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  • FIRST POST
    • loopybecs
    • By loopybecs 27th Nov 16, 1:46 PM
    • 465Posts
    • 1,741Thanks
    loopybecs
    Neeeeeed this debt GONE!!!! :)
    • #1
    • 27th Nov 16, 1:46 PM
    Neeeeeed this debt GONE!!!! :) 27th Nov 16 at 1:46 PM
    Hello!! This is Becs, and shamefully this is my 4th diary on here!! I'm determined to stick with this one though

    Me and OH are in a lot of debt and we really need to sort it out as it's beginning to get me down. We have 5 credit cards and a loan (which actually finishes in February 2017 so not long!). And a mortgage, but we'll come to that later.

    My parents have very generously offered to pay off 4 of the 5 credit cards for us in the next few days. Once that is done, we will owe them £12.5K, and then we will have 1 card left which has a balance of £5,430.49. The card is 0% until April 2018, which is also around the time that we will be looking to re-mortgage so it would be awesome to have it clear by then!!

    OH works full-time in senior management and I work part-time (21.25 hours a week as we have a 3 year old and a 1 year old) as an Accounts Assistant for the same company. I also have a side job and I work for myself from home.

    I think the reason why I failed at keeping up the previous diaries in the past is because I absolutely loathe frugal living I know that it's necessary when in debt, but what tends to happen is I deprive myself too much and then I go on a massive spending spree and then my mindset goes all wrong!! So I'm going to do it slightly different this time. I'm going to be a little bit frugal but not too much. I'll mainly be trying to increase my income (my side job is commission based). I think this will work better for me. All I can do is try I guess!!

    Spreadsheets are set up, and I'm ready to go xxx
    Mortgage: £90,000.00 £80,157.31
    Barclaycard: £5,430.49 £4,800.00
    Post Office c/c: £1,335.35 £628.02
    Loan From Parents: £12,500.00 £12,500.00
    Single mama to 2 little girlies
Page 2
    • loopybecs
    • By loopybecs 5th Feb 17, 11:53 AM
    • 465 Posts
    • 1,741 Thanks
    loopybecs
    5 days since my last entry and not much has changed. I'm still living with my ex, with no plan in place to move. I am going to try and move in with my mum for a bit though next week. Thursday afternoon I'm not at work and the girls will be in nursery, so I can spend a few hours moving my stuff in. My ex is incredibly down and hardly talks to me so it's really difficult. I think moving out is best.

    In other news, the absolute worst thing happened yesterday!!! I was at a petrol station, and when I got back in my car, it wouldn't start!! Embarrassing!! My ex wasn't very helpful when I rang him, but thankfully my mum was, as she managed to get her neighbour (a mechanic) and his dad to drive her in their van. When they arrived it was like a scene out of Paw Patrol The guy confirmed that the battery had died, but he couldn't jump start the car as we were at a petrol station and it would spark!! So him and his dad had to push me to a bus stop and I had to steer which wasn't easy!! My mum was in the middle of the road telling everyone to stop so I could be pushed along lol!!

    Anyway, he managed to get the battery back to life enough to get me home. He got a new battery for me for £35 and installed it for me. I gave him a £15 tip, so £50 in total. However, he then noticed one of my tyres was illegal!!!! So he put another one on for me which cost £40. So, £90 spent all together!! But my car drives MUCH better now!! And it could've cost a lot more, so I'm grateful.

    Last night I went out for a birthday meal, which cost about £17 in total for me. And the night before I went out for dinner and drinks which cost me about £30. Need to stop socialising so much!! It's not cheap. But it gets me out of this house.

    This afternoon, me and the kids and their dad are going swimming. Which should be interesting. A family activity... I'm doing it for the girls because to be honest I'm not looking forward to it!!! xxx
    Mortgage: £90,000.00 £80,157.31
    Barclaycard: £5,430.49 £4,800.00
    Post Office c/c: £1,335.35 £628.02
    Loan From Parents: £12,500.00 £12,500.00
    Single mama to 2 little girlies
    • loopybecs
    • By loopybecs 6th Feb 17, 5:30 PM
    • 465 Posts
    • 1,741 Thanks
    loopybecs
    Well swimming was actually really good and it was the happiest I'd seen my ex since we broke up. However today he's feeling super down again. I know it's to be expected but I hate living here now. I just want to escape

    In better news, I received some Clubcard vouchers today so my food shop only cost me £3!!! And I got loads of healthy food Tonight I will cook a squash & coconut curry, hope it turns out ok as I've never cooked it before!!

