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  • FIRST POST
    • slowlyfading
    • By slowlyfading 4th Dec 16, 8:57 PM
    • 12,846Posts
    • 73,638Thanks
    slowlyfading
    The "Save 12k in 2017" Thread!
    • #1
    • 4th Dec 16, 8:57 PM
    The "Save 12k in 2017" Thread! 4th Dec 16 at 8:57 PM
    So, the title is pretty self explanatory, but this is the place to be in 2017

    In 2017, the aim is to save £12k (or, any other amount if you like!) from 1st January 2017 til 31st December 2017. I know it's early, but it gives you the time to plan for how you are going to do it!




    RULES:

    - This challenge starts on 1st January 2017 00:00 and finishes on 31st December 2017 23:59.
    - Everything saved MUST be done between these two dates.
    - Any interest gained during this challenge on your savings can be counted!


    Feel free to sign up but, please only sign up if you intend to go the distance - the thread tends to start off great and then people disappear

    Challenger List:
    001. slowlyfading - £12,000
    002. geoffers4 - £25,000
    003. george4064 - £12,000
    004. joey_93 - £12,000
    005. Zippeh - £12,000
    006. Lolly88 - £12,000
    007. swimminginaseaofdebt - £2,017
    008. JMR14 - £14,000
    009. darkidoe - £15,000
    010. Duckyduck - £12,000
    011. allie23 - £12,000
    012. Wentthedaywell? - £10,000
    013. Sebrof89 - £8,000
    014. micron - £12,000
    015. Westie983 - £12,000
    016. TrustyOven - £10,000
    017. mummytummy - £12,000
    018. bobobski - £12,000
    019. coolcats - £7,000
    020. Jazee - £12,000
    021. jessy-eve - £3,500
    022. emincosi - £15,000
    023. Kreacher - £6,000
    024. ToiletLicker - £12,000
    025. Mogley - £5,000
    026. BBH123 - £5,000
    027. Twiggy_34 - £2,500
    028. Karen's girl - £7,000
    029. Hantsman - £18,000
    030. PoorGuyNextDoor - £12,000
    031. Kahra - £18,000
    032. laura84gr - £12,000
    033. ryath - £6,000
    034. Dird - £25,000
    035. Bored - £12,000
    036. nat21luv - £12,000
    037. letiss7 - £12,000
    038. cathybird - £12,000
    039. garfield33 - £6,000
    040. qwertysaver1 - £9,000
    041. nikki2804 - £3,000
    042. Esufce - £14,000
    043. gchh86 - £8,000
    044. Wanna Bee Free - £7,500
    045. boglehead - £120,000
    046. CrabbitDutchie - £12,000
    047. CouponClipper - £7,000
    048. rjrs0510 - £50,000
    049. Rishified - £8,000
    050. lilyflower7 - £7,000
    051. s1ipmatt - £2,500
    052. hermionesaver - £5,000
    053. 5t3ve - £6,000
    054. kirtsybum - £10,000
    055. lisa110rry - £12,000
    056. jacci45 - £12,000
    057. Puddylove - £9,000
    058. copperjar - £6,000
    059. e4rly - £5,000
    060. RichyRich - £12,000
    061. Sakon1 - £6,500
    062. ada-or-ardor - £6,000
    063. Londinuim33 - £48,000
    064. Suffolk lass - £11,000
    065. Allotrope - £4,500
    066. Buffythedebtslayer - £5,000
    067. Domayne - £10,000
    068. Gem-gem - £6,000
    069. Lomcevak - £24,000
    070. Psychobabble78 - £12,000
    071. Fruittea - £12,000
    072. giggleyay - £7,000
    073. kitjos - £8,000
    074. Ruthy1604 - £30,000
    075. kittenkicks - £15,000
    076. Sabrinasway - £10,000
    077. pineconesjay - £17,000
    078. enomis - £15,000
    079. ambitiouspanda - £18,000
