Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • lincoln-potter
    • By lincoln-potter 13th Dec 16, 9:27 AM
    • 865Posts
    • 4,228Thanks
    lincoln-potter
    A new chapter
    • #1
    • 13th Dec 16, 9:27 AM
    A new chapter 13th Dec 16 at 9:27 AM
    So i was long time member and used to frequent the boards quite regularly however my circumstances have changed quite drastically.

    I have now split from the OH and whilst I was very close to being MF I now find myself with an additional amount of debt in having had to buy her out.

    I'll post a current SoA shortly but pretty much the overall debt stands at around £300k.

    I have a fairly ambitious plan to pay off this debt within 5-6 years and still aim to be MF by the time I hit 40. Being single I am hoping will allow me the freedom to be money savvy where previously the ex liked to spend.
    MFiT-T #82 £85k -> £38k
    MFW #32 £8,200/£500
    Make £2017 in 2017 challenge - £821.76 #10
Page 7
    • lincoln-potter
    • By lincoln-potter 16th Mar 17, 10:44 AM
    • 865 Posts
    • 4,228 Thanks
    lincoln-potter
    I was talking about direct debits, not standing orders. (Eg. I have 3 Tesco online savers and have a direct debit set up on each which satisfies my current account criteria.) But it sounds like you've got a plan and are keeping busy!

    Good luck with everything
    Originally posted by poddle911

    Yeah sorry I got mixed up, that makes more sense so I'll do the same.

    Certainly being kept busy, but thats a good thing.....right?
    MFiT-T #82 £85k -> £38k
    MFW #32 £8,200/£500
    Make £2017 in 2017 challenge - £821.76 #10
    • lincoln-potter
    • By lincoln-potter 20th Mar 17, 10:13 AM
    • 865 Posts
    • 4,228 Thanks
    lincoln-potter
    Morning all,

    Had a good few days with the children, sadly they had a 24hr sickness bug which meant I spent a fair amount of time washing bedding! But we still had a good time at a local museum and went to some local parks and lakes for the day. The fresh air and running about tired them out, its so much better spending the days out rather than in the house.

    I managed a NSD on thursday, friday and sunday. Saturday was £7.30 for some rock cakes and drinks for the kids after a walk along the river.

    The nights are still quite dark so I think this week I am going to attempt to go to bed at 9/10 in order to get up at 6 so I can get some jobs done in the daylight.

    I have decluttered and cleaned the caravan, I have a made a list of items to go back in I just need to get the time to do that. Tonight however I will have to spend it tidying up all the small bits the kids have left out or put away in the wrong place.

    I had a run last night as there are only a few weeks left now until my tough mudder event and my word I feel like I should have been training months ago, I am so unfit!

    Also tonight I need to get some fuel from Mr S (Get bonus nectar tonight as the 5th swipe in a month), and some food from Herr A. Nothing too much just shampoo and a few bits of meat.
    MFiT-T #82 £85k -> £38k
    MFW #32 £8,200/£500
    Make £2017 in 2017 challenge - £821.76 #10
    • sarahevie1
    • By sarahevie1 20th Mar 17, 10:41 PM
    • 456 Posts
    • 2,400 Thanks
    sarahevie1
    oh dear the dreaded sickness bug, we had 7 off in reception last week with it, almost unheard of! Hope they are on the mend soon! What is Herr A?
    Mortgage 1 - £44000 Value £283000 (Mortgage val survey Sept 15.) 24 years 3 monthsOPs 71670Without OPs balance 119000
    Mortgage 2 - £109000 Value £185000 (Purchase price 2007.) 15 years 11 months
    Original Mortgage debt £300,000 - Now £150000
    • lincoln-potter
    • By lincoln-potter 21st Mar 17, 10:05 AM
    • 865 Posts
    • 4,228 Thanks
    lincoln-potter
    oh dear the dreaded sickness bug, we had 7 off in reception last week with it, almost unheard of! Hope they are on the mend soon! What is Herr A?
    Originally posted by sarahevie1
    Morning Sarah, Mr T, Mr S, Mr A and Mr M are the 4 big supermarkets, Herr A and Herr L are the two German supermarkets which are now in the UK. I picked this up from misscousinitt diary. I did however spend £86 there last night, but I also go 500 nectar points from Mr S so thats not so bad. I only needed a few bits but bought quite a few tins for the caravan, £15 on some birthday gifts.

    Yeah the dreaded bug, I seemed to escape without catching it though! So yay for me!.

    Golf lessons tonight and then I need a tidy up before going to see friends.
    MFiT-T #82 £85k -> £38k
    MFW #32 £8,200/£500
    Make £2017 in 2017 challenge - £821.76 #10
    • lincoln-potter
    • By lincoln-potter 22nd Mar 17, 9:51 AM
    • 865 Posts
    • 4,228 Thanks
    lincoln-potter
    Morning all,

    Had some golf lessons by a freind last night after work, after which I must admit I had a moment of weakness and had fish & chips for tea (£6.20) and finally in the evening I went to see some friends.

    Still waiting on the first DD from my 0% credit card to come out so I can start the switch process.

    Going to be making a £500 overpayment today.
    MFiT-T #82 £85k -> £38k
    MFW #32 £8,200/£500
    Make £2017 in 2017 challenge - £821.76 #10
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

2,950Posts Today

6,350Users online

Martin's Twitter