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  • FIRST POST
    • Ellieseleven
    • By Ellieseleven 26th Nov 16, 8:13 AM
    • 2,074Posts
    • 6,706Thanks
    Ellieseleven
    Saving for Xmas 2017 - A pound a day
    • #1
    • 26th Nov 16, 8:13 AM
    Saving for Xmas 2017 - A pound a day 26th Nov 16 at 8:13 AM
    This is the saving for Christmas 2017 - A pound a day challenge



    Back by popular demand


    The Aim: To save a 1 a day from 1st December 2016 to 30th November 2017. How you save your 1 doesn't really matter, whether it be a 1 in a tin, an on-line account or anywhere else that suits you.


    We will open our tins or have access to our accounts on 1st December 2017 and declare out total amounts saved


    Then it's spend, spend, spend for Xmas 2017 on whatever you like.


    I've had great success for the last 3 years and use a sealed tin. For 2016 I saved 2 each day instead of 1 and this really does take a lot of the stress out of Christmas, also, I have a great time counting out all my 1 coins at the end.


    You soon get into the habit of putting a 1 a day away and just think this time next year you will have a healthy chunk of money towards the expense of Christmas


    If you would like to join in pop your name down and I will allocate a number for you.


    So come on everyone, decide on where you are going to keep your pounds and let's get saving!


    Happy Savings Happy Xmas Happy New Year
    Debt Free 1st March 2017
    Saving for Xmas 2017 #1 338/ 732
    DFBXMAS 2017 #18 1978/1,978 100%
    EF #142 - 695/1000
Page 23
    • Ellieseleven
    • By Ellieseleven 20th Apr 17, 3:44 PM
    • 2,074 Posts
    • 6,706 Thanks
    Ellieseleven
    Can I join please?
    Originally posted by ploppy57

    Hello,


    Welcome to our challenge, you are very welcome to join.


    I've added you to the list: Ploppy57 your number is 86


    I've entered a target of 365 but let me know if you want to change this


    Ellie x
    Debt Free 1st March 2017
    Saving for Xmas 2017 #1 338/ 732
    DFBXMAS 2017 #18 1978/1,978 100%
    EF #142 - 695/1000
    • Ellieseleven
    • By Ellieseleven 20th Apr 17, 3:47 PM
    • 2,074 Posts
    • 6,706 Thanks
    Ellieseleven
    Hello everyone,


    Sorry I have been AWOL for a while, too busy at the moment with work and trying to look after elderly parents


    Great work by everyone as usual and lovely to see those totals rising for us all.


    Keep up the good work, we know just how much difference this challenge makes to us all at Christmastime.


    Take care
    Ellie x
    Debt Free 1st March 2017
    Saving for Xmas 2017 #1 338/ 732
    DFBXMAS 2017 #18 1978/1,978 100%
    EF #142 - 695/1000
    • Chappie77
    • By Chappie77 21st Apr 17, 10:38 AM
    • 76 Posts
    • 428 Thanks
    Chappie77
    Morning all!

    Only managed 2 this week

    Total = 134/365 - #71

    Chappie x
    Payment a Day 2017 459.70/459.70 Argos Card
    1606.17/1606.17 Barclaycard
    Next 0/2226.93
    Saving for Xmas 2017 #71 189/365
    Virtual Sealed Pot 2017 #13 233.44/500
    PAYDBX2017 #67 3041.55./5500
    • MrsShazbat
    • By MrsShazbat 23rd Apr 17, 12:02 PM
    • 395 Posts
    • 2,096 Thanks
    MrsShazbat
    Bit late but payday last week so update on my total #8 155 / 365
    PAYDBX 2017 #71 874.54 / 3053.49 * Xmas 2017 #8 155 / 365 * (2016 424.32 / 366)
    * SPCNo.10 #66 (SPCNo.9 442.64 inc Quidco to 2/11/16 138.92 *
    • ploppy57
    • By ploppy57 23rd Apr 17, 4:58 PM
    • 373 Posts
    • 2,798 Thanks
    ploppy57
    Hello,


    Welcome to our challenge, you are very welcome to join.