    080. Gillbrah - £5,000
    081. black taxi - £10,000
    082. kev2009 - £6,000
    083. cydney65 - £5,000
    084. groovy_chick - £12,000
    085. TwentySomethingGirl - £15,000
    086. monz - £7,500
    087. Pennypenny - £12,000
    088. Wilkos - £10,000
    089. Clare43 - £12,000
    090. _Amaryllis_ - £15,000
    091. freezspirit - £4,000
    092. silvasnow - £12,000
    093. TallGirl - £12,000
    094. Frugaliza - £6,000
    095. try harder - £12,000
    096. snozberry 0 £6,000
    097. shiningfaery - £2,000
    098. zzzt - £6,000
    099. Rhys37429 - £4,000
    100. Hutchch0920 - £12,000
    101. MissLisaxo - £12,000
    102. LA.Nyx - £10,000
    103. JamesLHarris - £5,000
    104. SpekySquarehead - £4,500
    105. lashie - £3,500
    106. Caravan of Love - £15,000
    107. mrskingandthescarecrow - £12,000
    108. Rosie D - £8,000
    109. LabRatty - £25,000
    110. dark.knight - £10,000
    111. kingrulzuk - £12,000
    112. calltheshots - £5,000
    113. ZoeGold - £10,000
    114. rupzy1 - £12,000
    115. rutterc85 - £25,000
    116. poohbear59 - £5,000
    117. Saver-upper - £5,000
    118. EC12345 - £5,000
    119. Tiggy59 - £10,000
    120. YummyMummy20 - £8,000
    121. sonas_baby - £5,000
    122. xmillyx - £15,000
    123. HornetSaver - £10,000
    124. Okitr - £4,000
    125. Sassysaver7 - £4,500
    126. Queenofcolouringandtea - £12,000
    127. Poppy2008 - £10,000
    128. missy83 - £15,000
    129. Cottage Economy - £4,000
    130. fire-wannabe - £1,000
    131. OxfordGirl - £10,000
    132. Save Dosh - £5,000
    133. imajica37 - £6,000
    134. AnieKitten - £12,000
    135. Charlene84 - £12,000
    136. FrankieM - £12,000
    137. Tom86 - £10,000
    138. StarShapedPeg - £10,000
    139. Sunnybee - £42,000
    140. Determined diva - £2,000
    141. hugger - £4,000
    142. 1393jason - £5,000
    143. Carrie85 - £10,000
    144. zafiro1984 - £2,500
    145. jackie_w - £2,017
    146. MrsPorridge - £12,000
    147. FlacosFloozie - £9,000
    148. tara747 - £12,000
    149. Watty1 - £12,000
    150. Wobblydeb - £20,000
    151. frugal90 - £36,000
    152. Bonfire Bride - £8,000
    153. bsms1147 - £15,000
    154. Garfield1987 - £12,000
    155. pearl123 - £1,500
    156. mattdeeks - £15,000
    157. Jo Blogs - £5,000
    158. laurababs - £5,000
    159. TwentySomethingGirl - £15,000
    160. Fruittea - £12,000
    161. GilmoreGirl - £5,000
    162. Xenon - £12,000
    163. Gempie - £6,000
    164. Starzy - £6,000
    165. MissMarble - £12,000


    CLICK HERE for the easy update form:
    https://docs.google.com/forms/d/e/1FAIpQLScxZ9aJl2FtChf6FpAt-XYLSKpltXBE8CkTzQkX3Ffs9FWyWw/viewform


    CLICK HERE to see the total amounts so far:
    https://docs.google.com/spreadsheets/d/1xEfqfOSczCyEjqf8DQELOVdvEUnFN5LplxnZiGI-KZo/edit?usp=sharing
    Last edited by slowlyfading; 18-01-2017 at 9:18 PM.
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / June NSD - 9 / Ultimate Dream Fund - £16,728.55/£306,000
    Engaged 14/08/10 // Married 31/03/12 // DS born August 15
Page 39
    • Wanna Bee Free
    • By Wanna Bee Free 3rd Jun 17, 9:44 AM
    • 1,018 Posts
    • 9,617 Thanks
    Wanna Bee Free
    No 44 reporting in with £750 saved this month, £500 RS and £250 SS

    A total of £3,278.68 towards my target of £7,500.

