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  • FIRST POST
    • Ellieseleven
    • By Ellieseleven 26th Nov 16, 8:13 AM
    • 2,106Posts
    • 6,769Thanks
    Ellieseleven
    Saving for Xmas 2017 - A pound a day
    • #1
    • 26th Nov 16, 8:13 AM
    Saving for Xmas 2017 - A pound a day 26th Nov 16 at 8:13 AM
    This is the saving for Christmas 2017 - A pound a day challenge



    Back by popular demand


    The Aim: To save a £1 a day from 1st December 2016 to 30th November 2017. How you save your £1 doesn't really matter, whether it be a £1 in a tin, an on-line account or anywhere else that suits you.


    We will open our tins or have access to our accounts on 1st December 2017 and declare out total amounts saved


    Then it's spend, spend, spend for Xmas 2017 on whatever you like.


    I've had great success for the last 3 years and use a sealed tin. For 2016 I saved £2 each day instead of £1 and this really does take a lot of the stress out of Christmas, also, I have a great time counting out all my £1 coins at the end.


    You soon get into the habit of putting a £1 a day away and just think this time next year you will have a healthy chunk of money towards the expense of Christmas


    If you would like to join in pop your name down and I will allocate a number for you.


    So come on everyone, decide on where you are going to keep your pounds and let's get saving!


    Happy Savings Happy Xmas Happy New Year
    Debt Free 1st March 2017
    Saving for Xmas 2017 #1 £548/ £732
    DFBXMAS 2017 #18 £1978/1,978 100%
    EF #142 - 1027/1000
Page 29
    • MrsShazbat
    • By MrsShazbat 21st Sep 17, 9:48 PM
    • 490 Posts
    • 2,536 Thanks
    MrsShazbat
    Interesting little factoid from Boots today: when they have a triple points day, as they had today, you can't also use paper vouchers for spend thresholds but if you've loaded them on your card they can't prevent it and you get both Bonus points for buying specific products also work. This amounted to points equivalent to 20% discount today and pushes my total to:

    #3 £418/£650
    Originally posted by triple choc chip
    I found this out the other week. I spent so much in Boots that I got £11.50 worth of points and the cashier told me this while she was serving me.
    * Xmas 2018 #8 £0 / £365 * (2017 £496.53; 2016 £424.32) * SPCNo.11 #66
    (SPCNo.10 £682.31 * SPCNo.9 £442.64 * inc Quidco to 2/11/17 £249.69) *
    • Chappie77
    • By Chappie77 22nd Sep 17, 12:07 PM
    • 125 Posts
    • 663 Thanks
    Chappie77
    Morning all!

    #71 - £21 paid in = £445/£365

    Chappie x
    Payment a Day 2017 £459.70/£459.70 Argos Card
    £1606.17/£1606.17 Barclaycard
    Next £2226.93/£2226.93 Barclaycard £0/£508.74
    Saving for Xmas 2017 #71 £627/£365
    Virtual Sealed Pot 2017 #13 £513.53/£500
    PAYDBX2017 #67 £5500/£5500
    • Westie983
    • By Westie983 22nd Sep 17, 1:11 PM
    • 3,856 Posts
    • 14,033 Thanks
    Westie983
    Morning all!

    #71 - £21 paid in = £445/£365

    Chappie x
    Originally posted by Chappie77
    You just going to keep going and see what the total is then Chappie??

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£0.00/£12,000 = 0.0%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £0.00/£800 = 51.25% ( x 11)
    Xmas 2017 £1 a Day #6 Total £400/£365 = 109.58%
    Virtual Sealed Pot #1 Total £1,800/£1,800 = 100.00%
    £2 Savers Club 2017 #3 Total (£1,450)+-450/£2,000 = 50.00%

    Total £28,560/£16,965 = 168.34%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • MsVincy
    • By MsVincy 23rd Sep 17, 10:42 AM
    • 3 Posts
    • 10 Thanks
    MsVincy
    Hi everyone and Ellie,

    First time ever post to any forum in the world and this seems a good place to start.

    I've been reading the various posts on the MSE website since March after discovering the shocking state of my credit file ( well I knew how bad it was so I shouldn't have been shocked really). I generally browsed the credit ratings and other sections. Now I've started looking at debt-free type posts and think this one is a fantastic idea.

    With just over 2 months of the challenge to go I'm assumimg it's too late to join for this year?

