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  • FIRST POST
    • Scott_Weiland
    • By Scott_Weiland 14th Dec 16, 5:00 AM
    • 303Posts
    • 581Thanks
    Scott_Weiland
    Fall too Pieces
    • #1
    • 14th Dec 16, 5:00 AM
    Fall too Pieces 14th Dec 16 at 5:00 AM
    Hi Guys i am starting a new journal i am in the process of closing my former journal/account down.

    I will post on my former debt free diary so people know who i am soon. I recently went through a separation so things are not great at the moment.

    Alot of the guys will know me as the survey guru lol

    I will post again soon
    Last edited by Scott_Weiland; 14-12-2016 at 8:23 AM.
Page 9
    • Cumbria lass
    • By Cumbria lass 6th Mar 17, 4:51 PM
    • 297 Posts
    • 612 Thanks
    Cumbria lass
    Scott, surveys ready for payout, valued opinions , one poll is my favourite.
    July 2017 CC1 3769 CC 2 1150 Emergency Fund £1150

    Debt Free Nov 2019: earlier if I have my way
    • Scott_Weiland
    • By Scott_Weiland 7th Mar 17, 9:10 AM
    • 303 Posts
    • 581 Thanks
    Scott_Weiland
    try using

    opinionoutpost.co.uk

    and opiniumresearch
    Debts 16349.33
    Cashback Earnings YTD £144.73
    Survey Earnings Ytd £294.00
    • Scott_Weiland
    • By Scott_Weiland 8th Mar 17, 2:19 AM
    • 303 Posts
    • 581 Thanks
    Scott_Weiland
    I am at work and absolutely on my knees i have noticed a lot of people have being commenting on it being a lovely sunny day yesterday, this great but i have had 1 hour sleep pre coming on nights.

    Well i am still awake only just at work its being a long long night so far on a positive note i am now on 40points with opinion outpost and i have just dropped £2.40 cashback via T.C. that takes my ytd total too xxxxx


    2017 :-)

    Top cashback earnings: £9.51

    6/6/17 £0.46
    16/01/2017 £2.69
    25/01/2017 £0.82
    16/2/2017 44p
    19/2/17 96p
    28-2-17 55p
    08/03/17 £2.40
    20/3/17 1.19



    Survey earnings: £201

    4/1/17 £2.50 opinion outpost
    11/1/17 £40 one poll.com
    11/1/17 £2.50 O.P.
    13/1/17 £16 mingle respondi
    14/01/17 £50 cheque populuslive.com cheque is waiting to clear
    23/01/17 £2.50 opinion outpost
    2/2/17. £5.00. Opinion outpost
    17/2/17 £50 you gov
    19/2/17 £25 opinium
    3/4/17 £7.50 Opinion Outpost

    Total £210.51
    Last edited by Scott_Weiland; 21-03-2017 at 10:22 AM.
    Debts 16349.33
    Cashback Earnings YTD £144.73
    Survey Earnings Ytd £294.00
    • EssexHebridean
    • By EssexHebridean 8th Mar 17, 10:36 AM
    • 7,439 Posts
    • 39,050 Thanks
    EssexHebridean
    Excellent earnings to date there!
    MORTGAGE FREE 30/09/2016
    Sainsbugs 0% card: 22/12/16 £1229.00/£412.21
    • Scott_Weiland
    • By Scott_Weiland 11th Mar 17, 12:05 PM
    • 303 Posts
    • 581 Thanks
    Scott_Weiland
    Ahhhhh theres not like getting an estimated bill through from your energy supplier and the meter reading being 500 units out ie 60-65 quid errrrrrrrrrr no lol

    I have just rang utility warehouse and they said i have too pay 85quid and they will adjust my next bill which isnt going to happen i am moving to co-op energy on the 14th. They can have 20quid and lump it, the guy was like thats very very low as if i was doing something iffy i replied well i work nights i have all energy saving bulbs A rated devices etc etc

    I am tight as hell i go to work and charge my mobile and tablet at work lol

    I switch everything off at the mains bar the boiler when i go to work.
    Debts 16349.33
    Cashback Earnings YTD £144.73
    Survey Earnings Ytd £294.00
    • Scott_Weiland
    • By Scott_Weiland 11th Mar 17, 12:06 PM
    • 303 Posts
    • 581 Thanks
    Scott_Weiland
    Excellent earnings to date there!
    Originally posted by EssexHebridean
    There coming on well Essex the aim is 1500 this year but i am struggling with a lot of my usual good payers ie uk toluna/global test market.
    Debts 16349.33
    Cashback Earnings YTD £144.73
    Survey Earnings Ytd £294.00
    • Scott_Weiland
    • By Scott_Weiland 14th Mar 17, 10:51 AM
    • 303 Posts
    • 581 Thanks
    Scott_Weiland
    You gov has finally hit 2-3 weeks not a bad draw down time:-) i am so glad thats arrived i have paid a few extra bills off the flat ie 20 off northumbria water, i have knock 20 quid off my lowest debt on my debt management plan. I have contacted step change via email but i am having issues with them, since i moved home i have changed gyms my new gym is now 32.50 per month not 40 quid. They have twice now not upped it.