    £1,250 Sharescheme
    £2,000 Regular Saver
    £28.68 Other Savings

    This month is bonus month so I'm hoping for a good June.
    No. 44 Save 12K in 2017 £3,278.68/£7,500 43%
    AFDs 44/150 14/4/10/9/7 27.3%
    • frugal90
    • By frugal90 4th Jun 17, 7:17 AM
    • 223 Posts
    • 108 Thanks
    frugal90
    Frugal90 reporting in number 151

    Good saving this month 76% savings from income

    so reporting £3705 for May

    won't be so good next month but hoping still for a rate of more than 50% saving


    well done all
    • Clare43
    • By Clare43 4th Jun 17, 12:56 PM
    • 61 Posts
    • 59 Thanks
    Clare43
    Hello, No 89 here. Reporting £2471.53 for May
    • football123
    • By football123 4th Jun 17, 1:48 PM
    • 9 Posts
    • 14 Thanks
    football123
    Hello, I don't know if I will be able to save 12k this year as I don't have a job but I do get DLA and money for birthdays/Christmas that I ask for.

    I have had a problem with gambling which has now stopped and at the moment i have £573 in my account. My DLA money comes in 12th June and I aim to put 160 in my account so I should have over £700 and then £60 pound rain money for a month but I may put in more then £160. I just feel I need to have a savings plan to know what I am definitely putting in my account
    • george4064
    • By george4064 4th Jun 17, 4:04 PM
    • 768 Posts
    • 811 Thanks
    george4064
    Declaring £1,812.80 for April, breakdown below.

    HTB ISA - £200
    Sharesave - £223
    Nationwide RS - £500
    P2P - £889.80

    S&S ISA transfer still on-going, HL took the transfer fees yesterday so I'm hoping its soon. Anyone have any experience with transferring either from HL or to AJ Bell? Especially on timeframes..? Im transferring shares, investment trusts and ETFs only.
    Originally posted by george4064
    Declaring £1,346.26 for May.

    TSB account - (£100)
    HTB ISA - £200
    Sharesave - £223
    Nationwide RS - £500
    P2P - £523.26
    "If you aren’t willing to own a stock for ten years, don’t even think about owning it for ten minutes” Warren Buffett

    Save £12k in 2016 - #045 £10,358.81/£12,000 (86%)
    Save £12k in 2017 - #003 £7,477.84/£12,000 (62%)
    • darkidoe
    • By darkidoe 4th Jun 17, 7:03 PM
    • 778 Posts
    • 870 Thanks
    darkidoe
    Hi all!

    I haven't been very diligent. Reporting a £2517.25 for months of April and May combined. What i noticed tracking my cash balance and net savings on a regular basis is the volatility of my spending. Most months I can go on a steady savings rate for 2-3 months then I will have a month of big expenditure, ie holiday etc.

    Is that what others here are experiencing??

    Save 12K in 2017 # 9 £6036.65/15 000 (40.24%)
    Save 12K in 2016 # 8 £19 721.58/12 000 (164.35%) Achieved!
    • SpekySquarehead
    • By SpekySquarehead 6th Jun 17, 9:01 AM
    • 1,535 Posts
    • 11,566 Thanks
    SpekySquarehead
    For the record, I will now have to bow out.

