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  • FIRST POST
    • Ellieseleven
    • By Ellieseleven 26th Nov 16, 8:13 AM
    • 2,106Posts
    • 6,768Thanks
    Ellieseleven
    Saving for Xmas 2017 - A pound a day
    • #1
    • 26th Nov 16, 8:13 AM
    Saving for Xmas 2017 - A pound a day 26th Nov 16 at 8:13 AM
    This is the saving for Christmas 2017 - A pound a day challenge



    Back by popular demand


    The Aim: To save a £1 a day from 1st December 2016 to 30th November 2017. How you save your £1 doesn't really matter, whether it be a £1 in a tin, an on-line account or anywhere else that suits you.


    We will open our tins or have access to our accounts on 1st December 2017 and declare out total amounts saved


    Then it's spend, spend, spend for Xmas 2017 on whatever you like.


    I've had great success for the last 3 years and use a sealed tin. For 2016 I saved £2 each day instead of £1 and this really does take a lot of the stress out of Christmas, also, I have a great time counting out all my £1 coins at the end.


    You soon get into the habit of putting a £1 a day away and just think this time next year you will have a healthy chunk of money towards the expense of Christmas


    If you would like to join in pop your name down and I will allocate a number for you.


    So come on everyone, decide on where you are going to keep your pounds and let's get saving!


    Happy Savings Happy Xmas Happy New Year
    Debt Free 1st March 2017
    Saving for Xmas 2017 #1 £548/ £732
    DFBXMAS 2017 #18 £1978/1,978 100%
    EF #142 - 1027/1000
Page 23
    • Ellieseleven
    • By Ellieseleven 20th Apr 17, 3:44 PM
    • 2,106 Posts
    • 6,768 Thanks
    Ellieseleven
    Can I join please?
    Originally posted by ploppy57

    Hello,


    Welcome to our challenge, you are very welcome to join.


    I've added you to the list: Ploppy57 your number is 86


    I've entered a target of £365 but let me know if you want to change this


    Ellie x
    Debt Free 1st March 2017
    Saving for Xmas 2017 #1 £548/ £732
    DFBXMAS 2017 #18 £1978/1,978 100%
    EF #142 - 1027/1000
    • Ellieseleven
    • By Ellieseleven 20th Apr 17, 3:47 PM
    • 2,106 Posts
    • 6,768 Thanks
    Ellieseleven
    Hello everyone,


    Sorry I have been AWOL for a while, too busy at the moment with work and trying to look after elderly parents


    Great work by everyone as usual and lovely to see those totals rising for us all.


    Keep up the good work, we know just how much difference this challenge makes to us all at Christmastime.


    Take care
    Ellie x
    Debt Free 1st March 2017
    Saving for Xmas 2017 #1 £548/ £732
    DFBXMAS 2017 #18 £1978/1,978 100%
    EF #142 - 1027/1000
    • Chappie77
    • By Chappie77 21st Apr 17, 10:38 AM
    • 125 Posts
    • 663 Thanks
    Chappie77
    Morning all!

    Only managed £2 this week

    Total = £134/£365 - #71

    Chappie x
    Payment a Day 2017 £459.70/£459.70 Argos Card
    £1606.17/£1606.17 Barclaycard
    Next £2226.93/£2226.93 Barclaycard £0/£508.74
    Saving for Xmas 2017 #71 £627/£365
    Virtual Sealed Pot 2017 #13 £513.53/£500
    PAYDBX2017 #67 £5500/£5500
    • MrsShazbat
    • By MrsShazbat 23rd Apr 17, 12:02 PM
    • 488 Posts
    • 2,531 Thanks
    MrsShazbat
    Bit late but payday last week so update on my total #8 £155 / £365
    * Xmas 2018 #8 £0 / £365 * (2017 £496.53; 2016 £424.32) * SPCNo.11 #66
    (SPCNo.10 £682.31 * SPCNo.9 £442.64 * inc Quidco to 2/11/17 £249.69) *
    • ploppy57
    • By ploppy57 23rd Apr 17, 4:58 PM
    • 374 Posts
    • 2,801 Thanks
    ploppy57
    Hello,


    Welcome to our challenge, you are very welcome to join.


