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  • FIRST POST
    • MSE Lucia
    • By MSE Lucia 3rd Nov 16, 5:13 PM
    • 3Posts
    • 0Thanks
    MSE Lucia
    Have you suffered from not having a will? Tell us
    • #1
    • 3rd Nov 16, 5:13 PM
    Have you suffered from not having a will? Tell us 3rd Nov 16 at 5:13 PM
    Hi everyone,

    We’d really like to hear from any Forumites who have experienced the effects that not having a will can cause. If you’re happy to share your story, please post in the thread below. If you’ve seen any relevant threads or posts elsewhere on the forum, please do share the links.

    We’re looking to do a feature highlighting that whatever your age, if you've assets eg, a house, savings, or a business, and people or others you'd like to look after it, you should consider making a will; and Will Aid month gives you a chance to do it cheaply.

    Our feature will be in line with Will Aid month, which is a UK-wide scheme that runs every November, where the charity Will Aid teams up with over 900 solicitors to provide basic wills to people of any age. There's no set fee but Will Aid hopes you'll make a donation of around £95 for a single will (£150 for a couple). This is a good price for a solicitor-drafted will but of course if you can’t afford it, you can give less.

    Huge thanks,
    MSE Lucia
    Last edited by MSE Matt; 04-11-2016 at 9:04 AM.
Page 2
    • Mojisola
    • By Mojisola 31st Jan 17, 6:33 PM
    • 27,085 Posts
    • 69,037 Thanks
    Mojisola
    If he dies first then I will make a will, but with an 18 year age difference that's unlikely. And if we die together in an accident then I am deemed to have died first anyway being the elder.
    Originally posted by Nick_C
    If you die together, he won't inherit from you.

    Both of your estates will be divided up among more distant relatives according to the intestate rules.
    • zagfles
    • By zagfles 10th Feb 17, 4:04 PM
    • 11,631 Posts
    • 9,615 Thanks
    zagfles
    Not everyone needs to make a will. But if you do, make sure it is lodged somewhere safe. When my mum died, I searched high and low for a will, but couldn't find anything, although she had previously told me she had made one.

    If you have been married more than once and have children, all the more reason to lodge the will in a safe place. When my grandfather dies, his second wife tore up the will. The same thing happened to a friend of mine.

    Personally, I have no children or living parents, and want my entire estate to pass to my spouse on my death, so living in England there is no need to make a will. Administering a simple estate under the rules of intestacy is straightforward.
    Originally posted by Nick_C
    Yes I deliberately have no will, nor has my wife, or parents. Circumstances are straightforwards and we understand the rules of intestacy. I've helped adminsiter a couple of estates with no will and they were straightforwards, if anything they were easier than if there'd been a will!

    However if you do this make certain to tell people you have no will! Otherwise they'll waste time searching for it.

    If you do make a will - don't make a solicitor or a bank the executor. If you do, they have a monopoly and if they're rubbish, slow, or expensive, your beneficiaries are stuck with them. Make one of the main beneficiaries the executor(s), or a trusted friend/relative. Having asked them first of course. They can always pay for legal help if they need it, and they'll be able to shop around and get rid of any slow/expensive solicitor.

    On a related point make sure you have "expression of wish" forms filled out for any pensions you have, will or no will. Pensions do not (generally) get included in wills so you can't usually leave pensions in a will.
    • Blackbeard of Perranporth
    • By Blackbeard of Perranporth 18th Apr 17, 8:37 PM
    • 4,219 Posts
    • 25,124 Thanks
    Blackbeard of Perranporth
    The birch who married my dad wanted all his money. Fortunately me and big sis were wise to it. We disagreed with his will. Then waited until it went intestate and then settled fifty fifty. Now the birch is out of our lives destitute.
    No one dreams of escape
    From the aroma of a cheap jar of coffee
    • Keep pedalling
    • By Keep pedalling 19th Apr 17, 7:33 PM
    • 2,929 Posts
    • 3,101 Thanks
    Keep pedalling
    The birch who married my dad wanted all his money. Fortunately me and big sis were wise to it. We disagreed with his will. Then waited until it went intestate and then settled fifty fifty. Now the birch is out of our lives destitute.
    Originally posted by Blackbeard of Perranporth
    That makes no sense whatsoever.
    • Motre
    • By Motre 20th Apr 17, 11:09 AM
    • 1 Posts
    • 0 Thanks
    Motre
    Hm, it's a good idea. Thank you!
    • Silvertabby
    • By Silvertabby 28th Apr 17, 3:04 PM
    • 906 Posts
    • 974 Thanks
    Silvertabby
    “ If he dies first then I will make a will, but with an 18 year age difference that's unlikely. And if we die together in an accident then I am deemed to have died first anyway being the elder.
    Originally posted by Nick_C
    If you die together, he won't inherit from you.

    Both of your estates will be divided up among more distant relatives according to the intestate rules.
    Yes if you die together, then the law decrees that the youngest one died last - and so everything goes to the youngest ones family only.
    • Mojisola
    • By Mojisola 28th Apr 17, 7:10 PM
    • 27,085 Posts
    • 69,037 Thanks
    Mojisola
    Yes if you die together, then the law decrees that the youngest one died last - and so everything goes to the youngest ones family only.
    Originally posted by Silvertabby
    In England and Wales under the Law Reform (Succession) Act 1995 a wife, husband or civil partner does not take a share on intestacy unless he or she survives the deceased for 28 days.
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