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  • FIRST POST
    • Pippilongstocking
    • By Pippilongstocking 1st Nov 16, 8:35 PM
    • 14,835Posts
    • 97,264Thanks
    Pippilongstocking
    New job = New focus = Still a good life
    • #1
    • 1st Nov 16, 8:35 PM
    New job = New focus = Still a good life 1st Nov 16 at 8:35 PM
    Hey up chaps

    So today I started my first venture into full time employment, having either studied/worked or being self-employed since, erm 1999.

    So time for a new focus.

    I was a single parent, study-rather-work-mum and now I've got two well adjusted (can I say that?) younglings whom have flown the nest and are post degree and mid final stages of university. Focus for me has now changed from supporting them wholeheartedly to supporting future me and any help they might need or not.

    And somewhere a long the line we acquired a very caring and solvent DH of rock god status, (finances still very solid and very separate) a house (his mortgage, 16 years I think) and garden (mine), two hounds (neither of us willing to take ownership), a sprinkling of chickens and a thirst for cheese and tasty but reduced food.

    So whilst self-employment and study has been flexible and suited the 'day job' of mum, now I need more regular income and flexibility of paid holidays and pensions.


    Time a rethink and for some me time I think.

    Me time as in time off but also me time as in providing for me in the future. However that shapes up.

    I'll link into other diaries here and here and maybe here. [links to be added]

    only thing really to know

    we love a good list
    and growing our own food
    we hate food waste and paying too much for food
    not a real fan of meal plans but we know they work
    we have discovered we like holidays
    but also lots of 'free living' as well
    we do not approve of matching socks
    but love a good natter and ideas to get the spends under control and the savings to promote

    STILL A GOOD LIFE

    I started a new job today, full time, employed - both children are out of the house mostly although we have DS home at the moment between adventures.

    I have one p't job (7 hours) on top of this which might be ditched if the home/life balance can't be made.

    I have a new website developing to sell plants and sundries to top up the income and reduce the mortgage.

    House and mortgage are a priority at overpaying, with balance of adventures and good living
    Overdrafts need slayed - savings need to be established
    Pension needs to be established
    Housekeeping budgets need defined and tweaked to be efficient

    Having taken so much from you lovely MSE'rs for so long, I'm hoping that I can learn more than a few new tricks, reduce the mortgage down considerably and still have a good life with full time employment in a field I am super passionate about.



    Yes I want it all, I want it all and I want it now.

    {Happy to work for it}

    So help me along angels.

    Overdraft 1 £1000/£100, Overdraft 2 £1000/£0, Credit Card 1 £1044.93/£0, Credit Card 2 £2710.57/2160
    Total Debt as of 6/8/2017 £5755.40 eek: total debt 24/9 £4060 PAID off £1695.40
    :
Page 15
    • rtandon27
    • By rtandon27 4th Mar 17, 2:59 PM
    • 1,965 Posts
    • 12,028 Thanks
    rtandon27
    Reduced chook dinner - my mouth is watering!

    Hooray for time spent in your own garden - must be very satisfying

    Monthly pay happened here as well - must go through budgeting app & assign money to the appropriate categories - OH is a bit worried his balance is so high but I've assured him that March is a worst month for bills!

    This debt free things is still very new to us - growing up the Mr. thought bank statements only came in red!
    Mine/Hers: May 2011£10835.33May 2016£4709.46Oct 2016£0
    Not Mine/His: June 2016£8175.38Oct 2016£0
    Grand Total£0
    PSST - WE ARE DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    • troglodyte
    • By troglodyte 5th Mar 17, 7:14 AM
    • 599 Posts
    • 3,589 Thanks
    troglodyte
    Very efficient meal-planning there! And well done on all the gardening. We've done a bit but nothing like as much as you! Must get on the case - got bird boxes to put up ASAP for starters!
    • EssexHebridean
    • By EssexHebridean 6th Mar 17, 3:38 PM
    • 7,778 Posts
    • 40,285 Thanks
    EssexHebridean
    Yay to pay and meal planning and visitors, but a big fat massive BOO to you being in Southern lands at the end of APRIL. NO good at all - we'll be venturing to Northern climes as you know! Boo and boo again.

