Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • muppets
    • By muppets 13th Dec 16, 8:02 PM
    • 610Posts
    • 4,562Thanks
    muppets
    Pay ALL your debt off by Xmas 2017
    • #1
    • 13th Dec 16, 8:02 PM
    Pay ALL your debt off by Xmas 2017 13th Dec 16 at 8:02 PM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2017!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2017.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another £50 paid off so now the total paid off for

    #001 is £315.43/£7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    Last edited by muppets; 25-12-2016 at 6:47 PM.
    PAYDBX 2017 - #01 Pd £2,829.98 / £11,000 - 26.17%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF
    €3,800 / 15,000
    Wombles #24 = 268.31
    Mortgage - PD 79,207.55 / 271,495.07 29.17% MF Aug 2038 Sept 2035
    My diary - Making a move on debt
Page 73
    • kirtsypoos
    • By kirtsypoos 15th Jun 17, 12:42 PM
    • 2,825 Posts
    • 11,814 Thanks
    kirtsypoos
    Afternoon all!

    #006 checking in with £14,492.90/14,539.71 please muppets
    £960/3000 OH BC(68% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £960/31010.23 (96.90% paid)
    Mortgage - £163,450.00 (2017 O/P £1213.91) PAYDBX 17 #006 - £14789.69/14,539.71Make £10 Apr £194.58 Make £10 May £159.75 Make £10 June £245.11
    • Mummy_bear
    • By Mummy_bear 15th Jun 17, 4:55 PM
    • 22 Posts
    • 71 Thanks
    Mummy_bear
    #159 checking in


    total paid off so far £295.00/£9091.72
    LBM May 2017 - Total Debt (not Including DH personal debt or Mortgage) £26157.37
    £812.66/£26157.37 3.1% paid

    Debt Free by Christmas Challenge
    Total cleared £444.17/£9091.72 4.8% paid
    • Calling14
    • By Calling14 16th Jun 17, 11:38 AM
    • 2,409 Posts
    • 17,864 Thanks
    Calling14
    Hiyca #16 checking in 2220/4300 past the halfway mark

    Sorry not been about much lately.

    Keep going folks
    LBM 13039 1.1.13 NOW 2080
    PAYDBX 2017 #16 2220/4300 DFD 10/17 ?
    E
    Fund #9 £120/£1,000
    1 x 100 days challenge26 #3 170/ 1400 ends 13/9/17


    • Chappie77
    • By Chappie77 16th Jun 17, 12:58 PM
    • 85 Posts
    • 465 Thanks
    Chappie77
    Afternoon all!

    Working hard at it this week so...

    #67 - £100 = £3291.55/£5500


    Chappie x
    Payment a Day 2017 £459.70/£459.70 Argos Card
    £1606.17/£1606.17 Barclaycard
    Next £300/£2226.93
    Saving for Xmas 2017 #71 £242/£365
    Virtual Sealed Pot 2017 #13 £286.10/£500
    PAYDBX2017 #67 £3391.55/£5500
    • LionessInWinter
    • By LionessInWinter 16th Jun 17, 1:42 PM
    • 355 Posts
    • 2,244 Thanks
    LionessInWinter
    #9 £200 payment, new total paid so far this year is £7700
    PAYDBX17 - #9 £8980/ £14000 Paid £1000/£1000 credit card , £2980/ £8000 car, £5000/ £5000 loan [/SIZE]
    • arc_cutter
    • By arc_cutter 18th Jun 17, 1:51 PM
    • 38 Posts
    • 367 Thanks
    arc_cutter
    Well done everyone,

    A smaller payment than normal this month as I've got car insurance due at the end of the month. So #03 with a payment of £200.50
    DFXMAS 2015 Total £4893.66 / £21,197.29 /23.08%
    DFXMAS 2016 Total £3783.97 / £17626.13 /21.46%
    DFXMAS 2017 Total £1918.95 / £18927.72 /10.1%
    • Ammeretto
    • By Ammeretto 18th Jun 17, 5:32 PM
    • 141 Posts
    • 310 Thanks
    Ammeretto
    Hi

    number 142 checking in - it's been a while.
    another £2895 paid off since i last posted

    total is now £4250 / £10000 = 42.5%
    Last edited by Ammeretto; 18-06-2017 at 5:39 PM.
    Debt at LBM (Mar 14) - £29,981.66 + £6261.84 Car HP = £36,243.50
    Credit card Debt Feb 17 - £23,050
    PAYDbyXMAS2017 #142 - £1,355 / £10,000
    March Grocery challenge - £63.89 / £350.00
    • MrsShazbat
    • By MrsShazbat 18th Jun 17, 9:29 PM
    • 402 Posts
    • 2,129 Thanks
    MrsShazbat
    I feel like I've missed a month or something as my total doesn't seem to be that great but hey, it's better than nothing - haven't done exact figures and won't have chance before going on hols but payments this month will be approx £320 so #71 £1194.54/ £3053.49

    I'll endeavour to tidy it up and be more accurate in July.
    PAYDBX 2017 #71 £1194.54 / £3053.49 * Xmas 2017 #8 £186 / £365 * (2016 £424.32 / £366)
    * SPCNo.10 #66 (SPCNo.9 £442.64 inc Quidco to 2/11/16 £138.92 *
    • kirtsypoos
    • By kirtsypoos 20th Jun 17, 9:08 AM
    • 2,825 Posts
    • 11,814 Thanks
    kirtsypoos
    Morning all!

