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  • FIRST POST
    • slowlyfading
    • By slowlyfading 4th Dec 16, 8:57 PM
    • 12,857Posts
    • 73,787Thanks
    slowlyfading
    The "Save 12k in 2017" Thread!
    • #1
    • 4th Dec 16, 8:57 PM
    The "Save 12k in 2017" Thread! 4th Dec 16 at 8:57 PM
    So, the title is pretty self explanatory, but this is the place to be in 2017

    In 2017, the aim is to save £12k (or, any other amount if you like!) from 1st January 2017 til 31st December 2017. I know it's early, but it gives you the time to plan for how you are going to do it!




    RULES:

    - This challenge starts on 1st January 2017 00:00 and finishes on 31st December 2017 23:59.
    - Everything saved MUST be done between these two dates.
    - Any interest gained during this challenge on your savings can be counted!


    Feel free to sign up but, please only sign up if you intend to go the distance - the thread tends to start off great and then people disappear

    Challenger List:
    001. slowlyfading - £12,000
    002. geoffers4 - £25,000
    003. george4064 - £12,000
    004. joey_93 - £12,000
    005. Zippeh - £12,000
    006. Lolly88 - £12,000
    007. swimminginaseaofdebt - £2,017
    008. JMR14 - £14,000
    009. darkidoe - £15,000
    010. Duckyduck - £12,000
    011. allie23 - £12,000
    012. Wentthedaywell? - £10,000
    013. Sebrof89 - £8,000
    014. micron - £12,000
    015. Westie983 - £12,000
    016. TrustyOven - £10,000
    017. mummytummy - £12,000
    018. bobobski - £12,000
    019. coolcats - £7,000
    020. Jazee - £12,000
    021. jessy-eve - £3,500
    022. emincosi - £15,000
    023. Kreacher - £6,000
    024. ToiletLicker - £12,000
    025. Mogley - £5,000
    026. BBH123 - £5,000
    027. Twiggy_34 - £2,500
    028. Karen's girl - £7,000
    029. Hantsman - £18,000
    030. PoorGuyNextDoor - £12,000
    031. Kahra - £18,000
    032. laura84gr - £12,000
    033. ryath - £6,000
    034. Dird - £25,000
    035. Bored - £12,000
    036. nat21luv - £12,000
    037. letiss7 - £12,000
    038. cathybird - £12,000
    039. garfield33 - £6,000
    040. qwertysaver1 - £9,000
    041. nikki2804 - £3,000
    042. Esufce - £14,000
    043. gchh86 - £8,000
    044. Wanna Bee Free - £7,500
    045. boglehead - £120,000
    046. CrabbitDutchie - £12,000
    047. CouponClipper - £7,000
    048. rjrs0510 - £50,000
    049. Rishified - £8,000
    050. lilyflower7 - £7,000
    051. s1ipmatt - £2,500
    052. hermionesaver - £5,000
    053. 5t3ve - £6,000
    054. kirtsybum - £10,000
    055. lisa110rry - £12,000
    056. jacci45 - £12,000
    057. Puddylove - £9,000
    058. copperjar - £6,000
    059. e4rly - £5,000
    060. RichyRich - £12,000
    061. Sakon1 - £6,500
    062. ada-or-ardor - £6,000
    063. Londinuim33 - £48,000
    064. Suffolk lass - £11,000
    065. Allotrope - £4,500
    066. Buffythedebtslayer - £5,000
    067. Domayne - £10,000
    068. Gem-gem - £6,000
    069. Lomcevak - £24,000
    070. Psychobabble78 - £12,000
    071. Fruittea - £12,000
    072. giggleyay - £7,000
    073. kitjos - £8,000
    074. Ruthy1604 - £30,000
    075. kittenkicks - £15,000
    076. Sabrinasway - £10,000
    077. pineconesjay - £17,000
    078. enomis - £15,000
    079. ambitiouspanda - £18,000
    080. Gillbrah - £5,000
    081. black taxi - £10,000