    I saved and saved and saved and I acheived my goal of buying my own property. Now the money I had been saving is paying bills. Thanks for all your support over the last year or so and good luck!!
    Debt Free Date: 29/09/16
    NSD (5/15)
    • heimerdinger
    • By heimerdinger 6th Jun 17, 10:19 AM
    • 1 Posts
    • 8 Thanks
    heimerdinger
    I've save for about £ 8k since January. As I must upgrade my Chervolet... then I guess my goal for a year should be 12k xD
    Success is the ability to go from one failure to another with no loss of enthusiasm.
    • Wanna Bee Free
    • By Wanna Bee Free 6th Jun 17, 6:31 PM
    • 1,018 Posts
    • 9,617 Thanks
    Wanna Bee Free
    For the record, I will now have to bow out.

    I saved and saved and saved and I acheived my goal of buying my own property. Now the money I had been saving is paying bills. Thanks for all your support over the last year or so and good luck!!
    Originally posted by SpekySquarehead
    Bye SpekySquarehead - good luck with your new place and well done for all the saving! Thanks for your motivating posts!!
    No. 44 Save 12K in 2017 £3,278.68/£7,500 43%
    AFDs 44/150 14/4/10/9/7 27.3%
    • Save Dosh
    • By Save Dosh 7th Jun 17, 3:04 PM
    • 1,041 Posts
    • 12,750 Thanks
    Save Dosh
    Not sure what is going wrong with my totals - I didn't save £1400 in April, I think that might have been my overall total. The TOTAL AMOUNT SAVED is now £1,800 as of end of May. I am number #132. I will try to make it clearer on my June update. Sorry for any confusion.
    G/C - June £46.37/£80, Alcohol £5.50/£20, GC Overflow £18
    Save 12k in 2017 #132 = £1,800/£5,000 (36%)
    KonMari: Clothes, Wardrobe, Drawers, shoes, bags, Papers
    Bedding, Books, Toiletries,Bric a Brac, Kitchen, Pantry
    • What a mortgage
    • By What a mortgage 7th Jun 17, 9:40 PM
    • 5 Posts
    • 40 Thanks
    What a mortgage
    Belatedly reporting 981.24 in May. So close to an extra digit but at least an improvement on April.
    No. 170
    • PoorGuyNextDoor
    • By PoorGuyNextDoor 7th Jun 17, 9:49 PM
    • 131 Posts
    • 343 Thanks
    PoorGuyNextDoor
    #30 checking in with my FIRST £200 of 2017! IM off and running, no stopping me now....the £12k will be a big ask now but il give it a go!!

    Paid off £5k+ of debt this year so i suppose if i was counting that id be nearly half way there.
    Come and join me on my 5 year plan - over in the debt free diaries
    • Cottage Economy
    • By Cottage Economy 8th Jun 17, 12:52 PM
    • 761 Posts
    • 2,333 Thanks
    Cottage Economy
    #129 declaring £0 for May

    Bloody. Awful. Month.

    Expensive due to anticipated car-related expenses but then we had a power cut and when the power came back on it blew the thermostat in the fridge. As the fridge was in the house when we bought it and it was old, we decided to replace it.

    So, this months savings have gone on a fridge.

    Mind you, I was ahead on the savings anyway so I bought myself a bit of wiggle room there. I wasn't supposed to hit the half way mark until the end of June and I'm past that.

    Onwards and upwards
    Last edited by Cottage Economy; 08-06-2017 at 1:01 PM.
    The 'Save £12k in 2017' #129
    Personal target £4,000.
    £2150/£4,000 (54%)

    "...success in personal finance isn't about mastering the technicalities. It is about mastering yourself." Ermine to Cottage Economy, 2012
    • kitjos
    • By kitjos 10th Jun 17, 4:02 PM
    • 178 Posts
    • 1,021 Thanks
    kitjos
    Happy June everyone

    Should of been a good saving month for us, but Center Parc's holiday took bit more money away than anticipated.... also going to Alton Towers on Wednesday so more money gone; but guess you have to live a little . I hope to save a grand this month, will take me to 7k then.

