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  • FIRST POST
    • slowlyfading
    • By slowlyfading 4th Dec 16, 8:57 PM
    • 12,867Posts
    • 73,860Thanks
    slowlyfading
    The "Save 12k in 2017" Thread!
    • #1
    • 4th Dec 16, 8:57 PM
    The "Save 12k in 2017" Thread! 4th Dec 16 at 8:57 PM
    So, the title is pretty self explanatory, but this is the place to be in 2017

    In 2017, the aim is to save £12k (or, any other amount if you like!) from 1st January 2017 til 31st December 2017. I know it's early, but it gives you the time to plan for how you are going to do it!




    RULES:

    - This challenge starts on 1st January 2017 00:00 and finishes on 31st December 2017 23:59.
    - Everything saved MUST be done between these two dates.
    - Any interest gained during this challenge on your savings can be counted!


    Feel free to sign up but, please only sign up if you intend to go the distance - the thread tends to start off great and then people disappear

    Challenger List:
    001. slowlyfading - £12,000
    002. geoffers4 - £25,000
    003. george4064 - £12,000
    004. joey_93 - £12,000
    005. Zippeh - £12,000
    006. Lolly88 - £12,000
    007. swimminginaseaofdebt - £2,017
    008. JMR14 - £14,000
    009. darkidoe - £15,000
    010. Duckyduck - £12,000
    011. allie23 - £12,000
    012. Wentthedaywell? - £10,000
    013. Sebrof89 - £8,000
    014. micron - £12,000
    015. Westie983 - £12,000
    016. TrustyOven - £10,000
    017. mummytummy - £12,000
    018. bobobski - £12,000
    019. coolcats - £7,000
    020. Jazee - £12,000
    021. jessy-eve - £3,500
    022. emincosi - £15,000
    023. Kreacher - £6,000
    024. ToiletLicker - £12,000
    025. Mogley - £5,000
    026. BBH123 - £5,000
    027. Twiggy_34 - £2,500
    028. Karen's girl - £7,000
    029. Hantsman - £18,000
    030. PoorGuyNextDoor - £12,000
    031. Kahra - £18,000
    032. laura84gr - £12,000
    033. ryath - £6,000
    034. Dird - £25,000
    035. Bored - £12,000
    036. nat21luv - £12,000
    037. letiss7 - £12,000
    038. cathybird - £12,000
    039. garfield33 - £6,000
    040. qwertysaver1 - £9,000
    041. nikki2804 - £3,000
    042. Esufce - £14,000
    043. gchh86 - £8,000
    044. Wanna Bee Free - £7,500
    045. boglehead - £120,000
    046. CrabbitDutchie - £12,000
    047. CouponClipper - £7,000
    048. rjrs0510 - £50,000
    049. Rishified - £8,000
    050. lilyflower7 - £7,000
    051. s1ipmatt - £2,500
    052. hermionesaver - £5,000
    053. 5t3ve - £6,000
    054. kirtsybum - £10,000
    055. lisa110rry - £12,000
    056. jacci45 - £12,000
    057. Puddylove - £9,000
    058. copperjar - £6,000
    059. e4rly - £5,000
    060. RichyRich - £12,000
    061. Sakon1 - £6,500
    062. ada-or-ardor - £6,000
    063. Londinuim33 - £48,000
    064. Suffolk lass - £11,000
    065. Allotrope - £4,500
    066. Buffythedebtslayer - £5,000
