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  • FIRST POST
    • muppets
    • By muppets 13th Dec 16, 8:02 PM
    • 746Posts
    • 5,308Thanks
    muppets
    Pay ALL your debt off by Xmas 2017
    • #1
    • 13th Dec 16, 8:02 PM
    Pay ALL your debt off by Xmas 2017 13th Dec 16 at 8:02 PM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2017!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2017.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another £50 paid off so now the total paid off for

    #001 is £315.43/£7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    Last edited by muppets; 25-12-2016 at 6:47 PM.
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    €4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 88
    • abba1772
    • By abba1772 3rd Oct 17, 2:32 PM
    • 4,353 Posts
    • 14,335 Thanks
    abba1772
    £3.34 towards the Halifax brings my total to £4213.10 / £6000
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £2600.20
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £2218.92
    • leimichellecat
    • By leimichellecat 3rd Oct 17, 8:25 PM
    • 141 Posts
    • 259 Thanks
    leimichellecat
    #168 £500/2370 not going to be much this month but some is better than none!!! £100 for this month.
    Taking on the world one debt at a time!!!

    Clear all the debt by Xmas 2018 #168 - £1220/£11470

    BYOLTW Feb 2018 0/12
    • abba1772
    • By abba1772 4th Oct 17, 8:28 AM
    • 4,353 Posts
    • 14,335 Thanks
    abba1772
    Sent £400 towards very and £13.51 towards the Halifax account brings my total to £4626.61 / £6000
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £2600.20
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £2218.92
    • Florence J
    • By Florence J 4th Oct 17, 11:09 AM
    • 1,885 Posts
    • 11,124 Thanks
    Florence J
    I'm being a little preemptive here as one of my payments is yet to clear until tomorrow but I wanted to check in as once that payment has gone through this is how I will stand:

    #53 Debt Cleared = £2953.21/£3000


    I am so close to achieving my target already, and when I set that target I thought it was an impossible goal.
    Sealed Pot Challenge 11 #553
    £1000 Emergency Fund Challenge #253
    Wombling free 2017 = £2195.92
    Pay off all your debts by Xmas 2017 #53 (£3168.45/£3000)
    February 2018 Credit Card Debt: £3885
    • abba1772
    • By abba1772 4th Oct 17, 12:10 PM
    • 4,353 Posts
    • 14,335 Thanks
    abba1772
    I'm being a little preemptive here as one of my payments is yet to clear until tomorrow but I wanted to check in as once that payment has gone through this is how I will stand:

    #53 Debt Cleared = £2953.21/£3000


    I am so close to achieving my target already, and when I set that target I thought it was an impossible goal.
    Originally posted by Florence J
    Well done Florence you're nearly there
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £2600.20
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £2218.92
    • abba1772
    • By abba1772 5th Oct 17, 8:48 AM
    • 4,353 Posts
    • 14,335 Thanks
    abba1772
    £6.54 sent towards the Halifax card brings my total to £4633.15 / £6000
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £2600.20
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £2218.92
    • Miss D Meanour
    • By Miss D Meanour 6th Oct 17, 8:38 AM
    • 110 Posts
    • 789 Thanks
    Miss D Meanour
    Hi there

    Paid off one of my debts in September - woohoo. Two more to go.

    #023 Sept payt £671.41 giving running total £6540.26 / £8,100

    Take care and have a great Friday
    Miss DM
    LBM- June 2009 - 15 year plan started, Dec 2016 - half way there
    SPC - 11 #574 - £500 ........ Xmas 2018 - #11: £62 / £365.
    CCCC 2018 #14 - £0 / £140 ....... PAYDBX 2018 #23: £622.58 / £7,000
    Frugal Living - #37 .......... MFW2018 - #2: £1,219.62 / £8,000

    No matter how far you go, you always take yourself with you
    • abba1772
    • By abba1772 6th Oct 17, 8:45 AM
    • 4,353 Posts
    • 14,335 Thanks
    abba1772
    £10 sent to the Halifax account brings my total to £4643.15 / £6000
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £2600.20
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £2218.92
    • mumto2girlsandaboy
    • By mumto2girlsandaboy 6th Oct 17, 12:28 PM
    • 44 Posts
    • 314 Thanks
    mumto2girlsandaboy
    Have lost track a bit of payments but should now be
    #073 2029/2500
    PAYDBX 2018 #073 409/£2279
    PAYDBX 2017 #073 2571/£2500
    EF #220 670/£1000
    MFW dec 12 £97000 jan 18 £86973
    • fire-wannabe
    • By fire-wannabe 6th Oct 17, 4:42 PM
    • 85 Posts
    • 444 Thanks
    fire-wannabe
    #46 with a payment of £10 please Muppets
    Pay ALL your debt off by Xmas 2018 #46 £20.68/£4550
    • muppets
    • By muppets 7th Oct 17, 5:48 PM
    • 746 Posts
    • 5,308 Thanks
    muppets
    Hi, I have a debt target for this Xmas to pay of £800, please you add me
    Originally posted by sandytoes81
    Hi Sandy and welcome. You are # 169
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    €4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • muppets
    • By muppets 7th Oct 17, 5:52 PM
    • 746 Posts
    • 5,308 Thanks
    muppets
    Finally!!!!