    I've added you to the list: Ploppy57 your number is 86


    I've entered a target of 365 but let me know if you want to change this


    Ellie x
    Originally posted by Ellieseleven
    Thankyou. Starting off with a measly 2, but determined....
    Think 365 may be a bit much, considering I am starting late....Lets maybe aim for 250 and hope to do more...
    Debt 57,549 start of DMP, March 15. Now..47,200
    DFD 2031! Based on current DMP but will pay more if I can, so date will improve slowly
    Christmas challenge#86 5.05/250
    Emergency fund..#231 7/1000 it
    "There's a Great Big Beautiful Tomorrow, Shining at the end of every day"
    • triple choc chip
    • By triple choc chip 23rd Apr 17, 5:58 PM
    • 793 Posts
    • 2,759 Thanks
    triple choc chip
    Quick update from me:
    #3 196/650
    Thanks Ellie
    Life's greatest satisfactions: Getting the last laugh, having the last word and paying the last instalment.
    Debt Free since 6.8.13
    Saving for Xmas 2017 #3: 233/650 35.85%
    Emergency fund 1k - House deposit 26.9k
    • Wentthedaywell?
    • By Wentthedaywell? 24th Apr 17, 9:55 AM
    • 412 Posts
    • 2,288 Thanks
    Wentthedaywell?
    35 in for April. I think I might have forgotten to update sometime, but my total is now 190, thanks Ellie.

    Half way through the saving's year now!
    Last edited by Wentthedaywell?; 24-04-2017 at 10:40 PM.
    Save 13k in 2017 #12: 10,000. Jan-May 4600
    365 in 365 days 2017 #2
    Save 10,000 p.a, 2013-17: 2013 11,500, 2014 10,000, 2015 6,500, 2016 14,000
    • Lady-T
    • By Lady-T 25th Apr 17, 10:26 AM
    • 33 Posts
    • 56 Thanks
    Lady-T
    #31 now at 155 slightly ahead of my target
    Saving for Xmas 2017 #31: 155/365
    • Miss D Meanour
    • By Miss D Meanour 25th Apr 17, 12:41 PM
    • 61 Posts
    • 487 Thanks
    Miss D Meanour
    Hi there
    Can't quite believe we are at the last week in April already. Where is the year going. Thank goodness for this Challenge.

    30 transferred for April bring total to 151 / 365

    Take care
    Miss DM
    LBM- June 2009 - 15 year plan started, Dec 2016 - half way there
    SPC - 10. #574. .......... How much will you spend 2017? #9
    Xmas 2017 - #40: 151 / 365. .......... CCCC 2017 - #9: 57 / 150
    PAYDBX 2017 #23: 3,096.40 / 8,100. .......... MFW2017 - #2: 2,849.05 / 7,000
    No matter how far you go, you always take yourself with you
    • Dolly Rocker
    • By Dolly Rocker 25th Apr 17, 3:21 PM
    • 3,098 Posts
    • 8,514 Thanks
    Dolly Rocker
    34. Dollyrocker - 183/365

    That's me up to 183.00 as of today.

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • Westie983
    • By Westie983 26th Apr 17, 12:03 AM
    • 3,630 Posts
    • 13,587 Thanks
    Westie983
    30 paid out from Quidco, finally it was for home insurance last year, I do wonder when this years will track and become payable :-/

    This brings me up to 140.

    Westie983 :-)
    Save 12k in 2017 #16 Total 9475/12000 78.95%
    Sealed Pot Challenge ~ 10 #97 Total (252) +158/500 = 82.00% ( x 10)
    Xmas 2017 1 a Day #6 Total 140/365 = 38.35%
    Virtual Sealed Pot #1 Total 600/1000 = 60.00%
    2 Savers Club 2017 #3 Total (1450)+50/2000 = 75.00%
    Total 12125.00/15865 = 76.42%


    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • determined new ms
    • By determined new ms 28th Apr 17, 6:38 AM
    • 6,201 Posts
    • 34,837 Thanks
    determined new ms
    Just transferred 30 for April brining my total to 151/365

    I think this approach is genius! Even on a low income putting this much aside a month isn't really noticed. It builds steadily month on month & I've probably got in the account as much as I spent on Xmas last year already!

    Thank you for starting this challenge
    DF as at 30/12/16
    Wombling '16 264.46 Roadkill 28.25
    Wombling '17 May /YTD 1907.45/Roadkill 8.53
    CCC 85.94/250 CC saved 1015 Veg grown 5.29
    • donkids22
    • By donkids22 29th Apr 17, 7:38 PM
    • 122 Posts
    • 592 Thanks
    donkids22
    062 put my money away for may now have a lovely 364 sitting in the bank
    Pay off Debt 2017 no54. 1433.95/ 9691.07. NSD jan 15/15. NSD feb 12/15. NSD mar 5/15
    Apr 2/15. Xmas 2 a day no63 302/730. No buying unnecessary toiletries 2017. 1 debt versus 100 days 0/200. April Grocery challenge 210/240
    • Chappie77
    • By Chappie77 30th Apr 17, 9:56 AM
    • 76 Posts
    • 428 Thanks
    Chappie77
    Morning all!