    067. Domayne - £10,000
    068. Gem-gem - £6,000
    069. Lomcevak - £24,000
    070. Psychobabble78 - £12,000
    071. Fruittea - £12,000
    072. giggleyay - £7,000
    073. kitjos - £8,000
    074. Ruthy1604 - £30,000
    075. kittenkicks - £15,000
    076. Sabrinasway - £10,000
    077. pineconesjay - £17,000
    078. enomis - £15,000
    079. ambitiouspanda - £18,000
    080. Gillbrah - £5,000
    081. black taxi - £10,000
    082. kev2009 - £6,000
    083. cydney65 - £5,000
    084. groovy_chick - £12,000
    085. TwentySomethingGirl - £15,000
    086. monz - £7,500
    087. Pennypenny - £12,000
    088. Wilkos - £10,000
    089. Clare43 - £12,000
    090. _Amaryllis_ - £15,000
    091. freezspirit - £4,000
    092. silvasnow - £12,000
    093. TallGirl - £12,000
    094. Frugaliza - £6,000
    095. try harder - £12,000
    096. snozberry 0 £6,000
    097. shiningfaery - £2,000
    098. zzzt - £6,000
    099. Rhys37429 - £4,000
    100. Hutchch0920 - £12,000
    101. MissLisaxo - £12,000
    102. LA.Nyx - £10,000
    103. JamesLHarris - £5,000
    104. SpekySquarehead - £4,500
    105. lashie - £3,500
    106. Caravan of Love - £15,000
    107. mrskingandthescarecrow - £12,000
    108. Rosie D - £8,000
    109. LabRatty - £25,000
    110. dark.knight - £10,000
    111. kingrulzuk - £12,000
    112. calltheshots - £5,000
    113. ZoeGold - £10,000
    114. rupzy1 - £12,000
    115. rutterc85 - £25,000
    116. poohbear59 - £5,000
    117. Saver-upper - £5,000
    118. EC12345 - £5,000
    119. Tiggy59 - £10,000
    120. YummyMummy20 - £8,000
    121. sonas_baby - £5,000
    122. xmillyx - £15,000
    123. HornetSaver - £10,000
    124. Okitr - £4,000
    125. Sassysaver7 - £4,500
    126. Queenofcolouringandtea - £12,000
    127. Poppy2008 - £10,000
    128. missy83 - £15,000
    129. Cottage Economy - £4,000
    130. fire-wannabe - £1,000
    131. OxfordGirl - £10,000
    132. Save Dosh - £5,000
    133. imajica37 - £6,000
    134. AnieKitten - £12,000
    135. Charlene84 - £12,000
    136. FrankieM - £12,000
    137. Tom86 - £10,000
    138. StarShapedPeg - £10,000
    139. Sunnybee - £42,000
    140. Determined diva - £2,000
    141. hugger - £4,000
    142. 1393jason - £5,000
    143. Carrie85 - £10,000
    144. zafiro1984 - £2,500
    145. jackie_w - £2,017
    146. MrsPorridge - £12,000
    147. FlacosFloozie - £9,000
    148. tara747 - £12,000
    149. Watty1 - £12,000
    150. Wobblydeb - £20,000
    151. frugal90 - £36,000
    152. Bonfire Bride - £8,000
    153. bsms1147 - £15,000
    154. Garfield1987 - £12,000
    155. pearl123 - £1,500
    156. mattdeeks - £15,000
    157. Jo Blogs - £5,000
    158. laurababs - £5,000
    159. TwentySomethingGirl - £15,000
    160. Fruittea - £12,000
    161. GilmoreGirl - £5,000
    162. Xenon - £12,000
    163. Gempie - £6,000
    164. Starzy - £6,000
    165. MissMarble - £12,000