    So stuff it i have details of my smallest creditor i am just going to pay them the extra. I owe trusted quid 180-190 they have had an extra 20 from the you gov money and some tiny payments from opinion outpost surveys.
    Debts 16349.33
    Cashback Earnings YTD £144.73
    Survey Earnings Ytd £294.00
    • EssexHebridean
    • By EssexHebridean 14th Mar 17, 12:06 PM
    • 7,439 Posts
    • 39,050 Thanks
    EssexHebridean
    Yay well done for the extra payments!
    MORTGAGE FREE 30/09/2016
    Sainsbugs 0% card: 22/12/16 £1229.00/£412.21
    • Scott_Weiland
    • By Scott_Weiland 14th Mar 17, 3:19 PM
    • 303 Posts
    • 581 Thanks
    Scott_Weiland
    Well I have bitten the bullet and spoken this morning with step change it had to be done. One of my creditors OPUS rang me this morning and I think it was those guys I have had ten million missed calls off the last week.

    Step change haven't supposedly sent them any details re repayment proposals.

    So I spoke with step change this morning and they sent them details in January and November when they did budget reviews with me. You when you get the feeling someone is sorry to say this on the forum but full of shxxe. I think OPUS we're hoping I could just magic either a larger payment or settle the debt in full. They kept asking me re other debts and I refused to give them information "well it's relevant, well it's relevant we need to do a budget review" "no it isn't I am with step change I repeat for the 6th time do you want my client reference they have worked out what's affordable" gerrrrrrrrrrrr lol

    Rant over sorry but short version OPUS will get for the third time a copy of my proposal from step change, I have upped my budget payment for step change from 162 to 180per month due to a change in gyms and I have promised in April to ring them to pay extras. I have a payout at work coming of 1000 pounds. In may and August,November, hopefully if everything at work stays as it is I am hoping for bonuses. And in July and October I should get 500 on each occasion due to the contract buy out happening at work, we were at work gunna get 2000 in one lump but it's getting split.
    Last edited by Scott_Weiland; 14-03-2017 at 5:24 PM.
    Debts 16349.33
    Cashback Earnings YTD £144.73
    Survey Earnings Ytd £294.00
    • Scott_Weiland
    • By Scott_Weiland 14th Mar 17, 9:18 PM
    • 303 Posts
    • 581 Thanks
    Scott_Weiland
    I want today to be over, bad news comes in threes apparently I am dreading what news number 3 is. So far today I got a call from the ex saying a friend is in hospital in intensive care after getting taken out of work on Saturday with a heart attack. News two my ex called me this afternoon saying one of the dogs had to be PTS as she had cancer I am devastated. The dog was 14 but I lived with her 11-12 years she had developed cancer and had stopped walking her back legs had failed.

    I am on the way into work and really I am not in the mood.
    Debts 16349.33
    Cashback Earnings YTD £144.73
    Survey Earnings Ytd £294.00
    • Scott_Weiland
    • By Scott_Weiland 15th Mar 17, 5:09 AM
    • 303 Posts
    • 581 Thanks
    Scott_Weiland
    onwards and upwards


    Top cashback earnings: £9.51

    6/6/17 £0.46
    16/01/2017 £2.69
    25/01/2017 £0.82
    16/2/2017 44p
    19/2/17 96p
    28-2-17 55p
    08/03/17 £2.40
    20,3,17 £1.19
    Survey earnings: £233.50

    4/1/17 £2.50 opinion outpost
    11/1/17 £40 one poll.com
    11/1/17 £2.50 O.P.
    13/1/17 £16 mingle respondi
    14/01/17 £50 cheque populuslive.com cheque is waiting to clear
    23/01/17 £2.50 opinion outpost
    2/2/17. £5.00. Opinion outpost
    17/2/17 £50 you gov
    19/2/17 £25 opinium
    3/3/17 £7.50 Opinion Outpost
    15/03/2017 global test market £30
    15th march £2.50 opinion outpost

    Total £243.01


    Survey progress is going well i just wanted to show you guys what can be done.



