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  • FIRST POST
    • Ellieseleven
    • By Ellieseleven 26th Nov 16, 8:13 AM
    • 2,106Posts
    • 6,790Thanks
    Ellieseleven
    Saving for Xmas 2017 - A pound a day
    • #1
    • 26th Nov 16, 8:13 AM
    Saving for Xmas 2017 - A pound a day 26th Nov 16 at 8:13 AM
    This is the saving for Christmas 2017 - A pound a day challenge



    Back by popular demand


    The Aim: To save a £1 a day from 1st December 2016 to 30th November 2017. How you save your £1 doesn't really matter, whether it be a £1 in a tin, an on-line account or anywhere else that suits you.


    We will open our tins or have access to our accounts on 1st December 2017 and declare out total amounts saved


    Then it's spend, spend, spend for Xmas 2017 on whatever you like.


    I've had great success for the last 3 years and use a sealed tin. For 2016 I saved £2 each day instead of £1 and this really does take a lot of the stress out of Christmas, also, I have a great time counting out all my £1 coins at the end.


    You soon get into the habit of putting a £1 a day away and just think this time next year you will have a healthy chunk of money towards the expense of Christmas


    If you would like to join in pop your name down and I will allocate a number for you.


    So come on everyone, decide on where you are going to keep your pounds and let's get saving!


    Happy Savings Happy Xmas Happy New Year
    Debt Free 1st March 2017
    Saving for Xmas 2017 #1 £548/ £732
    DFBXMAS 2017 #18 £1978/1,978 100%
    EF #142 - 1027/1000
Page 24
    • IrishRose12
    • By IrishRose12 5th May 17, 5:27 PM
    • 1,464 Posts
    • 6,268 Thanks
    IrishRose12
    Hi all, not able to get on here as much as I'd like but I'm still adding to my tin Now at #66
    £160/£365
    Pay all debt off by Christmas 2018 #57 £132.01/£3,000
    £1 a day challenge 2018 - £7/ £365

    The 365 Day Penny Challenge #2 - £12.50/£650

    2018 - RULE OF 3 Decluttering challenge - 324/1,095 items
    Book challenge 1/20
    • River.Bee
    • By River.Bee 7th May 17, 4:37 PM
    • 83 Posts
    • 254 Thanks
    River.Bee
    #84 checking in with £161 for now
    I feel like I should use this money to put towards my debt. But then I think saving it and then not relying on credit cards, like I have been doing in the past for Christmas, would be much more beneficial for me in the long run, right?
    27/3/2017 - The Beginning of the End
    Credit Card Total Debt: £3462 £2205
    Pledge to clear at least half before uni graduation: July 2019

    £1257 paid - 36.3%
    • Westie983
    • By Westie983 8th May 17, 2:10 AM
    • 3,883 Posts
    • 14,387 Thanks
    Westie983
    #84 checking in with £161 for now
    I feel like I should use this money to put towards my debt. But then I think saving it and then not relying on credit cards, like I have been doing in the past for Christmas, would be much more beneficial for me in the long run, right?
    Originally posted by River.Bee
    All depends on how much interest your debt is attracting, you could save on interest which you could use for christmas later on in the year....

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£0.00/£12,000 = 0.0%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £0.00/£800 = 0.00% ( x 11)
    Xmas 2018 £1 a Day #2 Total £0.00/£365 = 0.0%
    Virtual Sealed Pot #1 Total £150.00/£1,000 = 15.00%
    £2 Savers Club 2018 #16 Total (£1,500)+-490/£2,000 = 50.50%

    Total £150.00/£16,165 = 0.92%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • River.Bee
    • By River.Bee 8th May 17, 12:37 PM
    • 83 Posts
    • 254 Thanks
    River.Bee
    All depends on how much interest your debt is attracting, you could save on interest which you could use for christmas later on in the year....

