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Page 13
    • crimson.addict
    • By crimson.addict 1st Oct 17, 8:35 PM
    • 1,190 Posts
    • 9,522 Thanks
    crimson.addict
    Westie are you ok?

    Sorry for some reason your recent posts have only just shown up.
    Sealed Pot Challenge member #071 VSP #4
    £723.44(SPC5) - £753.77(SPC6) - £857.19(SPC7) - £1,632.19(SPC8) - £2,707.15(SPC9) - £2,950.30(SPC10) - £0(SPC11)...so far

    I love LC2 and Jakes-Mum
    Star's from Sue x28
    CC Debt
    - £3,327.14 Savings - EF - £4,564.42/£5,000 - H2B - £4,273.36/£12,000
    • Westie983
    • By Westie983 2nd Oct 17, 9:02 PM
    • 3,856 Posts
    • 14,033 Thanks
    Westie983
    Westie are you ok?

    Sorry for some reason your recent posts have only just shown up.
    Originally posted by crimson.addict
    Plodding along, I have had a few hospital appointments in the last few weeks, pain clinics and diagnostic tests, just going along with what is being said.

    Sleep is non existent, but I'm trying to crack this with increased medication, and positive mental attitude.

    I am finding it tough, but to be expected as we enter the winter months :0(

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£0.00/£12,000 = 0.0%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £0.00/£800 = 51.25% ( x 11)
    Xmas 2017 £1 a Day #6 Total £400/£365 = 109.58%
    Virtual Sealed Pot #1 Total £1,800/£1,800 = 100.00%
    £2 Savers Club 2017 #3 Total (£1,450)+-450/£2,000 = 50.00%

    Total £28,560/£16,965 = 168.34%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Westie983
    • By Westie983 2nd Oct 17, 9:09 PM
    • 3,856 Posts
    • 14,033 Thanks
    Westie983
    Updated your totals Seaotter I had one figure for September and an additional amount to be added to August is that correct?

    Please have a look at the spreadsheet to see if it is correct,

    Any more updates for September? before I start getting October declarations coming in.

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£0.00/£12,000 = 0.0%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £0.00/£800 = 51.25% ( x 11)
    Xmas 2017 £1 a Day #6 Total £400/£365 = 109.58%
    Virtual Sealed Pot #1 Total £1,800/£1,800 = 100.00%
    £2 Savers Club 2017 #3 Total (£1,450)+-450/£2,000 = 50.00%

    Total £28,560/£16,965 = 168.34%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • crimson.addict
    • By crimson.addict 20th Oct 17, 11:11 AM
    • 1,190 Posts
    • 9,522 Thanks
    crimson.addict
    Hello! I didn't realise I'd been away so long, I hadn't given you an update for August or September! I have submitted a form now though.

    August total - £177.75
    September total - £202.25

    For October so far I have added £710.04!! I know I have another £84 to add to that too so it's looking like a great figure for October, if only I could do that every month haha.

    I have recently taken out a Nationwide account for my SPC money to go in. They offer 5% interest for 12 months on balances up to £2,500. They also offer a recommend a friend scheme. If I recommend a friend and they switch to Nationwide (with 2 DD) both them and myself get £100 each. If you are thinking of switching to Nationwide please let me know and I'd love to recommend you
    Sealed Pot Challenge member #071 VSP #4
    £723.44(SPC5) - £753.77(SPC6) - £857.19(SPC7) - £1,632.19(SPC8) - £2,707.15(SPC9) - £2,950.30(SPC10) - £0(SPC11)...so far

    I love LC2 and Jakes-Mum
    Star's from Sue x28
    CC Debt
    - £3,327.14 Savings - EF - £4,564.42/£5,000 - H2B - £4,273.36/£12,000
    • Westie983
    • By Westie983 20th Oct 17, 11:36 AM
    • 3,856 Posts
    • 14,033 Thanks
    Westie983
    Hello! I didn't realise I'd been away so long, I hadn't given you an update for August or September! I have submitted a form now though.

    August total - £177.75
    September total - £202.25

    For October so far I have added £710.04!! I know I have another £84 to add to that too so it's looking like a great figure for October, if only I could do that every month haha.

    I have recently taken out a Nationwide account for my SPC money to go in. They offer 5% interest for 12 months on balances up to £2,500. They also offer a recommend a friend scheme. If I recommend a friend and they switch to Nationwide (with 2 DD) both them and myself get £100 each. If you are thinking of switching to Nationwide please let me know and I'd love to recommend you
    Originally posted by crimson.addict
    Hi, Stranger,

    I will update the form now, I have a nationwide account already but have never switched to them..... I wonder if I can switch into an existing account or it needs to be a new one?

