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  • FIRST POST
    • muppets
    • By muppets 13th Dec 16, 8:02 PM
    • 732Posts
    • 5,237Thanks
    muppets
    Pay ALL your debt off by Xmas 2017
    • #1
    • 13th Dec 16, 8:02 PM
    Pay ALL your debt off by Xmas 2017 13th Dec 16 at 8:02 PM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2017!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2017.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another £50 paid off so now the total paid off for

    #001 is £315.43/£7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    Last edited by muppets; 25-12-2016 at 6:47 PM.
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    €4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 73
    • kirtsypoos
    • By kirtsypoos 15th Jun 17, 12:42 PM
    • 3,200 Posts
    • 14,205 Thanks
    kirtsypoos
    Afternoon all!

    #006 checking in with £14,492.90/14,539.71 please muppets
    £70/3000 OH BC(97.66% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £70/31010.23 (99.77% paid)
    Mortgage - £159,900.00 (2017/2018 O/P £2877.06) PAYDBX 17 - £18,442.82
    PAYDBX 18 #006 £854.90/£4000
    • Mummy_bear
    • By Mummy_bear 15th Jun 17, 4:55 PM
    • 255 Posts
    • 981 Thanks
    Mummy_bear
    #159 checking in


    total paid off so far £295.00/£9091.72
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £37139.86
    £5932.55/£37139.86 15.97% paid
    Estimated DFD JUNE 2020 (calculated July 2017)
    Debt Free by Christmas Challenge
    Total cleared £3362.89/£9091.72 36.98% paid
    • Calling14
    • By Calling14 16th Jun 17, 11:38 AM
    • 2,551 Posts
    • 18,811 Thanks
    Calling14
    Hiyca #16 checking in 2220/4300 past the halfway mark

    Sorry not been about much lately.

    Keep going folks
    LBM 13039 1.1.13 Start 2018 £5552 NOW £4700 EEK house repairs pushed it back up
    PAYDBX 2018 #16 852/£5552 DFD 12/18
    E
    Fund #9 £220/£1,000
    1 x 100 days challenge
    £687/£2000

    • Chappie77
    • By Chappie77 16th Jun 17, 12:58 PM
    • 136 Posts
    • 694 Thanks
    Chappie77
    Afternoon all!

    Working hard at it this week so...

    #67 - £100 = £3291.55/£5500


    Chappie x
    Payment a Day 2018 Very £227.17/£1234.09 Saving for Xmas 2018 £55/£500 Virtual Sealed Pot 2018 £60/£700 PAYDBX2018 £450.48/£7268.47 £2 Savers Club 2018 £68
    • LionessInWinter
    • By LionessInWinter 16th Jun 17, 1:42 PM
    • 375 Posts
    • 2,331 Thanks
    LionessInWinter
    #9 £200 payment, new total paid so far this year is £7700
    PAYDBX18- #9 £0/£5600 consists of £0/£3800 credit card and £0/ £1800 car
    2018 - 1% challenge #14, each 1% is £56
    • arc_cutter
    • By arc_cutter 18th Jun 17, 1:51 PM
    • 46 Posts
    • 411 Thanks
    arc_cutter
    Well done everyone,

    A smaller payment than normal this month as I've got car insurance due at the end of the month. So #03 with a payment of £200.50
    DFXMAS 2015 Total £4893.66 / £21,197.29 /23.08%
    DFXMAS 2016 Total £3783.97 / £17626.13 /21.46%
    DFXMAS 2017 Total £3902.37 / £18927.72 /20.62%
    DFXMAS 2018 Total £0.00 / £18528.62 /0.0%
    • Ammeretto
    • By Ammeretto 18th Jun 17, 5:32 PM
    • 173 Posts
    • 413 Thanks
    Ammeretto
    Hi

    number 142 checking in - it's been a while.
    another £2895 paid off since i last posted

    total is now £4250 / £10000 = 42.5%
    Last edited by Ammeretto; 18-06-2017 at 5:39 PM.
    Debt at LBM (Mar 14) - £29,981.66 + £11,320.91 Car & Bike HP + £799.78 HMRC tax credits = £42,102.35
    Credit card Debt Dec 17 - £11,000
    PAYDbyXMAS2017 #142 - £12,850 / £10,000 - 128.5%
    PAYDbyXMAS2017 #142 - £600 / £11,000 - 5.5%
    • MrsShazbat
    • By MrsShazbat 18th Jun 17, 9:29 PM
    • 484 Posts
    • 2,620 Thanks
    MrsShazbat
    I feel like I've missed a month or something as my total doesn't seem to be that great but hey, it's better than nothing - haven't done exact figures and won't have chance before going on hols but payments this month will be approx £320 so #71 £1194.54/ £3053.49

    I'll endeavour to tidy it up and be more accurate in July.
    * Xmas 2018 #8 £31 / £365 * (2017 £496.53; 2016 £424.32) * SPCNo.11 #66 * Clothes Challenge 2018 #13 *
    (SPCNo.10 £682.31 * SPCNo.9 £442.64 * inc Quidco to 2/11/17 £249.69) *[/COLOR][/CENTER]
    • kirtsypoos
    • By kirtsypoos 20th Jun 17, 9:08 AM
    • 3,200 Posts
    • 14,205 Thanks
    kirtsypoos
    Morning all!