    Roast chicken dinner sounds ultra yummy - we had lamb breast yesterday - paid £2 for the large chunk of breast and it'll do another meal yet. Happy EH's here.
    MORTGAGE FREE 30/09/2016
    Sainsbugs 0% card: 22/12/16 £1229.00/£504.92 (29/08/17)
    • rtandon27
    • By rtandon27 18th Mar 17, 3:39 PM
    • 1,965 Posts
    • 12,028 Thanks
    rtandon27
    Hey Pips - two weeks since you last surfaced! - Still buried in snowdrops? - Hope all is well - xox RT
    Mine/Hers: May 2011£10835.33May 2016£4709.46Oct 2016£0
    Not Mine/His: June 2016£8175.38Oct 2016£0
    Grand Total£0
    PSST - WE ARE DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    • Pippilongstocking
    • By Pippilongstocking 30th Apr 17, 4:21 PM
    • 14,835 Posts
    • 97,264 Thanks
    Pippilongstocking
    Buried indeed. Coming out the other side now.

    Huge thanks for the check in xx
    Overdraft 1 £1000/£100, Overdraft 2 £1000/£0, Credit Card 1 £1044.93/£0, Credit Card 2 £2710.57/2160
    Total Debt as of 6/8/2017 £5755.40 eek: total debt 24/9 £4060 PAID off £1695.40
    :
    • rtandon27
    • By rtandon27 1st May 17, 11:52 AM
    • 1,965 Posts
    • 12,028 Thanks
    rtandon27
    Hey stranger! Good to hear from you!
    Mine/Hers: May 2011£10835.33May 2016£4709.46Oct 2016£0
    Not Mine/His: June 2016£8175.38Oct 2016£0
    Grand Total£0
    PSST - WE ARE DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    • troglodyte
    • By troglodyte 1st May 17, 12:46 PM
    • 599 Posts
    • 3,589 Thanks
    troglodyte
    Hello!
    Glad to see you back, hope you have time to breathe!
    • Pippilongstocking
    • By Pippilongstocking 12th May 17, 8:11 AM
    • 14,835 Posts
    • 97,264 Thanks
    Pippilongstocking
    hey up chappsies - bit quiet this end, just lost our final wee feathery friend.

    Sad times, but I'm glad we had the opportunity to let them have a nice last 3 years.

    Hugs ladys and long will you roam around particle by particle living freely around us.

    Catch up soon and thanks for the contacts in the Virtual lands and postcards and cards landing in the real lands.

    Much appreciate the thoughts and love, always.

    Should be more regular from now one, the white beasties are sleeping.
    Overdraft 1 £1000/£100, Overdraft 2 £1000/£0, Credit Card 1 £1044.93/£0, Credit Card 2 £2710.57/2160
    Total Debt as of 6/8/2017 £5755.40 eek: total debt 24/9 £4060 PAID off £1695.40
    :
    • rtandon27
    • By rtandon27 12th May 17, 8:29 AM
    • 1,965 Posts
    • 12,028 Thanks
    rtandon27
    Welcome back again dearheart to the virtual kitchen! Look forward to having you back!

    Hugs for the loss of the last feathery one - they provided us all with entertainment through their antics over the years!
    Mine/Hers: May 2011£10835.33May 2016£4709.46Oct 2016£0
    Not Mine/His: June 2016£8175.38Oct 2016£0
    Grand Total£0
    PSST - WE ARE DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    • Greying Pilgrim
    • By Greying Pilgrim 12th May 17, 8:31 AM
    • 3,789 Posts
    • 41,730 Thanks
    Greying Pilgrim
    YAY! Pipster's back

    Sorry to hear about chookie, but what a life your feathery friends have when they home with you, love, kindness and fab food - a good life.

    Greying X
    'Ich habe genug'

    'I am not in the pursuit of happiness, only in the discovery of joy' - Joyce Grenfell
    • Cheery Daff
    • By Cheery Daff 12th May 17, 8:38 AM
    • 7,664 Posts
    • 37,239 Thanks
    Cheery Daff
    Aw, but yes, they had a good life with you. When are the next lot arriving?

    Good to see you back!
    Saved for house move: £15,121.80
    • troglodyte
    • By troglodyte 13th May 17, 10:37 AM
    • 599 Posts
    • 3,589 Thanks
    troglodyte
    Sorry to hear your last feathery lady has departed, but I'm sure it's comforting to know they had such a happy life beforehand.


    Good to see you back!
    • EssexHebridean
    • By EssexHebridean 17th May 17, 11:15 AM
    • 7,778 Posts
    • 40,285 Thanks
    EssexHebridean
    Crossing fingers that you manage to sort out another batch of chooks requiring love and rehabilitation soon - and as others have said, what a wonderful final few years of life those girls had eh!
    MORTGAGE FREE 30/09/2016
    Sainsbugs 0% card: 22/12/16 £1229.00/£504.92 (29/08/17)
    • Pippilongstocking
    • By Pippilongstocking 11th Jul 17, 6:26 PM
    • 14,835 Posts
    • 97,264 Thanks
    Pippilongstocking
    Aw thanks guys. Sorry been awol again.