    I will look into it and come back to you, as Id love £100

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£0.00/£12,000 = 0.0%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £0.00/£800 = 51.25% ( x 11)
    Xmas 2017 £1 a Day #6 Total £400/£365 = 109.58%
    Virtual Sealed Pot #1 Total £1,800/£1,800 = 100.00%
    £2 Savers Club 2017 #3 Total (£1,450)+-450/£2,000 = 50.00%

    Total £28,560/£16,965 = 168.34%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Moneybutterfly35
    • By Moneybutterfly35 23rd Oct 17, 10:47 PM
    • 16 Posts
    • 57 Thanks
    Moneybutterfly35
    Newbie
    Could I join in please?
    #583 (#244 EF challenge)
    • Moneybutterfly35
    • By Moneybutterfly35 28th Oct 17, 12:50 PM
    • 16 Posts
    • 57 Thanks
    Moneybutterfly35
    I've put £9.67 in x
    #583 (#244 EF challenge)
    • Westie983
    • By Westie983 4th Nov 17, 10:13 AM
    • 3,856 Posts
    • 14,033 Thanks
    Westie983
    Could I join in please?
    Originally posted by Moneybutterfly35
    Of course you can,

    Your number is #31

    Please read the first page and familiarise yourself with the declaration form.
    Do you want to add a target?

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£0.00/£12,000 = 0.0%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £0.00/£800 = 51.25% ( x 11)
    Xmas 2017 £1 a Day #6 Total £400/£365 = 109.58%
    Virtual Sealed Pot #1 Total £1,800/£1,800 = 100.00%
    £2 Savers Club 2017 #3 Total (£1,450)+-450/£2,000 = 50.00%

    Total £28,560/£16,965 = 168.34%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Westie983
    • By Westie983 4th Nov 17, 10:17 AM
    • 3,856 Posts
    • 14,033 Thanks
    Westie983
    Spreadsheet updated...

    Crimson_addict was your declaration just for October is amazing well done you

    Keep going all not much longer left

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£0.00/£12,000 = 0.0%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £0.00/£800 = 51.25% ( x 11)
    Xmas 2017 £1 a Day #6 Total £400/£365 = 109.58%
    Virtual Sealed Pot #1 Total £1,800/£1,800 = 100.00%
    £2 Savers Club 2017 #3 Total (£1,450)+-450/£2,000 = 50.00%

    Total £28,560/£16,965 = 168.34%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Westie983
    • By Westie983 4th Nov 17, 10:23 AM
    • 3,856 Posts
    • 14,033 Thanks
    Westie983
    I've put £9.67 in x
    Originally posted by Moneybutterfly35
    Great, Well done thats a good start,

    Please can you send me a declaration form, link on the first page, and I can then updated the spreadsheet.

    I will find the link now hold on....

    Update Form

    Westie983
    Last edited by Westie983; 04-11-2017 at 10:27 AM.
    Save 12k in 2018 #10 Total (£25,000)+£0.00/£12,000 = 0.0%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £0.00/£800 = 51.25% ( x 11)
    Xmas 2017 £1 a Day #6 Total £400/£365 = 109.58%
    Virtual Sealed Pot #1 Total £1,800/£1,800 = 100.00%
    £2 Savers Club 2017 #3 Total (£1,450)+-450/£2,000 = 50.00%

    Total £28,560/£16,965 = 168.34%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • crimson.addict
    • By crimson.addict 6th Nov 17, 2:53 PM
    • 1,190 Posts
    • 9,522 Thanks
    crimson.addict
    Spreadsheet updated...

    Crimson_addict was your declaration just for October is amazing well done you

    Keep going all not much longer left

    Westie983
    Originally posted by Westie983
    Yes it was I wrote a post out but for some reason it disappeared and didn't get posted. Don't expect another figure like that from me haha
    Sealed Pot Challenge member #071 VSP #4
    £723.44(SPC5) - £753.77(SPC6) - £857.19(SPC7) - £1,632.19(SPC8) - £2,707.15(SPC9) - £2,950.30(SPC10) - £0(SPC11)...so far

    I love LC2 and Jakes-Mum
    Star's from Sue x28
    CC Debt
    - £3,327.14 Savings - EF - £4,564.42/£5,000 - H2B - £4,273.36/£12,000
    • Chappie77
    • By Chappie77 7th Nov 17, 6:42 AM
    • 125 Posts
    • 663 Thanks
    Chappie77
    Morning all!

    I have finally reached my target! I am super happy that I have achieved this and this money will be going on to pay off some debts that I have. This will make 2018 start a lot easier I tell you!

    I will finish 2017 for now with £513.53 and will start getting ready for the 2018 challenge!

