Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • muppets
    • By muppets 13th Dec 16, 8:02 PM
    • 650Posts
    • 4,753Thanks
    muppets
    Pay ALL your debt off by Xmas 2017
    • #1
    • 13th Dec 16, 8:02 PM
    Pay ALL your debt off by Xmas 2017 13th Dec 16 at 8:02 PM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2017!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2017.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another £50 paid off so now the total paid off for

    #001 is £315.43/£7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    Last edited by muppets; 25-12-2016 at 6:47 PM.
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF
    €4,250 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 67
    • kirtsypoos
    • By kirtsypoos 14th May 17, 12:56 PM
    • 3,039 Posts
    • 13,552 Thanks
    kirtsypoos
    Afternoon all!

    #006 checking in with £13325.00/£10000 please muppets
    £250/3000 OH BC(91.66% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £250/31010.23 (99.19% paid)
    Mortgage - £161,000.00 (2017 O/P £2221.94) PAYDBX 17 #006 - £17,409.18/14,539.71
    • kirtsypoos
    • By kirtsypoos 15th May 17, 11:26 AM
    • 3,039 Posts
    • 13,552 Thanks
    kirtsypoos
    Morning all!

    #006 checking in with £13526.08/£10000 please muppets
    £250/3000 OH BC(91.66% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £250/31010.23 (99.19% paid)
    Mortgage - £161,000.00 (2017 O/P £2221.94) PAYDBX 17 #006 - £17,409.18/14,539.71
    • abba1772
    • By abba1772 16th May 17, 8:03 AM
    • 3,949 Posts
    • 11,949 Thanks
    abba1772
    Morning

    Final payment for the carpets came out today £73.47 and direct debit cancelled and £54.40 for the couch came out as well

    Brings my total to £2383.27 / £6000

    Can't wait for next month where I can send my daily round downs back to the debt as all our holiday stuff will be taken care of by then xx
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £4781.47
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £6039.74 / £6000
    • kirtsypoos
    • By kirtsypoos 16th May 17, 11:16 AM
    • 3,039 Posts
    • 13,552 Thanks
    kirtsypoos
    Morning all!

    #006 checking in with £13536.08/£10000 please muppets
    £250/3000 OH BC(91.66% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £250/31010.23 (99.19% paid)
    Mortgage - £161,000.00 (2017 O/P £2221.94) PAYDBX 17 #006 - £17,409.18/14,539.71
    • Eltee12
    • By Eltee12 16th May 17, 1:04 PM
    • 760 Posts
    • 7,505 Thanks
    Eltee12


    Afternoon All


    #45 reporting in £608/£1,968 = 30.89%


    El
    PAYDBX 2017 #45 £1,968/£1,968 paid, yipeee!;
    2017 AFD 199/200: Jan - June = 123; July - Sept = 51; Oct = 25
    CCC #11 £232.99/£300 - no spend months: JAN-APRIL
    Mortgage-free since 2013
    • Calling14
    • By Calling14 16th May 17, 2:09 PM
    • 2,507 Posts
    • 18,602 Thanks
    Calling14
    50 pounds off for me today

    #16 1975/4300

    Keep going folks
    LBM 13039 1.1.13 NOW £1040
    PAYDBX 2017 #16 £3260 /£4300 DFD 12/17
    E
    Fund #9 £100/£1,000
    1 x 100 days challenge £1366.71/2000 ends 29/12/17


    • Zjc77
    • By Zjc77 16th May 17, 11:39 PM
    • 4 Posts
    • 21 Thanks
    Zjc77
    Can I join midway through the year? I won't be fully cleared by xmas but need to get a grip of my money, and need some inspiration
    • kirtsypoos
    • By kirtsypoos 17th May 17, 9:16 AM
    • 3,039 Posts
    • 13,552 Thanks
    kirtsypoos
    Morning all!

    #006 checking in with £13546.08/£10000 please muppets

    Welcome Zjc77 - this is such an inspirational challenge
    £250/3000 OH BC(91.66% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £250/31010.23 (99.19% paid)
    Mortgage - £161,000.00 (2017 O/P £2221.94) PAYDBX 17 #006 - £17,409.18/14,539.71
    • Zjc77
    • By Zjc77 17th May 17, 9:33 AM
    • 4 Posts
    • 21 Thanks
    Zjc77
    Thanks. My target although I know it won't be cleared is £9500. I'm starting clear out at home today, i will update as often as I can to keep motivated.
    Do I include what I pay off this each month as normal and then the extras??
    • kirtsypoos
    • By kirtsypoos 17th May 17, 9:44 AM
    • 3,039 Posts
    • 13,552 Thanks
    kirtsypoos
    I include every payment made, including all regular direct debits and payments but it's up to you really
    £250/3000 OH BC(91.66% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £250/31010.23 (99.19% paid)
    Mortgage - £161,000.00 (2017 O/P £2221.94) PAYDBX 17 #006 - £17,409.18/14,539.71
    • swimminginaseaofdebt
    • By swimminginaseaofdebt 17th May 17, 7:54 PM
    • 602 Posts
    • 3,232 Thanks
    swimminginaseaofdebt
    Evening everyone,

    #150 checking in with an updated total of £1311.46/£3729.05.