    082. kev2009 - £6,000
    083. cydney65 - £5,000
    084. groovy_chick - £12,000
    085. TwentySomethingGirl - £15,000
    086. monz - £7,500
    087. Pennypenny - £12,000
    088. Wilkos - £10,000
    089. Clare43 - £12,000
    090. _Amaryllis_ - £15,000
    091. freezspirit - £4,000
    092. silvasnow - £12,000
    093. TallGirl - £12,000
    094. Frugaliza - £6,000
    095. try harder - £12,000
    096. snozberry 0 £6,000
    097. shiningfaery - £2,000
    098. zzzt - £6,000
    099. Rhys37429 - £4,000
    100. Hutchch0920 - £12,000
    101. MissLisaxo - £12,000
    102. LA.Nyx - £10,000
    103. JamesLHarris - £5,000
    104. SpekySquarehead - £4,500
    105. lashie - £3,500
    106. Caravan of Love - £15,000
    107. mrskingandthescarecrow - £12,000
    108. Rosie D - £8,000
    109. LabRatty - £25,000
    110. dark.knight - £10,000
    111. kingrulzuk - £12,000
    112. calltheshots - £5,000
    113. ZoeGold - £10,000
    114. rupzy1 - £12,000
    115. rutterc85 - £25,000
    116. poohbear59 - £5,000
    117. Saver-upper - £5,000
    118. EC12345 - £5,000
    119. Tiggy59 - £10,000
    120. YummyMummy20 - £8,000
    121. sonas_baby - £5,000
    122. xmillyx - £15,000
    123. HornetSaver - £10,000
    124. Okitr - £4,000
    125. Sassysaver7 - £4,500
    126. Queenofcolouringandtea - £12,000
    127. Poppy2008 - £10,000
    128. missy83 - £15,000
    129. Cottage Economy - £4,000
    130. fire-wannabe - £1,000
    131. OxfordGirl - £10,000
    132. Save Dosh - £5,000
    133. imajica37 - £6,000
    134. AnieKitten - £12,000
    135. Charlene84 - £12,000
    136. FrankieM - £12,000
    137. Tom86 - £10,000
    138. StarShapedPeg - £10,000
    139. Sunnybee - £42,000
    140. Determined diva - £2,000
    141. hugger - £4,000
    142. 1393jason - £5,000
    143. Carrie85 - £10,000
    144. zafiro1984 - £2,500
    145. jackie_w - £2,017
    146. MrsPorridge - £12,000
    147. FlacosFloozie - £9,000
    148. tara747 - £12,000
    149. Watty1 - £12,000
    150. Wobblydeb - £20,000
    151. frugal90 - £36,000
    152. Bonfire Bride - £8,000
    153. bsms1147 - £15,000
    154. Garfield1987 - £12,000
    155. pearl123 - £1,500
    156. mattdeeks - £15,000
    157. Jo Blogs - £5,000
    158. laurababs - £5,000
    159. TwentySomethingGirl - £15,000
    160. Fruittea - £12,000
    161. GilmoreGirl - £5,000
    162. Xenon - £12,000
    163. Gempie - £6,000
    164. Starzy - £6,000
    165. MissMarble - £12,000


    CLICK HERE for the easy update form:
    https://docs.google.com/forms/d/e/1FAIpQLScxZ9aJl2FtChf6FpAt-XYLSKpltXBE8CkTzQkX3Ffs9FWyWw/viewform


    CLICK HERE to see the total amounts so far:
    https://docs.google.com/spreadsheets/d/1xEfqfOSczCyEjqf8DQELOVdvEUnFN5LplxnZiGI-KZo/edit?usp=sharing
    Last edited by slowlyfading; 18-01-2017 at 9:18 PM.
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / Sept NSD - 14 / Ultimate Dream Fund - £18,522.47/£306,000
    Engaged 14/08/10 // Married 31/03/12 // DS born August 15 // Baby #2 Due Dec 17
Page 47
    • george4064
    • By george4064 3rd Sep 17, 2:00 PM
    • 820 Posts
    • 866 Thanks
    george4064
    Reporting £1144.79 for August (spreadsheet updated). I'm very happy with this. Had a small pay rise which I'm thinking to use to either overpay my mortgage or pay extra into my pension. Decisions, decisions.

