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  • FIRST POST
    • Sue-UU
    • By Sue-UU 4th Nov 16, 12:10 AM
    • 8,589Posts
    • 47,748Thanks
    Sue-UU
    "Sealed Pot Challenge ~ 10"
    • #1
    • 4th Nov 16, 12:10 AM
    "Sealed Pot Challenge ~ 10" 4th Nov 16 at 12:10 AM
    Alright then Potters, it seems awe-inspiring that we're starting off with with "SPC "No 10"!!! Where have all the years gone since it first began! So very hard to believe that by the end of this year we'll have been going for a full decade!!!!

    For all newcomers, yes "Old Timers" too - it's so very important to please read through this entire post to see what the SPC is all about, dates for counting up and our re-opening date etc.. However, please be sure to Join the forum first in order to be able to join the challenge - if you haven't already! For ALL SPC members, please chat away on this SPC 10 thread about your conquests, money-saving ideas etc from Post 4 onward, it gives encouragement to all, including yourselves as it keeps the motivation to save far stronger.


    Hello yet again dedicated MSE Sealed Pot Savers! We're off once more with another Sealed Pot Challenge No 10. We've had 9 amazinly money-saving years, but it's all purely through the determined saving of you all - many thanks to you amazing folk who have made SPC what it is!!

    For all newcomers - a really huge heartfelt welcome! We're a terrific bunch who just adore greeting more members to the flock. Please read through the whole of this post and you'll be aware of why SPC is so special. You all settle in straight away and become part of our saving family!

    The idea is to save as much as possible throughout the following year until just before Christmas - which this year will be to open our pots on Thursday the 2nd November 2017. We save it in pots that we've pre-sealed to stop us being tempted to open them. Any spare cash can be put away, every day/week/month, whatever is best for you. If you have change left over after you've been shopping - pop it in the pot! After all why not! However small the change...the likelihood is that it won't be missed, and might otherwise have been wasted!

    Most of us put the difference in that we've been saved on special offers etc, it's all saved at the shop so it makes sense to save it in the pot to mount up!

    Below are the basics for making your pot and sealing.

    Firstly: Get yourself a pot, and remember - it doesn't need to cost much - if anything. If money's tight then use any pot for now, i.e. A sweet tin, coffee jar..extremely MSE!! Next - seal it with sellotape and be sure to make a slit in the lid, big enough for a 50p to go in, that way all coins will fit in. Later on, if you wish, you can always take advantage of finding a cheap pot in the sales after Christmas, or put one you fancy on your Christmas list! You can always buy ready sealed tins from reasonably priced shops! They're usually about a POUND from a £ store!!

    It can also be interesting and challenging to make yourself a Papier Mach! pig (or any animal) etc by using Frugaldom's recipe by clicking here then going to Post No. 597 or by going to a totally separate thread papier mach! animal here. Many thanks to Frugaldom.

    After selecting your pot, seal round the lid with sellotape or superglue if necessary. Again, be sure to make a slit in the top that is the right size for a 50p to go in! NB. If you make a Papier Mach! pot you will need to "operate" on it at the end of each challenge! Still, you can always have the pleasure of making a new one towards the end of the year, or getting the kiddies involved - if you're the daring type! The mind could run riot with what to model!

    Anyone wanting to show a picture of their pot on the thread, here are directions by jakes-mum: "Go to www.photobucket.com and create an account, click the orange 'upload' button at the top and select your picture from your computer. Once uploaded, select the picture and click 'edit' then 'resize' change the first size number to 400 and click save. On the right hand side click the link next to 'direct', come back here and click the little picture of the mountain above the reply box, delete out the http and right hand click, select paste and your link should get pasted in. When you post your reply your pic should be there and not absolutely massive". Many thanks, jakes-mum, you are a gem!

    Terrimundi pots are available in many shops and on-line, they're very attractive and another ready sealed way to save, and though the manufacturers and retailers would have you believe differently, you DO NOT need to smash them to remove your cash!! I've used mine for 9 years...and at the end of each year's (since 2009 when I graduated from a carton!) challenge, hubby and I have a whale of a time, doing things the 'old' way by tilting the pot and using a knife! Though, a few years ago DH bought a 12" steel ruler in from the shed which is thin and broad and perfect for the job. So be assured that, so long as you go carefully, you CAN use them again and again....unless you drop the darned things!! They are costly though, but this is where your Christmas list comes in handy, though always keep a look out in charity shops too!

