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  • FIRST POST
    • slowlyfading
    • By slowlyfading 4th Dec 16, 8:57 PM
    • 12,956Posts
    • 73,543Thanks
    slowlyfading
    The "Save 12k in 2017" Thread!
    • #1
    • 4th Dec 16, 8:57 PM
    The "Save 12k in 2017" Thread! 4th Dec 16 at 8:57 PM
    So, the title is pretty self explanatory, but this is the place to be in 2017

    In 2017, the aim is to save £12k (or, any other amount if you like!) from 1st January 2017 til 31st December 2017. I know it's early, but it gives you the time to plan for how you are going to do it!




    RULES:

    - This challenge starts on 1st January 2017 00:00 and finishes on 31st December 2017 23:59.
    - Everything saved MUST be done between these two dates.
    - Any interest gained during this challenge on your savings can be counted!


    Feel free to sign up but, please only sign up if you intend to go the distance - the thread tends to start off great and then people disappear

    Challenger List:
    001. slowlyfading - £12,000
    002. geoffers4 - £25,000
    003. george4064 - £12,000
    004. joey_93 - £12,000
    005. Zippeh - £12,000
    006. Lolly88 - £12,000
    007. swimminginaseaofdebt - £2,017
    008. JMR14 - £14,000
    009. darkidoe - £15,000
    010. Duckyduck - £12,000
    011. allie23 - £12,000
    012. Wentthedaywell? - £10,000
    013. Sebrof89 - £8,000
    014. micron - £12,000
    015. Westie983 - £12,000
    016. TrustyOven - £10,000
    017. mummytummy - £12,000
    018. bobobski - £12,000
    019. coolcats - £7,000
    020. Jazee - £12,000
    021. jessy-eve - £3,500
    022. emincosi - £15,000
    023. Kreacher - £6,000
    024. ToiletLicker - £12,000
    025. Mogley - £5,000
    026. BBH123 - £5,000
    027. Twiggy_34 - £2,500
    028. Karen's girl - £7,000
    029. Hantsman - £18,000
    030. PoorGuyNextDoor - £12,000
    031. Kahra - £18,000
    032. laura84gr - £12,000
    033. ryath - £6,000
    034. Dird - £25,000
    035. Bored - £12,000
    036. nat21luv - £12,000
    037. letiss7 - £12,000
    038. cathybird - £12,000
    039. garfield33 - £6,000
    040. qwertysaver1 - £9,000
    041. nikki2804 - £3,000
    042. Esufce - £14,000
    043. gchh86 - £8,000
    044. Wanna Bee Free - £7,500
    045. boglehead - £120,000
    046. CrabbitDutchie - £12,000
    047. CouponClipper - £7,000
    048. rjrs0510 - £50,000
    049. Rishified - £8,000
    050. lilyflower7 - £7,000
    051. s1ipmatt - £2,500
    052. hermionesaver - £5,000
    053. 5t3ve - £6,000
    054. kirtsybum - £10,000
    055. lisa110rry - £12,000
    056. jacci45 - £12,000
    057. Puddylove - £9,000
    058. copperjar - £6,000
    059. e4rly - £5,000
    060. RichyRich - £12,000
    061. Sakon1 - £6,500
    062. ada-or-ardor - £6,000
    063. Londinuim33 - £48,000
    064. Suffolk lass - £11,000
    065. Allotrope - £4,500
    066. Buffythedebtslayer - £5,000
    067. Domayne - £10,000
    068. Gem-gem - £6,000