    Keep up the good work everyone.
    Originally posted by enomis
    Congratulations on the pay rise!
    "If you aren’t willing to own a stock for ten years, don’t even think about owning it for ten minutes” Warren Buffett

    Save £12k in 2016 - #045 £10,358.81/£12,000 (86%)
    Save £12k in 2017 - #003 £9,136.98/£12,000 (76%)
    • Clare43
    • By Clare43 3rd Sep 17, 3:06 PM
    • 65 Posts
    • 82 Thanks
    Clare43
    Hello. No 89 reporting £1966.95 for August
    • slowlyfading
    • By slowlyfading 3rd Sep 17, 8:00 PM
    • 12,857 Posts
    • 73,787 Thanks
    slowlyfading
    Spreadsheet updated
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / Sept NSD - 14 / Ultimate Dream Fund - £18,522.47/£306,000
    Engaged 14/08/10 // Married 31/03/12 // DS born August 15 // Baby #2 Due Dec 17
    • cathybird
    • By cathybird 4th Sep 17, 12:26 PM
    • 2,667 Posts
    • 9,085 Thanks
    cathybird
    hi all, no 38 here, August was unfortunately hugely expensive with the car and the house both needing maintenance and repairs, plus there were dental costs, so I have nothing to report for this month I'm afraid - hope to be back on track for September.
    No. 38 in Save 12K in 2017. £11,183.81/£12,000
    Save 12K in 2016: £20,880.11/£15,000
    Save 12K in 2015: £25,464.86/£10,000
    Sep AFDs: 24/21 2017 AFDs: 221/252
    • CouponClipper
    • By CouponClipper 5th Sep 17, 9:07 AM
    • 20 Posts
    • 82 Thanks
    CouponClipper
    Hi all,

    Number 47 reporting in for August.

    August was a good month with savings totalling £730.93 which I think is the biggest savings month so far. Very surprised but the forum is certainly keeping me honest!

    This month I have the service charge on my flat to pay. That'll use the savings I've gathered for it but still a large chunk. Hopefully will still be positive next month!

    CC
    Last edited by CouponClipper; 05-09-2017 at 9:11 AM.
    Save 12K in 2017 - #47 - £2,782.7 / £7,000 (39.75%)
    • Gem-gem
    • By Gem-gem 9th Sep 17, 10:30 PM
    • 2,395 Posts
    • 6,864 Thanks
    Gem-gem
    Hi all,

    I have just got back from the trip of a lifetime. Hubby and I went off to Canada for three weeks. We saw polar bears, Beluga whales and the Northern Lights. We also walked on a glacier and had lunch at the top of the CN tower. I am sure that you are not surprised that I have not been able to save anything for the months of August and September.

    I now have to get my head back into the saving mode for the rest of the year.

    Hope you are all having a good month.
    Gem-gem
    Last edited by Gem-gem; 09-09-2017 at 10:32 PM.
    £2 Savers Club 2017 -no 1 £294£360
    Save £12k in 2017 - no 68 ( 3402.13/6000)
    Virtual sealed pot 2017 - no 20 £33.24/£100
    • imajica37
    • By imajica37 10th Sep 17, 10:42 AM
    • 135 Posts
    • 558 Thanks
    imajica37
    I think I forgot to update last month so here are my last 2 updates:

    July - £1,102
    August - £2,947

    This now brings me to £9,901 for the year which has blown me away as I only set my target for £6,000 for the whole year

    I have changed my target to £12,000 the same as I did last year but am really hoping to smash that also as I am already almost at £10,000 and have 4 months worth of updates left.