    Regarding the Sealed Cans many of you use, apparently the best way to open the sealed tins is, rather than using a tin opener, squeeze the side of the tin, where the seam meets and you can pop the seal and tip the money out that way.

    The term roadkill = any money found on pavements, parks etc; even in car parks or on shop floors etc.

    NB. A few notes of interest.

    1/ Any money given as a gift (other than Birthdays, Christmas etc) i.e.. Inherited can not be included as savings. Likewise any money put directly into the bank cannot be counted as savings with SPC. Money from small second jobs is ok, such as cleaning for Mrs Bloggs down the road/ taking in ironing, a part-time job or anything similar is ok to be saved. Any savings saved via Christmas Clubs can also be used in your SPC Totals, it's another way of saving for Christmas after all. Money received from cashback sites such as Quidco, topcashback etc can be included in your pots. Likewise, any money made from sales on E-Bay, Facebook or similar can be saved.

    Also it's possible to include all other savings from MSE Challenges with your SPC Totals i.e. the £2 Challenge as, apparently they aren't put down on the challenge threads themselves. If you're unsure, please ask on the thread, and remember - there's no so thing as a stupid question!

    Second incomes can come in many varied and very lucrative guises and anything such as that would be unfair to other members. Mostly the SPC is a challenge to see how much we can save during the year...mostly it's relatively small amounts which are saved from wages, housekeeping, good budgeting etc. Remunerations via the letting of second homes cannot be included in the SPC.

    2/
    Whenever you're in the dilemma of "ooh should I buy that?" If you don't need it, but just want it - leave it there and pot the cash instead, you'll be much more satisfied with the accomplishment, pleased with your self-discipline too. All too often, if I go back a second time I find I didn't even like whatever it was anyway.

    3/ You can ask me to put a Target on for you to try to meet (it goes alongside your name and number on the 2nd and 3rd posts below) but it's not necessary. If you do set one, but are unable to meet it, it doesn't matter at all, at least you will have tried! A few people keep account of all they save, but most of us count what we save daily or weekly, then put it on the thread to help encourage others then we pot it and forget about it and ....wait for the surprise at the end of the year! If you're hoping for a particular amount, but still want a surprise at the end of the saving year, work out what amount you'd like and what's needed per week to achieve it - save that amount weekly/monthly as well as still putting your bits of change in without holding the amounts in your head - you're bound to come out on top that way and still get a surprise!

    Please don't worry about the amounts others save! There are such differences with jobs, wages, commitments etc so some naturally find large sums easy to save, while others of us don't. However, it's the pleasure that counts - so be happy with yours, proud too, and remember it's NOT a contest!!

    4/ Mainly SPC is a challenge to see how much we can save in a year for Christmas 2017. However, over the last 9 years we've had some members who needed theirs throughout the year for bills, and personally I'd far sooner they take the cash out for that than pay more interest or...miss a due date! You can always start again, even if it's getting later in the year, you can even include what you needed to take out, after all, you will have saved it. Whatever you need to do, don't worry about it - be happy and proud you have saved!

    5/ If you wish to save for something special, a holiday, wedding etc then please do so, just please remember to declare it on November 2nd. The most important thing, is that you are saving ...and hopefully not tempted to take it out unnecessarily. If anyone has any other queries, then please sing out...though not too loudly.....you might shatter your pot/s!

    6/ At the end of the year (or when we've saved for what we wish) count up all your money saved and declare your Total either by waiting until the declaration date - or (if you've needed your cash for other things - by putting your Total on your MSE signature to remind you to include it in your full Total; that particularly applies to those using their money for holidays etc, but PLEASE remember to return to the thread on the 2nd November to declare those Totals to me. Some members prefer not to keep too much money in the house and count theirs up every now and then to bank it, in which case they always pop the amount banked on their MSE signatures.

    7/ DO KEEP YOUR POT or POTS SAFE!! If you hide it, be sure to remember where you put it as it wouldn't be the first time that members have forgotten where they've hidden it!

    8/ "Holding Pots": To anyone concerned about putting money into their pot...then possibly needing it later in the week/month: Why not use an unsealed pot or purse as a "holding pot" and pop the money in there first each day/week/month - then, if it's not needed (for car parking costs, little Johnnies school trip etc) - put it in your Sealed pot so it stays put. Do that each week and it'll save you taking money from the bank. Discipline yourself to only take what's needed though!

    9/ "Where to take bags of cash at the end of the year?": With regards to this all important question, here's vital help from girlatplay: "I bank with Bank of Scotland and they accept as many change bags as you have, as long as you take them to the business banking counter." That is so handy for members to know, many thanks to GAP. This applies to many banks, I suspect most banks/building societies are the same if truth be known.

