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  • FIRST POST
    • muppets
    • By muppets 13th Dec 16, 8:02 PM
    • 610Posts
    • 4,559Thanks
    muppets
    Pay ALL your debt off by Xmas 2017
    • #1
    • 13th Dec 16, 8:02 PM
    Pay ALL your debt off by Xmas 2017 13th Dec 16 at 8:02 PM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2017!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2017.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another £50 paid off so now the total paid off for

    #001 is £315.43/£7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    Last edited by muppets; 25-12-2016 at 6:47 PM.
    PAYDBX 2017 - #01 Pd £2,829.98 / £11,000 - 26.17%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF
    €3,800 / 15,000
    Wombles #24 = 268.31
    Mortgage - PD 79,207.55 / 271,495.07 29.17% MF Aug 2038 Sept 2035
    My diary - Making a move on debt
Page 49
    • Glittery
    • By Glittery 10th Mar 17, 5:51 PM
    • 96 Posts
    • 714 Thanks
    Glittery
    Afternoon everyone

    #150 checking in with an updated total of £1008.89/£3729.05.
    Originally posted by swimminginaseaofdebt
    Thats awesome almost half way !
    12800 to pay off
    £7272.20 to pay off !
    • Zoel91
    • By Zoel91 10th Mar 17, 8:43 PM
    • 36 Posts
    • 218 Thanks
    Zoel91
    Hi Everyone
    Its been a while since I've been online and updated.
    I have a major update so

    #077 - £5408.51/£5532.04

    I'm going to carry on working towards my other debts and saving and will keep checking in =D
    So happy!
    N - £4531.62/£4655.15 (plus interest monthly)
    T - £1700/£2617.80 (interest free)
    V - £216.89/£216.89 (plus interest monthly)
    PAYDBX2017 #077 - £5408.51/£5532.04
    • jayII
    • By jayII 10th Mar 17, 9:00 PM
    • 39,880 Posts
    • 106,281 Thanks
    jayII
    #11 checking in with £1990.25 / £16987.39

    I'm very happy because our debts are now under £15,000.

    Every thousand down feels like a huge step forward!

    I know the voices in my head aren't real, but sometimes their ideas are absolutely awesome!

    When you fall, I will be there to catch you - With love, the floor.




    • Jo Blogs
    • By Jo Blogs 11th Mar 17, 2:11 AM
    • 666 Posts
    • 2,141 Thanks
    Jo Blogs
    Good morning everyone Well done everyone
    Hope you all have a great day
    Saved Nitty Gritty £6585.48 [132%] / £5000-[July] £235.16 for the 'Save 12k in 2017' #157
    2017 Womble #35 £3835.97 June NSDs 21/15CCCChl 34/52 weeks
    June PPChl#002 Pts 25
    • Glittery
    • By Glittery 11th Mar 17, 7:40 PM
    • 96 Posts
    • 714 Thanks
    Glittery
    Didn't realise that Feb & March were non council tax months.
    So have an extra bit of money in my direct debit account.
    Really want to spend it on something fun....gahhhh must resist !

    So £200 off credit card


    £2814.60/12800
    12800 to pay off
    £7272.20 to pay off !
    • kirtsypoos
    • By kirtsypoos 13th Mar 17, 8:58 AM
    • 2,814 Posts
    • 11,789 Thanks
    kirtsypoos
    Morning all,

    I went AWOL for the weekend but am back with todays PAD bringing my total to:

    #006 checking in with £2161.01/£10000
    £960/3000 OH BC(68% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £960/31010.23 (96.90% paid)
    Mortgage - £163,450.00 (2017 O/P £1213.91) PAYDBX 17 #006 - £14789.69/14,539.71Make £10 Apr £194.58 Make £10 May £159.75 Make £10 June £245.11
    • freightexec2009
    • By freightexec2009 13th Mar 17, 10:32 AM
    • 346 Posts
    • 8,608 Thanks
    freightexec2009
    Morning all,

    Regular payment of £206.86 towards debt.