    Loving this thread as it gives me so much inspiration to keep going.
    Save £12,000 in 2017 #133: £9,901 / £12,000
    • tara747
    • By tara747 12th Sep 17, 2:47 PM
    • 10,040 Posts
    • 26,552 Thanks
    tara747
    Belated August update from me!


    I managed to save £1,225 in August. That's £8,295 so far in 2017, and £117,417 overall.


    Still on track to hit the £12,000 target this year!


    Love reading all your updates
    Get to 119lbs! 1/2/09: 135.6lbs 1/5/11: 145.8lbs 30/3/13 150lbs 22/2/14 137lbs 2/6/14 128lbs 29/8/14 124lbs 2/6/17 126lbs
    Save £120,000 by 31 Dec 2017! Dec 2011: £54,342 * Dec 2012: £62,200 * Dec 2013: £74,127 * Dec 2014: £84,839 * Dec 2015: £95,207 * Dec 2016: £109,122
    eBay sales - £4,559.89 Cashback - £1,972.02
    • slowlyfading
    • By slowlyfading 12th Sep 17, 8:43 PM
    • 12,857 Posts
    • 73,787 Thanks
    slowlyfading
    Spreadsheet updated
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / Sept NSD - 14 / Ultimate Dream Fund - £18,522.47/£306,000
    Engaged 14/08/10 // Married 31/03/12 // DS born August 15 // Baby #2 Due Dec 17
    • Dird
    • By Dird 13th Sep 17, 8:40 AM
    • 2,607 Posts
    • 1,558 Thanks
    Dird

    I have changed my target to £12,000 the same as I did last year but am really hoping to smash that also as I am already almost at £10,000 and have 4 months worth of updates left.
    Originally posted by imajica37
    Set a real target then :P £14/15k
    Mortgage (Nov 15): £79,950 | Cashback sites: £900 | Current accounts: 16
    Mortgage (Sep 17): £75,229 | £30k in 2016: £30,300 (101%) | £25k in 2017: £15,171 (60.6%)
    • Puddylove
    • By Puddylove 14th Sep 17, 12:48 AM
    • 424 Posts
    • 688 Thanks
    Puddylove
    Set a real target then :P £14/15k
    Originally posted by Dird
    Can we change our target? I've almost reached my £9k one, I was too chicken to go for £12k in the first place!
    • Dird
    • By Dird 14th Sep 17, 9:20 AM
    • 2,607 Posts
    • 1,558 Thanks
    Dird
    Can we change our target? I've almost reached my £9k one, I was too chicken to go for £12k in the first place!
    Originally posted by Puddylove
    Yes it's an option on the spreadsheet update form, "Please enter your target if you're changing it"
    Mortgage (Nov 15): £79,950 | Cashback sites: £900 | Current accounts: 16
    Mortgage (Sep 17): £75,229 | £30k in 2016: £30,300 (101%) | £25k in 2017: £15,171 (60.6%)
    • pearl123
    • By pearl123 18th Sep 17, 12:28 AM
    • 1,152 Posts
    • 1,724 Thanks
    pearl123
    Sorry it's a bit of a late update £200 for August. The end of the year will be one expense after another, but I'm mindful that i dont want to waste money.
    It's the dreaded dentist next week. Plus two big Birthdays coming up.
    Next year I'm going to have a chat with family members too see if we can all reduce birthday costs.
    Save it you've got it, spend it you've had it.
    • Baroness_Vee
    • By Baroness_Vee 18th Sep 17, 11:47 AM
    • 5 Posts
    • 37 Thanks
    Baroness_Vee
    #187 Late update for August SF, apologies :-(. I have updated the form for £1,048 for August now bringing my overall total to date to £14,386 (sig updated too).

    Need to be really focused and keep on top of the finances till December if this target is going to be reached, will be so happy to hit it!
    A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life - Suze Orman

    #187 - The "Save 12k in 2017" challenge. Personal target: £22,000
    Jan - August update - £14,386.63/22,000
    • Kreacher
    • By Kreacher 18th Sep 17, 11:52 AM
    • 81 Posts
    • 166 Thanks
    Kreacher
    Hi all,

    £821 for July
    -£1026.2 for August (Double whammy of moving house and paying some upfront fees that aren't covered by my student loan).