    10/ Members who do not return by the end of November of any year will sadly now lose their numbers as, many people who sign up to the challenge then don't bother returning! To be fair, I think a lot get swept up in the excitement of it all, but then, for one reason of another, can't or don't wish to keep it up, but that then leaves me with a long list of non savers on the list which makes things very difficult over time. Sorry folks, but any saving members won't be at all worried about this - but if those 'defaulting' (bad word, but...!) members remember then - come on back and ask for another number, they will always be be more than welcome!

    On the 2 posts below is a list of members and their numbers, always display your No on your signatures please, that makes life so much easier for me and my DH when counting up all of our Totals. In December or thereabouts I declare the Grand Total of ALL that we members have collected, what a terrific sight that is! Please declare yours savings ASAP on or close to the 2nd November, many thanks.

    Just a quiet word of warning to all those in the Cambridge area - forget ever thinking of looking for roadkill there as jakes-mum will even tackle you the ground to get to it first! Think I'm joking??

    Once again, we've just had another truly amazing year, let's keep it up and see what we can achieve this year. Good luck everyone and save well!!

    PLEASE take note everyone Thursday 2nd Nov is the closing date for 2017, the day we declare what we've saved on the thread, kindly declare your monies saved within 2 weeks of the 2nd, thank you kindly.

    Anyone wishing to join us please post on the thread to ask and I'll give you a number and an official welcome so you can join in the fun......and please do note that...time means any time of year!

    It's Never Too Late To Join Us! and You Never Need To Re-join....well, unless you stop visiting us in November! However.......you can always return to the fold and be made very welcome!

    Many thanks for reading
    , Sue x
    Last edited by Sue-UU; 04-11-2016 at 12:11 PM.
    Sealed Pot Challenge 001 My Totals = 08 £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 871.52 Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016= £52, 002.40!!!

Page 111
    • mrs-moneypenny
    • By mrs-moneypenny 6th Nov 17, 8:08 AM
    • 15,337 Posts
    • 196,162 Thanks
    mrs-moneypenny
    Member number 100
    I'm declaring £557 in my sealed pot and £2,700 in my overtime fund so a total of £3,257

    Sorry for the late declare I got the date wrong
    Last edited by mrs-moneypenny; 06-11-2017 at 8:10 AM.
    grocery challenge November budget £400 spent £
    SPC~11 No100 : : X4 O/t fund so far
    read your books challenge-currently on Me before you
    xstitch challenge 63 Thumbelina
    17in 2017 challenge 3/17
    • Florence J
    • By Florence J 6th Nov 17, 10:26 AM
    • 1,699 Posts
    • 9,555 Thanks
    Florence J
    Thank you for everything Sue-UU

    'See' you all on the next thread.
    Sealed Pot Challenge 10 #553 (£94.58) £1000 Emergency Fund Challenge #253 Wombling free 2017 = £1982.64 Pay off all your debts by Xmas 2017 #53 (£3118.08/£3000) Debt to OH paid back £1146.96/1146.96
    November 2017 Credit Card Debt: £4025
    • Sue-UU
    • By Sue-UU 6th Nov 17, 2:04 PM
    • 8,589 Posts
    • 47,748 Thanks
    Sue-UU
    Excellent saving SPCers!!!!!
    Only Declarations To Be Put On THIS THREAD From Now On PLEASE Folks!
    The Link to SPC 11 can be found HERE



    Very well done indeed to you also nanto3girls as that’s a tidy sum you’ve saved so many congratulations to you!!!!!!!

    Ah well at least you finally got there, Saver-upper, and it’s not as though you’re that late, there are a lot who will even leave it until after Christmas, but not to worry. Many congratulations to you as you did really well!!!!!

    An excellent amount for you too, TeaRex!!!! Many congratulations to you and all the best for SPC 11!!!!! Brilliant news that this is you first Christmas NOIT on CCs!!!!!!!


    That’s fantastic savings, mrs-moneypenny!!!! However, that overtime should have been included as you did it to save more! Have you got enough for your kitchen yet? Congratulations to you on an amazing sum!!!!!!


    Thanks very much indeed Florence, see you over on 11


    Only Declarations To Be Put On THIS THREAD From Now On PLEASE Folks!
    The Link to SPC 11 can be found HERE
    Sealed Pot Challenge 001 My Totals = 08 £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 871.52 Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016= £52, 002.40!!!

