Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

Search
  • FIRST POST
    • slowlyfading
    • By slowlyfading 4th Dec 16, 8:57 PM
    • 12,870Posts
    • 73,892Thanks
    slowlyfading
    The "Save 12k in 2017" Thread!
    • #1
    • 4th Dec 16, 8:57 PM
    The "Save 12k in 2017" Thread! 4th Dec 16 at 8:57 PM
    So, the title is pretty self explanatory, but this is the place to be in 2017

    In 2017, the aim is to save £12k (or, any other amount if you like!) from 1st January 2017 til 31st December 2017. I know it's early, but it gives you the time to plan for how you are going to do it!




    RULES:

    - This challenge starts on 1st January 2017 00:00 and finishes on 31st December 2017 23:59.
    - Everything saved MUST be done between these two dates.
    - Any interest gained during this challenge on your savings can be counted!


    Feel free to sign up but, please only sign up if you intend to go the distance - the thread tends to start off great and then people disappear

    Challenger List:
    001. slowlyfading - £12,000
    002. geoffers4 - £25,000
    003. george4064 - £12,000
    004. joey_93 - £12,000
    005. Zippeh - £12,000
    006. Lolly88 - £12,000
    007. swimminginaseaofdebt - £2,017
    008. JMR14 - £14,000
    009. darkidoe - £15,000
    010. Duckyduck - £12,000
    011. allie23 - £12,000
    012. Wentthedaywell? - £10,000
    013. Sebrof89 - £8,000
    014. micron - £12,000
    015. Westie983 - £12,000
    016. TrustyOven - £10,000
    017. mummytummy - £12,000
    018. bobobski - £12,000
    019. coolcats - £7,000
    020. Jazee - £12,000
    021. jessy-eve - £3,500
    022. emincosi - £15,000
    023. Kreacher - £6,000
    024. ToiletLicker - £12,000
    025. Mogley - £5,000
    026. BBH123 - £5,000
    027. Twiggy_34 - £2,500
    028. Karen's girl - £7,000
    029. Hantsman - £18,000
    030. PoorGuyNextDoor - £12,000
    031. Kahra - £18,000
    032. laura84gr - £12,000
    033. ryath - £6,000
    034. Dird - £25,000
    035. Bored - £12,000
    036. nat21luv - £12,000
    037. letiss7 - £12,000
    038. cathybird - £12,000
    039. garfield33 - £6,000
    040. qwertysaver1 - £9,000
    041. nikki2804 - £3,000
    042. Esufce - £14,000
    043. gchh86 - £8,000
    044. Wanna Bee Free - £7,500
    045. boglehead - £120,000
    046. CrabbitDutchie - £12,000
    047. CouponClipper - £7,000
    048. rjrs0510 - £50,000
    049. Rishified - £8,000
    050. lilyflower7 - £7,000
    051. s1ipmatt - £2,500
    052. hermionesaver - £5,000
    053. 5t3ve - £6,000
    054. kirtsybum - £10,000
    055. lisa110rry - £12,000
    056. jacci45 - £12,000
    057. Puddylove - £9,000
    058. copperjar - £6,000
    059. e4rly - £5,000
    060. RichyRich - £12,000
    061. Sakon1 - £6,500
    062. ada-or-ardor - £6,000
    063. Londinuim33 - £48,000
    064. Suffolk lass - £11,000
    065. Allotrope - £4,500
    066. Buffythedebtslayer - £5,000