    CLICK HERE for the easy update form:
    https://docs.google.com/forms/d/e/1FAIpQLScxZ9aJl2FtChf6FpAt-XYLSKpltXBE8CkTzQkX3Ffs9FWyWw/viewform


    CLICK HERE to see the total amounts so far:
    https://docs.google.com/spreadsheets/d/1xEfqfOSczCyEjqf8DQELOVdvEUnFN5LplxnZiGI-KZo/edit?usp=sharing
    Last edited by slowlyfading; 18-01-2017 at 9:18 PM.
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / Nov NSD - 14 / Ultimate Dream Fund - £19,661.40/£306,000
    Engaged 14/08/10 // Married 31/03/12 // DS born August 15 // Baby #2 Due Dec 17
Page 40
    • kitjos
    • By kitjos 17th Jun 17, 12:37 PM
    • 181 Posts
    • 1,047 Thanks
    kitjos
    Great saving everyone!

    Think im done this month as got x2 car tax to pay for on the 30th and my GDC dental registration .

    #73 with June total of £1,000. Taking total to £7,000. So happy to be nearing the magical 10k mark!

    Thanks SF! xx
    "Don't underestimate the value of financial security"

    (#73) Joint savings account = £8,500 / £10,000
    • Mogley
    • By Mogley 19th Jun 17, 2:34 PM
    • 226 Posts
    • 187 Thanks
    Mogley
    #25 update for June

    £797.04 saved in June against my target of £520 making my savings YTD of £710. I can finally put a positive number in my signature . It's a slightly false month because I have postponed a tyre change and service from June into July so next month may even that gain out.

    Happy Saving .
    No.25 for 2017 £1070/£4000 saved.
    You should pay attention to the needs of the moment - otherwise there is no future. But to ignore the future is foolish - living solely for the moment leaves nothing for when the next moment arrives.
    • kittenkicks
    • By kittenkicks 22nd Jun 17, 7:42 PM
    • 13 Posts
    • 72 Thanks
    kittenkicks
    Number 075 checking in for June. Saved £1,298.02 this month.
    Pretty pleased as I've had a fair few expenses this month Half way through the year guys! We can do it!!!
    Saving Total 1st Jan 2017: £47,819.92 | 23rd Jan 2017: £49,611.38 | 28th Feb: £50,461.97 | March 2017 : £51,786.13 | April 2017: £53,251.52| May 2017: £54,219.71 | June 2017: £55,857.73 | Nov 2017: 53,375.46 Savings Goal: £100k £46,624.54 To go!
    • Westie983
    • By Westie983 23rd Jun 17, 3:21 PM
    • 3,842 Posts
    • 14,003 Thanks
    Westie983
    Here to add my June declarations...

    I have had a maturing Regular Saver this month, so I have taken that amount off what I have saved this month, and I paid off a 2k credit card.

    Im declaring £1080.00

    Westie983
    Save 12k in 2017 #16 Total £22,555/£12,000 = 187.95%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £0.00/£800 = 51.25% ( x 11)
    Xmas 2017 £1 a Day #6 Total £400/£365 = 109.58%
    Virtual Sealed Pot #1 Total £1,600/£1,800 = 88.88%
    £2 Savers Club 2017 #3 Total (£1,450)+£50/£2,000 = 75.00%

    Total £26,465/£16,965 = 155.99%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • TallGirl
    • By TallGirl 23rd Jun 17, 11:11 PM
    • 4,196 Posts
    • 8,666 Thanks
    TallGirl
    Managed my £1000 saved was tricky but as my tenants split up and hes only paid some rent so far this month I'm insured so hopefully will be ok. Sheet up dated.
    Save £12k in 17 no 93 £9750/£12k Pay off wasted money £2400/£10k
    • Wentthedaywell?
    • By Wentthedaywell? 24th Jun 17, 10:33 AM
    • 444 Posts
    • 2,432 Thanks
    Wentthedaywell?
    Minus £2400 this month!

    This was due to decorating including new wood floor and carpet and new lights. It was three and a half grand including labour which seems ridiculous for a hallway/stairs. It's not like spending that on a sitting room or bathroom where you really enjoy the difference its made.

    I will be moving the telly and sofa into the hallway in order to fully appreciate all the effort and cost.
    Save £13k in 2017 #12: £10,000. Jan-July £3250
    £365 in 365 days 2017 #2
    Save £10,000 p.a, 2013-17: 2013 £11,500, 2014 £10,000, 2015 £6,500, 2016 £14,000
    • StarShapedPeg
    • By StarShapedPeg 24th Jun 17, 2:09 PM
    • 56 Posts
    • 253 Thanks
    StarShapedPeg
    I'm looking at declaring a big fat -£1700 for new double glazing and front door. I'll update the sheet when I'm sure! At least we'll be warm in winter, it's sweltering at home now
    I hope everyone else is doing better than I am!
    #138 - The "Save 12k in 2017" challenge
    • Suffolk lass
    • By Suffolk lass 25th Jun 17, 7:17 AM
    • 1,561 Posts
    • 17,927 Thanks
    Suffolk lass
    Minus £2400 this month!

    This was due to decorating including new wood floor and carpet and new lights. It was three and a half grand including labour which seems ridiculous for a hallway/stairs. It's not like spending that on a sitting room or bathroom where you really enjoy the difference its made.