    No 78 paying the last £100.
    Total repaid this year £10,000

    Next stop is to top up our savings and tackle the mortgage!

    Good luck for the future everyone!!!
    Originally posted by leanne0121
    CONGRATS



    #78 leanne0121
    Joined on 29th Dec 2016
    Debt free on 22nd Sept 2017
    Total cleared - £10,000
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    €4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • muppets
    • By muppets 7th Oct 17, 5:57 PM
    • 746 Posts
    • 5,308 Thanks
    muppets
    Hello all

    just checking in with the totals for September

    paid this month £7,600

    #142 Total cleared £12,850 / £10,000 = 128.5%

    i won't be paying much more over the next three months as we will potentially be moving house and need money for fees, stamp duty etc.
    Originally posted by Ammeretto
    Congrats on smashing this years target figure
    # 142 Ammeretto
    Smashed their target
    Target cleared - £ 10,000.00
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    €4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • muppets
    • By muppets 7th Oct 17, 6:19 PM
    • 746 Posts
    • 5,308 Thanks
    muppets
    The front page has now been updated
    In September we had 1 membe join us.
    We had 2 Member who became DEBT FREE
    We had 1 Member who smashed their target for the year

    We paid off £24,827.37

    We paid off a total of £344,180.42 which is 25.91% of our target
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    €4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • abba1772
    • By abba1772 7th Oct 17, 8:21 PM
    • 4,353 Posts
    • 14,335 Thanks
    abba1772
    A cheeky £1 sent to the Halifax card brings my total to £4644.15 / £6000
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £2600.20
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £2218.92
    • Nicnak
    • By Nicnak 8th Oct 17, 6:31 PM
    • 827 Posts
    • 4,629 Thanks
    Nicnak
    Hi, Can I join, please?
    I want to pay off £1000 by Christmas 2017.

    Thank you
    September 6th 2017 - Updated 21st January 2018
    Credit Card £0 now: £1649 Tesco Loan £7500 = £11.20 Consolidation £15,000 = £14,547 Total = £25,330 £16,207 36% gone EMF #252 = £500/£1000
    Sealed pot challenge #589
    Pay off all your debts by Christmas #170
    • doingitanyway
    • By doingitanyway 8th Oct 17, 7:03 PM
    • 2,535 Posts
    • 12,082 Thanks
    doingitanyway
    Good to see you back posting. I have been following your thread for a while, never have time to comment though. Even if you don't make it, you will be done early next year. You are doing amazing. xx
    Originally posted by muppets
    I just logged on here to see how people were doing and found your encouraging post. Thank you
    I'm still doubtful I will make it but my new debt figure is £5250 and I am number 39
    Thanks for running this thread.
    Last edited by doingitanyway; 08-10-2017 at 7:06 PM.
    JANUARY 2016/SECURED DEBT=24,822/February 2018=795
    MORTGAGE FREE 25/07/16
    • fire-wannabe
    • By fire-wannabe 10th Oct 17, 6:21 AM
    • 85 Posts
    • 444 Thanks
    fire-wannabe
    #46 with £5 payment please Muppets
    Pay ALL your debt off by Xmas 2018 #46 £20.68/£4550
    • abba1772
    • By abba1772 10th Oct 17, 8:11 AM
    • 4,353 Posts
    • 14,335 Thanks
    abba1772
    Rounded down my account sent £3.74 towards the Halifax

    Brings my total to £4647.99 / £6000
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £2600.20
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £2218.92
    • ali bf
    • By ali bf 10th Oct 17, 10:35 PM
    • 53 Posts
    • 635 Thanks
    ali bf
    Hi all, I'm back again after failing to clear my debt last year. Had a really bad few months and my debt is at an all time high. You's were fab inspiration last time so can I join again please. I haven't totalled my debt (will do that tomorrow). There is no way I will be able to clear it all by Xmas but I'll make a darn good attempt to clear some!
    #171
    Argos 0 / 276 Halifax 0 / 3029, Virgin 46 / 4575, Barclaycard 0 / 8751, Tesco 0 / 2548, Tesco 30 / 3022, Loan 0 / 6571, Halifax 0 / 795, Barclays 0 / 1700, Next 0 / 779
    Total to pay off £76 / £32046
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