    I also went to the doctors today as I've been feeling exhausted recently. He has referred me to have a blood test done at the hospital, but he thinks my energy levels are more to do with my low mood rather than anything else. He's also renewed my prescription for anti-ds. I'm on a very low dose but due to everything that is going on at home I feel it would be unwise to come off of them now.

    Aside from food shopping, work, going to see the doctor and doing a bit of cleaning, I've done very little. And tonight I have no plans which sucks as it means a night spent on the sofa with my ex I might escape upstairs. But then I feel bad if I do that. It's so hard. If I had more energy I'd go to the gym!

    Right, time to start cooking my curry Chat soon xxx
    Mortgage: £90,000.00 £80,157.31
    Barclaycard: £5,430.49 £4,800.00
    Post Office c/c: £1,335.35 £628.02
    Loan From Parents: £12,500.00 £12,500.00
    Single mama to 2 little girlies
    • abba1772
    • By abba1772 6th Feb 17, 8:51 PM
    • 3,498 Posts
    • 9,049 Thanks
    abba1772
    You have my sympathy regarding the ex situation I tried that but quit after 2 weeks was very very draining xx
    NEXT TARGET HALIFAX CC WAS £3308.35 NOW £3308.35
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £2802.67 / £6000
    • sauceoclock
    • By sauceoclock 8th Feb 17, 2:22 PM
    • 723 Posts
    • 643 Thanks
    sauceoclock
    I’ve just been catching up and I am so sorry to hear you didn’t have the start to 2017 you had hoped for. From an outsiders perspective you’re handling it so well and it sounds like the two of you are going to be able to co-parent well which really is all that matters when the dust has settled. Are your friends rallying around to help you? Don’t let the debt that has racked up worry you at the moment. You’re back in control and in no time you’ll get back in to the flow once you’re out of the house.
    Christmas Shopping: £30 Amazon £30 Argos £10 Tesco
    Loan: £3,000.00
    • loopybecs
    • By loopybecs 9th Feb 17, 4:41 PM
    • 465 Posts
    • 1,741 Thanks
    loopybecs
    Thank you ladies. It's been tough but thankfully I do have supportive friends & family attempting to keep me sane!! Yesterday was really hard and I nearly had a breakdown as I'm unable to move in with my mum for various reasons that I won't go into but after a long chat with my ex, I felt much better. I'm leaning more towards trying again with him but I'm really unsure. I think the best thing is just to see how it goes. He's going to watch a football game on valentines day evening so at least we won't have to sit here awkwardly that night!!!

    I've had a productive day today. After dropping the girls off at nursery this morning, I went to Costa and treated myself to a latte. It didn't cost me a penny as I had enough points on my card Then I went to work, which was dull lol, and then I went to my mum's house as my sister is up from uni. She had agreed to come with me to get my blood test done, so off we went. I was very brave and didn't faint!! Lol. Normally I'm straight on the floor

    After the blood test I did a bit of food shopping (using more money off coupons so only £5 spent ) and then filed my tax return FINALLY!! They gave me until 16/02/2017 to file it as they needed to reset my details. I also called the Tesco CS helpline and closed a credit card that I got last year

    So feeling pretty good and organised for once!! I've also sent off an application for tax credits as I can claim them (I was able to claim a year ago but didn't think I'd qualify!!). So that will come in handy!! xxx
    Mortgage: £90,000.00 £80,157.31
    Barclaycard: £5,430.49 £4,800.00
    Post Office c/c: £1,335.35 £628.02
    Loan From Parents: £12,500.00 £12,500.00
    Single mama to 2 little girlies
    • loopybecs
    • By loopybecs 18th Feb 17, 3:31 PM
    • 465 Posts
    • 1,741 Thanks
    loopybecs
    Well diary you will be proud of me!! As I'm in the middle of selling the kids toys and so far 2 have sold which gives me £15!! I'm mostly using FB selling sites. Looking forward to having more money & less clutter

    I'm still waiting for my tax credits money to come through, hopefully it won't be too much longer as I could really do with it!!! I'm slowly beginning to pick up my side job again. I've neglected it recently due to everything that is going on, but I'm starting to do a bit more now

