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  • FIRST POST
    • slowlyfading
    • By slowlyfading 4th Dec 16, 8:57 PM
    • 12,853Posts
    • 73,731Thanks
    slowlyfading
    The "Save 12k in 2017" Thread!
    • #1
    • 4th Dec 16, 8:57 PM
    The "Save 12k in 2017" Thread! 4th Dec 16 at 8:57 PM
    So, the title is pretty self explanatory, but this is the place to be in 2017

    In 2017, the aim is to save £12k (or, any other amount if you like!) from 1st January 2017 til 31st December 2017. I know it's early, but it gives you the time to plan for how you are going to do it!




    RULES:

    - This challenge starts on 1st January 2017 00:00 and finishes on 31st December 2017 23:59.
    - Everything saved MUST be done between these two dates.
    - Any interest gained during this challenge on your savings can be counted!


    Feel free to sign up but, please only sign up if you intend to go the distance - the thread tends to start off great and then people disappear

    Challenger List:
    001. slowlyfading - £12,000
    002. geoffers4 - £25,000
    003. george4064 - £12,000
    004. joey_93 - £12,000
    005. Zippeh - £12,000
    006. Lolly88 - £12,000
    007. swimminginaseaofdebt - £2,017
    008. JMR14 - £14,000
    009. darkidoe - £15,000
    010. Duckyduck - £12,000
    011. allie23 - £12,000
    012. Wentthedaywell? - £10,000
    013. Sebrof89 - £8,000
    014. micron - £12,000
    015. Westie983 - £12,000
    016. TrustyOven - £10,000
    017. mummytummy - £12,000
    018. bobobski - £12,000
    019. coolcats - £7,000
    020. Jazee - £12,000
    021. jessy-eve - £3,500
    022. emincosi - £15,000
    023. Kreacher - £6,000
    024. ToiletLicker - £12,000
    025. Mogley - £5,000
    026. BBH123 - £5,000
    027. Twiggy_34 - £2,500
    028. Karen's girl - £7,000
    029. Hantsman - £18,000
    030. PoorGuyNextDoor - £12,000
    031. Kahra - £18,000
    032. laura84gr - £12,000
    033. ryath - £6,000
    034. Dird - £25,000
    035. Bored - £12,000
    036. nat21luv - £12,000
    037. letiss7 - £12,000
    038. cathybird - £12,000
    039. garfield33 - £6,000
    040. qwertysaver1 - £9,000
    041. nikki2804 - £3,000
    042. Esufce - £14,000
    043. gchh86 - £8,000
    044. Wanna Bee Free - £7,500
    045. boglehead - £120,000
    046. CrabbitDutchie - £12,000
    047. CouponClipper - £7,000
    048. rjrs0510 - £50,000
    049. Rishified - £8,000
    050. lilyflower7 - £7,000
    051. s1ipmatt - £2,500
    052. hermionesaver - £5,000
    053. 5t3ve - £6,000
    054. kirtsybum - £10,000
    055. lisa110rry - £12,000
    056. jacci45 - £12,000
    057. Puddylove - £9,000
    058. copperjar - £6,000
    059. e4rly - £5,000
    060. RichyRich - £12,000
    061. Sakon1 - £6,500
    062. ada-or-ardor - £6,000
    063. Londinuim33 - £48,000
    064. Suffolk lass - £11,000
    065. Allotrope - £4,500
    066. Buffythedebtslayer - £5,000
    067. Domayne - £10,000
    068. Gem-gem - £6,000
    069. Lomcevak - £24,000
    070. Psychobabble78 - £12,000
    071. Fruittea - £12,000
    072. giggleyay - £7,000
    073. kitjos - £8,000
    074. Ruthy1604 - £30,000
    075. kittenkicks - £15,000
    076. Sabrinasway - £10,000
    077. pineconesjay - £17,000
    078. enomis - £15,000
    079. ambitiouspanda - £18,000
    080. Gillbrah - £5,000
    081. black taxi - £10,000
    082. kev2009 - £6,000