    I will be moving the telly and sofa into the hallway in order to fully appreciate all the effort and cost.
    Originally posted by Wentthedaywell?
    Of all areas in houses, this is the most difficult, fiddly and expensive, just because of all the awkward bits and pieces. I remember painting all the finials on a staircase at a previous house. The wallpaper was absolutely the worst bit and that sounds like good value to me, compared to my potential grumpy-o-meter if I had done it myself!
    MFiT T4 #2 update 42.67% after Q7 £5,465 behind where I should be
    Save £12k in 2017 #64 - £9,260.94 saved (84.19%) after October - my annual target is £11,000
    OS Grocery Challenge 2017 budget of £3,600 £3000 (reduced from Apr) - 78.56% including stores after October
    My DFD is http://forums.moneysavingexpert.com/showthread.php?t=5593594
    • Wentthedaywell?
    • By Wentthedaywell? 25th Jun 17, 1:35 PM
    • 444 Posts
    • 2,432 Thanks
    Wentthedaywell?
    Thanks, Suffolk Lass, that makes me feel better! You're quite right about the hall/stairs being the most fiddly
    Save £13k in 2017 #12: £10,000. Jan-July £3250
    £365 in 365 days 2017 #2
    Save £10,000 p.a, 2013-17: 2013 £11,500, 2014 £10,000, 2015 £6,500, 2016 £14,000
    • kev2009
    • By kev2009 25th Jun 17, 2:51 PM
    • 168 Posts
    • 259 Thanks
    kev2009
    Hi all,

    #082 declaring £500 for May and £500 for June.

    Form has been submitted.

    Thanks

    Kev
    • slowlyfading
    • By slowlyfading 25th Jun 17, 9:07 PM
    • 12,867 Posts
    • 73,860 Thanks
    slowlyfading
    Spreadsheet updated

    Sorry for lack of updating - you'll see why if you pop over to my diary on the MFW board
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / Nov NSD - 14 / Ultimate Dream Fund - £19,661.40/£306,000
    Engaged 14/08/10 // Married 31/03/12 // DS born August 15 // Baby #2 Due Dec 17
    • Lolly88
    • By Lolly88 25th Jun 17, 10:29 PM
    • 233 Posts
    • 718 Thanks
    Lolly88
    Spreadsheet updated

    Sorry for lack of updating - you'll see why if you pop over to my diary on the MFW board
    Originally posted by slowlyfading
    Huge congratulations slowlyfading. I'm very happy for you.
    House Fund - £28142.19
    Save 7k in 2017 #6: £5142.19/£7,000
    Save 12k in 2016: £14,750/£12000 - Save 6k in 2015: £8250/£6000
    • darkidoe
    • By darkidoe 26th Jun 17, 12:20 AM
    • 886 Posts
    • 1,010 Thanks
    darkidoe
    Many Congrats SF! An inspiration. Raising a family whilst being financially savvy.

    Save 12K in 2017 # 9 £11,119.65/15 000 (74%)
    Save 12K in 2016 # 8 £19 721.58/12 000 (164.35%) Achieved!
    • Westie983
    • By Westie983 26th Jun 17, 8:59 PM
    • 3,842 Posts
    • 14,003 Thanks
    Westie983
    Spreadsheet updated

    Sorry for lack of updating - you'll see why if you pop over to my diary on the MFW board
    Originally posted by slowlyfading
    Did you get my update SF?

    Nothing showing for June, if not it was £1080.00, had a credit card to pay off with a maturing regular saver, so this is the difference

    Westie983
    Save 12k in 2017 #16 Total £22,555/£12,000 = 187.95%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £0.00/£800 = 51.25% ( x 11)
    Xmas 2017 £1 a Day #6 Total £400/£365 = 109.58%
    Virtual Sealed Pot #1 Total £1,600/£1,800 = 88.88%
    £2 Savers Club 2017 #3 Total (£1,450)+£50/£2,000 = 75.00%

    Total £26,465/£16,965 = 155.99%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Jo Blogs
    • By Jo Blogs 27th Jun 17, 7:43 AM
    • 751 Posts
    • 2,594 Thanks
    Jo Blogs
    Hi folks

    Just a quick post to congratulate SF and to really congratulate you all on your fantastic efforts at saving . Still plodding along with my saving and will post my July figures in a couple of weeks .

