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  • FIRST POST
    • muppets
    • By muppets 13th Dec 16, 8:02 PM
    • 643Posts
    • 4,714Thanks
    muppets
    Pay ALL your debt off by Xmas 2017
    • #1
    • 13th Dec 16, 8:02 PM
    Pay ALL your debt off by Xmas 2017 13th Dec 16 at 8:02 PM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2017!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2017.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another £50 paid off so now the total paid off for

    #001 is £315.43/£7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    Last edited by muppets; 25-12-2016 at 6:47 PM.
    PAYDBX 2017 - #01 Pd £9,545.67 / £11,000 - 86.78%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF
    €4,150 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 85,270.67 / 271,495.07 31.40% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 72
    • Chappie77
    • By Chappie77 9th Jun 17, 12:04 PM
    • 120 Posts
    • 633 Thanks
    Chappie77
    Morning all!

    I have been away for a few weeks but I'm back to it now.

    #67 - £150 paid = £3191.55/£5500

    Chappie x
    Payment a Day 2017 £459.70/£459.70 Argos Card
    £1606.17/£1606.17 Barclaycard
    Next £2110/£2226.93
    Saving for Xmas 2017 #71 £493/£365
    Virtual Sealed Pot 2017 #13 £493.55/£500
    PAYDBX2017 #67 £5401.55/£5500
    • Eltee12
    • By Eltee12 9th Jun 17, 1:31 PM
    • 756 Posts
    • 7,478 Thanks
    Eltee12
    #45 reporting in £768/£1,968 = 39.02%
    PAYDBX 2017 #45 £1,768/£1,968 paid;
    2017 AFD 174/200: Jan - June = 123; July - Sept = 51;
    CCC #11 £232.99/£300 - no spend months: JAN-APRIL
    Mortgage-free since 2013
    • elleJay42
    • By elleJay42 9th Jun 17, 3:08 PM
    • 74 Posts
    • 679 Thanks
    elleJay42
    Hi, my CC minimum payment has come out for the month and I've got another £70 to put towards it so I've managed to hit 50% yay!

    #118 £2431.65 / £4861 (50%)


    We're off on a wee holiday next week so saving a little bit of money for that, hopefully I'll have a little more to pay off this month but really pleased with how I'm getting on so far
    Total debt at LBM = £4861.03

    DFBXmas2017 #118 - £3261.65 / £4861 (67.1%)

    HTB ISA - £0 withdrawn for house purchase!
    Emergency Fund £200 / £1000
    • Florence J
    • By Florence J 10th Jun 17, 9:12 AM
    • 1,601 Posts
    • 9,073 Thanks
    Florence J
    A weeny payment of £5.07 to the Mr L credit card means my debt is now at:

    #53 £1832.97/£3000
    Sealed Pot Challenge 10 #553 (£90) Wombling free 2017 = £1623.56 Pay off all your debts by Xmas 2017 #53 (£2953.21/£3000) Debt to OH paid back £1120.95/£1120.95
    October 2017 Credit Card Debt: £4163.86
    • kirtsypoos
    • By kirtsypoos 10th Jun 17, 10:23 AM
    • 2,982 Posts
    • 13,289 Thanks
    kirtsypoos
    Morning all!

    #006 checking in with £14461.61/14,539.71 please muppets
    £450/3000 OH BC(85% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £450/31010.23 (98.54% paid)
    Mortgage - £161,950.00 (2017 O/P £1774.74) PAYDBX 17 #006 - £16241.98/14,539.71
    • kirtsypoos
    • By kirtsypoos 10th Jun 17, 10:26 AM
    • 2,982 Posts
    • 13,289 Thanks
    kirtsypoos
    I'm going to increase my aim again muppets - sorry to be a pain!! I've been making lots of mortgage ops that I hadn't accounted for in the original total

    I'll do some sums and come back with my new total soon
    £450/3000 OH BC(85% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £450/31010.23 (98.54% paid)
    Mortgage - £161,950.00 (2017 O/P £1774.74) PAYDBX 17 #006 - £16241.98/14,539.71
    • mumto2girlsandaboy
    • By mumto2girlsandaboy 10th Jun 17, 1:31 PM
    • 39 Posts
    • 277 Thanks
    mumto2girlsandaboy
    Another £150 paid
    073 1096.88/2500
    PAYDBX 2017 #073 1916.88/£2500
    EF #220 525/£1000
    • LionessInWinter
    • By LionessInWinter 10th Jun 17, 4:11 PM
    • 368 Posts
    • 2,303 Thanks
    LionessInWinter
    # 9 checking in with a £800 payment, new total paid £7100 out of £14000. A little past the halfway line.
    PAYDBX17 - #9 £11240/ £14000 Paid £1000/£1000 credit card , £5240/ £8000 car, £5000/ £5000 loan [/SIZE]
    • Mikaelsonfan
    • By Mikaelsonfan 10th Jun 17, 11:09 PM
    • 10 Posts
    • 97 Thanks
    Mikaelsonfan
    Number 104 checking in

