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  • FIRST POST
    • muppets
    • By muppets 13th Dec 16, 8:02 PM
    • 732Posts
    • 5,238Thanks
    muppets
    Pay ALL your debt off by Xmas 2017
    • #1
    • 13th Dec 16, 8:02 PM
    Pay ALL your debt off by Xmas 2017 13th Dec 16 at 8:02 PM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2017!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2017.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another £50 paid off so now the total paid off for

    #001 is £315.43/£7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    Last edited by muppets; 25-12-2016 at 6:47 PM.
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    €4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 67
    • kirtsypoos
    • By kirtsypoos 14th May 17, 12:56 PM
    • 3,203 Posts
    • 14,220 Thanks
    kirtsypoos
    Afternoon all!

    #006 checking in with £13325.00/£10000 please muppets
    £70/3000 OH BC(97.66% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £70/31010.23 (99.77% paid)
    Mortgage - £159,900.00 (2017/2018 O/P £2877.06) PAYDBX 17 - £18,442.82
    PAYDBX 18 #006 £881.66/£4000
    • kirtsypoos
    • By kirtsypoos 15th May 17, 11:26 AM
    • 3,203 Posts
    • 14,220 Thanks
    kirtsypoos
    Morning all!

    #006 checking in with £13526.08/£10000 please muppets
    £70/3000 OH BC(97.66% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £70/31010.23 (99.77% paid)
    Mortgage - £159,900.00 (2017/2018 O/P £2877.06) PAYDBX 17 - £18,442.82
    PAYDBX 18 #006 £881.66/£4000
    • abba1772
    • By abba1772 16th May 17, 8:03 AM
    • 4,157 Posts
    • 13,153 Thanks
    abba1772
    Morning

    Final payment for the carpets came out today £73.47 and direct debit cancelled and £54.40 for the couch came out as well

    Brings my total to £2383.27 / £6000

    Can't wait for next month where I can send my daily round downs back to the debt as all our holiday stuff will be taken care of by then xx
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £3995.93
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £368.09
    • kirtsypoos
    • By kirtsypoos 16th May 17, 11:16 AM
    • 3,203 Posts
    • 14,220 Thanks
    kirtsypoos
    Morning all!

    #006 checking in with £13536.08/£10000 please muppets
    £70/3000 OH BC(97.66% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £70/31010.23 (99.77% paid)
    Mortgage - £159,900.00 (2017/2018 O/P £2877.06) PAYDBX 17 - £18,442.82
    PAYDBX 18 #006 £881.66/£4000
    • Eltee12
    • By Eltee12 16th May 17, 1:04 PM
    • 765 Posts
    • 7,538 Thanks
    Eltee12


    Afternoon All


    #45 reporting in £608/£1,968 = 30.89%


    El
    PAYDBX 2017 #45 £1,968/£1,968 paid, yipeee!;
    2017 AFD 230/200
    CCC #11 £285.04/£300 - no spend months: JAN, FEB, MAR, APRIL, SEPT
    Mortgage-free since 2013
    • Calling14
    • By Calling14 16th May 17, 2:09 PM
    • 2,551 Posts
    • 18,815 Thanks
    Calling14
    50 pounds off for me today

    #16 1975/4300

    Keep going folks
    LBM 13039 1.1.13 Start 2018 £5552 NOW £4700 EEK house repairs pushed it back up
    PAYDBX 2018 #16 852/£5552 DFD 12/18
    E
    Fund #9 £220/£1,000
    1 x 100 days challenge
    £687/£2000

    • Zjc77
    • By Zjc77 16th May 17, 11:39 PM
    • 4 Posts
    • 21 Thanks
    Zjc77
    Can I join midway through the year? I won't be fully cleared by xmas but need to get a grip of my money, and need some inspiration
    • kirtsypoos
    • By kirtsypoos 17th May 17, 9:16 AM
    • 3,203 Posts
    • 14,220 Thanks
    kirtsypoos
    Morning all!

    #006 checking in with £13546.08/£10000 please muppets

    Welcome Zjc77 - this is such an inspirational challenge
    £70/3000 OH BC(97.66% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £70/31010.23 (99.77% paid)
    Mortgage - £159,900.00 (2017/2018 O/P £2877.06) PAYDBX 17 - £18,442.82
    PAYDBX 18 #006 £881.66/£4000
    • Zjc77
    • By Zjc77 17th May 17, 9:33 AM
    • 4 Posts
    • 21 Thanks
    Zjc77
    Thanks. My target although I know it won't be cleared is £9500. I'm starting clear out at home today, i will update as often as I can to keep motivated.
    Do I include what I pay off this each month as normal and then the extras??
    • kirtsypoos
    • By kirtsypoos 17th May 17, 9:44 AM
    • 3,203 Posts
    • 14,220 Thanks
    kirtsypoos
    I include every payment made, including all regular direct debits and payments but it's up to you really
    £70/3000 OH BC(97.66% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £70/31010.23 (99.77% paid)
    Mortgage - £159,900.00 (2017/2018 O/P £2877.06) PAYDBX 17 - £18,442.82
    PAYDBX 18 #006 £881.66/£4000
    • swimminginaseaofdebt
    • By swimminginaseaofdebt 17th May 17, 7:54 PM
    • 636 Posts
    • 3,390 Thanks
    swimminginaseaofdebt
    Evening everyone,

    #150 checking in with an updated total of £1311.46/£3729.05.