    In health news, my blood test results came back and unsurprisingly my iron levels are low so I have iron tablets now, fingers crossed they start working soon!!! Tomorrow my brother, who is an almost qualified PT, is dragging me to the gym which I'm really looking forward to as its been 2.5 months since I went and exercise helps my mental health as well as everything else He's going to do me a programme so that I can get my summer body ready

    I'm feeling shattered today but my friend wants us to go out tonight. I will go but I'm going to drive to save money & so that I can come home whenever I'm ready xxx
    Mortgage: £90,000.00 £80,157.31
    Barclaycard: £5,430.49 £4,800.00
    Post Office c/c: £1,335.35 £628.02
    Loan From Parents: £12,500.00 £12,500.00
    Single mama to 2 little girlies
    • loopybecs
    • By loopybecs 19th Feb 17, 6:56 PM
    • 465 Posts
    • 1,741 Thanks
    loopybecs
    Another item sold and paid for today and 2 items have bids on on ebay with 6 days to go!! Not bad

    Last night was good and I only spent £15 I had a lovely catch up with my friend. She was a bit worse for wear by the end of the night though!!! Wouldn't want to be her today!!!

    I couldn't go to the gym with my brother today as sadly my ex's nan was rushed into hospital, so I needed to stay in with the girls while he went to see her. She is a lovely lady but she is 93, and her kidneys and liver have started to fail, so it doesn't look good. Life can be cruel sometimes - my gran died last month I comforted him when he got home. Even though we are not together I still care about him and hate seeing him upset

    Before all of that I met my friend for a coffee this morning with Eva while my ex took Lucy swimming. Eva wasn't feeling well so just slept on my lap bless her. She's gone to bed tonight with some calpol. Hopefully she'll be better in the morning!

    I've just checked my TCB account and I've got £1.88 pending £19.17 confirmed and £6.43 payable!! I'll wait for it all to be payable and then I'll transfer it to my bank account it'll be a nice bonus!!

    It's now Sunday night and I'm dreading work for the next 2 weeks as my colleague won't be there, so I've got to cover his work. Plus he's my best friend there so it's going to be boring!!! Luckily this week is only a 4-day week for me as I have Friday off

    Right, time to get Lucy into bed chat soon! xxx
    Mortgage: £90,000.00 £80,157.31
    Barclaycard: £5,430.49 £4,800.00
    Post Office c/c: £1,335.35 £628.02
    Loan From Parents: £12,500.00 £12,500.00
    Single mama to 2 little girlies
    • loopybecs
    • By loopybecs 1st Mar 17, 8:05 PM
    • 465 Posts
    • 1,741 Thanks
    loopybecs
    Look at my signature!!! LOOK AT MY SIGNATURE!!!

    A massive chunk has been paid off the Post Office credit card yayyyyyy!!!!! I'm so proud of myself I've been selling lots of things and saving money when I can. Still got a long way to go but I'm seeing progress!!!

    My tax credits have now come through too which really helps a lot!!!

    In sadder news, my ex's nan only has days to live he is in bits, as he is closer to her than his own parents. It's so difficult, especially as we are separated. I just want to comfort him

    I viewed a house last week and applied for it, but sadly today I found out that the landlord chose another couple as they both work full-time I'm gutted I didn't get it, however I don't know if I could've left my ex at a time like this so maybe it just wasn't meant to be.

    I went away last weekend to a convention for my side job and it was really good. Just what I needed and I didn't spend too much either!! It's giving me the boost I need so I'm extremely motivated now and ready to 'smash it' as they say!!! It's all to build a better future for me and the girls and not have to reply on anyone else financially

    Not much else to report but now that I've seen some of the debt chipped away it's making me want to do more, so I'm staying in a lot this month and working hard!!! xxx
    Mortgage: £90,000.00 £80,157.31
    Barclaycard: £5,430.49 £4,800.00
    Post Office c/c: £1,335.35 £628.02
    Loan From Parents: £12,500.00 £12,500.00
    Single mama to 2 little girlies
    • abba1772
    • By abba1772 1st Mar 17, 10:03 PM
    • 3,498 Posts
    • 9,049 Thanks
    abba1772
    Well done on the post office payments

    Sorry to hear about your exs nan that's such a shame xx
    NEXT TARGET HALIFAX CC WAS £3308.35 NOW £3308.35
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £2802.67 / £6000
    • loopybecs
    • By loopybecs 10th Mar 17, 4:21 PM
    • 465 Posts
    • 1,741 Thanks
    loopybecs
    Today is my side job pay day and another £278.04 has come off the PO c/c Just £600.00 to go!!! It's very exciting!!!