    067. Domayne - £10,000
    068. Gem-gem - £6,000
    069. Lomcevak - £24,000
    070. Psychobabble78 - £12,000
    071. Fruittea - £12,000
    072. giggleyay - £7,000
    073. kitjos - £8,000
    074. Ruthy1604 - £30,000
    075. kittenkicks - £15,000
    076. Sabrinasway - £10,000
    077. pineconesjay - £17,000
    078. enomis - £15,000
    079. ambitiouspanda - £18,000
    080. Gillbrah - £5,000
    081. black taxi - £10,000
    082. kev2009 - £6,000
    083. cydney65 - £5,000
    084. groovy_chick - £12,000
    085. TwentySomethingGirl - £15,000
    086. monz - £7,500
    087. Pennypenny - £12,000
    088. Wilkos - £10,000
    089. Clare43 - £12,000
    090. _Amaryllis_ - £15,000
    091. freezspirit - £4,000
    092. silvasnow - £12,000
    093. TallGirl - £12,000
    094. Frugaliza - £6,000
    095. try harder - £12,000
    096. snozberry 0 £6,000
    097. shiningfaery - £2,000
    098. zzzt - £6,000
    099. Rhys37429 - £4,000
    100. Hutchch0920 - £12,000
    101. MissLisaxo - £12,000
    102. LA.Nyx - £10,000
    103. JamesLHarris - £5,000
    104. SpekySquarehead - £4,500
    105. lashie - £3,500
    106. Caravan of Love - £15,000
    107. mrskingandthescarecrow - £12,000
    108. Rosie D - £8,000
    109. LabRatty - £25,000
    110. dark.knight - £10,000
    111. kingrulzuk - £12,000
    112. calltheshots - £5,000
    113. ZoeGold - £10,000
    114. rupzy1 - £12,000
    115. rutterc85 - £25,000
    116. poohbear59 - £5,000
    117. Saver-upper - £5,000
    118. EC12345 - £5,000
    119. Tiggy59 - £10,000
    120. YummyMummy20 - £8,000
    121. sonas_baby - £5,000
    122. xmillyx - £15,000
    123. HornetSaver - £10,000
    124. Okitr - £4,000
    125. Sassysaver7 - £4,500
    126. Queenofcolouringandtea - £12,000
    127. Poppy2008 - £10,000
    128. missy83 - £15,000
    129. Cottage Economy - £4,000
    130. fire-wannabe - £1,000
    131. OxfordGirl - £10,000
    132. Save Dosh - £5,000
    133. imajica37 - £6,000
    134. AnieKitten - £12,000
    135. Charlene84 - £12,000
    136. FrankieM - £12,000
    137. Tom86 - £10,000
    138. StarShapedPeg - £10,000
    139. Sunnybee - £42,000
    140. Determined diva - £2,000
    141. hugger - £4,000
    142. 1393jason - £5,000
    143. Carrie85 - £10,000
    144. zafiro1984 - £2,500
    145. jackie_w - £2,017
    146. MrsPorridge - £12,000
    147. FlacosFloozie - £9,000
    148. tara747 - £12,000
    149. Watty1 - £12,000
    150. Wobblydeb - £20,000
    151. frugal90 - £36,000
    152. Bonfire Bride - £8,000
    153. bsms1147 - £15,000
    154. Garfield1987 - £12,000
    155. pearl123 - £1,500
    156. mattdeeks - £15,000
    157. Jo Blogs - £5,000
    158. laurababs - £5,000
    159. TwentySomethingGirl - £15,000
    160. Fruittea - £12,000
    161. GilmoreGirl - £5,000
    162. Xenon - £12,000
    163. Gempie - £6,000
    164. Starzy - £6,000
    165. MissMarble - £12,000