    Welcome aboard Zjc77, I count regular direct debits and any extras towards my total.
    SPC11 #564
    • pennies from Heaven
    • By pennies from Heaven 17th May 17, 9:53 PM
    • 179 Posts
    • 913 Thanks
    pennies from Heaven
    just paid car loan (nearly finished!!! woopeee) and some off the credit card, totalling £174.63. Making my totals now:-


    #74 £2677.57/£7000 - 38.25%


    Thanks Muppets!
    LBM 1.1.16 = £27096.59 - now £17,020.38

    Paydbx 2017 - £3588.90/£7000 = 51.27% - number 74

    Paydbx 2016 - £6487.31/£7000 = 92.67% - number 74
    • kirtsypoos
    • By kirtsypoos 18th May 17, 11:04 AM
    • 3,039 Posts
    • 13,552 Thanks
    kirtsypoos
    Morning all!

    #006 checking in with £13551.08/£10000 please muppets
    £250/3000 OH BC(91.66% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £250/31010.23 (99.19% paid)
    Mortgage - £161,000.00 (2017 O/P £2221.94) PAYDBX 17 #006 - £17,409.18/14,539.71
    • Florence J
    • By Florence J 18th May 17, 4:58 PM
    • 1,718 Posts
    • 9,656 Thanks
    Florence J
    Payment of £72.50 towards a debt I owe my OH means:
    #53 £1149.18/£3000
    Sealed Pot Challenge 10 #553 (£94.58) £1000 Emergency Fund Challenge #253 Wombling free 2017 = £2007.64 Pay off all your debts by Xmas 2017 #53 (£3118.08/£3000) Debt to OH paid back £1146.96/1146.96
    November 2017 Credit Card Debt: £4025
    • Blackberrycurved
    • By Blackberrycurved 18th May 17, 10:11 PM
    • 43 Posts
    • 463 Thanks
    Blackberrycurved
    £299 for me please
    Blackberry Curved debt free 2017 number 59 £2449/£5997
    • Glittery
    • By Glittery 19th May 17, 10:16 AM
    • 100 Posts
    • 739 Thanks
    Glittery
    #119

    £365.00 paid today


    £4576.80/£12800
    12800 to pay off
    £6030.20 to pay off !
    • GalRob
    • By GalRob 19th May 17, 11:05 AM
    • 15 Posts
    • 118 Thanks
    GalRob
    Hi all,

    After a disappointing month last month where my debt total increased, I have managed a £500 payment towards this:


    #134 - £1505.28/£3672.27 (please can my debt total be updated on the front page too as disheartening as that is haha!)
    Pay all your debt by Xmas 2017 - #134 £3672.27 / £3672.27 - 100%
    Debt Free 26/08/2017



    • Glittery
    • By Glittery 19th May 17, 11:07 AM
    • 100 Posts
    • 739 Thanks
    Glittery
    Feeling a bit grumpy today.
    New gas bill has come in....£723.38, so that is really going to slow down paying off debt.
    How can companies charge so much for gas, really makes me annoyed.
    12800 to pay off
    £6030.20 to pay off !
    • Glittery
    • By Glittery 19th May 17, 11:08 AM
    • 100 Posts
    • 739 Thanks
    Glittery
    Hi all,

    After a disappointing month last month where my debt total increased, I have managed a £500 payment towards this:


    #134 - £1505.28/£3672.27 (please can my debt total be updated on the front page too as disheartening as that is haha!)
    Originally posted by GalRob
    That's brilliant, way to get back on the horse !
    12800 to pay off
    £6030.20 to pay off !
    • kirtsypoos
    • By kirtsypoos 19th May 17, 1:00 PM
    • 3,039 Posts
    • 13,552 Thanks
    kirtsypoos
    Morning all,

    #006 checking in with £13576.08/£10000 please muppets
    £250/3000 OH BC(91.66% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £250/31010.23 (99.19% paid)
    Mortgage - £161,000.00 (2017 O/P £2221.94) PAYDBX 17 #006 - £17,409.18/14,539.71
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

3,203Posts Today

9,221Users online

Martin's Twitter