    Emptied out lots of change this week into the pot so...

    #71 - 21 in = 155/365

    Chappie x
    Payment a Day 2017 459.70/459.70 Argos Card
    1606.17/1606.17 Barclaycard
    Next 0/2226.93
    Saving for Xmas 2017 #71 189/365
    Virtual Sealed Pot 2017 #13 233.44/500
    PAYDBX2017 #67 3041.55./5500
    • triple choc chip
    • By triple choc chip 30th Apr 17, 12:05 PM
    • 793 Posts
    • 2,759 Thanks
    triple choc chip
    A little extra from me, it should be more but I'm finding I have to submit customer support tickets for 95% of TCB transactions these days and wait 3 months for resolution. Thinking of trying Quidco instead.
    #3 198/650
    Life's greatest satisfactions: Getting the last laugh, having the last word and paying the last instalment.
    Debt Free since 6.8.13
    Saving for Xmas 2017 #3: 233/650 35.85%
    Emergency fund 1k - House deposit 26.9k
    • Chappie77
    • By Chappie77 5th May 17, 12:03 PM
    • 76 Posts
    • 428 Thanks
    Chappie77
    Morning all!

    We have been determined this week so...

    #71 - 18 paid in = 173/365

    Chappie x
    Payment a Day 2017 459.70/459.70 Argos Card
    1606.17/1606.17 Barclaycard
    Next 0/2226.93
    Saving for Xmas 2017 #71 189/365
    Virtual Sealed Pot 2017 #13 233.44/500
    PAYDBX2017 #67 3041.55./5500
    • Ellieseleven
    • By Ellieseleven 5th May 17, 3:07 PM
    • 2,074 Posts
    • 6,706 Thanks
    Ellieseleven
    Thankyou. Starting off with a measly 2, but determined....
    Think 365 may be a bit much, considering I am starting late....Lets maybe aim for 250 and hope to do more...
    Originally posted by ploppy57


    Those measly 's soon add up and do make a difference. I've amended your target to 250


    Good luck


    Ellie x
    Debt Free 1st March 2017
    Saving for Xmas 2017 #1 338/ 732
    DFBXMAS 2017 #18 1978/1,978 100%
    EF #142 - 695/1000
    • Ellieseleven
    • By Ellieseleven 5th May 17, 3:08 PM
    • 2,074 Posts
    • 6,706 Thanks
    Ellieseleven
    #31 now at 155 slightly ahead of my target
    Originally posted by Lady-T

    That's great news! Keep up the good work


    Ellie x
    Debt Free 1st March 2017
    Saving for Xmas 2017 #1 338/ 732
    DFBXMAS 2017 #18 1978/1,978 100%
    EF #142 - 695/1000
    • Ellieseleven
    • By Ellieseleven 5th May 17, 3:11 PM
    • 2,074 Posts
    • 6,706 Thanks
    Ellieseleven
    Just transferred 30 for April brining my total to 151/365

    I think this approach is genius! Even on a low income putting this much aside a month isn't really noticed. It builds steadily month on month & I've probably got in the account as much as I spent on Xmas last year already!

    Thank you for starting this challenge
    Originally posted by determined new ms

    You're right, it is a great approach. I found when we really had to tighten out belts, we could still manage to add our 's and it really did make a huge difference to how we approached Christmas. We are debt-free now and have a bit more wiggle room but I still save my 's


    Ellie x
    Debt Free 1st March 2017
    Saving for Xmas 2017 #1 338/ 732
    DFBXMAS 2017 #18 1978/1,978 100%
    EF #142 - 695/1000
    • Ellieseleven
    • By Ellieseleven 5th May 17, 3:19 PM
    • 2,074 Posts
    • 6,706 Thanks
    Ellieseleven
    Hello!


    I continue to be conspicuous by my absence but please don't be alarmed I won't desert you all My parents are taking up a lot of my time at the moment so I don't have a great amount of spare time but I will update totals as often as I can.


    Talking of totals, how good are we? We are continuing to make great progress and now we are approaching the halfway point we have some very healthy amounts


    All totals updated where requested, keep up the great work everyone.


    Ellie x
    Debt Free 1st March 2017
    Saving for Xmas 2017 #1 338/ 732
    DFBXMAS 2017 #18 1978/1,978 100%
    EF #142 - 695/1000
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