    083. cydney65 - £5,000
    084. groovy_chick - £12,000
    085. TwentySomethingGirl - £15,000
    086. monz - £7,500
    087. Pennypenny - £12,000
    088. Wilkos - £10,000
    089. Clare43 - £12,000
    090. _Amaryllis_ - £15,000
    091. freezspirit - £4,000
    092. silvasnow - £12,000
    093. TallGirl - £12,000
    094. Frugaliza - £6,000
    095. try harder - £12,000
    096. snozberry 0 £6,000
    097. shiningfaery - £2,000
    098. zzzt - £6,000
    099. Rhys37429 - £4,000
    100. Hutchch0920 - £12,000
    101. MissLisaxo - £12,000
    102. LA.Nyx - £10,000
    103. JamesLHarris - £5,000
    104. SpekySquarehead - £4,500
    105. lashie - £3,500
    106. Caravan of Love - £15,000
    107. mrskingandthescarecrow - £12,000
    108. Rosie D - £8,000
    109. LabRatty - £25,000
    110. dark.knight - £10,000
    111. kingrulzuk - £12,000
    112. calltheshots - £5,000
    113. ZoeGold - £10,000
    114. rupzy1 - £12,000
    115. rutterc85 - £25,000
    116. poohbear59 - £5,000
    117. Saver-upper - £5,000
    118. EC12345 - £5,000
    119. Tiggy59 - £10,000
    120. YummyMummy20 - £8,000
    121. sonas_baby - £5,000
    122. xmillyx - £15,000
    123. HornetSaver - £10,000
    124. Okitr - £4,000
    125. Sassysaver7 - £4,500
    126. Queenofcolouringandtea - £12,000
    127. Poppy2008 - £10,000
    128. missy83 - £15,000
    129. Cottage Economy - £4,000
    130. fire-wannabe - £1,000
    131. OxfordGirl - £10,000
    132. Save Dosh - £5,000
    133. imajica37 - £6,000
    134. AnieKitten - £12,000
    135. Charlene84 - £12,000
    136. FrankieM - £12,000
    137. Tom86 - £10,000
    138. StarShapedPeg - £10,000
    139. Sunnybee - £42,000
    140. Determined diva - £2,000
    141. hugger - £4,000
    142. 1393jason - £5,000
    143. Carrie85 - £10,000
    144. zafiro1984 - £2,500
    145. jackie_w - £2,017
    146. MrsPorridge - £12,000
    147. FlacosFloozie - £9,000
    148. tara747 - £12,000
    149. Watty1 - £12,000
    150. Wobblydeb - £20,000
    151. frugal90 - £36,000
    152. Bonfire Bride - £8,000
    153. bsms1147 - £15,000
    154. Garfield1987 - £12,000
    155. pearl123 - £1,500
    156. mattdeeks - £15,000
    157. Jo Blogs - £5,000
    158. laurababs - £5,000
    159. TwentySomethingGirl - £15,000
    160. Fruittea - £12,000
    161. GilmoreGirl - £5,000
    162. Xenon - £12,000
    163. Gempie - £6,000
    164. Starzy - £6,000
    165. MissMarble - £12,000


    CLICK HERE for the easy update form:
    https://docs.google.com/forms/d/e/1FAIpQLScxZ9aJl2FtChf6FpAt-XYLSKpltXBE8CkTzQkX3Ffs9FWyWw/viewform


    CLICK HERE to see the total amounts so far:
    https://docs.google.com/spreadsheets/d/1xEfqfOSczCyEjqf8DQELOVdvEUnFN5LplxnZiGI-KZo/edit?usp=sharing
    Last edited by slowlyfading; 18-01-2017 at 9:18 PM.
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / August NSD - 9 / Ultimate Dream Fund - £17,599.56/£306,000
    Engaged 14/08/10 // Married 31/03/12 // DS born August 15 // Baby #2 Due Dec 17
Page 42
    • sonas_baby
    • By sonas_baby 2nd Jul 17, 9:39 AM
    • 104 Posts
    • 592 Thanks
    sonas_baby
    Hi no 121 reporting in had unexpected car and bike repairs this month so only managed £169.96. The good thing is I had the money already saved so I didn't need to borrow. You got to think of the positives ��
    It is the job that is never started that takes the longest to finish. Tolkien.