    Work has being an utter mare i cant wait for it to be 645am, its the first time at work in weeks i have had to go into skive mode and do a disappearing act for 15 mins when not on a break. I have also the first time in donkies had 2-3 cigarettes at work, minor temp slip but it prevented me doing a disappear out of work i was so tempted at 2am to go home sick.
    Last edited by Scott_Weiland; 21-03-2017 at 10:24 AM.
    Debts 16349.33
    Cashback Earnings YTD £144.73
    Survey Earnings Ytd £294.00
    • EssexHebridean
    • By EssexHebridean 15th Mar 17, 10:04 AM
    • 7,439 Posts
    • 39,050 Thanks
    EssexHebridean
    Oh what a rubbish day yesterday was Scott - so sorry to hear about all that. Hopefully today will be a big improvement.

    I cashed out another £11 on surveys and paid across to my card - so yes people, he's not kidding, it's there to be made!
    MORTGAGE FREE 30/09/2016
    Sainsbugs 0% card: 22/12/16 £1229.00/£412.21
    • Scott_Weiland
    • By Scott_Weiland 18th Mar 17, 4:18 AM
    • 303 Posts
    • 581 Thanks
    Scott_Weiland
    Interesting times ahead for me so where do i start well firstly the work contract payouts have being agreed for me so in my april salary i am getting 1000 pounds then a further 500 in august and october. If i keep my nose clean/stay well i am also due bonuses of 520 in may/july



    Next regarding work i am going for a new position within the bank i am not enjoying my current role and i have being on here nearly ten years. I have this weekend to sort the job application but a friend has given me copies of her cv/cover letter and 6months ago she worked in the role i applying for. The role i am going for is a webchat/social media advisor so it will be basically replying to social media feeds/direct messages/ and doing webchats for clients that come through to us on there banking app/online banking.

    The new role is not a pay rise but its a slightly higher pay grade than mine so payrise potential i have potential to earn in the long term more money i am nearly at the top of my payscale band. My last 2 payrises i have had have being rubbish due to illness/attendance, but my existing manager is not helping he promises the earth and does not deliver, opportunities for development are non existent. The department i am on the same 5-6 people always get the opportunity to do new stuff i don't however. One annoyance since i came back is 4 people where given the opportunity to do mortgage training to do AIP'S I was by passed even though in 2015 i did all my IFA exams and am a qualified mortgage/independant financial advisor.

    gerrrrrrrrrrrrrrrr.com
    Debts 16349.33
    Cashback Earnings YTD £144.73
    Survey Earnings Ytd £294.00
    • Chandelier.
    • By Chandelier. 18th Mar 17, 7:54 AM
    • 460 Posts
    • 1,225 Thanks
    Chandelier.
    Hi Scott,

    I haven't posted for a while but nice to see you have some potential bonuses heading your way. Have you any plans for these i.e. will they go towards debts or?

    I'm not quite sure what your current role is however this new one sounds interesting. I'm a customer who prefers to use webchats rather than phone calls etc and I think a lot more people do these days so it definitely does sound like a new adventure! Hopefully one which will payoff for you and be a step in the next direction.

    Sorry to hear about your dog. Was it expected so soon?

    And I hope your friend is recovering well in intensive care.

    Your survey earnings are amazing. Maybe I should try sometime. I usually start and get bored easily, oops.

    Happy Saturday.
    • Scott_Weiland
    • By Scott_Weiland 19th Mar 17, 6:46 AM
    • 303 Posts
    • 581 Thanks
    Scott_Weiland
    Hi Scott,

    I haven't posted for a while but nice to see you have some potential bonuses heading your way. Have you any plans for these i.e. will they go towards debts or?

    I'm not quite sure what your current role is however this new one sounds interesting. I'm a customer who prefers to use webchats rather than phone calls etc and I think a lot more people do these days so it definitely does sound like a new adventure! Hopefully one which will payoff for you and be a step in the next direction.

    Sorry to hear about your dog. Was it expected so soon?

    And I hope your friend is recovering well in intensive care.

    Your survey earnings are amazing. Maybe I should try sometime. I usually start and get bored easily, oops.

    Happy Saturday.
    Originally posted by Chandelier.

    Hi Chandlier

    the new role i am going for is well split 2 ways, you know when you go on a website and a webchat thing pops up usually where someone from the websites company starts asking is there anything i can help with etc etc. Well i will be doing that but a secured banking version where we can do account transfers, bill payments, third party payments, answer queries.

    The second part of the role is commenting on and responding to messages on there social media feed. ie twitter/facebook/instagram


    re the dog my ex lost her and she was nearly 14 i think it was kinda of expect as we had her and her sister from puppies her sister died last year.

    re the extra funds its gunna be split between driving lessons/making dents in the 16300 i owe. Although i have moved its still costing me 105 in travel expenses, i am ranting here but i get on buses into work full of !!!!ed or stoned kids/blokes etc and it takes an hour and 15 mins on a good day each way. By car it takes maybe 30mins going in 45 mins back as the traffic is heavier.