    CLICK HERE for the easy update form:
    https://docs.google.com/forms/d/e/1FAIpQLScxZ9aJl2FtChf6FpAt-XYLSKpltXBE8CkTzQkX3Ffs9FWyWw/viewform


    CLICK HERE to see the total amounts so far:
    https://docs.google.com/spreadsheets/d/1xEfqfOSczCyEjqf8DQELOVdvEUnFN5LplxnZiGI-KZo/edit?usp=sharing
    Last edited by slowlyfading; 18-01-2017 at 9:18 PM.
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / Dec NSD - 3 / Ultimate Dream Fund - £19,661.40/£306,000
    Engaged 14/08/10 // Married 31/03/12 // DS born August 15 // Baby #2 Due Dec 17
Page 53
    • Wanna Bee Free
    • By Wanna Bee Free 3rd Dec 17, 8:39 AM
    • 1,109 Posts
    • 10,211 Thanks
    Wanna Bee Free
    Mine's on 15th, normally 24th so I am expecting to bebone of the skint coworkers in January. Plus OH birthday in Jan too.

    Another £750 in 13 days but then no savings excitement until 2018!

    I know it's the point and everything but I am really pleased with the difference this thread has made. I've gone from a vague must save to pay the interest-only mortgage to actually doing it!
    No. 44 Save 12K in 2017 £8,500/£7,500 113%
    AFDs 112/150 14/4/10/9/7/3/18/15/17/5/5/4 74%
    • CavendishWobble
    • By CavendishWobble 3rd Dec 17, 12:09 PM
    • 3 Posts
    • 7 Thanks
    CavendishWobble
    Newbie to the forum here!

    As the "Save £12k in 2018" hasn't started yet i thought i would add in where i am this year with the aim of being more active in next years challenge

    For me 2017 challenge has been achieved

    £12,837.90 (Current) / £12,000 (Target) = 107%

    I look forward to the 2018 challenge where I will look to up this to £15k!
    • Xenon
    • By Xenon 3rd Dec 17, 2:31 PM
    • 56 Posts
    • 98 Thanks
    Xenon
    Xenon The Overweight Adonis

    £759

    Some expenses have hit this month but overtime over Dec will bring that back - but happily now adding to the deposit which i have already reached (£100500) + £4000 for expenses.
    Last edited by Xenon; 07-12-2017 at 3:34 PM.
    • Clare43
    • By Clare43 3rd Dec 17, 3:43 PM
    • 70 Posts
    • 108 Thanks
    Clare43
    Hello. No 89 reporting £2088.79 saved for November
    • cathybird
    • By cathybird 3rd Dec 17, 5:38 PM
    • 2,784 Posts
    • 9,871 Thanks
    cathybird
    hi all, number 38 here reporting £803.40 for November, bringing my total for the year so far to £11,846.85. So close! Still confident of passing target in December.
    No. 38 in Save 12K in 2017. £11,846.85/£12,000
    Save 12K in 2016: £20,880.11/£15,000
    Save 12K in 2015: £25,464.86/£10,000
    Dec AFDs: 10/21 2017 AFDs: 290/252
    • Clare43
    • By Clare43 3rd Dec 17, 8:41 PM
    • 70 Posts
    • 108 Thanks
    Clare43
    Hello. Does the December amount have to be reported on the 31st ( or before ) or can I do it on 3rd Jan for example - would only count savings up to 31/12/17. I'm really busy at work over Christmas and new year so may not get a chance to do on 31st
    • bobobski
    • By bobobski 4th Dec 17, 10:30 AM
    • 668 Posts
    • 1,525 Thanks
    bobobski
    Hello. Does the December amount have to be reported on the 31st ( or before ) or can I do it on 3rd Jan for example - would only count savings up to 31/12/17. I'm really busy at work over Christmas and new year so may not get a chance to do on 31st
    Originally posted by Clare43

    There are no strict rules but I suspect people on here will be doing it 50:50. Personally I like to know to the penny how much I have saved so I will report after the clock strikes midnight, but others don't save in the same way so will be able to report before the new year. HTH
    #18: Save 12k in 2017: £11,385.86 / £12,000 (94.8%) | #86: Save £12k in 2016: £8,476.09 / £10,000 (84.76%)
    House deposit by 31/12/2020: £21,465.15 / £60,000 (35.7%) | Emergency fund by 31/12/2020: £1,663.13 / £5,000 (33.2%)
    • Lomcevak
    • By Lomcevak 4th Dec 17, 6:58 PM
    • 662 Posts
    • 4,014 Thanks
    Lomcevak
    #69 with £4887.10 for November - couldn't quite get to the £5k in the month, but very happy with that, and it takes me to £31,209.82 for the year so ... target reached