    Save 12k in 2017 No 121
    • CheBee
    • By CheBee 2nd Jul 17, 9:55 AM
    • 21 Posts
    • 36 Thanks
    CheBee
    Managed £300 this month due to emergency dental work!
    The 'Save £12k in 2017' #..., Personal target for 2017: £10,000., Total Saved for 2017: £3,800/£10,000 , Total saved: £39,700k
    • Save Dosh
    • By Save Dosh 2nd Jul 17, 7:52 PM
    • 1,079 Posts
    • 13,056 Thanks
    Save Dosh
    Not been a good month for me savings wise, but better than I thought, I do think I can still reach my target. #132 - I have saved £100, bringing my overall total to £1,900. Have a good July everyone.
    GC August £31.64/£70, Alcohol £9.73/£20, Bulk Buy £46.95
    Save 12k in 2017 #132 = £1,900/£5,000 (38%)
    KonMari: Clothes, Wardrobe, Drawers, shoes, bags, Papers
    Bedding, Books, Toiletries,Bric a Brac, Kitchen, Pantry

    • george4064
    • By george4064 2nd Jul 17, 10:21 PM
    • 796 Posts
    • 838 Thanks
    george4064
    Declaring £1,346.26 for May.

    TSB account - (£100)
    HTB ISA - £200
    Sharesave - £223
    Nationwide RS - £500
    P2P - £523.26
    Originally posted by george4064
    Declaring £771 for June.

    TSB - £82
    HTB ISA - £200
    Sharesave - £223
    Nationwide RS - £500
    P2P - (£234)
    "If you aren’t willing to own a stock for ten years, don’t even think about owning it for ten minutes” Warren Buffett

    Save £12k in 2016 - #045 £10,358.81/£12,000 (86%)
    Save £12k in 2017 - #003 £8,713.98/£12,000 (73%)
    • cathybird
    • By cathybird 2nd Jul 17, 11:50 PM
    • 2,620 Posts
    • 8,741 Thanks
    cathybird
    Evening all, no. 38 here, I have been so flat out with a project I have been working on I haven't had time to work out my updates for May or June until today. For May it was a negative number, -£94.53, but for June much better, £1,190.65, bringing my yearly total so far to £8,571.97.
    No. 38 in Save 12K in 2017. £11,183.81/£12,000
    Save 12K in 2016: £20,880.11/£15,000
    Save 12K in 2015: £25,464.86/£10,000
    Aug AFDs: 18/21 2017 AFDs: 187/252
    • Cottage Economy
    • By Cottage Economy 3rd Jul 17, 8:22 AM
    • 775 Posts
    • 2,365 Thanks
    Cottage Economy
    #129 declaring £383 for June.

    Managed to put aside £50 for Christmas in there as well.

    July is set to be a hard month. A lot of money flying around, mostly out the door and into someone else's pocket, but I am determined to scrape something out and into the savings account.

    I've just got to put my head down and keep going forward.
    Last edited by Cottage Economy; 03-07-2017 at 8:25 AM.
    The 'Save £12k in 2017' #129
    Personal target £4,000.
    £2953/£4,000 (74%)

    "...success in personal finance isn't about mastering the technicalities. It is about mastering yourself." Ermine to Cottage Economy, 2012
    • Kreacher
    • By Kreacher 3rd Jul 17, 12:24 PM
    • 80 Posts
    • 159 Thanks
    Kreacher
    Just £216 saved this month but I have just come back from holiday That's hopefully all my big expenses for the year gone (excluding Xmas).