    New total 1300/4500

    Thanks
    • leanne0121
    • By leanne0121 11th Jun 17, 7:52 PM
    • 36 Posts
    • 317 Thanks
    leanne0121
    Hello

    No 78 with a £15 payment

    Owed £10,000 Paid £9,325 back Outstanding £675

    Thanks Muppets
    Massive mortgage free wannabe
    Mortgage outstanding £50,000 in 2017 was £109,000 in 2012
    Survey totals for 2017 £294.66
    Challenges pay all debts off by Christmas 2017, target £10,000, paid £10,000
    • kirtsypoos
    • By kirtsypoos 12th Jun 17, 1:17 PM
    • 2,982 Posts
    • 13,289 Thanks
    kirtsypoos
    Afternoon all,

    #006 checking in with £14481.61/14,539.71

    Thanks muppets
    £450/3000 OH BC(85% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £450/31010.23 (98.54% paid)
    Mortgage - £161,950.00 (2017 O/P £1774.74) PAYDBX 17 #006 - £16241.98/14,539.71
    • XSpender
    • By XSpender 12th Jun 17, 3:24 PM
    • 2,633 Posts
    • 27,113 Thanks
    XSpender
    All my direct debits have now gone out:

    #99 £1775.53/£10,000

    I got a bonus this month so I am hoping to reach £2000 paid off by 29th June.
    EF £1000 - £0
    • XSpender
    • By XSpender 13th Jun 17, 11:09 AM
    • 2,633 Posts
    • 27,113 Thanks
    XSpender
    I couldn't resist paying a chunk of the bonus off the CC so I am now at:

    #99 £1995.53/£10,000
    EF £1000 - £0
    • freightexec2009
    • By freightexec2009 13th Jun 17, 11:37 AM
    • 346 Posts
    • 8,610 Thanks
    freightexec2009
    #47 regular payment of £191.80 so now at £1222.95/£11334.69.

    A bad month for me though as I am majorly in my overdraft and still have things to come out!!! Don't know quite what I am going to do.. :'( All my own fault though, I have spent it on unnecessary things so I could kick myself...

    Going to get some more crap up for sale on FB other than that god knows...
    Last edited by freightexec2009; 13-06-2017 at 11:41 AM.
    Debt free wannabe #47 £1232.95/£11334.69
    • LionessInWinter
    • By LionessInWinter 13th Jun 17, 2:21 PM
    • 368 Posts
    • 2,303 Thanks
    LionessInWinter
    #9 with another £400 payment, which finishes the loan off , now concentrating on paying off the car loan sooner.

    Thanks muppets
    PAYDBX17 - #9 £11240/ £14000 Paid £1000/£1000 credit card , £5240/ £8000 car, £5000/ £5000 loan [/SIZE]
    • liuhutOz
    • By liuhutOz 13th Jun 17, 2:38 PM
    • 129 Posts
    • 472 Thanks
    liuhutOz
    Number 25, have paid a weekly and fortnightly payment, plus I sent another over payment as oh has overtime again. Have now paid $11104 off. $17851 to go. I've got 4 payments left on the fortnightly debt and can then throw everything at the last one. It gets a bit addictive!

    #25 11104 paid 17851 to go/28955
    Last edited by liuhutOz; 14-06-2017 at 7:15 AM.
    Formally liuhut
    WIN £2008 in 2008 £1836.31 2009 wins - £91!!! 2010 6170.... wins 2011 aprox 2000
    • leanne0121
    • By leanne0121 13th Jun 17, 9:10 PM
    • 36 Posts
    • 317 Thanks
    leanne0121
    Hello
    Motivation kicks in when the end is in sight!!!!

    No 78 paying £25
    Owed £10,000.......paid back £9,350........ owe £650

    Thanks Muppets
    Massive mortgage free wannabe
    Mortgage outstanding £50,000 in 2017 was £109,000 in 2012
    Survey totals for 2017 £294.66
    Challenges pay all debts off by Christmas 2017, target £10,000, paid £10,000
    • abba1772
    • By abba1772 14th Jun 17, 7:12 AM
    • 3,875 Posts
    • 11,227 Thanks
    abba1772
    Couch payment came out today of £54.40 brings my total to £2802.67 /£6000
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £5364.81
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £4908.50 / £6000
    • freightexec2009
    • By freightexec2009 14th Jun 17, 11:18 AM
    • 346 Posts
    • 8,610 Thanks
    freightexec2009
    Another £10 came off that I didn't realise! Not quite with it this month

    #47 £1232.95/£11334.69
    Debt free wannabe #47 £1232.95/£11334.69
    • Maddie57
    • By Maddie57 14th Jun 17, 7:23 PM
    • 132 Posts
    • 559 Thanks
    Maddie57
    Managed to pay some off my total today so is now at

    470/3866

    Maddie
    Growing old is mandatory
    Growing up is Optional
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