. while trying to find a job again.. wish me luck on that one =/

    So Iíll be around! Really interesting to read how everyone has been getting on this year. Youíre all very inspiring!
    Originally posted by rachlikeswinter
    I too am trying to make more ethical fashion choices and have a more sustainable lifestyle. I also am rejecting consumerism by not buying things and instead investing in experiences.

    Not sure if I posted on here about this already but I decided to have a bra fitting at M&S as I have suspected my bra's aren't fitting as well as they should. Sure enough it turns out I have been wearing the wrong size for, oh, about 5 years. My chest, to quote Shakira, is 'small and humble' so I wasn't worried about sagging but wanted bra's that fit properly. Spent £34 at M&S on 4 T Shirt bra's and it is a revelation how well they fit and how good my profile is.

    I highly recommend getting a fitting done. Apparently a fitting is recommended every 6 months.

    Total Spend on clothes this year is £59.87
    Sealed Pot Challenge 10 #553 (£94.58) £1000 Emergency Fund Challenge #253 Wombling free 2017 = £1982.64 Pay off all your debts by Xmas 2017 #53 (£3118.08/£3000) Debt to OH paid back £1146.96/1146.96
    November 2017 Credit Card Debt: £4025
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