    Total for the year is £1345 .. Not on target for halfway through the year so I'm hoping I can make up the difference in the second half!
    Save 12K in 2017 #023 = £1345/ £6000 (22.41%)

    Save 12K in 2016 #110 = £7500/ £6000 (100%)

    20k by April 2018 = £8845/ £20000 (44%)
    • Clare43
    • By Clare43 5th Jul 17, 1:46 PM
    • 64 Posts
    • 75 Thanks
    Clare43
    No 89 reporting £8766.22 for June
    • slowlyfading
    • By slowlyfading 7th Jul 17, 8:22 PM
    • 12,853 Posts
    • 73,731 Thanks
    slowlyfading
    Thanks everyone

    Spreadsheet updated
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / August NSD - 9 / Ultimate Dream Fund - £17,599.56/£306,000
    Engaged 14/08/10 // Married 31/03/12 // DS born August 15 // Baby #2 Due Dec 17
    • Jo Blogs
    • By Jo Blogs 11th Jul 17, 5:01 AM
    • 750 Posts
    • 2,573 Thanks
    Jo Blogs
    Hi everyone

    Fantastic going with all the saving

    No #158 declaring a July total of £855.27 - much better than expected - Form updated
    Keep up the great saving folks

    Saved Nitty Gritty £7440.75 [149%] / £5000-[Aug] £58.44 for the 'Save 12k in 2017' #157
    2017 Womble #35 £3463.27 July NSDs 19/15CCCChl 7/12 months
    July PPChl#002 Pts 71
    • Gem-gem
    • By Gem-gem 12th Jul 17, 12:02 AM
    • 2,383 Posts
    • 6,831 Thanks
    Gem-gem
    Hi Everyone,
    Sorry for the late posting for June.
    £1250 placed into my regular saver plus £650 interest from a 2 year fixed ISA that has expired. Totals£1900.00
    I have paid the last instalment for my holiday. So recording £900 saved.
    £2 Savers Club 2017 -no 1 £294£360
    Save £12k in 2017 - no 68 ( 3402.13/6000)
    Virtual sealed pot 2017 - no 20 £33.24/£100
    • CouponClipper
    • By CouponClipper 14th Jul 17, 10:57 AM
    • 17 Posts
    • 73 Thanks
    CouponClipper
    I haven't posted for a couple of months as it's been a bit hectic and seem to have kept putting off sitting down and working everything out!

    May ended up being a better month than expected with savings of 575.91 however June wasn't so good as we had to pay ground rent and a couple of big bills. Thankfully they were saved for in advance but still means I am down £34.53 in June.

    Good news is that I have just been given a substantial pay rise and promotion so July's pay cheque will be rather nice!
    • Mogley
    • By Mogley 14th Jul 17, 3:00 PM
    • 197 Posts
    • 168 Thanks
    Mogley
    #25 updating with £375.12 for July. £1070 saved YTD. I'll be needing a big push on reducing outgoings for the rest of the year if I am to achieve my target.

    Me and the OH have just opened our first current accounts to start earning some switching bonuses. That should help get closer to the target.

    Well done to everybody on here. There are some tremendous savings stories.
    Happy Saving
    No.25 for 2017 £1070/£4000 saved.
    You should pay attention to the needs of the moment - otherwise there is no future. But to ignore the future is foolish - living solely for the moment leaves nothing for when the next moment arrives.
    • darkidoe
    • By darkidoe 16th Jul 17, 11:28 PM
    • 817 Posts
    • 926 Thanks
    darkidoe
    #9 reporting a total of £720 for the Month of June. Another month of big expense due to travel and also work-related expenses. Grrr hope it gets better the rest of the months.