    Welcome aboard Zjc77, I count regular direct debits and any extras towards my total.
    Pay all debt off by Christmas 2018 #150 - £45.06/£2018

    Make £2018 in 2018 #31 - £95.37/£2018

    SPC11 #564
    • pennies from Heaven
    • By pennies from Heaven 17th May 17, 9:53 PM
    • 179 Posts
    • 913 Thanks
    pennies from Heaven
    just paid car loan (nearly finished!!! woopeee) and some off the credit card, totalling £174.63. Making my totals now:-


    #74 £2677.57/£7000 - 38.25%


    Thanks Muppets!
    LBM 1.1.16 = £27096.59 - now £17,020.38

    Paydbx 2017 - £3588.90/£7000 = 51.27% - number 74

    Paydbx 2016 - £6487.31/£7000 = 92.67% - number 74
    • kirtsypoos
    • By kirtsypoos 18th May 17, 11:04 AM
    • 3,203 Posts
    • 14,220 Thanks
    kirtsypoos
    Morning all!

    #006 checking in with £13551.08/£10000 please muppets
    £70/3000 OH BC(97.66% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £70/31010.23 (99.77% paid)
    Mortgage - £159,900.00 (2017/2018 O/P £2877.06) PAYDBX 17 - £18,442.82
    PAYDBX 18 #006 £881.66/£4000
    • Florence J
    • By Florence J 18th May 17, 4:58 PM
    • 1,857 Posts
    • 11,037 Thanks
    Florence J
    Payment of £72.50 towards a debt I owe my OH means:
    #53 £1149.18/£3000
    Sealed Pot Challenge 11 #553
    £1000 Emergency Fund Challenge #253
    Wombling free 2017 = £2195.92
    Pay off all your debts by Xmas 2017 #53 (£3168.45/£3000)
    November 2017 Credit Card Debt: £3980
    • Blackberrycurved
    • By Blackberrycurved 18th May 17, 10:11 PM
    • 74 Posts
    • 574 Thanks
    Blackberrycurved
    £299 for me please
    Blackberry Curved debt free 2018[ #17 £321.59/£11,000Save for Christmas #? £40/£3651% challenge #7 £21/£110
    • Glittery
    • By Glittery 19th May 17, 10:16 AM
    • 105 Posts
    • 767 Thanks
    Glittery
    #119

    £365.00 paid today


    £4576.80/£12800
    12800 to pay off
    £4822.20 to pay off !
    • GalRob
    • By GalRob 19th May 17, 11:05 AM
    • 15 Posts
    • 118 Thanks
    GalRob
    Hi all,

    After a disappointing month last month where my debt total increased, I have managed a £500 payment towards this:


    #134 - £1505.28/£3672.27 (please can my debt total be updated on the front page too as disheartening as that is haha!)
    Pay all your debt by Xmas 2017 - #134 £3672.27 / £3672.27 - 100%
    Debt Free 26/08/2017



    • Glittery
    • By Glittery 19th May 17, 11:07 AM
    • 105 Posts
    • 767 Thanks
    Glittery
    Feeling a bit grumpy today.
    New gas bill has come in....£723.38, so that is really going to slow down paying off debt.
    How can companies charge so much for gas, really makes me annoyed.
    12800 to pay off
    £4822.20 to pay off !
    • Glittery
    • By Glittery 19th May 17, 11:08 AM
    • 105 Posts
    • 767 Thanks
    Glittery
    Hi all,

    After a disappointing month last month where my debt total increased, I have managed a £500 payment towards this:


    #134 - £1505.28/£3672.27 (please can my debt total be updated on the front page too as disheartening as that is haha!)
    Originally posted by GalRob
    That's brilliant, way to get back on the horse !
    12800 to pay off
    £4822.20 to pay off !
    • kirtsypoos
    • By kirtsypoos 19th May 17, 1:00 PM
    • 3,203 Posts
    • 14,220 Thanks
    kirtsypoos
    Morning all,

    #006 checking in with £13576.08/£10000 please muppets
    £70/3000 OH BC(97.66% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £70/31010.23 (99.77% paid)
    Mortgage - £159,900.00 (2017/2018 O/P £2877.06) PAYDBX 17 - £18,442.82
    PAYDBX 18 #006 £881.66/£4000
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