    • worklifebalance
    • By worklifebalance 7th Nov 17, 12:31 PM
    • 15 Posts
    • 119 Thanks
    worklifebalance
    Number 459


    Just £70 in the change pot this year but we tend to use cards for most stuff
    SPC #459 no 8 2015 £203 2016 £157
    starting mortgage £120,000 June 2012
    OP 2015 £5000, 2016 #57 £28866/ £25000
    • Sue-UU
    • By Sue-UU 7th Nov 17, 3:58 PM
    • 8,589 Posts
    • 47,748 Thanks
    Sue-UU
    Only Declarations To Be Put On THIS THREAD From Now On PLEASE Folks!
    The Link to SPC 11 can be found HERE


    It's not easy living in this plastic world, eh worklifebalance! However, your declaration is most definitely worth it for you as I'm sure you'll find something for it to be useful on. Many congratulations on what is still a very good sum!!!!!


    Only Declarations To Be Put On THIS THREAD From Now On PLEASE Folks!
    The Link to SPC 11 can be found HERE
    Sealed Pot Challenge 001 My Totals = 08 £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 871.52 Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016= £52, 002.40!!!

    • grandmasam
    • By grandmasam 7th Nov 17, 6:58 PM
    • 530 Posts
    • 5,589 Thanks
    grandmasam
    Hi Sue-UU
    Haven't been around this year due to the loss of my younger sister, my aunt and another family member, all very sudden and unexpected.
    SPC 031
    However, my total for the year is £472.35p not as much as other years but every little helps...

    Hope all is fine with you and your family.
    Caz
    Saving for another hound
    from Sue-UU
    SPC no 031 SPC 9 £1211, SPC 8 £1027 SPC 7 £937.24, SPC 6 £973.4 SPC 5 £1949, SPC 4 £904.67 SPC 4 £980.27
    • 166million
    • By 166million 8th Nov 17, 2:01 AM
    • 1,067 Posts
    • 4,472 Thanks
    166million
    377

    Sorry for being late
    I have 42.49
    I think I'm going to leave it in the pot and keep adding to it

    -came back and realised I made a weird typo on the numbers. That will teach me to come on at 2 am. Have changed it now
    Last edited by 166million; 08-11-2017 at 12:21 PM.
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way

    377 166million Sealed Pot Challenge 2018
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099

    No. 90: Emergency fund £43
    • Sue-UU
    • By Sue-UU 8th Nov 17, 1:07 PM
    • 8,589 Posts
    • 47,748 Thanks
    Sue-UU
    Only Declarations To Be Put On THIS THREAD From Now On PLEASE Folks!
    The Link to SPC 11 can be found HERE


    Hello Caz! It’s so wonderful to see you. So sorry to hear that you also have suffered the sudden loss of loved one. I’m so sorry you lost a younger Sister Caz, that must have been so tough to bear. Much like our Birthdays we’ve both lost 3 very precious people in our lives this year. My saddest loss was the lady who reared me (not my Mother but in all but name she was!) and meant the world to me as I know I did to her. Thankfully she lived until she was 93, but then so suddenly she was gone, though she will never be forgotten. Another was a cherished family member, the other a very very dear friend.

    Thanks for your declaration Caz, I know it’s nowhere near normal for you, but for all sorts of reasons sometimes it just isn’t quite so easy. However, many congratulations on what you did save!!!!
    How is you Granddaughter? I often think of you both, quite honestly. We’ve been blessed with our first Great-Grandchild in September, a darling little boy, Oliver!

    Do try to come and see us more often twin (especially 5th March), some folk are so lovely to hear from. For now, take great care of yourself xx ��


    Hello again 116million, and very well done with the amount you’ve saved. It might not be the best amount but it's still savings! I think you’ve done the right thing in repotting it so you can add to it for next year and quite possibly have a really good amount! It might even give you more incentive to save more. All the very best in doing so!!!!


    Only Declarations To Be Put On THIS THREAD From Now On PLEASE Folks!
    The Link to SPC 11 can be found HERE
    Sealed Pot Challenge 001 My Totals = 08 £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 871.52 Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016= £52, 002.40!!!