    Save 12K in 2017 # 9 £7 616.65/15 000 (50.78%)
    Save 12K in 2016 # 8 £19 721.58/12 000 (164.35%) Achieved!
    • Karen's girl
    • By Karen's girl 19th Jul 17, 10:16 AM
    • 49 Posts
    • 215 Thanks
    Karen's girl
    #28 declaring £460 for July. Still have a way to go to reaching my target but am hoping I can increase the amount saved each month from now on.

    Well done everybody and stay focussed. :-)
    I used to be stupid with money, but am learning to be better with it now........

    _______________________________________________
    Current savings: £12,807.19
    Save 12k in 2016#087: £6,326/£6000.
    Save 12k in 2017 #28: £3,549.62/£7,000
    • Westie983
    • By Westie983 20th Jul 17, 4:18 AM
    • 3,755 Posts
    • 13,777 Thanks
    Westie983
    YAY for payday :-)

    I have just made my payments to my 10 virgin Regular Savers and the other three are due out tomorrow.

    I am declaring for this month £3050.00

    One of my regular savers will mature next month, and I cashed in my Leeds Issue 3. I havent included this in the above total as it had already been included in previous updates...

    Onwards and upwards we are now over half way, close to Christmas then it was days past from New Years day...

    Westie983
    Save 12k in 2017 #16 Total £18,855/£12,000 157.12%
    Sealed Pot Challenge ~ 10 #97 Total (£252) +£158/£500 = 82.00% ( x 10)
    Xmas 2017 £1 a Day #6 Total £300/£365 = 82.19%
    Virtual Sealed Pot #1 Total £1,200/£1,000 = 120.00%
    £2 Savers Club 2017 #3 Total (£1,450)+£50/£2,000 = 75.00%

    Total £22,265/£15,865 = 140.34%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • darkidoe
    • By darkidoe 22nd Jul 17, 12:38 AM
    • 817 Posts
    • 926 Thanks
    darkidoe
    ''10 virgin Regular Savers and the other three are due out tomorrow''

    Westie983
    Originally posted by Westie983
    That's some heavy regular savings there!!

    Save 12K in 2017 # 9 £7 616.65/15 000 (50.78%)
    Save 12K in 2016 # 8 £19 721.58/12 000 (164.35%) Achieved!
    • kitjos
    • By kitjos 22nd Jul 17, 12:46 PM
    • 179 Posts
    • 1,033 Thanks
    kitjos
    Goodness me, nearing end of July!

    Not great savings this month as got big CC to pay for next week (DH car tax and car insurance), looking forward to Aug when its all cleared and can concentrate on savings again. Soooo near to 10k now, im desperate to keep pushing!

    So, SF. Can i declare £500 for July please (#73). Total now at £7,500.

    Many thanks xxx
    "Don't underestimate the value of financial security"

    (#73) Joint savings account = £7,500 / £10,000
    • Wentthedaywell?
    • By Wentthedaywell? 23rd Jul 17, 9:43 AM
    • 432 Posts
    • 2,361 Thanks
    Wentthedaywell?
    Back on track after an expensive month of decorating and new carpets which gave me negative savings last month. £1100 saved in July and no known big expenses due till next pay day.

    Only one more payday till retirement! Who stole the last 30 years?!
    Save £13k in 2017 #12: £10,000. Jan-July £3250
    £365 in 365 days 2017 #2
    Save £10,000 p.a, 2013-17: 2013 £11,500, 2014 £10,000, 2015 £6,500, 2016 £14,000
    • Wilkos
    • By Wilkos 24th Jul 17, 10:30 AM
    • 41 Posts
    • 253 Thanks
    Wilkos
    No. 88 woefully late in declaring for April, May, June and July (sorry, been massively busy!). Any how, better late than never...


    April total - £950
    May total - £950
    June total - £700
    July total - £1,900


    Brings me up to £7,000 for the year, just £3,000 left to save before the end of 2017. I've submitted forms for each of the 4 months. Sorry slowlyfading for being so late and creating work for you - thanks for doing this for me and everyone else.
    No. 88 Save £10k in 2017: £7,000 (70%)

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