    069. Lomcevak - £24,000
    070. Psychobabble78 - £12,000
    071. Fruittea - £12,000
    072. giggleyay - £7,000
    073. kitjos - £8,000
    074. Ruthy1604 - £30,000
    075. kittenkicks - £15,000
    076. Sabrinasway - £10,000
    077. pineconesjay - £17,000
    078. enomis - £15,000
    079. ambitiouspanda - £18,000
    080. Gillbrah - £5,000
    081. black taxi - £10,000
    082. kev2009 - £6,000
    083. cydney65 - £5,000
    084. groovy_chick - £12,000
    085. TwentySomethingGirl - £15,000
    086. monz - £7,500
    087. Pennypenny - £12,000
    088. Wilkos - £10,000
    089. Clare43 - £12,000
    090. _Amaryllis_ - £15,000
    091. freezspirit - £4,000
    092. silvasnow - £12,000
    093. TallGirl - £12,000
    094. Frugaliza - £6,000
    095. try harder - £12,000
    096. snozberry 0 £6,000
    097. shiningfaery - £2,000
    098. zzzt - £6,000
    099. Rhys37429 - £4,000
    100. Hutchch0920 - £12,000
    101. MissLisaxo - £12,000
    102. LA.Nyx - £10,000
    103. JamesLHarris - £5,000
    104. SpekySquarehead - £4,500
    105. lashie - £3,500
    106. Caravan of Love - £15,000
    107. mrskingandthescarecrow - £12,000
    108. Rosie D - £8,000
    109. LabRatty - £25,000
    110. dark.knight - £10,000
    111. kingrulzuk - £12,000
    112. calltheshots - £5,000
    113. ZoeGold - £10,000
    114. rupzy1 - £12,000
    115. rutterc85 - £25,000
    116. poohbear59 - £5,000
    117. Saver-upper - £5,000
    118. EC12345 - £5,000
    119. Tiggy59 - £10,000
    120. YummyMummy20 - £8,000
    121. sonas_baby - £5,000
    122. xmillyx - £15,000
    123. HornetSaver - £10,000
    124. Okitr - £4,000
    125. Sassysaver7 - £4,500
    126. Queenofcolouringandtea - £12,000
    127. Poppy2008 - £10,000
    128. missy83 - £15,000
    129. Cottage Economy - £4,000
    130. fire-wannabe - £1,000
    131. OxfordGirl - £10,000
    132. Save Dosh - £5,000
    133. imajica37 - £6,000
    134. AnieKitten - £12,000
    135. Charlene84 - £12,000
    136. FrankieM - £12,000
    137. Tom86 - £10,000
    138. StarShapedPeg - £10,000
    139. Sunnybee - £42,000
    140. Determined diva - £2,000
    141. hugger - £4,000
    142. 1393jason - £5,000
    143. Carrie85 - £10,000
    144. zafiro1984 - £2,500
    145. jackie_w - £2,017
    146. MrsPorridge - £12,000
    147. FlacosFloozie - £9,000
    148. tara747 - £12,000
    149. Watty1 - £12,000
    150. Wobblydeb - £20,000
    151. frugal90 - £36,000
    152. Bonfire Bride - £8,000
    153. bsms1147 - £15,000
    154. Garfield1987 - £12,000
    155. pearl123 - £1,500
    156. mattdeeks - £15,000
    157. Jo Blogs - £5,000
    158. laurababs - £5,000
    159. TwentySomethingGirl - £15,000
    160. Fruittea - £12,000
    161. GilmoreGirl - £5,000
    162. Xenon - £12,000
    163. Gempie - £6,000
    164. Starzy - £6,000
    165. MissMarble - £12,000


    CLICK HERE for the easy update form:
    https://docs.google.com/forms/d/e/1FAIpQLScxZ9aJl2FtChf6FpAt-XYLSKpltXBE8CkTzQkX3Ffs9FWyWw/viewform