    • Saver-upper
    • By Saver-upper 9th Nov 17, 10:54 AM
    • 1,646 Posts
    • 12,564 Thanks
    Saver-upper

    Total of £872.66 which I am thrilled with.No doubt when I bank it,the bank will come up with a different total again.If so,I will update again.
    Originally posted by Saver-upper
    Sorry,Sue-I am richer than I thought .
    I lugged my bags of counted up money to the bank this morning,and the official,bank-counted total is £872.76 .Thank you Sue
    Roadkill Rebel #14,2016:£35.50 £12,000in2016 #82=£3163
    SPC #155 x 7.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £292,Valued Opinions £10.50




    • crimson.addict
    • By crimson.addict 9th Nov 17, 1:06 PM
    • 1,189 Posts
    • 9,521 Thanks
    crimson.addict
    I'm sorry for the VERY late declaration Sue and for not being around much this year.

    I hope you will forgive me when you see that I have saved a whopping £2,479.21 in change. £236.67 on my Morrisons More card. £136.03 on my Nectar card and £98.39 in my paypal account.

    That brings a grand total of £2,950.30

    Now I don't plan on using my nectar and more points money until absolutely have to, am I ok to keep these and possibly include them on next years total or should I remove them from this years total?
    Sealed Pot Challenge member #071 VSP #4
    £723.44(SPC5) - £753.77(SPC6) - £857.19(SPC7) - £1,632.19(SPC8) - £2,707.15(SPC9) - £2,950.30(SPC10) - £0(SPC11)...so far

    I love LC2 and Jakes-Mum
    Star's from Sue x28
    CC Debt
    - £3,327.14 Savings - EF - £4,564.42/£5,000 - H2B - £4,273.36/£12,000
    • Sue-UU
    • By Sue-UU 9th Nov 17, 4:14 PM
    • 8,589 Posts
    • 47,748 Thanks
    Sue-UU
    Only Declarations To Be Put On THIS THREAD From Now On PLEASE Folks!
    The Link to SPC 11 can be found HERE



    Aha! So the final and official countdown differs from your own then, Saver-upper! Still itís to the greater good by 10p so who could argue against it!!!! I think you can be forgiven for getting a bit flummoxed when counting it at home though as thereís a mixture of excitement and nerves going on as well so little wonder it wasnít quite correct. You did marvellously Saver-upper and again, many congratulations!!!!!


    So here you are at last, Ruth!!! Itís wonderful to see you back with us and hereís hoping weíll see you more often! Thatís some amazing and excellent potting btw and congratulations to you on such a great haul!!!!!! Re the Nectar points etc, whateverís best for you is fine by me. Donít forget now, donít be a stranger as youíd be amazed the difference your visits and those of others make in encouraging other members! See you soon.



    Only Declarations To Be Put On THIS THREAD From Now On PLEASE Folks!
    The Link to SPC 11 can be found HERE
    Sealed Pot Challenge 001 My Totals = 08 £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 871.52 Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016= £52, 002.40!!!

    • Happybeingme
    • By Happybeingme 9th Nov 17, 9:15 PM
    • 190 Posts
    • 1,595 Thanks
    Happybeingme
    Hello All

    I'm so sorry I haven't been around this year - it's been a crazy hectic one.
    My total for this year is £542!

    Wishing everyone all the best for next years pots!
    Sealed Pot Challenge ~ Saver #103
    SPC#9 ~ Target £300 - Saved £194.90
    SPC#10 ~ Target £500 - Saved £542
    • Sue-UU
    • By Sue-UU 10th Nov 17, 3:42 PM
    • 8,589 Posts
    • 47,748 Thanks
    Sue-UU
    Only Declarations To Be Put On THIS THREAD From Now On PLEASE Folks!
    The Link to SPC 11 can be found HERE



    Hi again Happybeingme! Itís great seeing you back... with a very healthy pot too! Congratulations on keeping up the determination to save as you keep right on going up..up and up!!!!!! Good of you to think of the rest of us having as good a year potting as Iím wishing you also. It would be wonderful to see a little more folk posting on SPC 11 if possible, the more members that come on, even if only with a few words, the greater the encouragement for us all!! Have a great year Happy!




    Only Declarations To Be Put On THIS THREAD From Now On PLEASE Folks!
    The Link to SPC 11 can be found HERE
    Sealed Pot Challenge 001 My Totals = 08 £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 871.52 Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016= £52, 002.40!!!

    • Incywincy21
    • By Incywincy21 10th Nov 17, 11:15 PM
    • 48 Posts
    • 167 Thanks
    Incywincy21
    Sorry I deserted you all!

    I'm excited to start SPC11 (and so will catch up with you all there) but just wanted to swing by to declare £48.11. Sounds miserable I know, but I joined late and much of this was road kill/behind sofa/in pockets of washing/self service checkouts etc!