    I've added you to the list: Ploppy57 your number is 86


    I've entered a target of £365 but let me know if you want to change this


    Ellie x
    Originally posted by Ellieseleven
    Thankyou. Starting off with a measly £2, but determined....
    Think £365 may be a bit much, considering I am starting late....Lets maybe aim for £250 and hope to do more...
    Debt £57,549 start of DMP, March 15. Now..£47,200
    DFD 2031! Based on current DMP but will pay more if I can, so date will improve slowly
    Christmas challenge#86 £5.05/250
    Emergency fund..#231 £7/1000 it
    "There's a Great Big Beautiful Tomorrow, Shining at the end of every day"
    • triple choc chip
    • By triple choc chip 23rd Apr 17, 5:58 PM
    • 828 Posts
    • 2,893 Thanks
    triple choc chip
    Quick update from me:
    #3 £196/£650
    Thanks Ellie
    Life's greatest satisfactions: Getting the last laugh, having the last word and paying the last instalment.
    Debt Free since 6.8.13
    Saving for Xmas 2017 #3: £594/£650 94.4%
    Saving for Xmas 2018 #3: £10/£600
    Emergency fund £1k
    • Wentthedaywell?
    • By Wentthedaywell? 24th Apr 17, 9:55 AM
    • 447 Posts
    • 2,446 Thanks
    Wentthedaywell?
    £35 in for April. I think I might have forgotten to update sometime, but my total is now £190, thanks Ellie.

    Half way through the saving's year now!
    Last edited by Wentthedaywell?; 24-04-2017 at 10:40 PM.
    Save £12k in 2018 #: £10,000.
    £365 in 365 days 2017
    Save £10,000 p.a, 2013-17: 2013 £11,500, 2014 £10,000, 2015 £6,500, 2016 £14,000, 2017 £63,300
    • Lady-T
    • By Lady-T 25th Apr 17, 10:26 AM
    • 41 Posts
    • 80 Thanks
    Lady-T
    #31 now at £155 slightly ahead of my target
    Saving for Xmas 2017 #31: 400/365
    • Miss D Meanour
    • By Miss D Meanour 25th Apr 17, 12:41 PM
    • 100 Posts
    • 708 Thanks
    Miss D Meanour
    Hi there
    Can't quite believe we are at the last week in April already. Where is the year going. Thank goodness for this Challenge.

    £30 transferred for April bring total to £151 / £365

    Take care
    Miss DM
    LBM- June 2009 - 15 year plan started, Dec 2016 - half way there
    SPC - 10. #574 - £544.30 ...SPC11 - £15 / £500
    Xmas 2018 - #11: £0 / £365. .......... CCCC 2017 - #9: £122 / £150
    PAYDBX 2017 #23: £7,231.51 / £8,100. .......... MFW2017 - #2: £7,615.91 / £7,000
    No matter how far you go, you always take yourself with you
    • Dolly Rocker
    • By Dolly Rocker 25th Apr 17, 3:21 PM
    • 3,483 Posts
    • 9,897 Thanks
    Dolly Rocker
    34. Dollyrocker - £183/365

    That's me up to £183.00 as of today.

    Dxxx
    Starting Debt - £15,000
    Remaining Debt - £980

    Starting Weight - 16st 7lbs
    Current Weight - 15st 9lbs
    • Westie983
    • By Westie983 26th Apr 17, 12:03 AM
    • 3,855 Posts
    • 14,033 Thanks
    Westie983
    £30 paid out from Quidco, finally it was for home insurance last year, I do wonder when this years will track and become payable :-/

    This brings me up to £140.

    Westie983 :-)
    Save 12k in 2018 #10 Total (£25,000)+£0.00/£12,000 = 0.0%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £0.00/£800 = 51.25% ( x 11)
    Xmas 2017 £1 a Day #6 Total £400/£365 = 109.58%
    Virtual Sealed Pot #1 Total £1,800/£1,800 = 100.00%
    £2 Savers Club 2017 #3 Total (£1,450)+-450/£2,000 = 50.00%

    Total £28,560/£16,965 = 168.34%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • determined new ms
    • By determined new ms 28th Apr 17, 6:38 AM
    • 6,609 Posts
    • 38,115 Thanks
    determined new ms
    Just transferred £30 for April brining my total to £151/£365

    I think this approach is genius! Even on a low income putting this much aside a month isn't really noticed. It builds steadily month on month & I've probably got in the account as much as I spent on Xmas last year already!

    Thank you for starting this challenge
    DF as at 30/12/16
    Wombling '16 £287.33 Roadkill £28.25
    Wombling YTD £2982.2/Roadkill £8.63
    SFDs Oct 13/15 CC saved £2372.50
    • donkids22
    • By donkids22 29th Apr 17, 7:38 PM
    • 141 Posts
    • 658 Thanks
    donkids22
    062 put my money away for may now have a lovely 364 sitting in the bank
    Pay off Debt 2017 no54. 1433.95/ 9691.07. NSD jan 15/15. NSD feb 12/15. NSD mar 5/15
    Apr 2/15. Xmas 2 a day no63 302/730. No buying unnecessary toiletries 2017. 1 debt versus 100 days 0/200. April Grocery challenge 210/240
    • Chappie77
    • By Chappie77 30th Apr 17, 9:56 AM
    • 125 Posts
    • 663 Thanks
    Chappie77
    Morning all!

