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    • Westie983
    • By Westie983 12th Jun 17, 10:37 PM
    • 3,772 Posts
    • 13,838 Thanks
    Westie983
    Afternoon all

    Am back after a few months away from here. Have still been saving and have just sent my update to Westie for March, April, May and June. (March is in addition to what I had already submitted).

    Off to catch up with thread and hope everyone is keeping well.

    GMAT
    Originally posted by getmyacttogether2016

    Welcome back GMAT,

    I have up dated the spreadsheet.

    Anymore for anymore???

    Westie983
    Save 12k in 2017 #16 Total £21,355/£12,000 = 177.95%
    Sealed Pot Challenge ~ 10 #97 Total (£252) +£158/£500 = 82.00% ( x 10)
    Xmas 2017 £1 a Day #6 Total £330/£365 = 90.41%
    Virtual Sealed Pot #1 Total £1,350/£1,800 = 75.00%
    £2 Savers Club 2017 #3 Total (£1,450)+£50/£2,000 = 75.00%

    Total £24,945/£16,665 = 149.68%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Westie983
    • By Westie983 20th Jun 17, 10:09 PM
    • 3,772 Posts
    • 13,838 Thanks
    Westie983
    Hope we are doing okay, and we havent all melted in this heat!!!!


    Westie983
    Save 12k in 2017 #16 Total £21,355/£12,000 = 177.95%
    Sealed Pot Challenge ~ 10 #97 Total (£252) +£158/£500 = 82.00% ( x 10)
    Xmas 2017 £1 a Day #6 Total £330/£365 = 90.41%
    Virtual Sealed Pot #1 Total £1,350/£1,800 = 75.00%
    £2 Savers Club 2017 #3 Total (£1,450)+£50/£2,000 = 75.00%

    Total £24,945/£16,665 = 149.68%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • getmyacttogether2016
    • By getmyacttogether2016 21st Jun 17, 12:18 PM
    • 179 Posts
    • 963 Thanks
    getmyacttogether2016
    Morning all

    #5 with £3.00 for last week , update sent.

    GMAT
    VSP 2017 #5 £338.97/£450 (2016 #5 £493.26)
    £2 savers 2017 #23 £64/£200 (2016 #32 £228.00)
    PAYDBX 2017 #33 £2253.59/£2253.59 (2016 #33 4372.37/4372.37)
    Saving for Xmas 2017 #57 £181/365
    MFiT - T4 #41a 0/130,000 (#41 35,963/35,963)
    No buying toiletries 2017 UU 56 (inc makeup) TA 4, GA 1, IN 30
    • getmyacttogether2016
    • By getmyacttogether2016 24th Jun 17, 8:40 AM
    • 179 Posts
    • 963 Thanks
    getmyacttogether2016
    Morning all

    Hope everyone is well and enjoying life.

    Have had lovely weather recently with the odd shower here and there, doing wonders for the garden.

    #5 with another 31.08 for last week. Spreadsheet updated.

    GMAT
    VSP 2017 #5 £338.97/£450 (2016 #5 £493.26)
    £2 savers 2017 #23 £64/£200 (2016 #32 £228.00)
    PAYDBX 2017 #33 £2253.59/£2253.59 (2016 #33 4372.37/4372.37)
    Saving for Xmas 2017 #57 £181/365
    MFiT - T4 #41a 0/130,000 (#41 35,963/35,963)
    No buying toiletries 2017 UU 56 (inc makeup) TA 4, GA 1, IN 30
    • Westie983
    • By Westie983 24th Jun 17, 10:05 AM
    • 3,772 Posts
    • 13,838 Thanks
    Westie983
    Thanks to those that sent me their updates, I have updated the spreadsheet.

    Its cloudy and raining here now, after a few glorious days, aww well summer is over lol.

    Westie983
    Save 12k in 2017 #16 Total £21,355/£12,000 = 177.95%
    Sealed Pot Challenge ~ 10 #97 Total (£252) +£158/£500 = 82.00% ( x 10)
    Xmas 2017 £1 a Day #6 Total £330/£365 = 90.41%
    Virtual Sealed Pot #1 Total £1,350/£1,800 = 75.00%
    £2 Savers Club 2017 #3 Total (£1,450)+£50/£2,000 = 75.00%

    Total £24,945/£16,665 = 149.68%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • crimson.addict
    • By crimson.addict 26th Jun 17, 12:03 PM
    • 1,181 Posts
    • 9,497 Thanks
    crimson.addict
    Hello lovely,

    I'm really struggling with money at the moment. I'm 7 weeks behind with my transfers. I will need to make them up and soon before it all gets too much to make up.

    I also have a very large credit card bill to pay off but I know if I don't keep up with my VSP I'll be in an even worse state.