    Thanks Sue-UU for doing the challenge - I'm so pleased to have even saved anything! xx
    SPC no. 462 TOTAL £48.11
    SPC11 No.462 Target: £250
    NSD May - Acheived: 7 NSDs (Started 21/05/17)
    NSD June (Target 15/30) - Achieved: 14/15
    NSD July (Target 18/31) - Achieved: 3/18
    • Sue-UU
    • By Sue-UU 11th Nov 17, 1:12 PM
    • 8,589 Posts
    • 47,748 Thanks
    Sue-UU
    Only Declarations To Be Put On THIS THREAD From Now On PLEASE Folks!

    The Link to SPC 11 can be found HERE

    Your words are very much appreciated, Incywincy, thank you. Please NEVER worry about any amount of savings being miserable! It would be termed as being miserable - if there was NOTHING saved!!!!! However, I'm sure your savings will come in handy for something. Meanwhile, make a conscious effort to do better in SPC 11.
    Stick with us so you get motivated... and you motivate others as it really does work both ways! Congratulations on having saved!!!!! You'd be surprised at the folk who never do!!! I'll see you on SPC 11 soon!

    Only Declarations To Be Put On THIS THREAD From Now On PLEASE Folks!
    The Link to SPC 11 can be found HERE
    Sealed Pot Challenge 001 My Totals = 08 £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 871.52 Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016= £52, 002.40!!!

    • mossy
    • By mossy 11th Nov 17, 3:41 PM
    • 1,127 Posts
    • 8,131 Thanks
    mossy
    Hello Sue and lovely potters, sorry I'm a bit late, have been sooooo busy!

    Number #83 declaring £26 plus a tiny bit of shrapnel that will go back in the pot. Not huge, but considering I don't use cash for shopping anymore and hardly ever carry cash, that's still a reasonable amount.

    Hope you all have a fabulous Christmas!
    Emergency Fund Savings - #148 - £100/£500 20%
    #083 SPC6 £63 - SPC7 £90 - SPC8 £63 - SPC9 £54 - SPC10 £26 - SP11
    Ta for the stars Sue
    • Sue-UU
    • By Sue-UU 11th Nov 17, 6:46 PM
    • 8,589 Posts
    • 47,748 Thanks
    Sue-UU
    Only Declarations To Be Put On THIS THREAD From Now On PLEASE Folks!

    The Link to SPC 11 can be found HERE

    As you said earlier on SPC 11, mossy, it's not a lot, but.... you saved!!!!! Congratulations to you and I hope you have a really lovely Christmas!!!!

    Only Declarations To Be Put On THIS THREAD From Now On PLEASE Folks!

    The Link to SPC 11 can be found HERE
    Sealed Pot Challenge 001 My Totals = 08 £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 871.52 Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016= £52, 002.40!!!

    • kezbabybabe
    • By kezbabybabe 13th Nov 17, 8:40 AM
    • 697 Posts
    • 3,269 Thanks
    kezbabybabe
    SPC Member 020 declaring £6.30 for this year - not really been concentrating on this. I'm not going to join next year, as we're hoping to buy a house so will probably need all my change for that.
    Last edited by kezbabybabe; 13-11-2017 at 8:40 AM. Reason: Added SPC number.
    [B]SPC Member No. 020 - 2016 total = £43.87 | 2017 total = £6.30
    • Sue-UU
    • By Sue-UU 16th Nov 17, 10:32 AM
    • 8,589 Posts
    • 47,748 Thanks
    Sue-UU
    Only Declarations To Be Put On THIS THREAD From Now On PLEASE Folks!

    The Link to SPC 11 can be found HERE



    Hi kezbabybabe! So sorry to hear youíre leaving us though I quite understand that you need to be saving every penny you can! Congratulations on your savings and I hope youíre able to get your house just as soon as possible!


    Only Declarations To Be Put On THIS THREAD From Now On PLEASE Folks!

    The Link to SPC 11 can be found HERE
    Sealed Pot Challenge 001 My Totals = 08 £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 871.52 Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016= £52, 002.40!!!

    • LittleOwl
    • By LittleOwl 17th Nov 17, 3:10 PM
    • 22 Posts
    • 243 Thanks
    LittleOwl
    Hi all. £1616.74 from me this year. I know I'm a hopeless poster but I am so grateful for this challenge, it has made an enormous difference for my families Christmas. Well done to all the other members as well xx.
    Sealed pot No 121
    SPC#6 £467.19
    SPC#7 £773.28
    SPC#8 £846.03
    SPC#9 £1249.63
    SPC#10 £1616.74
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