    #47 £623.41/£11334.69

    xxx
    Debt free wannabe #47 £1232.95/£11334.69
    • paulb72
    • By paulb72 13th Mar 17, 11:30 AM
    • 59 Posts
    • 278 Thanks
    paulb72
    Well done everyone for all your hard work, especially those that have managed to put away a little extra. Still another 9 months to go, so we can all still do this

    I managed to squirrel away another £20 this week so:

    #130 1020/3000 34% paid
    PAYDOBX 2017 £660/3000


    • Torties2
    • By Torties2 13th Mar 17, 1:14 PM
    • 15 Posts
    • 113 Thanks
    Torties2
    #103 checking in with another £150 payment:


    1,273/4,500
    • greent
    • By greent 13th Mar 17, 6:43 PM
    • 5,869 Posts
    • 59,342 Thanks
    greent
    total paid for Mar is £2745 - meaning YTD total is £6558/ £10k for Number 15 Have raided everything to get this much money this month - may possibly backfire on me but am hoping I can pull it off!

    Running update:

    (OH) VW 13166 - repay min 3612/ Mar paid 302/ YTD Paid 906 (25%)
    (me) Sains 5852 - repay min 3564/ Mar Paid 2293/ YTD paid 3879 (108%)
    (OH) Next 973 - repay all 973/ Mar Paid 0/ YTD Paid 973 (100%)
    (OH) PO CC 350 - repay all 350/ Mar Paid 0/ YTD paid £350 (100%)
    (Jt) Tax Cr 1444 - repay all 1444/ Mar Paid 150/ YTD paid £450 (31%)
    Totals: 21711 - (2017 repay 9943 - round up to £10k target)/ YTD paid 6558 (65.5%)

    Definitely no more this month!
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) Bal 01/09 £124616 01/10 £104927 01/11 £89873 01/12 £76317 01/13 £52546 01/14 £35356 01/15 £12133 07/15 £NIL
    Next: BTL Mtge 12/16 £69786. 2017 OPs (#18) £3000/£3286
    Net sales 2017 £657.00/£500 PAYDOX17 £9887/£10k Decluttered 865/2017 items
    • Glittery
    • By Glittery 13th Mar 17, 8:13 PM
    • 96 Posts
    • 714 Thanks
    Glittery
    total paid for Mar is £2745 - meaning YTD total is £6558/ £10k for Number 15 Have raided everything to get this much money this month - may possibly backfire on me but am hoping I can pull it off!

    Running update:

    (OH) VW 13166 - repay min 3612/ Mar paid 302/ YTD Paid 906 (25%)
    (me) Sains 5852 - repay min 3564/ Mar Paid 2293/ YTD paid 3879 (108%)
    (OH) Next 973 - repay all 973/ Mar Paid 0/ YTD Paid 973 (100%)
    (OH) PO CC 350 - repay all 350/ Mar Paid 0/ YTD paid £350 (100%)
    (Jt) Tax Cr 1444 - repay all 1444/ Mar Paid 150/ YTD paid £450 (31%)
    Totals: 21711 - (2017 repay 9943 - round up to £10k target)/ YTD paid 6558 (65.5%)

    Definitely no more this month!
    Originally posted by greent
    Good job !
    That's a big chunk gone
    12800 to pay off
    £7272.20 to pay off !
    • abba1772
    • By abba1772 14th Mar 17, 8:44 AM
    • 3,498 Posts
    • 9,043 Thanks
    abba1772
    Couch payment £73.50 and couch payment £54.40 came out this morning so this brings my payments to £1398.50 / £6000