    Meanwhile, really enjoying the inspirational posts.
    • Lady-T
    • By Lady-T 25th Sep 17, 9:57 AM
    • 41 Posts
    • 80 Thanks
    Lady-T
    Almost at my target
    Another pay day for me #31 now at £330
    Saving for Xmas 2017 #31: 400/365
    • triple choc chip
    • By triple choc chip 25th Sep 17, 3:44 PM
    • 831 Posts
    • 2,899 Thanks
    triple choc chip
    A few more pounds for me, should be getting a boost soon because M&S vouchers may be on the way (disappeared from online account) and I've purchased something from work which will involve Boots points. I now have four purchases not tracked on TCB so will have to sit and submit claims for them - need to rein it all in for Xmas

    No.3 £461/£650

    Life's greatest satisfactions: Getting the last laugh, having the last word and paying the last instalment.
    Debt Free since 6.8.13
    Saving for Xmas 2017 #3: £594/£650 91.38 %
    Saving for Xmas 2018 #3: £24/£600 4%
    Emergency fund £1k
    • triple choc chip
    • By triple choc chip 25th Sep 17, 3:49 PM
    • 831 Posts
    • 2,899 Thanks
    triple choc chip
    Hi everyone and Ellie,
    With just over 2 months of the challenge to go I'm assumimg it's too late to join for this year?
    Originally posted by MsVincy
    Hello and Welcome
    It's never too late MsVincy, you've got a couple of months to squirrel some away and longer if you keep going into December. Some of us save from 1st November each year but most of us from 1st December.
    If I start buying presents earlier I don't detract from my overall total because it's being spent on the things I saved it for. (Clear as mud but I know what I mean!!)
    Life's greatest satisfactions: Getting the last laugh, having the last word and paying the last instalment.
    Debt Free since 6.8.13
    Saving for Xmas 2017 #3: £594/£650 91.38 %
    Saving for Xmas 2018 #3: £24/£600 4%
    Emergency fund £1k
    • Missu
    • By Missu 25th Sep 17, 5:32 PM
    • 463 Posts
    • 1,029 Thanks
    Missu
    Hi everybody I've been missing for a while ater illness but back at it now. I'm declaring
    205/365 for #49
    Mortgage at 26/9/12 £92000 :eek
    Balance at 1/12/17 £51869
    Saving for Xmas £0/£600
    • Missu
    • By Missu 25th Sep 17, 5:34 PM
    • 463 Posts
    • 1,029 Thanks
    Missu
    *after* typos!!
    Mortgage at 26/9/12 £92000 :eek
    Balance at 1/12/17 £51869
    Saving for Xmas £0/£600
    • MsVincy
    • By MsVincy 25th Sep 17, 7:08 PM
    • 3 Posts
    • 10 Thanks
    MsVincy
    Thanks for the greeting triple chocolate.

    In that case I'll make a start now until end of November when I'll then start again. I won't go for a fixed amount over the next 2 months - I'll just see how much I can save until the challenge ends.
    • triple choc chip
    • By triple choc chip 27th Sep 17, 6:01 PM
    • 831 Posts
    • 2,899 Thanks
    triple choc chip
    Latest update:
    #3 £481/£650
    Next threshold of 75% coming soon......
    Life's greatest satisfactions: Getting the last laugh, having the last word and paying the last instalment.
    Debt Free since 6.8.13
    Saving for Xmas 2017 #3: £594/£650 91.38 %
    Saving for Xmas 2018 #3: £24/£600 4%
    Emergency fund £1k
    • Wentthedaywell?
    • By Wentthedaywell? 28th Sep 17, 10:38 PM
    • 447 Posts
    • 2,446 Thanks
    Wentthedaywell?
    £30 in for me this month. Only one more payday to go before the box gets cracked open (and I start all over again for 2018)
    Save £12k in 2018 #: £10,000.
    £365 in 365 days 2017
    Save £10,000 p.a, 2013-17: 2013 £11,500, 2014 £10,000, 2015 £6,500, 2016 £14,000, 2017 £63,300
    • Chappie77
    • By Chappie77 29th Sep 17, 10:43 AM
    • 125 Posts
    • 663 Thanks
    Chappie77
    You just going to keep going and see what the total is then Chappie??

    Westie983
    Originally posted by Westie983
    Yep! Just going to keep popping the pounds in and see what I get at the end Then I can set a similar target for next year.

    Chappie x
    Payment a Day 2017 £459.70/£459.70 Argos Card
    £1606.17/£1606.17 Barclaycard
    Next £2226.93/£2226.93 Barclaycard £0/£508.74
    Saving for Xmas 2017 #71 £627/£365
    Virtual Sealed Pot 2017 #13 £513.53/£500
    PAYDBX2017 #67 £5500/£5500
    • Chappie77
    • By Chappie77 29th Sep 17, 10:45 AM
    • 125 Posts
    • 663 Thanks
    Chappie77
    Morning all!