    Please don't give up on me. I will be back soon with an update, hopefully after payday.

    Ruth x
    Sealed Pot Challenge member #071 VSP #4
    £723.44(SPC5) - £753.77(SPC6) - £857.19(SPC7) - £1,632.19(SPC8) - £2,707.15(SPC9) - £414.34(SPC10)...so far

    I love LC2 and Jakes-Mum
    Star's from Sue x28
    FINALLY DEBT FREE!! - EF - £2,165.72/£5,000 - H2B - £2,214.88/£12,000
    • Westie983
    • By Westie983 26th Jun 17, 8:54 PM
    • 3,772 Posts
    • 13,838 Thanks
    Westie983
    Hello lovely,

    I'm really struggling with money at the moment. I'm 7 weeks behind with my transfers. I will need to make them up and soon before it all gets too much to make up.

    I also have a very large credit card bill to pay off but I know if I don't keep up with my VSP I'll be in an even worse state.

    Please don't give up on me. I will be back soon with an update, hopefully after payday.

    Ruth x
    Originally posted by crimson.addict
    I will never give up on you... I am here with my foot firmly up your derrière
    anyway you have a very big excuse for being behind *ding dong :-)

    :-)
    Save 12k in 2017 #16 Total £21,355/£12,000 = 177.95%
    Sealed Pot Challenge ~ 10 #97 Total (£252) +£158/£500 = 82.00% ( x 10)
    Xmas 2017 £1 a Day #6 Total £330/£365 = 90.41%
    Virtual Sealed Pot #1 Total £1,350/£1,800 = 75.00%
    £2 Savers Club 2017 #3 Total (£1,450)+£50/£2,000 = 75.00%

    Total £24,945/£16,665 = 149.68%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • crimson.addict
    • By crimson.addict 28th Jun 17, 11:33 AM
    • 1,181 Posts
    • 9,497 Thanks
    crimson.addict
    Me again,

    So for anyone that doesn't know, I do my VSP a little differently to most.

    I have a piece of paper with the numbers 1-52 on them. Each week I choose a number and pay that amount into my bank. I do also add bits and pieces here and there like everyone else.

    By doing it this way it means I will have at least £1,378 towards Christmas, any extra is a bonus.

    It makes the saving more manageable for me and isn't as boring as saving £26.50 a week. If I'm short of cash one week I can save one of the lower amounts and if I'm feeling flush one of the higher ones

    Because of one thing and another I have got myself 8 weeks behind. I have a plan in place to get out of the debt to myself. I have allocated numbers for each of the weeks and the total comes to £238. To complete May I need to pay £84, the rest of the money is for June. I am going to pay the £84 now and submit my total for May, I hope this is ok Westie? By the end of July, I hope to have paid off the total for June but I will submit my total for June tomorrow as I know how much it will be. In the meantime, I plan to continue my payments weekly for July so hopefully, by the end of July, i will be back on track.

    I know it's all very confusing but I had to get it written down.

    Ruth
    Sealed Pot Challenge member #071 VSP #4
    £723.44(SPC5) - £753.77(SPC6) - £857.19(SPC7) - £1,632.19(SPC8) - £2,707.15(SPC9) - £414.34(SPC10)...so far

    I love LC2 and Jakes-Mum
    Star's from Sue x28
    FINALLY DEBT FREE!! - EF - £2,165.72/£5,000 - H2B - £2,214.88/£12,000
    • Westie983
    • By Westie983 28th Jun 17, 2:29 PM
    • 3,772 Posts
    • 13,838 Thanks
    Westie983
    Me again,

    So for anyone that doesn't know, I do my VSP a little differently to most.

    I have a piece of paper with the numbers 1-52 on them. Each week I choose a number and pay that amount into my bank. I do also add bits and pieces here and there like everyone else.

    By doing it this way it means I will have at least £1,378 towards Christmas, any extra is a bonus.

    It makes the saving more manageable for me and isn't as boring as saving £26.50 a week. If I'm short of cash one week I can save one of the lower amounts and if I'm feeling flush one of the higher ones

    Because of one thing and another I have got myself 8 weeks behind. I have a plan in place to get out of the debt to myself. I have allocated numbers for each of the weeks and the total comes to £238. To complete May I need to pay £84, the rest of the money is for June. I am going to pay the £84 now and submit my total for May, I hope this is ok Westie? By the end of July, I hope to have paid off the total for June but I will submit my total for June tomorrow as I know how much it will be. In the meantime, I plan to continue my payments weekly for July so hopefully, by the end of July, i will be back on track.

    I know it's all very confusing but I had to get it written down.

    Ruth
    Originally posted by crimson.addict
    It all makes sense to me sweetie, I have updated your amount for May.