    Thank you everyone, and for those who keep the spreadsheets etc up to date...you are amazing!

    Chappie x
    Payment a Day 2017 £459.70/£459.70 Argos Card
    £1606.17/£1606.17 Barclaycard
    Next £2226.93/£2226.93 Barclaycard £0/£508.74
    Saving for Xmas 2017 #71 £627/£365
    Virtual Sealed Pot 2017 #13 £513.53/£500
    PAYDBX2017 #67 £5500/£5500
    • Westie983
    • By Westie983 8th Nov 17, 2:21 AM
    • 3,856 Posts
    • 14,033 Thanks
    Westie983
    Morning all!

    I have finally reached my target! I am super happy that I have achieved this and this money will be going on to pay off some debts that I have. This will make 2018 start a lot easier I tell you!

    I will finish 2017 for now with £513.53 and will start getting ready for the 2018 challenge!

    Thank you everyone, and for those who keep the spreadsheets etc up to date...you are amazing!

    Chappie x
    Originally posted by Chappie77
    Well done Chappie,

    I will set up challenge 2018 in late December/January so look forward to seeing you there.

    As for the spreadsheet updates, thats all my handy work, I I'm accept your compliment and glad that I have made you happy. Its easier towards the end as people drop off and only the hardcore ones are left...

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£0.00/£12,000 = 0.0%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £0.00/£800 = 51.25% ( x 11)
    Xmas 2017 £1 a Day #6 Total £400/£365 = 109.58%
    Virtual Sealed Pot #1 Total £1,800/£1,800 = 100.00%
    £2 Savers Club 2017 #3 Total (£1,450)+-450/£2,000 = 50.00%

    Total £28,560/£16,965 = 168.34%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • crimson.addict
    • By crimson.addict 9th Nov 17, 1:09 PM
    • 1,190 Posts
    • 9,522 Thanks
    crimson.addict
    Well done Chappie,

    I will set up challenge 2018 in late December/January so look forward to seeing you there.

    As for the spreadsheet updates, thats all my handy work, I I'm accept your compliment and glad that I have made you happy. Its easier towards the end as people drop off and only the hardcore ones are left...

    Westie983
    Originally posted by Westie983
    It usually takes a while for me to find you when you start a new thread but certainly count me in. This thread has helped me so much this year

    If anyone is interested in joining me next year for the same challenge i did this year please let me know and i'll explain my rules. If you do it properly you will have £1,378 by the end of the year.
    Sealed Pot Challenge member #071 VSP #4
    £723.44(SPC5) - £753.77(SPC6) - £857.19(SPC7) - £1,632.19(SPC8) - £2,707.15(SPC9) - £2,950.30(SPC10) - £0(SPC11)...so far

    I love LC2 and Jakes-Mum
    Star's from Sue x28
    CC Debt
    - £3,327.14 Savings - EF - £4,564.42/£5,000 - H2B - £4,273.36/£12,000
    • Westie983
    • By Westie983 9th Nov 17, 8:03 PM
    • 3,856 Posts
    • 14,033 Thanks
    Westie983
    It usually takes a while for me to find you when you start a new thread but certainly count me in. This thread has helped me so much this year

    If anyone is interested in joining me next year for the same challenge i did this year please let me know and i'll explain my rules. If you do it properly you will have £1,378 by the end of the year.
    Originally posted by crimson.addict
    LOL I always post a link at the end of the thread, at the end of the year....

    What is the challenge you do? its it the reverse £1 challenge?

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£0.00/£12,000 = 0.0%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £0.00/£800 = 51.25% ( x 11)
    Xmas 2017 £1 a Day #6 Total £400/£365 = 109.58%
    Virtual Sealed Pot #1 Total £1,800/£1,800 = 100.00%
    £2 Savers Club 2017 #3 Total (£1,450)+-450/£2,000 = 50.00%

    Total £28,560/£16,965 = 168.34%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • crimson.addict
    • By crimson.addict 10th Nov 17, 10:25 AM
    • 1,190 Posts
    • 9,522 Thanks
    crimson.addict
    LOL I always post a link at the end of the thread, at the end of the year....

    What is the challenge you do? its it the reverse £1 challenge?

    Westie983
    Originally posted by Westie983
    Still takes me a while haha!

    What is the reverse £1 challenge?