    Total saved so far is £1140 for the year and £8640 in total and I was so happy that for the first time I actually had savings to use when I needed them
    Last edited by Kreacher; 18-09-2017 at 11:54 AM. Reason: Wrong months
    Save 12K in 2017 #023 = £1345/ £6000 (22.41%)

    Save 12K in 2016 #110 = £7500/ £6000 (100%)

    20k by April 2018 = £8845/ £20000 (44%)
    • slowlyfading
    • By slowlyfading 18th Sep 17, 8:15 PM
    • 12,857 Posts
    • 73,787 Thanks
    slowlyfading
    Spreadsheet updated
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / Sept NSD - 14 / Ultimate Dream Fund - £18,522.47/£306,000
    Engaged 14/08/10 // Married 31/03/12 // DS born August 15 // Baby #2 Due Dec 17
    • kitjos
    • By kitjos 22nd Sep 17, 9:59 AM
    • 181 Posts
    • 1,043 Thanks
    kitjos
    Cant believe we're nearly through September now! Time for an update

    #73 with another £500 OP please SF. Taking total to £8,500.

    Side note:

    We have a tough month ahead as husband is finally having his heart surgery (in his early 30's but its required), he will need to have over a week off work so we will lose approx £800 in Oct. Im SO thankful to this forum and SF as we actually have the savings to accommodate this, i couldn't imagine how we would of managed last year with zero in the bank. Thank you to you all for your motivation and support!

    xx
    "Don't underestimate the value of financial security"

    (#73) Joint savings account = £8,500 / £10,000
    • Suffolk lass
    • By Suffolk lass 22nd Sep 17, 12:42 PM
    • 1,476 Posts
    • 16,892 Thanks
    Suffolk lass
    Cant believe we're nearly through September now! Time for an update

    #73 with another £500 OP please SF. Taking total to £8,500.

    Side note:

    We have a tough month ahead as husband is finally having his heart surgery (in his early 30's but its required), he will need to have over a week off work so we will lose approx £800 in Oct. Im SO thankful to this forum and SF as we actually have the savings to accommodate this, i couldn't imagine how we would of managed last year with zero in the bank. Thank you to you all for your motivation and support!

    xx
    Originally posted by kitjos
    Our thoughts will be with you - really hope the procedure goes well for your husband
    MFiT T4 #2 update 31.2% after Q6
    Save £12k in 2017 #64 - £8112.39 saved (73.74%) after August - my annual target is £11,000
    OS Grocery Challenge 2017 budget of £3,600 £3000 (reduced from Apr) - 61.61/66.66% including stores after July
    My DFD is http://forums.moneysavingexpert.com/showthread.php?t=5593594
    • Westie983
    • By Westie983 22nd Sep 17, 1:58 PM
    • 3,773 Posts
    • 13,844 Thanks
    Westie983
    Hi all,

    Im here to declare Septembers amount,

    £2500.00

    I have had one maturing RS this month, which I have used to pay off one credit card, and opened three more RS, and will be drip feeding from the savings.

    Westie983
    Save 12k in 2017 #16 Total £21,355/£12,000 = 177.95%
    Sealed Pot Challenge ~ 10 #97 Total (£252) +£158/£500 = 82.00% ( x 10)
    Xmas 2017 £1 a Day #6 Total £330/£365 = 90.41%
    Virtual Sealed Pot #1 Total £1,350/£1,800 = 75.00%
    £2 Savers Club 2017 #3 Total (£1,450)+£50/£2,000 = 75.00%

    Total £24,945/£16,665 = 149.68%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • jacci45
    • By jacci45 23rd Sep 17, 11:04 AM
    • 1,477 Posts
    • 4,288 Thanks
    jacci45
    No 56 reporting......Much better month this month, £1997.56 now on £7715.99.
    Last edited by jacci45; 23-09-2017 at 11:11 AM.
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