    CLICK HERE to see the total amounts so far:
    https://docs.google.com/spreadsheets/d/1xEfqfOSczCyEjqf8DQELOVdvEUnFN5LplxnZiGI-KZo/edit?usp=sharing
    Last edited by slowlyfading; 18-01-2017 at 9:18 PM.
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / April NSD - 6/17 / Ultimate Dream Fund - £14,824.75/£306,000
    Engaged 14/08/10 // Married 31/03/12 // DS born August 15
Page 32
    • Xenon
    • By Xenon 9th Apr 17, 7:19 PM
    • 32 Posts
    • 31 Thanks
    Xenon
    Bit late for March - but £1219 - just £640 off the magical £100,000 deposit mark.
    • Suffolk lass
    • By Suffolk lass 12th Apr 17, 10:34 PM
    • 1,142 Posts
    • 14,745 Thanks
    Suffolk lass
    sorry haven't posted for a while

    been ill (not good when your self employed)

    had to take action/sold my fund/2k profit

    switched to cash isa - mainly because of my situation

    will save dribs/drabs when I have it

    g/l all
    Originally posted by black taxi
    Wish you all the best for a good recovery
    MFiT T4 #2 update 12.11% after Q4
    Save £12k in 2017 #64 - £2,369.83/£11,000 (21.54%) after Mar (Save £12k in 2016 thread #92 £10,488.04/£10,000)
    OS Grocery Challenge 2017 budget of £3,600 £3000 (reduced from Apr) - 32.68/33.33% including stores after April
    Reading and learning about investing...
    • PoorGuyNextDoor
    • By PoorGuyNextDoor 13th Apr 17, 8:13 PM
    • 122 Posts
    • 310 Thanks
    PoorGuyNextDoor
    #30 making a rare apperance. Iv got £7,360 off my debts this year so far. Its time to start building up an emergency fund now so i can sleep easier at nights. So il be checking in alot more often from now on. Reading through this later to get caught up with the posts! Keep up the good work guys.
    Come and join me on my 5 year plan - over in the debt free diaries
    • slowlyfading
    • By slowlyfading 13th Apr 17, 8:58 PM
    • 12,956 Posts
    • 73,543 Thanks
    slowlyfading
    Spreadsheet updated
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / April NSD - 6/17 / Ultimate Dream Fund - £14,824.75/£306,000
    Engaged 14/08/10 // Married 31/03/12 // DS born August 15
    • darkidoe
    • By darkidoe 14th Apr 17, 1:10 AM
    • 767 Posts
    • 855 Thanks
    darkidoe
    #9 Reporting for March 2017. Sorry haven't been around much. Total of 2159.30. Things are looking abit healthier.. Well done Xenon for almost reaching your 100k milestone! That's alot of cash tho!! Beware inflation!

    Wish everyone a Happy Easter!

    Save 12K in 2017 # 9 £1360.10./15 000 (9%)
    Save 12K in 2016 # 8 £19 721.58/12 000 (164.35%) Achieved!
    • Jo Blogs
    • By Jo Blogs 14th Apr 17, 2:17 AM
    • 541 Posts
    • 1,580 Thanks
    Jo Blogs
    Spreadsheet updated
    Originally posted by slowlyfading
    Thank you slowlyfading

    Great going with all the saving folks Keep up the great efforts .

    Wishing everyone a very Happy Easter
    Saved Nitty Gritty £3167.67 [63.36%] / £5000-[May] £365.58 for the 'Save 12k in 2017' #157
    2017 Womble #35 £2529.01 April NSDs 21/25CCCChl 18/52 weeks
    Apl PPChl#002 Pts 153
    • kitjos
    • By kitjos 14th Apr 17, 10:06 AM
    • 174 Posts
    • 985 Thanks
    kitjos
    Happy Easter everyone

    Thanks SF for updating - the spreadsheet is having some good % colours on it now . Well done to all on your savings!

    Half way through month, saved £850 at the mo. Might be able to go over 1k if wages/bills allow. Got quite few trips to hospital at the end of this month (DH needs heart surgery) so need to put some money aside for the extra Diesel and childcare for our two young kids etc. Joys!

    DH & I have signed up for extra work over next 3 months so will increase our wages quite a bit - all will help!

    Good luck to all! xx
    "Don't underestimate the value of financial security"

    (#73) Joint savings account = £4,200
    • Ruthy1604
    • By Ruthy1604 14th Apr 17, 12:44 PM
    • 475 Posts
    • 4,616 Thanks
    Ruthy1604
    A paltry £115.75 to report for me for March (form submitted)

    We've just had a bad month expenses wise - DS is learning to drive, holiday deposits needed paying etc etc.