    Im glad you are still following, cant believe we are nearly half way through the challenge....

    Lets hope the momentum continues, we are doing well,

    Westie983
    Last edited by Westie983; 28-06-2017 at 2:31 PM.
    Save 12k in 2017 #16 Total £21,355/£12,000 = 177.95%
    Sealed Pot Challenge ~ 10 #97 Total (£252) +£158/£500 = 82.00% ( x 10)
    Xmas 2017 £1 a Day #6 Total £330/£365 = 90.41%
    Virtual Sealed Pot #1 Total £1,350/£1,800 = 75.00%
    £2 Savers Club 2017 #3 Total (£1,450)+£50/£2,000 = 75.00%

    Total £24,945/£16,665 = 149.68%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • crimson.addict
    • By crimson.addict 6th Jul 17, 11:11 AM
    • 1,181 Posts
    • 9,497 Thanks
    crimson.addict
    I have submitted my total for June £154.03.

    I have managed to pay £90 of that off already leaving only £64 to pay (the 3p was interest).

    Looking at my bank I already have almost £1000 saved in my VSP! I also have some notes and change to add to that from my SPC. I am so very proud of myself. This year has been quite a struggle money wise but I am doing it and getting there.

    I still have £3,300 to pay off my CC but I am slowly getting through that too and it's 0% interest for over a year still. I WILL have it paid off before the interest free period runs out!
    Sealed Pot Challenge member #071 VSP #4
    £723.44(SPC5) - £753.77(SPC6) - £857.19(SPC7) - £1,632.19(SPC8) - £2,707.15(SPC9) - £414.34(SPC10)...so far

    I love LC2 and Jakes-Mum
    Star's from Sue x28
    FINALLY DEBT FREE!! - EF - £2,165.72/£5,000 - H2B - £2,214.88/£12,000
    • Westie983
    • By Westie983 6th Jul 17, 8:05 PM
    • 3,772 Posts
    • 13,838 Thanks
    Westie983
    I have submitted my total for June £154.03.

    I have managed to pay £90 of that off already leaving only £64 to pay (the 3p was interest).

    Looking at my bank I already have almost £1000 saved in my VSP! I also have some notes and change to add to that from my SPC. I am so very proud of myself. This year has been quite a struggle money wise but I am doing it and getting there.

    I still have £3,300 to pay off my CC but I am slowly getting through that too and it's 0% interest for over a year still. I WILL have it paid off before the interest free period runs out!
    Originally posted by crimson.addict

    BRAVO!!!!

    I have a credit card to pay off end of this month, I hope to be able to use some money from a maturing regular saver.

    Westie983
    Save 12k in 2017 #16 Total £21,355/£12,000 = 177.95%
    Sealed Pot Challenge ~ 10 #97 Total (£252) +£158/£500 = 82.00% ( x 10)
    Xmas 2017 £1 a Day #6 Total £330/£365 = 90.41%
    Virtual Sealed Pot #1 Total £1,350/£1,800 = 75.00%
    £2 Savers Club 2017 #3 Total (£1,450)+£50/£2,000 = 75.00%

    Total £24,945/£16,665 = 149.68%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Westie983
    • By Westie983 17th Jul 17, 6:36 PM
    • 3,772 Posts
    • 13,838 Thanks
    Westie983
    Howdy all....

    How are we all doing, I hope we are all well...

    I am still here in the background, I have just got back from a fantastic evening at London 2017, I was right in front of Mr Jonny Peacock himself after he won his gold!!! its was an amazing atmosphere, just not as good as London 2012, but I am bias as I was a gamesmaker and slightly annoyed I never got through to be a runner at the games, I will enjoy being a spectator instead. Im back next weekend, and then opening night of the IAMF to watch Mo Farah run his last race.




    Westie983
    Save 12k in 2017 #16 Total £21,355/£12,000 = 177.95%
    Sealed Pot Challenge ~ 10 #97 Total (£252) +£158/£500 = 82.00% ( x 10)
    Xmas 2017 £1 a Day #6 Total £330/£365 = 90.41%
    Virtual Sealed Pot #1 Total £1,350/£1,800 = 75.00%
    £2 Savers Club 2017 #3 Total (£1,450)+£50/£2,000 = 75.00%

    Total £24,945/£16,665 = 149.68%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • crimson.addict
    • By crimson.addict 28th Jul 17, 1:10 PM
    • 1,181 Posts
    • 9,497 Thanks
    crimson.addict
    Westie that looks like a right blast. I hope you enjoyed yourself. How lucky are you

    I am finally caught up with my VSP. A weight has been lifted from my shoulders. I need to make sure I keep up with it each week and stop wasting my money!