    Ill update on week 3 .

    Keep pushing everyone, best of luck!! Xx
    "Don't underestimate the value of financial security"

    (#73) Joint savings account = £7,000 / £10,000
    • slowlyfading
    • By slowlyfading 10th Jun 17, 8:33 PM
    • 12,846 Posts
    • 73,638 Thanks
    slowlyfading
    Not sure what is going wrong with my totals - I didn't save £1400 in April, I think that might have been my overall total. The TOTAL AMOUNT SAVED is now £1,800 as of end of May. I am number #132. I will try to make it clearer on my June update. Sorry for any confusion.
    Originally posted by Save Dosh
    All you need to do is say how much you've saved in a month - anything you update on the form is what I enter into the spreadsheet.
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / June NSD - 9 / Ultimate Dream Fund - £16,728.55/£306,000
    Engaged 14/08/10 // Married 31/03/12 // DS born August 15
    • slowlyfading
    • By slowlyfading 10th Jun 17, 8:39 PM
    • 12,846 Posts
    • 73,638 Thanks
    slowlyfading
    Spreadsheet updated
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / June NSD - 9 / Ultimate Dream Fund - £16,728.55/£306,000
    Engaged 14/08/10 // Married 31/03/12 // DS born August 15
    • Jo Blogs
    • By Jo Blogs 12th Jun 17, 7:22 AM
    • 665 Posts
    • 2,133 Thanks
    Jo Blogs
    Hi everyone

    Great going with all the May declarations - Awesome job!

    Declaring a bumper £2690.23 for June - I've now exceeded my expected £5000 for the year - Whoop whoop!

    Keep up all the great saving everyone. I'm just going to try and keep saving and see how much I actually manage to save by the end of the year
    Saved Nitty Gritty £6585.48 [132%] / £5000-[July] £227.58 for the 'Save 12k in 2017' #157
    2017 Womble #35 £3835.97 June NSDs 19/15CCCChl 33/52 weeks
    June PPChl#002 Pts 25
    • cathybird
    • By cathybird 13th Jun 17, 1:15 PM
    • 2,548 Posts
    • 8,237 Thanks
    cathybird
    hey all, I'm running a bit late with reporting my May total, apologies but I have had a really big project on, I will sort it out this coming weekend, I haven't forgotten!
    No. 38 in Save 12K in 2017. £7,475.85/£12,000
    Save 12K in 2016: £20,880.11/£15,000
    Save 12K in 2015: £25,464.86/£10,000
    June AFDs: 21/21 2017 AFDs: 135/252
    • Baroness_Vee
    • By Baroness_Vee 13th Jun 17, 4:03 PM
    • 1 Posts
    • 5 Thanks
    Baroness_Vee
    All you need to do is say how much you've saved in a month - anything you update on the form is what I enter into the spreadsheet.
    Originally posted by slowlyfading
    Hi Everyone!! I have been following this thread for a while whiles saving for the past few months (January - May so far of £9,413). However, I feel I need the extra motivation to save in order to achieve my 12 month target of £26,400 (so June - Dec 2017 to go whoop whoop!!) and the accountability I see on this thread is so motivating. Can you please add me to the challenge? I know we are part way through the year however have an additional target of £16,987 to go!!!

    Will update for June at the end of the month as my first month declared!
    Nice to meet you all -lets do this
    • CheBee
    • By CheBee 17th Jun 17, 11:21 AM
    • 11 Posts
    • 26 Thanks
    CheBee
    Hi everyone!
    It's really nice to see everyone's declarations which also gives me encouragement! I managed to save £,1300 for May which brings my total to £4,800/£10,000. I have officially reached my 40k deposit target but now need to save 4k for uni fees

    Keep up the good work guys
    The 'Save £12k in 2017' #..., Personal target for 2017: £10,000., Total Saved for 2017: £3,500/£10,000 , Total in Savings: £38,400
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