    Westie983
    Originally posted by Westie983
    Currently getting no interest until June 2018 as both cards are on 0%, thankfully
    27/3/2017 - The Beginning of the End
    Credit Card Total Debt: £3462 £2205
    Pledge to clear at least half before uni graduation: July 2019

    £1257 paid - 36.3%
    • Westie983
    • By Westie983 9th May 17, 7:19 AM
    • 3,883 Posts
    • 14,387 Thanks
    Westie983
    Then yes go for saving :-)
    Save 12k in 2018 #10 Total (£25,000)+£0.00/£12,000 = 0.0%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £0.00/£800 = 0.00% ( x 11)
    Xmas 2018 £1 a Day #2 Total £0.00/£365 = 0.0%
    Virtual Sealed Pot #1 Total £150.00/£1,000 = 15.00%
    £2 Savers Club 2018 #16 Total (£1,500)+-490/£2,000 = 50.50%

    Total £150.00/£16,165 = 0.92%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Chappie77
    • By Chappie77 12th May 17, 11:31 AM
    • 136 Posts
    • 694 Thanks
    Chappie77
    Morning all!

    Put as much as we can in this week so...

    #71 - £16 in = £189/£365

    Chappie x
    Payment a Day 2018 Very £227.17/£1234.09 Saving for Xmas 2018 £55/£500 Virtual Sealed Pot 2018 £60/£700 PAYDBX2018 £450.48/£7268.47 £2 Savers Club 2018 £68
    • mummytummy
    • By mummytummy 12th May 17, 12:39 PM
    • 709 Posts
    • 3,567 Thanks
    mummytummy
    #12 checking in with an update, currently sitting at £532
    Sealed Pot Challenge No.11 (2018) #11 ( from Sue-UU =20 )
    MFiT-T4 #62 (56% saved)
    • triple choc chip
    • By triple choc chip 12th May 17, 6:32 PM
    • 832 Posts
    • 2,908 Thanks
    triple choc chip
    Seems ages since I posted:
    #3 £214/£650
    Happy weekend everyone
    Life's greatest satisfactions: Getting the last laugh, having the last word and paying the last instalment.
    Debt Free since 6.8.13
    Saving for Xmas 2018 #3: £58/£600 9.7%
    Emergency fund £1k
    • chocoholicqueen
    • By chocoholicqueen 13th May 17, 6:53 AM
    • 564 Posts
    • 1,245 Thanks
    chocoholicqueen
    #18 £45 transferred over for May, bringing my total to £270.
    Emergency Fund £0/£500
    £365 in 365 Days #18 £520/£520
    £2.00 Savers Club 2017 #11 £300/£300
    • ploppy57
    • By ploppy57 14th May 17, 3:49 PM
    • 412 Posts
    • 2,939 Thanks
    ploppy57
    Well since joining this group I had a few problems that needed my money elsewhere, so I have been very slack in saving for Christmas so its almost like I am starting afresh as my total is only £3 and £2.05 in Co-op vouchers which I am saving till then. So onward and upward and hope to report more next week.
    DMP started March '15 - £57,549 Now approx..£44,934. DFD 2031! Based on current figures, but hope improve on that.
    Emergency fund #231... £15/£1000.
    £2 Challenge #43.... £8. 20p Challenge #104... £1.40
    "There's a Great Big Beautiful Tomorrow, Shining at the end of every day"
    • triple choc chip
    • By triple choc chip 14th May 17, 6:02 PM
    • 832 Posts
    • 2,908 Thanks
    triple choc chip
    Ploppy57: Looking on the bright side, that'll buy a tub of Celebrations/Q.Street and the next £5 could buy a bottle of wine - that's my prezzie sorted lol

    Another bit added to mine:
    #3 £219/£650
    Life's greatest satisfactions: Getting the last laugh, having the last word and paying the last instalment.
    Debt Free since 6.8.13
    Saving for Xmas 2018 #3: £58/£600 9.7%
    Emergency fund £1k
    • ploppy57
    • By ploppy57 14th May 17, 6:50 PM
    • 412 Posts
    • 2,939 Thanks
    ploppy57
    Ploppy57: Looking on the bright side, that'll buy a tub of Celebrations/Q.Street and the next £5 could buy a bottle of wine - that's my prezzie sorted lol

    Another bit added to mine:
    #3 £219/£650
    Originally posted by triple choc chip

    DMP started March '15 - £57,549 Now approx..£44,934. DFD 2031! Based on current figures, but hope improve on that.
    Emergency fund #231... £15/£1000.
    £2 Challenge #43.... £8. 20p Challenge #104... £1.40
    "There's a Great Big Beautiful Tomorrow, Shining at the end of every day"
    • Ellieseleven
    • By Ellieseleven 18th May 17, 12:25 PM
    • 2,106 Posts
    • 6,790 Thanks
    Ellieseleven
    Hi all, not able to get on here as much as I'd like but I'm still adding to my tin Now at #66
    £160/£365
    Originally posted by IrishRose12