    Must try harder next month
    10lb to lose & keep off in 2017 -0.5lb/10lb
    Save 12K in 2017 Number 74 £3500/£30000
    • kittenkicks
    • By kittenkicks 15th Apr 17, 2:34 PM
    • 8 Posts
    • 40 Thanks
    kittenkicks
    April update for me at #075.

    Still a bit of the month to go and a holiday to pay for, so by May I'm sure this will have dropped!

    Really motivates me when I update on here so thanks to everyone for keeping this going strong.

    Saved £1,465.39 for April so far
    Saving Total 1st Jan 2017: £47,819.92 | 23rd Jan 2017: £49,611.38 | 28th Feb: £50,461.97 | March 2017 : £51,786.13 | April 2017: £53,251.52 Savings Goal: £100k £48,213.87 £46,748.49 To go!
    • Lomcevak
    • By Lomcevak 15th Apr 17, 6:16 PM
    • 623 Posts
    • 3,860 Thanks
    Lomcevak
    I've been terrible at updating

    Going through the spreadsheets, it is £1817.68 for January, £1609.88 for February, and £2110.10 for March, for a total of £5,537.66 for the first quarter of 2017. Still a fair bit of work to go, but starting to pick up the pace so onwards and upwards
    MFiT-T4#126, £135k to 60k: £30,494/£75,000(40.67%), 2017 MFW#11 £2,400/£10,000 (24.00%)
    £30k-in-’17#56 £7,681.36/£30,000 (25.60%)
    • Suffolk lass
    • By Suffolk lass 15th Apr 17, 6:36 PM
    • 1,142 Posts
    • 14,745 Thanks
    Suffolk lass
    Just had to buy a new lawnmower... so this month and next month won't be great as it is on the credit card for May
    MFiT T4 #2 update 12.11% after Q4
    Save £12k in 2017 #64 - £2,369.83/£11,000 (21.54%) after Mar (Save £12k in 2016 thread #92 £10,488.04/£10,000)
    OS Grocery Challenge 2017 budget of £3,600 £3000 (reduced from Apr) - 32.68/33.33% including stores after April
    Reading and learning about investing...
    • kitjos
    • By kitjos 16th Apr 17, 10:59 AM
    • 174 Posts
    • 985 Thanks
    kitjos
    Happy Easter everyone

    Thanks SF for updating - the spreadsheet is having some good % colours on it now . Well done to all on your savings!

    Half way through month, saved £850 at the mo. Might be able to go over 1k if wages/bills allow. Got quite few trips to hospital at the end of this month (DH needs heart surgery) so need to put some money aside for the extra Diesel and childcare for our two young kids etc. Joys!

    DH & I have signed up for extra work over next 3 months so will increase our wages quite a bit - all will help!

    Good luck to all! xx
    Originally posted by kitjos

    What a difference a week makes! We brought a new TV for our living room (beautiful 55" Samsung - our last one was 7 years old so did us well). That was £430 (managed to get some discount!). Didnt expect to spend this quite yet so my figure this month is down quite a bit .

    Ill declare April now SF as nothing will change for rest of month.

    #73 April = £200.

    Push on for May now xx
    "Don't underestimate the value of financial security"

    (#73) Joint savings account = £4,200
    • RichyRich
    • By RichyRich 16th Apr 17, 12:44 PM
    • 1,792 Posts
    • 2,117 Thanks
    RichyRich
    I fear that I might need to duck out of the 2017 challenge

    We recently secured a new mortgage deal and after lengthy discussions and debates over the relative merits of how to put our money to best use we are going to focus on overpaying the mortgage instead. We have an incredible interest rate of 1.19% so really have a golden opportunity to pay down the debt.

    On the plus side, we've finally made our final big purchase for the flat (a sofa) and got all the decorating done, so financially we should be on a firmer footing now.