    What's not so exciting is that I dropped my phone on the floor earlier and now the screen is all smashed so I'm going to need to get the repaired!!! Never mind. It's the first time I've ever done that so compared to my friends I'm winning

    My ex's nan is still alive but she's very weak bless her. I've been comforting my ex quite a bit and feel it has brought us closer which is definitely confusing me. I'm just going to see what happens xxx
    Mortgage: £90,000.00 £80,157.31
    Barclaycard: £5,430.49 £4,800.00
    Post Office c/c: £1,335.35 £628.02
    Loan From Parents: £12,500.00 £12,500.00
    Single mama to 2 little girlies
    • loopybecs
    • By loopybecs 12th Mar 17, 8:32 AM
    • 465 Posts
    • 1,741 Thanks
    loopybecs
    I've been ringing various places who fix iPhone screens but the cheapest quote so far is £105!!! I can cope with a smashed screen I think

    Yesterday was a really nice day. We decided to go out for breakfast, which we never do but it was lovely & the girls loved it!! I then picked up an order from Next (clothes for the girls), dropped off my ex at the hospital so he could go and see his nan, went & got my car cleaned, bought my friend's little girl a birthday present and a card with some vouchers I had, picked up ex and then came home. I was knackered after all that

    While me & the girls were in the toy store getting the birthday gift, Eva lost her rabbit luckily she didn't notice. She didn't even notice when it was bedtime as by then she had bonded with a toy turtle but she's been asking for it this morning. I may have to call the store to see if they have it!!

    I'm not sure what we are doing today. Maybe swimming as we haven't been in a while. Tonight I'm meeting an old friend for a drink as I've not seen her in ages I'll drive so it should be very cheap!!
    Mortgage: £90,000.00 £80,157.31
    Barclaycard: £5,430.49 £4,800.00
    Post Office c/c: £1,335.35 £628.02
    Loan From Parents: £12,500.00 £12,500.00
    Single mama to 2 little girlies
    • loopybecs
    • By loopybecs 12th Mar 17, 6:48 PM
    • 465 Posts
    • 1,741 Thanks
    loopybecs
    My ex's nan has sadly passed away right in front of him, unexpectedly. So obviously I won't be going out with my friend and instead will be waiting here so I can comfort him when he gets home

    2017 has definitely not been kind to me & my family.

    RIP Lil xxx
    Mortgage: £90,000.00 £80,157.31
    Barclaycard: £5,430.49 £4,800.00
    Post Office c/c: £1,335.35 £628.02
    Loan From Parents: £12,500.00 £12,500.00
    Single mama to 2 little girlies
    • abba1772
    • By abba1772 13th Mar 17, 8:24 AM
    • 3,498 Posts
    • 9,049 Thanks
    abba1772
    Oh no so sorry to hear this xx
    NEXT TARGET HALIFAX CC WAS £3308.35 NOW £3308.35
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £2802.67 / £6000
    • loopybecs
    • By loopybecs 13th Mar 17, 4:37 PM
    • 465 Posts
    • 1,741 Thanks
    loopybecs
    Thank you abba xxx My ex seems ok, but I don't think it's hit him yet.

    Today has been a low spend day. Just £1.79, but it was spent on naughty treats definitely need to try harder to give it up!!!

    I've been through my accounts and I have the following:

    - £12.35 payable on TCB (also have £11.68 confirmed and £4.83 pending!)
    - £3.40 worth of points on my Costa card
    - £30.28 worth of Boots advantage card points

    I also have a £20 H&M voucher in my purse, and about £6 worth of Toys R Us vouchers It's my dad's birthday on Sunday so I'm going to pop into Boots at some stage and try and get his present from there, and obviously use the points

    Not much else to report really. Work was a bit dull. I've found a guy who can fix my phone screen from his house in 40 minutes for £85. He's been recommended to me by a couple of people, so I trust he'll do a good job, and to be honest it's the cheapest quote I've had so I'm booked in to have it fixed on 16th March. £85 is a lot of money but the screen is shattered and I need my phone for my side job, so needs must!!!