    I blew my lid yesterday at the local bus company, bus one was 15mins late net result i missed bus two and had to hang around in durham 50mins for the next one
    Debts 16349.33
    Cashback Earnings YTD £144.73
    Survey Earnings Ytd £294.00
    • Scott_Weiland
    • By Scott_Weiland 21st Mar 17, 10:16 AM
    • 303 Posts
    • 581 Thanks
    Scott_Weiland
    Well i am home after an alcohol induced weekend of rugby i have 2-3 hours of free time before hitting the hay pre work. My cv and cover letter i am pimping as we speak re the job i am going to apply then at 7 afterwork i am meeting my old boss he is going to give me coaching re the interview for the new job.
    Debts 16349.33
    Cashback Earnings YTD £144.73
    Survey Earnings Ytd £294.00
    • Scott_Weiland
    • By Scott_Weiland 24th Mar 17, 1:38 AM
    • 303 Posts
    • 581 Thanks
    Scott_Weiland
    Well my job application is in all submitted last night and now we wait. I have being down three times and shadowed advisors in the role, the assessment was an utter night mare being totally honest.

    I have just being paid so my bank is 1400 richer yay, on a negative note i have had to put a complaint in against the bank i work for. There has being a data breach on my bank account where my address has being changed without my knowledge and a pass code for telephone banking has being ordered without my knowledge. I have reported this to the fraud team/complaints team and now i wait i was bloody lucky i went online and checked my address and accounts, if they had received the passcode the fraudster could of transferred money to an account anywhere in the uk. I think my days of ever speaking with offshore advisors is done.

    My debt management plan is paid, thats me a step nearer less than 16000 yay.
    Last edited by Scott_Weiland; 24-03-2017 at 1:46 AM.
    Debts 16349.33
    Cashback Earnings YTD £144.73
    Survey Earnings Ytd £294.00
    • RebeccaAnney
    • By RebeccaAnney 24th Mar 17, 2:02 PM
    • 37 Posts
    • 90 Thanks
    RebeccaAnney
    Good luck with the job application Scott! I had a nightmare with my bank not changing my address properly and sending correspondence to the wrong address, I let it go the first time but moved again and it happened again. Shocking! Can't be too careful with all the identity theft these days.
    LBM 07/03/17 CC Debt - (£7472.87) £6369.70 | Catalogue - (£708.27) £0 | OD - £2350 | Car Loan - (£4348.38) £3592.14
    TOTAL (£14,879.52) £12,311.84
    • Scott_Weiland
    • By Scott_Weiland 24th Mar 17, 11:56 PM
    • 303 Posts
    • 581 Thanks
    Scott_Weiland
    Good luck with the job application Scott! I had a nightmare with my bank not changing my address properly and sending correspondence to the wrong address, I let it go the first time but moved again and it happened again. Shocking! Can't be too careful with all the identity theft these days.
    Originally posted by RebeccaAnney
    Well its worse for me as the bank that's done this to me is the bank i actually work for, the lass who logged the complaint re it on wednesday has logged it incorrectly.

    Be aware any complaint logged by a bank that relates to any of the following needs to go through the fast track process which is level three (head office complaints team). I will update more information on here later and i think i will start a thread on a different section of the board. Compensation for banking data breaches is bad


    :Customer alleges they were advised they must take a current account in order to access benefits of another account or product​

    Complainant states we they will commit suicide/someone has committed suicide as result of Bank actions​

    Threat or Claim of Suicide due to Bank actions​

    Where the complainant advises that they may or have suffered a loss of £50,000 or more due to Bank actions​Where the complainant advises that they may or have suffered a loss of £50,000 or more due to Bank actions​

    Missing/Lost Safe Custody Items​ Banking/Lending/Mortgage Code Non-Compliance​ and ​
    e.g. lost deeds, boxes, wallets etc.

    Complainant states we have mis-sold a product e.g. loan, ISA

    Unfair marketing e.g. customer believes terms of offer were unclear e.g. marketed via social media with lack of detail​

    Any allegation of mis-selling or data breach or complaint relating to miselling or complaint relating to breaches of discrimination acts.
    Debts 16349.33
    Cashback Earnings YTD £144.73
    Survey Earnings Ytd £294.00
    • Scott_Weiland
    • By Scott_Weiland 2nd Apr 17, 2:14 PM
    • 303 Posts
    • 581 Thanks
    Scott_Weiland
    exciting times ahead for me i have a job interview on wednesday for a new role within the bank :-)

    I am dating again too lol i met a lass on a dating website about two weeks ago, we started messaging on kik and have totally hit it off we went on a first date in durham last night. It was brilliant she is amazing we got on so well the only issue is she is in teeside, but i am seeing her again next week. Happy days

    Can any of the chefs on here recommend something nice too cook for her on a budget?
    Debts 16349.33
    Cashback Earnings YTD £144.73
    Survey Earnings Ytd £294.00
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