    Hello,


    It's not a problem if you are not updating as much as you would like (I'm having similar difficulty myself). The main thing is you are still putting tose £££'s away


    Ellie x
    Debt Free 1st March 2017
    Saving for Xmas 2017 #1 £548/ £732
    DFBXMAS 2017 #18 £1978/1,978 100%
    EF #142 - 1027/1000
    • Ellieseleven
    • By Ellieseleven 18th May 17, 12:27 PM
    • 2,106 Posts
    • 6,790 Thanks
    Ellieseleven
    #84 checking in with £161 for now
    I feel like I should use this money to put towards my debt. But then I think saving it and then not relying on credit cards, like I have been doing in the past for Christmas, would be much more beneficial for me in the long run, right?
    Originally posted by River.Bee

    If you're on 0% deals, I think putting those ££'s away towards Christmas, which in turn limits the amount you spend on your CC is the way to go...and you have a very healthy total so far


    Ellie x
    Debt Free 1st March 2017
    Saving for Xmas 2017 #1 £548/ £732
    DFBXMAS 2017 #18 £1978/1,978 100%
    EF #142 - 1027/1000
    • Ellieseleven
    • By Ellieseleven 18th May 17, 12:30 PM
    • 2,106 Posts
    • 6,790 Thanks
    Ellieseleven
    Well since joining this group I had a few problems that needed my money elsewhere, so I have been very slack in saving for Christmas so its almost like I am starting afresh as my total is only £3 and £2.05 in Co-op vouchers which I am saving till then. So onward and upward and hope to report more next week.
    Originally posted by ploppy57

    Life happens Ploppy and sometimes we don't have a choice


    The good thing is, you are still determined and we still have a way to go before the end of the challenge. Keep trying and anything you save will be a bonus


    Ellie x
    Debt Free 1st March 2017
    Saving for Xmas 2017 #1 £548/ £732
    DFBXMAS 2017 #18 £1978/1,978 100%
    EF #142 - 1027/1000
    • MrsShazbat
    • By MrsShazbat 19th May 17, 11:17 AM
    • 484 Posts
    • 2,620 Thanks
    MrsShazbat
    Payday so another £31 transferred over #8 £155 / £365
    * Xmas 2018 #8 £31 / £365 * (2017 £496.53; 2016 £424.32) * SPCNo.11 #66 * Clothes Challenge 2018 #13 *
    (SPCNo.10 £682.31 * SPCNo.9 £442.64 * inc Quidco to 2/11/17 £249.69) *[/COLOR][/CENTER]
    • Wentthedaywell?
    • By Wentthedaywell? 20th May 17, 7:00 AM
    • 456 Posts
    • 2,484 Thanks
    Wentthedaywell?
    £30 in for May, plus a few £2 coins that I always save if I get any.

    Thanks as ever to Ellie for keeping me organised to do this!
    Save £12k in 2018#37:
    £365 in 365 days 2018
    • LuckyPenny
    • By LuckyPenny 21st May 17, 4:49 PM
    • 729 Posts
    • 5,493 Thanks
    LuckyPenny
    Just £41 in my pot so far. I've been busy fishing out my old £1 coins for new. From here on in I'm just saving the new ones and £2 coins.


    #11 £41/365
    1% Challenge #28 £82.32/£4000 2%
    Pay off all debts by Xmas 2017 #40 £0/£6500 Christmas 2018 Saving #16 £12/365
    Competition wins £12,029
    Declutter 3 per day
    • Missu
    • By Missu 22nd May 17, 7:27 AM
    • 476 Posts
    • 1,042 Thanks
    Missu
    Hi all sorry I've been missing for a while but I'm keen to catch up. I'm now up to £150 in my savings pot so

    #49 150/365
    Mortgage at 26/9/12 £92000 :eek
    Balance at 1/12/17 £51869
    Saving for Xmas £0/£600
    • triple choc chip
    • By triple choc chip 23rd May 17, 9:29 PM
    • 832 Posts
    • 2,908 Thanks
    triple choc chip
    Quick update from me :
    #3 £233/£650
    Life's greatest satisfactions: Getting the last laugh, having the last word and paying the last instalment.
    Debt Free since 6.8.13
    Saving for Xmas 2018 #3: £58/£600 9.7%
    Emergency fund £1k
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