    #006 checking in with £14592.40/14,539.71 please muppets. Still working on my updated figure for the rest of this year!
    £70/3000 OH BC(97.66% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £70/31010.23 (99.77% paid)
    Mortgage - £159,900.00 (2017/2018 O/P £2877.06) PAYDBX 17 - £18,442.82
    PAYDBX 18 #006 £854.90/£4000
    • Glittery
    • By Glittery 20th Jun 17, 5:11 PM
    • 105 Posts
    • 764 Thanks
    Glittery
    #119

    £365.00 paid today


    £4941.80/£12800
    12800 to pay off
    £4822.20 to pay off !
    • fire-wannabe
    • By fire-wannabe 20th Jun 17, 5:53 PM
    • 84 Posts
    • 436 Thanks
    fire-wannabe
    #46 reporting with £25 payment please,

    thank you Muppets
    Pay ALL your debt off by Xmas 2018 #46 £5/£4550
    • Blackberrycurved
    • By Blackberrycurved 20th Jun 17, 11:24 PM
    • 74 Posts
    • 574 Thanks
    Blackberrycurved
    Evening everyone £198 payment for me please Muppets. I've just got a job only 2 days a week but better than no job yippee
    Blackberry Curved debt free 2018[ #17 £321.59/£11,000Save for Christmas #? £40/£3651% challenge #7 £21/£110
    • Blackberrycurved
    • By Blackberrycurved 20th Jun 17, 11:53 PM
    • 74 Posts
    • 574 Thanks
    Blackberrycurved
    Where do I find the link to the snowballing calculator?
    Blackberry Curved debt free 2018[ #17 £321.59/£11,000Save for Christmas #? £40/£3651% challenge #7 £21/£110
    • muppets
    • By muppets 21st Jun 17, 6:32 AM
    • 732 Posts
    • 5,237 Thanks
    muppets
    Where do I find the link to the snowballing calculator?
    Originally posted by Blackberrycurved
    http://www.whatsthecost.com/snowball.aspx
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    €4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • kirtsypoos
    • By kirtsypoos 21st Jun 17, 11:58 AM
    • 3,200 Posts
    • 14,205 Thanks
    kirtsypoos
    Morning all (just!)

    #006 checking in with £14789.69/14,539.71 please muppets
    £70/3000 OH BC(97.66% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £70/31010.23 (99.77% paid)
    Mortgage - £159,900.00 (2017/2018 O/P £2877.06) PAYDBX 17 - £18,442.82
    PAYDBX 18 #006 £854.90/£4000
    • Florence J
    • By Florence J 21st Jun 17, 3:14 PM
    • 1,843 Posts
    • 10,978 Thanks
    Florence J
    Morning, a few more payments have been made so checking in:

    #53 total to date = £1840.88/£3000
    Sealed Pot Challenge 11 #553
    £1000 Emergency Fund Challenge #253
    Wombling free 2017 = £2195.92
    Pay off all your debts by Xmas 2017 #53 (£3168.45/£3000)
    November 2017 Credit Card Debt: £3980
    • swimminginaseaofdebt
    • By swimminginaseaofdebt 22nd Jun 17, 7:04 PM
    • 633 Posts
    • 3,379 Thanks
    swimminginaseaofdebt
    Evening everyone

    #150 checking in with an updated total of £1868.05/£3729.05. Have hit the 50% mark, woohoo!
    Pay all debt off by Christmas 2018 #150 - £45.06/£2018

    Make £2018 in 2018 #31 - £92.21/£2018

    SPC11 #564
    • leanne0121
    • By leanne0121 23rd Jun 17, 10:12 AM
    • 38 Posts
    • 332 Thanks
    leanne0121
    Hello

    Another £10 paid off

    Owed £10,000. Paid back £9,360. Owe £640

    Thanks Muppets
    Massive mortgage free wannabe
    Mortgage outstanding
    2018 £47,700 2012 £109,000
    Survey / 2017 £355 2018 £
    Challenges / 2018 mortgage free target £5,000 paid £289
    • Moonlghtdaisy
    • By Moonlghtdaisy 23rd Jun 17, 1:50 PM
    • 1 Posts
    • 3 Thanks
    Moonlghtdaisy
    Hey! I'd like to join the challenge. Where do I sign up
    • Chappie77
    • By Chappie77 23rd Jun 17, 2:25 PM
    • 136 Posts
    • 694 Thanks
    Chappie77
    Afternoon all!

    I was reluctant to pay anything this week because I have my 'big week' of bills coming out next week. Then I received a tax refund this afternoon in the post so I paid off £100!! Still working out what to do with the rest of the money - but it will definitely be going towards debt!

    #67 - £100 off = £3391.55/£5500

    Chappie x
    Payment a Day 2018 Very £227.17/£1234.09 Saving for Xmas 2018 £55/£500 Virtual Sealed Pot 2018 £60/£700 PAYDBX2018 £450.48/£7268.47 £2 Savers Club 2018 £68
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