    #71 - £24 paid in = £469/£365

    Chappie x
    Payment a Day 2017 £459.70/£459.70 Argos Card
    £1606.17/£1606.17 Barclaycard
    Next £2226.93/£2226.93 Barclaycard £0/£508.74
    Saving for Xmas 2017 #71 £627/£365
    Virtual Sealed Pot 2017 #13 £513.53/£500
    PAYDBX2017 #67 £5500/£5500
    • determined new ms
    • By determined new ms 30th Sep 17, 8:17 AM
    • 6,611 Posts
    • 38,129 Thanks
    determined new ms
    I have each month on payday done this religiously but a couple of months ago I started getting gifts if I saw something that was on offer/in sale and I knew someone on my list would like it so currently at £304/£365 in reality I have £144.49 sitting in the account but most of my gifts are purchased
    DF as at 30/12/16
    Wombling '16 £287.33 Roadkill £28.25
    Wombling YTD £2982.2/Roadkill £8.63
    SFDs Oct 13/15 CC saved £2372.50
    • triple choc chip
    • By triple choc chip 1st Oct 17, 4:32 PM
    • 831 Posts
    • 2,899 Thanks
    triple choc chip
    Latest update from me:

    £498/£650

    Bit too near to £500 for it to be a target! I'll aim for 80% instead
    Last edited by triple choc chip; 01-10-2017 at 4:35 PM.
    Life's greatest satisfactions: Getting the last laugh, having the last word and paying the last instalment.
    Debt Free since 6.8.13
    Saving for Xmas 2017 #3: £594/£650 91.38 %
    Saving for Xmas 2018 #3: £24/£600 4%
    Emergency fund £1k
    • Westie983
    • By Westie983 1st Oct 17, 4:50 PM
    • 3,856 Posts
    • 14,033 Thanks
    Westie983
    £20 added from Quidco,

    I have started to add to my wish list now, so I can build up presents for everyone, to get delivered next month, ready for the big man to arrive

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£0.00/£12,000 = 0.0%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £0.00/£800 = 51.25% ( x 11)
    Xmas 2017 £1 a Day #6 Total £400/£365 = 109.58%
    Virtual Sealed Pot #1 Total £1,800/£1,800 = 100.00%
    £2 Savers Club 2017 #3 Total (£1,450)+-450/£2,000 = 50.00%

    Total £28,560/£16,965 = 168.34%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • triple choc chip
    • By triple choc chip 3rd Oct 17, 6:49 PM
    • 831 Posts
    • 2,899 Thanks
    triple choc chip
    I'm on a roll.....
    #3 £518/£650
    Life's greatest satisfactions: Getting the last laugh, having the last word and paying the last instalment.
    Debt Free since 6.8.13
    Saving for Xmas 2017 #3: £594/£650 91.38 %
    Saving for Xmas 2018 #3: £24/£600 4%
    Emergency fund £1k
    • Miss D Meanour
    • By Miss D Meanour 6th Oct 17, 8:50 AM
    • 100 Posts
    • 710 Thanks
    Miss D Meanour
    Good morning everyone

    Sorry I seem to have lost track of time and have not posted in a while. So much saving going on and "wow" to the people who have already started gathering the gifts.

    Just popping into say that I've reached my goal and a little more, so am reporting my total saved rather than a monthly figure:

    #040 confirming total saved £391 / £365

    Thanks to this challenge, I'm not worrying about funding Christmas this year, I'm just looking forward to it!

    Have a great Friday
    Miss DM
    LBM- June 2009 - 15 year plan started, Dec 2016 - half way there
    SPC - 10. #574 - £544.30 ...SPC11 - £15 / £500
    Xmas 2018 - #11: £0 / £365. .......... CCCC 2017 - #9: £122 / £150
    PAYDBX 2017 #23: £7,231.51 / £8,100. .......... MFW2017 - #2: £7,615.91 / £7,000
    No matter how far you go, you always take yourself with you
    • chocoholicqueen
    • By chocoholicqueen 9th Oct 17, 10:13 PM
    • 564 Posts
    • 1,245 Thanks
    chocoholicqueen
    £45 transferred over for October

    #18 £495/£520
    Emergency Fund £0/£500
    £365 in 365 Days #18 £520/£520
    £2.00 Savers Club 2017 #11 £300/£300
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