    #006 checking in with £14592.40/14,539.71 please muppets. Still working on my updated figure for the rest of this year!
    £960/3000 OH BC(68% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £960/31010.23 (96.90% paid)
    Mortgage - £163,450.00 (2017 O/P £1213.91) PAYDBX 17 #006 - £14789.69/14,539.71Make £10 Apr £194.58 Make £10 May £159.75 Make £10 June £245.11
    • Glittery
    • By Glittery 20th Jun 17, 5:11 PM
    • 96 Posts
    • 715 Thanks
    Glittery
    #119

    £365.00 paid today


    £4941.80/£12800
    12800 to pay off
    £7272.20 to pay off !
    • fire-wannabe
    • By fire-wannabe 20th Jun 17, 5:53 PM
    • 53 Posts
    • 285 Thanks
    fire-wannabe
    #46 reporting with £25 payment please,

    thank you Muppets
    Pay ALL your debt off by Xmas 2017 #46 £465/£5380

    The "Save 12k in 2017" Thread #130 £1015/1500
    • Blackberrycurved
    • By Blackberrycurved 20th Jun 17, 11:24 PM
    • 52 Posts
    • 440 Thanks
    Blackberrycurved
    Evening everyone £198 payment for me please Muppets. I've just got a job only 2 days a week but better than no job yippee
    Blackberry Curved debt free 2017 number 59 £1348/£5997
    • Blackberrycurved
    • By Blackberrycurved 20th Jun 17, 11:53 PM
    • 52 Posts
    • 440 Thanks
    Blackberrycurved
    Where do I find the link to the snowballing calculator?
    Blackberry Curved debt free 2017 number 59 £1348/£5997
    • muppets
    • By muppets 21st Jun 17, 6:32 AM
    • 610 Posts
    • 4,562 Thanks
    muppets
    Where do I find the link to the snowballing calculator?
    Originally posted by Blackberrycurved
    http://www.whatsthecost.com/snowball.aspx
    PAYDBX 2017 - #01 Pd £2,829.98 / £11,000 - 26.17%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF
    €3,800 / 15,000
    Wombles #24 = 268.31
    Mortgage - PD 79,207.55 / 271,495.07 29.17% MF Aug 2038 Sept 2035
    My diary - Making a move on debt
    • kirtsypoos
    • By kirtsypoos 21st Jun 17, 11:58 AM
    • 2,825 Posts
    • 11,814 Thanks
    kirtsypoos
    Morning all (just!)

    #006 checking in with £14789.69/14,539.71 please muppets
    £960/3000 OH BC(68% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £960/31010.23 (96.90% paid)
    Mortgage - £163,450.00 (2017 O/P £1213.91) PAYDBX 17 #006 - £14789.69/14,539.71Make £10 Apr £194.58 Make £10 May £159.75 Make £10 June £245.11
    • Florence J
    • By Florence J 21st Jun 17, 3:14 PM
    • 1,423 Posts
    • 7,845 Thanks
    Florence J
    Morning, a few more payments have been made so checking in:

    #53 total to date = £1840.88/£3000
    Sealed Pot Challenge 10 #553 (£90) Wombling free 2017 = £851.64 Pay off all your debts by Xmas 2017 #53 (£2060.37/£3000) Debt to OH paid back £643.75/£1001.75
    June 2017 Credit Card Debt: £4628.46
    • swimminginaseaofdebt
    • By swimminginaseaofdebt 22nd Jun 17, 7:04 PM
    • 503 Posts
    • 2,668 Thanks
    swimminginaseaofdebt
    Evening everyone

    #150 checking in with an updated total of £1868.05/£3729.05. Have hit the 50% mark, woohoo!
    Pay all debt off by Christmas 2017 #150 - £1868.05/£3729.05
    ,
    SPC10 #564
    • leanne0121
    • By leanne0121 23rd Jun 17, 10:12 AM
    • 30 Posts
    • 269 Thanks
    leanne0121
    Hello

    Another £10 paid off

    Owed £10,000. Paid back £9,360. Owe £640

    Thanks Muppets
    Massive mortgage free wannabe
    Mortgage outstanding £54,689 in 2017 was £109,000 in 2012
    Survey totals for 2017 £143
    Challenges pay all debts off by Christmas 2017, target £10,000, paid £9,360
    eBay sales for 2017 (after fees) £35
    Grow your own £ 3.00
    • Moonlghtdaisy
    • By Moonlghtdaisy 23rd Jun 17, 1:50 PM
    • 1 Posts
    • 3 Thanks
    Moonlghtdaisy
    Hey! I'd like to join the challenge. Where do I sign up
    • Chappie77
    • By Chappie77 23rd Jun 17, 2:25 PM
    • 85 Posts
    • 465 Thanks
    Chappie77
    Afternoon all!

    I was reluctant to pay anything this week because I have my 'big week' of bills coming out next week. Then I received a tax refund this afternoon in the post so I paid off £100!! Still working out what to do with the rest of the money - but it will definitely be going towards debt!

    #67 - £100 off = £3391.55/£5500

    Chappie x
    Payment a Day 2017 £459.70/£459.70 Argos Card
    £1606.17/£1606.17 Barclaycard
    Next £300/£2226.93
    Saving for Xmas 2017 #71 £242/£365
    Virtual Sealed Pot 2017 #13 £286.10/£500
    PAYDBX2017 #67 £3391.55/£5500
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

3,102Posts Today

9,136Users online

Martin's Twitter