    A total of £141.04 from me so far this month. I won't submit it just yet in case there's a little more I can add. I have a load of cash in the house saved and I'm so tempted to go and put it all in the bank.
    Sealed Pot Challenge member #071 VSP #4
    £723.44(SPC5) - £753.77(SPC6) - £857.19(SPC7) - £1,632.19(SPC8) - £2,707.15(SPC9) - £414.34(SPC10)...so far

    I love LC2 and Jakes-Mum
    Star's from Sue x28
    FINALLY DEBT FREE!! - EF - £2,165.72/£5,000 - H2B - £2,214.88/£12,000
    • Westie983
    • By Westie983 31st Jul 17, 4:36 PM
    • 3,772 Posts
    • 13,838 Thanks
    Westie983
    Hi my little westieners,

    I am back from a weekend of brownie pack holiday where on the eve of the morning of the last day nine girls came down with a sickness bug, lots of TLC and cleaning needed (*it was a domino effect, as I cleaned up one and other girl threw up) this leaded to a swift end to the holiday and lots of coffee to get me through the day.

    I am back and nursing my own sickness that I brought back with me, so its a day of work and hoping I begin to feel better and my body returns to normality soon.

    So I have been reading up on what I have missed and updated the spreadsheet,

    Keep going on the eve of the 1st day of the eighth month, VSP2017 will be over.

    Does anyone else think that this year is flying past?

    With you all in spirit as not to share my lurgy around

    Westie
    Save 12k in 2017 #16 Total £21,355/£12,000 = 177.95%
    Sealed Pot Challenge ~ 10 #97 Total (£252) +£158/£500 = 82.00% ( x 10)
    Xmas 2017 £1 a Day #6 Total £330/£365 = 90.41%
    Virtual Sealed Pot #1 Total £1,350/£1,800 = 75.00%
    £2 Savers Club 2017 #3 Total (£1,450)+£50/£2,000 = 75.00%

    Total £24,945/£16,665 = 149.68%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Westie983
    • By Westie983 2nd Aug 17, 9:18 PM
    • 3,772 Posts
    • 13,838 Thanks
    Westie983


    Spreadsheet updated :-)

    Westie983
    Last edited by Westie983; 02-08-2017 at 9:33 PM.
    Save 12k in 2017 #16 Total £21,355/£12,000 = 177.95%
    Sealed Pot Challenge ~ 10 #97 Total (£252) +£158/£500 = 82.00% ( x 10)
    Xmas 2017 £1 a Day #6 Total £330/£365 = 90.41%
    Virtual Sealed Pot #1 Total £1,350/£1,800 = 75.00%
    £2 Savers Club 2017 #3 Total (£1,450)+£50/£2,000 = 75.00%

    Total £24,945/£16,665 = 149.68%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Westie983
    • By Westie983 8th Aug 17, 7:47 PM
    • 3,772 Posts
    • 13,838 Thanks
    Westie983
    Spreadsheet updated

    :-)
    Save 12k in 2017 #16 Total £21,355/£12,000 = 177.95%
    Sealed Pot Challenge ~ 10 #97 Total (£252) +£158/£500 = 82.00% ( x 10)
    Xmas 2017 £1 a Day #6 Total £330/£365 = 90.41%
    Virtual Sealed Pot #1 Total £1,350/£1,800 = 75.00%
    £2 Savers Club 2017 #3 Total (£1,450)+£50/£2,000 = 75.00%

    Total £24,945/£16,665 = 149.68%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • thoragunnr
    • By thoragunnr 8th Aug 17, 10:48 PM
    • 50 Posts
    • 46 Thanks
    thoragunnr
    Ignore wrong thread sorry
    Last edited by thoragunnr; 08-08-2017 at 10:56 PM.
    •• #238 £1000 ef; £14.00/£1,000 •• H2B; £120.00 •• BLS:£10.88/£15,000 ••
    •• Retirement: £4.86 •• New Home FundJar: £5.83p •• VOSS Jar £0.00 ••
    • Westie983
    • By Westie983 19th Aug 17, 4:07 PM
    • 3,772 Posts
    • 13,838 Thanks
    Westie983
    Spreadsheet updated

    :-)
    Save 12k in 2017 #16 Total £21,355/£12,000 = 177.95%
    Sealed Pot Challenge ~ 10 #97 Total (£252) +£158/£500 = 82.00% ( x 10)
    Xmas 2017 £1 a Day #6 Total £330/£365 = 90.41%
    Virtual Sealed Pot #1 Total £1,350/£1,800 = 75.00%
    £2 Savers Club 2017 #3 Total (£1,450)+£50/£2,000 = 75.00%

    Total £24,945/£16,665 = 149.68%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
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