    Slow start to the year, but then it has been a great six months saving, averaging over £3.5k per month, and will finish strong in December too. Onwards to 2018
    MFiT-T4#126, £135k to 60k: £44,991/£75,000(60.00%), 2017 MFW#11 £8,461/£10,000 (84.61%)
    £30k-in-í17#69 £34,525.24/£30,000 (115.08%)
    • tara747
    • By tara747 5th Dec 17, 3:34 PM
    • 10,088 Posts
    • 26,636 Thanks
    tara747
    Found out I'll get paid on the 21st this month which is a little annoying (we're usually last working day of the month) for end of year declarations, but at least I suppose January's expenses can sit and earn some interest for a few weeks. My finances are in a pretty good state these days so 6 weeks between pay is not a problem, but I'm anticipating lots of very skint coworkers in January.
    Originally posted by CrabbitDutchie
    Same every year in my office. It always makes me scratch my head - Christmas is not an unexpected event, why don't people save a few extra quid a month for it??
    Get to 119lbs! 1/2/09: 135.6lbs 1/5/11: 145.8lbs 30/3/13 150lbs 22/2/14 137lbs 2/6/14 128lbs 29/8/14 124lbs 2/6/17 126lbs
    Save £120,000 by 31 Dec 2017! Dec 2011: £54,342 * Dec 2012: £62,200 * Dec 2013: £74,127 * Dec 2014: £84,839 * Dec 2015: £95,207 * Dec 2016: £109,122
    eBay sales - £4,559.89 Cashback - £2,109.36
    • slowlyfading
    • By slowlyfading 5th Dec 17, 9:11 PM
    • 12,870 Posts
    • 73,892 Thanks
    slowlyfading
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / Dec NSD - 3 / Ultimate Dream Fund - £19,661.40/£306,000
    Engaged 14/08/10 // Married 31/03/12 // DS born August 15 // Baby #2 Due Dec 17
    • george4064
    • By george4064 5th Dec 17, 9:28 PM
    • 865 Posts
    • 922 Thanks
    george4064
    Figures are a bit messy because Ive been mega busy after having just started a new job in London and moved from Southampton to London.

    After only a week of living in London its really urging me on to save to buy my own place, in Southampton rent wasn't as high so it was more manageable. Unfortunately (or maybe not so) I need to complete my probation period at work before I can get a mortgage on my new salary, which is expected to end April/May 2018.

    HTB ISA - £200
    P2P - £1,016

    Total - £1,216

    I've now saved over £11,000 this year and reached 92% of my £12k target!!

    Keep up the great savings everyone!
    Originally posted by george4064
    £785.12 saved for November.

    HTB ISA - £200
    Nationwide RS - £500
    P2P - £85.12 (this is purely from interest)
    "If you arenít willing to own a stock for ten years, donít even think about owning it for ten minutesĒ Warren Buffett

    Save £12k in 2016 - #045 £10,358.81/£12,000 (86%)
    Save £12k in 2017 - #003 £11,830.10/£12,000 (99%)
    • ToiletLicker
    • By ToiletLicker 5th Dec 17, 10:39 PM
    • 19 Posts
    • 61 Thanks
    ToiletLicker
    I have updated the sheet for:

    November 2017 £2310.00

    December 2017 £2426.00

    Once again THANK YOU very much slowlyfading for running this challenge.
    #24
    • darkidoe
    • By darkidoe 11th Dec 17, 12:10 PM
    • 895 Posts
    • 1,017 Thanks
    darkidoe
    I have £1496.59 for the month of November!! Good going everyone! Hope everyone has a enjoyable festive month!

    Save 12K in 2017 # 9 £11,119.65/15 000 (74%)
    Save 12K in 2016 # 8 £19 721.58/12 000 (164.35%) Achieved!
    • george4064
    • By george4064 11th Dec 17, 1:09 PM
    • 865 Posts
    • 922 Thanks
    george4064
    Mine's on 15th, normally 24th so I am expecting to bebone of the skint coworkers in January. Plus OH birthday in Jan too.

    Another £750 in 13 days but then no savings excitement until 2018!

    I know it's the point and everything but I am really pleased with the difference this thread has made. I've gone from a vague must save to pay the interest-only mortgage to actually doing it!
    Originally posted by Wanna Bee Free
    This is great to see and I completely agree with you. When I first joined I didnt think much of ot, but it has really made me be more disciplined in how I go about saving.
    "If you arenít willing to own a stock for ten years, donít even think about owning it for ten minutesĒ Warren Buffett

    Save £12k in 2016 - #045 £10,358.81/£12,000 (86%)
    Save £12k in 2017 - #003 £11,830.10/£12,000 (99%)
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

2,365Posts Today

7,959Users online

Martin's Twitter