    Wishing you all well for your July saving - Keep up the super efforts
    Saved Nitty Gritty £7440.75 [149%] / £5000-[Sep] £58.44 for the 'Save 12k in 2017' #157
    2017 Womble #35 £3463.27 Sept NSDs 4/15CCCChl 9/12 months
    Sept PPChl#002 Pts 71
    • Baroness_Vee
    • By Baroness_Vee 28th Jun 17, 10:57 AM
    • 5 Posts
    • 38 Thanks
    Baroness_Vee
    #187 declaring £2,000 for June! Tried to be quite strict with myself this month and was able to avoid some tempting purchases along the way. Fingers crossed I keep to this for next half of the year.
    I have now updated my signature as well which will include the January - May savings I was able to put away before joining this amazing forum this month. So currently saved in total £11.413 on my way to my £25,000 target.

    Hope everyone is rounding up nicely for June as well!! 6 more months to go!
    A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life - Suze Orman

    #187 - The "Save 12k in 2017" challenge. Personal target: £22,000
    Jan - August update - £14,386.63/22,000
    • Westie983
    • By Westie983 28th Jun 17, 2:36 PM
    • 3,842 Posts
    • 14,003 Thanks
    Westie983
    Spreadsheet updated

    Sorry for lack of updating - you'll see why if you pop over to my diary on the MFW board
    Originally posted by slowlyfading
    Hi, SF,

    I think my update is in the wrong cell on the spreadsheet, its in the one below, easy to do, as I have done it myself on my own challenge, can you move it up one row please.

    Thanks, and congrats again on your news

    Westie983
    Save 12k in 2017 #16 Total £22,555/£12,000 = 187.95%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £0.00/£800 = 51.25% ( x 11)
    Xmas 2017 £1 a Day #6 Total £400/£365 = 109.58%
    Virtual Sealed Pot #1 Total £1,600/£1,800 = 88.88%
    £2 Savers Club 2017 #3 Total (£1,450)+£50/£2,000 = 75.00%

    Total £26,465/£16,965 = 155.99%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • CrabbitDutchie
    • By CrabbitDutchie 28th Jun 17, 9:14 PM
    • 31 Posts
    • 183 Thanks
    CrabbitDutchie
    #46 declaring £1136 for June

    That brings my total saved for the year to £6,801 which is £46.1% of my gross earnings for the year to date. I think that's pretty good going.

    I'm still consistently saving below the £1300 that should be doable, but life keeps happening and well, saving for saving's sake isn't all there is to life. Got another wedding abroad in September and am trying to fit in visiting some family and friends between now and then as well (Belgium, France and Switzerland). If I can keep above £1000 saved per month the next 3 months I'll be over the moon.

    Had to get a credit card last month just so that I could rent a car abroad (friend's wedding in Greece and splitting the car cost between 5 of us worked out cheaper than public transport). Turns out it was quite good timing as I'll be starting to do a bit more travel with work from mid July onwards and we have to claim all expenses back. Putting as much of that as possible on the card will mean I'm not losing out on interest whilst my money is tied up in work related expenses.
    Save 12K in 2017 #46 - £10,433/£12,000 (86.94%)
    Save 12K in 2016 #184 - £4,608/£4500 (102.4%)
    • allie23
    • By allie23 29th Jun 17, 9:32 AM
    • 1,248 Posts
    • 13,637 Thanks
    allie23
    Number 11 declaring £1300 for June. Less than usual as lots of expenses plus holidays to pay but still on track. Congratulations SF!!
    Save £12k in 2017 - Challenger 11 - £24,000/£24,000
    • slowlyfading
    • By slowlyfading 29th Jun 17, 10:48 AM
    • 12,867 Posts
    • 73,860 Thanks
    slowlyfading
    Thanks everyone
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / Nov NSD - 14 / Ultimate Dream Fund - £19,661.40/£306,000
    Engaged 14/08/10 // Married 31/03/12 // DS born August 15 // Baby #2 Due Dec 17
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