    I write numbers 1 to 52 on slips of paper. Each week I pick one out and transfer that amount to my VSP account.
    Sealed Pot Challenge member #071 VSP #4
    £723.44(SPC5) - £753.77(SPC6) - £857.19(SPC7) - £1,632.19(SPC8) - £2,707.15(SPC9) - £2,950.30(SPC10) - £0(SPC11)...so far

    I love LC2 and Jakes-Mum
    Star's from Sue x28
    CC Debt
    - £3,327.14 Savings - EF - £4,564.42/£5,000 - H2B - £4,273.36/£12,000
    • Westie983
    • By Westie983 10th Nov 17, 11:51 AM
    • 3,856 Posts
    • 14,033 Thanks
    Westie983
    Still takes me a while haha!

    What is the reverse £1 challenge?

    I write numbers 1 to 52 on slips of paper. Each week I pick one out and transfer that amount to my VSP account.
    Originally posted by crimson.addict
    so similar, reverse £1 challenge is where on week1 of the year you save £52, then £51 week 2 etc and by week 52 you save £1, this adds up to the same amount you have.

    I find reverse is better as you dont have to find £52 in that final week of the year after christmas, and easier to find in week 1 in January.

    I use this version to save into my Sealed Pot, and then I bank at end of the year.

    Westie983

    Save 12k in 2018 #10 Total (£25,000)+£0.00/£12,000 = 0.0%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £0.00/£800 = 51.25% ( x 11)
    Xmas 2017 £1 a Day #6 Total £400/£365 = 109.58%
    Virtual Sealed Pot #1 Total £1,800/£1,800 = 100.00%
    £2 Savers Club 2017 #3 Total (£1,450)+-450/£2,000 = 50.00%

    Total £28,560/£16,965 = 168.34%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Kim_13
    • By Kim_13 15th Nov 17, 10:19 PM
    • 1,462 Posts
    • 1,752 Thanks
    Kim_13
    Well done Chappie,

    I will set up challenge 2018 in late December/January so look forward to seeing you there.

    As for the spreadsheet updates, thats all my handy work, I I'm accept your compliment and glad that I have made you happy. Its easier towards the end as people drop off and only the hardcore ones are left...

    Westie983
    Originally posted by Westie983
    Hardcore reporter me, shame I've failed my target again! But I do put all spare notes/cheques into a Regular Saver that I have a card for.

    Look forward to joining again for 2018, third time lucky perhaps?
    Sealed Pot 11 #520 ~ /£100
    VSP 2017 #9 ~ £108.83/£250.00
    CCCC 2017 #1 ~ £220.95/£120.00

    I'm a Board Guide on the Savings and Investments , Budgeting and Bank Accounts , Credit Cards and Marriage, Relationships and Families boards which means I volunteer to help get your forum questions answered and keep the forum running smoothly. Please remember, board guides don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this.) Any views are mine and not the official line of MoneySavingExpert.com
    • Westie983
    • By Westie983 18th Nov 17, 4:22 AM
    • 3,856 Posts
    • 14,033 Thanks
    Westie983
    Hi Westieners,

    How are we all doing?

    Im up at stupid o'clock as my legs are giving me horrific pains from my nerve damage.

    I was on my feet for a long time yesterday evening, as my Brownie unit had a 50th Birthday party, so I was director, for our play.

    We still have time for those that are still a little way of target.

    I will continue till December as I do, but I will probably start VSP 2018, in that middle bit between Christmas and new year when there is nothing to do.

    I will keep you posted when I have started it, as I need to save and clear the spreadsheet.

    Keep going for those that need a little boot in the bum :-)

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£0.00/£12,000 = 0.0%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £0.00/£800 = 51.25% ( x 11)
    Xmas 2017 £1 a Day #6 Total £400/£365 = 109.58%
    Virtual Sealed Pot #1 Total £1,800/£1,800 = 100.00%
    £2 Savers Club 2017 #3 Total (£1,450)+-450/£2,000 = 50.00%

    Total £28,560/£16,965 = 168.34%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Seaotter
    • By Seaotter 18th Nov 17, 7:53 AM
    • 180 Posts
    • 1,272 Thanks
    Seaotter
    Updated your totals Seaotter I had one figure for September and an additional amount to be added to August is that correct?

    Please have a look at the spreadsheet to see if it is correct,

    Any more updates for September? before I start getting October declarations coming in.

    Westie983
    Originally posted by Westie983
    Sorry I've only just spotted this! I don't often log on the forum, but I do round down my bank balance each week, and it's so neat and tidy, plus saving money too!

    I've just submitted forms so hopefully all is up to date now.

    Thanks Westie!
    Sealed pot challenge 11 - #104 SPC10 - £526.50 SPC9 - £712.52. SPC8 - £477.50
    Virtual pot challenge 2017 - #6 £275.08 (target £250) 2016 - #2 £286.89. 2015 - #25 u£366.96
    Family declutter in 2017 - 173/2017
    Family declutter in 2016 - 1469/2016 and about 1,000 books
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