    Tonight I'm just going to do some work and eat a yummy dinner of pasta Bolognese and I'll try and catch up on my subscribed diaries!!! xxx
    Mortgage: £90,000.00 £80,157.31
    Barclaycard: £5,430.49 £4,800.00
    Post Office c/c: £1,335.35 £628.02
    Loan From Parents: £12,500.00 £12,500.00
    Single mama to 2 little girlies
    • loopybecs
    • By loopybecs 14th Mar 17, 2:34 PM
    • 465 Posts
    • 1,741 Thanks
    loopybecs
    Not too pleased with Boots at the moment!!

    I've just tried buying my dad's birthday present on their web-site. The gift is over £3 less than the amount that's sitting on my advantage card account, so enough to use the points and get it for free. I was going to collect from store so there was no delivery charge, only when I tried to 'pay' using the points, it told me I didn't have enough!! The item was £27.00, I have £30.28 on my card, and it said it would be using 3,050 points which is equal to £30.50

    I will instead go to the store tomorrow or Thursday and try and buy it there. At least then I can speak to someone if they say no

    I'm just waiting for Eva to wake from her nap and then we'll all be going to Mr Ts to do a food shop. I've got my list ready Checked the fridge and the cupboards, and in the process decided to make a start on cleaning my fridge. So 2 shelves and a drawer are now sparkly clean, and once they're dry I'll do a swap so I can wash the others I love a clean fridge!!

    My ex has gone back to work today. He said he'll be home late, as he needs to go to the garage where he bought his car from and get them to check the engine. I'm worried there's going to be something wrong with it He only bought it 4 months ago!!!

    Keep your fingers crossed xxx
    Mortgage: £90,000.00 £80,157.31
    Barclaycard: £5,430.49 £4,800.00
    Post Office c/c: £1,335.35 £628.02
    Loan From Parents: £12,500.00 £12,500.00
    Single mama to 2 little girlies
    • loopybecs
    • By loopybecs 15th Mar 17, 3:24 PM
    • 465 Posts
    • 1,741 Thanks
    loopybecs
    Hey everyoneeeee

    The weather is BEAUTIFUL today!!! Clear blue skies, 16 degrees, and I can hear people mowing their lawns which puts me in such a good mood

    What wasn't putting me in a good mood though was a screaming almost 2-year-old in the bank an hour ago Eva was so tired (because she refused to nap before we went out) and wanted me to carry her for the whole 15 minutes we were in there. The child weighs a tonne so I had to keep putting her down, which angered her a lot!! She entertained the staff though... They were commenting on how cute she was She did the same when we went to the Post Office too

    Still, the work banking has been done, meaning I can claim back the mileage £3.60 to be exact!! Which more than paid for the 2 birthday cards I needed to post to my sister I also posted a phone charger for my friend as she left it behind at the convention we went to last month, so I know she will be sending me the money back. Not that I want her to as it's such a small amount, but she won't take no for an answer!!!

    Total expenses at work to be claimed now is £10.80, so I will get that signed off ASAP and paid I'm also owed £32.50 from a friend so I chased her up this morning. She can not do bank transfers or Paypal as her husband does their banking (she has no idea how to do it) so hopefully he will do it soon!!

    I managed to get my dad's aftershave from Boots for free I went into the store and the original one I wanted, which was out of stock on the web-site, was there and on sale!! Was £40, now £26, or free to me I also got some wrapping paper as I'd ran out, so I can get it wrapped up soon. He's just landed back in England (not sure if I've mentioned but he lives and works in Malta), can't wait to see him!

    This diary is definitely helping me stay focused. I know I would have spent loads of money by now, on 'stuff'. That being said, I do need some summer clothes now that the weather is getting warmer, but it's my birthday in about 7 weeks so I'll see if I get any money or vouchers then I can survive for now

    I made a massive batch of veggie chilli last night... And I have the leftovers chilling in the fridge There are probably 4 meals worth in there!! And I can keep it in there for about a week. Tonight however I will be having chicken with ginger, chilli and lime, served with sweet potato mash & mixed veg

    I'm now going to attempt to do some housework while the child is relatively calm xxx
    Mortgage: £90,000.00 £80,157.31
    Barclaycard: £5,430.49 £4,800.00
    Post Office c/c: £1,335.35 £628.02
    Loan From Parents: £12,500.00 £12,500.00
    Single mama to 2 little girlies
    • loopybecs
    • By loopybecs 16th Mar 17, 3:40 PM
    • 465 Posts
    • 1,741 Thanks
    loopybecs
    I couldn't eat half of my dinner last night as I wasn't very hungry. So I'm having the other half tonight!!