    I will do a calculation at end of month to see whether I might be able to do the 12k as well, but it's not looking promising....

    Cheers!
    #145 Save £12k in 2016 Challenge: £12,062.62/£12,000.00 Beginning Balance: £5,027.78 CHALLENGE MET
    #060 Save £12k in 2017 Challenge: £3,042.69/£12,000.00 Beginning Balance: £12,976.79 Still to save: £8,957.31
    This is the secret message.
    • bobobski
    • By bobobski 16th Apr 17, 5:45 PM
    • 579 Posts
    • 1,357 Thanks
    bobobski
    Well look at you all making good use of your money!! Savings are to be used for something at the end of the day so no more unhappy faces please!
    #18: Save 12k in 2017: £3,086.47 / £12,000 (25.72%) | #86: Save £12k in 2016: £8,476.09 / £10,000 (84.76%)
    House deposit by 31/12/2020: £14,079.81 / £60,000 (23.46%) | Emergency fund by 31/12/2020: £749.08 / £5,000 (14.98%)
    • Gem-gem
    • By Gem-gem 17th Apr 17, 9:28 PM
    • 2,281 Posts
    • 6,419 Thanks
    Gem-gem
    Good evening all.
    It's that time of the month again when I pay myself.

    £500 - regular saver 1
    £500 - regular saver 2
    £250 - regular saver 3
    Total £1250
    Money removed to pay for next instalment for holiday to Canada £1000
    Total saving £250
    Happy that it is still a positive amount being saved.
    £2 Savers Club 2017 -no 1 target £300
    Save £12k in 2017 - no 68 ( 2252.13/6000)
    Virtual sealed pot 2017 - no 20 £33.24/£100
    • darkidoe
    • By darkidoe 18th Apr 17, 2:59 AM
    • 767 Posts
    • 855 Thanks
    darkidoe
    Sound plan Richy! I have a fervent dislike of debt as well. Get rid of it!

    Save 12K in 2017 # 9 £1360.10./15 000 (9%)
    Save 12K in 2016 # 8 £19 721.58/12 000 (164.35%) Achieved!
    • TallGirl
    • By TallGirl 18th Apr 17, 10:15 AM
    • 3,974 Posts
    • 8,259 Thanks
    TallGirl
    Monthly savers all topped up to £1000 still unemployed so living off savings but still able to save my rental income. Really nice to see such good figures coming in.
    Save £12k in 17 no 93
    £2750/£12k
    • Jazee
    • By Jazee 18th Apr 17, 12:03 PM
    • 4,498 Posts
    • 45,479 Thanks
    Jazee
    I still haven't managed to save anything in April so pleased that overall I was slightly ahead of target. Will try to make it up to £4k when I get paid at the end of the month, but I've had the unexpected cost of having to buy a new to me car because of changes on the job front.
    The "Save 12k in 2017" Thread! (#20)Apr £0 Total £3744.41/£12000
    Crazy clothes challenge 2017 (#29) £232.44/£365
    Money spent on garden £79.06



    • TwentySomethingGirl
    • By TwentySomethingGirl 18th Apr 17, 3:50 PM
    • 108 Posts
    • 288 Thanks
    TwentySomethingGirl
    Hi

    #85 reporting nothing. We didn't put anything away in March due to vet bills for what was basically a melodramatic dog with an itchy foot! An insurance claim has gone in for the treatment so we should get a chunk of it back so hopefully my April total will make up for it somewhat.
    Mortgage £126746 DEC14 £122423.53 DEC15 £115041.70 DEC16
    MFW2017 #85 £837.20/£2500 12K IN 17 #85 £2200/£12000
    MFW2016 £3614.63/£2500
    MFW2015 £811.60/£1200
    • black taxi
    • By black taxi 18th Apr 17, 7:25 PM
    • 1,802 Posts
    • 6,293 Thanks
    black taxi
    added. £300 cash isa today
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    cash isa £5702
    emergency fund£5000
    #81 save 2017£2k
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