    Emptied out lots of change this week into the pot so...

    #71 - £21 in = £155/£365

    Chappie x
    Payment a Day 2017 £459.70/£459.70 Argos Card
    £1606.17/£1606.17 Barclaycard
    Next £2226.93/£2226.93 Barclaycard £0/£508.74
    Saving for Xmas 2017 #71 £627/£365
    Virtual Sealed Pot 2017 #13 £513.53/£500
    PAYDBX2017 #67 £5500/£5500
    • triple choc chip
    • By triple choc chip 30th Apr 17, 12:05 PM
    • 828 Posts
    • 2,893 Thanks
    triple choc chip
    A little extra from me, it should be more but I'm finding I have to submit customer support tickets for 95% of TCB transactions these days and wait 3 months for resolution. Thinking of trying Quidco instead.
    #3 £198/£650
    Life's greatest satisfactions: Getting the last laugh, having the last word and paying the last instalment.
    Debt Free since 6.8.13
    Saving for Xmas 2017 #3: £594/£650 94.4%
    Saving for Xmas 2018 #3: £10/£600
    Emergency fund £1k
    • Chappie77
    • By Chappie77 5th May 17, 12:03 PM
    • 125 Posts
    • 663 Thanks
    Chappie77
    Morning all!

    We have been determined this week so...

    #71 - £18 paid in = £173/£365

    Chappie x
    Payment a Day 2017 £459.70/£459.70 Argos Card
    £1606.17/£1606.17 Barclaycard
    Next £2226.93/£2226.93 Barclaycard £0/£508.74
    Saving for Xmas 2017 #71 £627/£365
    Virtual Sealed Pot 2017 #13 £513.53/£500
    PAYDBX2017 #67 £5500/£5500
    • Ellieseleven
    • By Ellieseleven 5th May 17, 3:07 PM
    • 2,106 Posts
    • 6,768 Thanks
    Ellieseleven
    Thankyou. Starting off with a measly £2, but determined....
    Think £365 may be a bit much, considering I am starting late....Lets maybe aim for £250 and hope to do more...
    Originally posted by ploppy57


    Those measly ££'s soon add up and do make a difference. I've amended your target to £250


    Good luck


    Ellie x
    Debt Free 1st March 2017
    Saving for Xmas 2017 #1 £548/ £732
    DFBXMAS 2017 #18 £1978/1,978 100%
    EF #142 - 1027/1000
    • Ellieseleven
    • By Ellieseleven 5th May 17, 3:08 PM
    • 2,106 Posts
    • 6,768 Thanks
    Ellieseleven
    #31 now at £155 slightly ahead of my target
    Originally posted by Lady-T

    That's great news! Keep up the good work


    Ellie x
    Debt Free 1st March 2017
    Saving for Xmas 2017 #1 £548/ £732
    DFBXMAS 2017 #18 £1978/1,978 100%
    EF #142 - 1027/1000
    • Ellieseleven
    • By Ellieseleven 5th May 17, 3:11 PM
    • 2,106 Posts
    • 6,768 Thanks
    Ellieseleven
    Just transferred £30 for April brining my total to £151/£365

    I think this approach is genius! Even on a low income putting this much aside a month isn't really noticed. It builds steadily month on month & I've probably got in the account as much as I spent on Xmas last year already!

    Thank you for starting this challenge
    Originally posted by determined new ms

    You're right, it is a great approach. I found when we really had to tighten out belts, we could still manage to add our ££'s and it really did make a huge difference to how we approached Christmas. We are debt-free now and have a bit more wiggle room but I still save my ££'s


    Ellie x
    Debt Free 1st March 2017
    Saving for Xmas 2017 #1 £548/ £732
    DFBXMAS 2017 #18 £1978/1,978 100%
    EF #142 - 1027/1000
    • Ellieseleven
    • By Ellieseleven 5th May 17, 3:19 PM
    • 2,106 Posts
    • 6,768 Thanks
    Ellieseleven
    Hello!


    I continue to be conspicuous by my absence but please don't be alarmed I won't desert you all My parents are taking up a lot of my time at the moment so I don't have a great amount of spare time but I will update totals as often as I can.


    Talking of totals, how good are we? We are continuing to make great progress and now we are approaching the halfway point we have some very healthy amounts


    All totals updated where requested, keep up the great work everyone.


    Ellie x
    Debt Free 1st March 2017
    Saving for Xmas 2017 #1 £548/ £732
    DFBXMAS 2017 #18 £1978/1,978 100%
    EF #142 - 1027/1000
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