    My phone screen is now fixed. £85 down but at least I can see everything properly now!! Which will make working easier While I was waiting for my phone to be fixed I popped into town and spent money a new foundation as I've run out (£9.99), another gift for my mum (£7), and another gift for my dad (£8). I always buy loads of gifts for people, it's one of my biggest problems. I need to try and calm it down!!

    I can claim back the work expenses tomorrow so that'll make me feel a bit better!!! And I've got £12.35 coming in from TCB

    I have found my Fitbit, so when I feel less tired (I've been awake since 3:30am ) I'm going to go walking!! Lots of walking!! Can't wait actually, I'm hoping it will keep me motivated with my healthy eating.

    Tomorrow my ex is going to get his car checked out at the garage. I'm a bit nervous about how much it's going to cost!!! Really hope it's cheap xxx
    Mortgage: £90,000.00 £80,157.31
    Barclaycard: £5,430.49 £4,800.00
    Post Office c/c: £1,335.35 £628.02
    Loan From Parents: £12,500.00 £12,500.00
    Single mama to 2 little girlies
    • zippygeorgeandben
    • By zippygeorgeandben 16th Mar 17, 3:50 PM
    • 530 Posts
    • 616 Thanks
    zippygeorgeandben
    Hi loopybecs I don't think I have ever eaten half my dinner and left the other half!
    Regarding the foundation - hey, you needed it. It's not like you bought a 2nd one even though you already had one. I take it you use the ear bud method to get all of the foundation out of the bottle? It lasts me a good few days doing this (I have paid for it after all).
    Regarding the gift buying. Yes it's a problem. I've been there myself. Christmas is usually the absolute worst. In 2015 I must have spent hundreds on just immediately family. They did the same. It took my partner to spend Xmas with us in 2015 to make us realise how OTT we went. He said it was obscene, presents cascading down the tree and covering the lounge. In 2016 we said we'd change and instead of buying £40 here, £60 there, we decided we'd set a budget of up to £100 and that was it. No last minute purchases on amazon/not on the high street etc. and do you know, we stuck to it. I think I spent about £80 on each of them, a lot less than usual.
    For me gift buying is for a real special occasion, your parents don't need all these things at their age. I'm sure that they wouldn't be happy knowing you are spending money that you haven't got on them.
    I haven't actually read your whole thread, just last couple of posts so forgive me if I don't know the details. I was just browsing the site with a cup of tea seeing who'd posted recently!
    Keep up the debt repayments
    End Sep 2016 End May 2017
    £8236.57 £6455.69
    (Tesco 4.8%) £222.61pcm
    £6185.75 £1441.14 (Zopa 4.0%) £72.25pcm

    £5344.50
    £3243.00 (Sainsburys 0% until 06/19) £74.00pcm
    £2000.00 £1733.34 (Sister 0%) £133.33pcm

    Total debt
    £19.766.82 £14,469.03 Original DFD May 2019.
    • loopybecs
    • By loopybecs 17th Mar 17, 4:58 PM
    • 465 Posts
    • 1,741 Thanks
    loopybecs
    HAPPY FRIDAY EVERYONE!!!!

    Hi Zippy, yes it's a rare occurrence that I leave any of my dinner, let alone half!!! It was nice not to do any cooking last night though
    I can confirm every drop of my old foundation had been used, so it was definitely time to get a new one I spent £17.50 less on my new on though
    I have always been a very giving person, not just with gifts but with making time for people too. My friends always come to me when life gets a bit rubbish, which is lovely. I guess even if I don't spend as much money on people in the future, it won't matter, as they'll know that I'm still there for them 24/7

    The child tax credits were paid in today, hallelujah!!! Depending on how much my ex's car costs today, I shall make another payment to the Post Office credit card Love seeing that balance come down!!! Almost there!!!!