    Going to be phoning to confirm if next month is the last payment for the carpets if so I'll make it my mission to clear it next week after I've paid of my holiday
    NEXT TARGET HALIFAX CC WAS £3308.35 NOW £3308.35
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £2802.67 / £6000
    • kirtsypoos
    • By kirtsypoos 14th Mar 17, 10:02 AM
    • 2,814 Posts
    • 11,789 Thanks
    kirtsypoos
    Morning all,

    #006 checking in with £2236.01/£10000 please muppets
    £960/3000 OH BC(68% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £960/31010.23 (96.90% paid)
    Mortgage - £163,450.00 (2017 O/P £1213.91) PAYDBX 17 #006 - £14789.69/14,539.71Make £10 Apr £194.58 Make £10 May £159.75 Make £10 June £245.11
    • Eltee12
    • By Eltee12 14th Mar 17, 12:38 PM
    • 738 Posts
    • 7,356 Thanks
    Eltee12
    Hello


    update for #45 £298/£1,670 = 15.14% paid (I think)


    Been a tight couple of months, changed working hours so a bit less coming in, think have sorted it out in my head, now to apply it to debt-busting! ....


    El
    PAYDBX 2017 #45 £768/£1,968 = 39.02% paid;
    2017 AFD 101/200: Jan=25, Feb=16, Mar=21, APR=23, May=16
    CCC #11 £52.90/£300 - no spend months: JAN-APRIL
    Mortgage-free since 2013
    • Bumblebear
    • By Bumblebear 14th Mar 17, 12:38 PM
    • 98 Posts
    • 437 Thanks
    Bumblebear
    Another £161.85 off for #051 Bumblebear please Muppets! Gets me down to triple figures rather than quadruple figures (again!).
    • Pick'n'Mix
    • By Pick'n'Mix 14th Mar 17, 9:35 PM
    • 7 Posts
    • 70 Thanks
    Pick'n'Mix
    Payment made
    #88 pick'n'mix checking in with another £104 payment made :-)

    Thanks Muppets x
    • kirtsypoos
    • By kirtsypoos 15th Mar 17, 11:48 AM
    • 2,814 Posts
    • 11,789 Thanks
    kirtsypoos
    Morning all,

    #006 checking £2265.10/£10000 please muppets
    £960/3000 OH BC(68% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £960/31010.23 (96.90% paid)
    Mortgage - £163,450.00 (2017 O/P £1213.91) PAYDBX 17 #006 - £14789.69/14,539.71Make £10 Apr £194.58 Make £10 May £159.75 Make £10 June £245.11
    • Money Rollercoaster
    • By Money Rollercoaster 15th Mar 17, 12:25 PM
    • 246 Posts
    • 595 Thanks
    Money Rollercoaster
    1/4 down! Well done!
    Living Life @ 174 BPM >> CC Balance (0%) -£3,565.99 - Target DFD Dec 2017 >> Loan (Car) (3.1%) -£19,803.74 - Target DFD Nov 2020
    • IrishRose12
    • By IrishRose12 15th Mar 17, 6:55 PM
    • 1,449 Posts
    • 6,210 Thanks
    IrishRose12
    Been having internet problems and a few family things going on but I'm still plodding along. Just paid a few bits and pieces off today as I got paid, so I currently stand at


    057 £472.14/£ 1,500


    Now I've typed that I've saw it's a terrible odd number. Going to have to see if I can fix that somehow
    Pay all debt off by Christmas 2017 #57 £689.72/£1,500

    £1 a day challenge 2017 #66 - £160/ £365


    The 365 Day Penny Challenge #2 - £120/£650
    • Money Rollercoaster
    • By Money Rollercoaster 15th Mar 17, 7:14 PM
    • 246 Posts
    • 595 Thanks
    Money Rollercoaster
    Surely someone can lend you the £27.86 to get you a third of the way to being debt free ...
    Living Life @ 174 BPM >> CC Balance (0%) -£3,565.99 - Target DFD Dec 2017 >> Loan (Car) (3.1%) -£19,803.74 - Target DFD Nov 2020
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