    In not so happy news, my car insurance is due next month and I've just had my quote come through from my current insurer - £238.48!!! I could pay it monthly but I'd rather not. I've done a comparison search and there are no quotes more than £5 cheaper, which isn't worth the hassle. Oh well I've put it in the spreadsheet and next month is set to be tight. Only because I want to finally clear the PO c/c...I could reduce it to make life easier, but I'm hoping that it will motivate me to sell things to give me my spending money for the month

    Speaking of which, I had a bit of a tidy up earlier and found an iPod shuffle that I've never used...still new and sealed in it's box!!! So I stuck it on eBay and someone has already offered £26 for it, plus £4 postage I will accept, and then post it on Monday I also put a rocking horse on that the girls don't play with any more. It'll be collection only due to the size so I imagine it'll be harder to sell. I've tried selling it on local FB selling pages but no luck.

    Last night Lucy was upset as her best friend at nursery didn't want to play with her it broke my heart!! So, I splashed out a bit, and booked her birthday party It's not the cheapest of places, but it's so much fun for the kids and they cover the food and party bags, so all I've got to worry about now is invitations and the cake!!! It's at a big soft play place, and Lucy wanted a princess theme, so that's what I've selected!! The kids will be in the princess room for 45 minutes, playing dress up (boys can dress up as knights apparently) and having their faces painted. Then they get 45 minutes in the main big play area. And then it's back to the princess room for food. No clearing up or anything so I'm very pleased!! She didn't get a party last year as I was really ill, so I'm making up for it this year I think my mum is more excited than anyone!!

    My dad is home now until 19th March, which is his birthday!! Not sure why he chose that day to fly back to Malta. I have to take him to the airport, as no-one else will do it My dad's done a lot for me financially so I will of course do it, but I haaaaaate the journey so much. I've done it about 6 times in the last 3 months and each time I hate it a little bit more!!!

    Right, time to start dinner for the littlies xxx
    Mortgage: £90,000.00 £80,157.31
    Barclaycard: £5,430.49 £4,800.00
    Post Office c/c: £1,335.35 £628.02
    Loan From Parents: £12,500.00 £12,500.00
    Single mama to 2 little girlies
    • loopybecs
    • By loopybecs 18th Mar 17, 6:47 PM
    • 465 Posts
    • 1,741 Thanks
    loopybecs
    My ex's car cost just under £60 in total to sort, so I've paid another £100 towards the Post Office credit card!!! Just £500 left excited!!! I'd love that to be fully gone in a couple of weeks

    Today is Saturday and Lucy had a birthday party to go to. She was very shy and reserved at first which is normal for her, however she soon came out of her shell and joined in the fun She won pass the parcel and her prize was an Elsa doll from Frozen, which she was chuffed with!! The kids all had fun and it was nice for me to catch up with my friends too. The house was such a tip by the end though!! I guess that is to be expected with a bunch of under 6s

    After the party I went home to wash all of the towels. I had already washed the girls' bedding so the house was smelling lovely & fresh I then went to meet a friend in Costa. It was her turn to buy the drinks, but she said I could still get the points on my rewards card as she doesn't have one and has no intention of getting one, so I profited by 25p! It was good catching up with her. I've known her since we were 2 and she's like a sister.

    Tonight's dinner was leftover veggie chilli with brown rice, very nice and hardly any washing up to do!!! Eva ate every single grain of rice and every bit of the chilli... She loved it!!! Lucy didn't really like it though Her party invitations arrived today so I gave them out earlier at her friend's party. I need to find someone local who can do a cake for me. My friend said she would ask around as she knows a couple of really good bakers

    Tomorrow's list:
    - do housework
    - go out for a meal for dad's birthday
    - take dad to the airport
    - get ex to bath the girls while I do the airport run
    - plan Eva's birthday party (it's in 18 days but she's only going to be 2 so it will be something small)
    - find more toys to sell

    If I get time I also want to go out walking, as I've found my Fitbit!!! The weather was rubbish today so I have only done 4,186 steps so far tomorrow I want to do much better!!!

    Time to get the girls into bed TTYL xxx
    Mortgage: £90,000.00 £80,157.31
    Barclaycard: £5,430.49 £4,800.00
    Post Office c/c: £1,335.35 £628.02
    Loan From Parents: £12,500.00 £12,500.00
    Single mama to 2 little girlies
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