    I think I'll start again at the beginning.

    I've been working two jobs since I started full time with the garden, its been a bit crazy but I did the final final notice thing this week, lots of people had left and I felt obliged to stay on well after I didn't want to. Finally been offered a new contract last week in the post (having said that I was flattered I have firmly given final notice).

    First time in a long time I've turned down work and it feels very very odd. But, life is a bit more stable, in some ways and a little less stable in others.

    All humans and mutts are healthy and well both in this country and down under in NZ.

    Hello and hope you're all well. I may start a new diary t get focus again but might keep up with this one, lost it somehow.

    I vow to do the following small things today to sort out finances/life.

    Check banks and cc's
    Have a wee bit dinner with DD in the city (I'm on the train having some 'me time')
    Tidy a bit later when home.
    Go home via soooopermarket and see if there are any bargains.
    Listen to some audio book.
    Hang up some washing and fold up dry stuff from the garden.
    Get to bed at a reasonable time.

    Well its a start.

    I've missed you all, looking forward to life becoming a bit less work orientated.
    Overdraft 1 £1000/£100, Overdraft 2 £1000/£0, Credit Card 1 £1044.93/£0, Credit Card 2 £2710.57/2160
    Total Debt as of 6/8/2017 £5755.40 eek: total debt 24/9 £4060 PAID off £1695.40
    :
    • Pippilongstocking
    • By Pippilongstocking 11th Jul 17, 6:39 PM
    • 14,835 Posts
    • 97,264 Thanks
    Pippilongstocking
    On the positive the bank is really healthy as I'm not spending much at all.

    Checked one CC 213 to pay on that, largely shopping and petrol and some bits will pay off at end of month as per usual.

    Can't get into my other bank/cc as new laptop (thank you DH for the lovely b'day pressie) this one doesn't any log ins on it as I've been woefully neglecting all online life. Bad Pippi.

    I'm also going to be 50 next birthday so I want to make a list of 50 fun things to do for that so probably need a bit of budget for that one.

    One from the garden, not mine
    Last edited by Pippilongstocking; 11-07-2017 at 6:45 PM.
    Overdraft 1 £1000/£100, Overdraft 2 £1000/£0, Credit Card 1 £1044.93/£0, Credit Card 2 £2710.57/2160
    Total Debt as of 6/8/2017 £5755.40 eek: total debt 24/9 £4060 PAID off £1695.40
    :
    • Cheery Daff
    • By Cheery Daff 11th Jul 17, 7:05 PM
    • 7,664 Posts
    • 37,239 Thanks
    Cheery Daff
    Yay, Pippi! Lovely to see you back lass Quite understand your trepidation at turning down work, but one full time job is quite enough for anyone in my opinion

    Very much looking forward to your ramblings
    Saved for house move: £15,121.80
    • rtandon27
    • By rtandon27 11th Jul 17, 7:47 PM
    • 1,965 Posts
    • 12,028 Thanks
    rtandon27
    Missed you hunny!

    Welcome back!!!!!

    Look forward to sitting down with you in the virtual kitchen!
    Mine/Hers: May 2011£10835.33May 2016£4709.46Oct 2016£0
    Not Mine/His: June 2016£8175.38Oct 2016£0
    Grand Total£0
    PSST - WE ARE DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    • Greying Pilgrim
    • By Greying Pilgrim 11th Jul 17, 7:47 PM
    • 3,789 Posts
    • 41,730 Thanks
    Greying Pilgrim
    Ay up Pippi

    Luverly to pop in and see your diary on t'first page

    50 FUN and utterly FAB-U-LUOS things for 50 - I hope, dharling..

    Looking forward to 'reading all 'bout it' on this diary thread or a shiny nu one

    Greying X
    'Ich habe genug'

    'I am not in the pursuit of happiness, only in the discovery of joy' - Joyce Grenfell
    • beanielou
    • By beanielou 11th Jul 17, 9:29 PM
    • 47,244 Posts
    • 169,869 Thanks
    beanielou
    Good to see you
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • Pippilongstocking
    • By Pippilongstocking 11th Jul 17, 9:35 PM
    • 14,835 Posts
    • 97,264 Thanks
    Pippilongstocking
    Hey up cheery chaps - lovely to hear from you all too and thank you.

    Cheery, you do know me so well, but as DD said to me tonight as we chinked our free waters, its about time. I'll miss being womble in chief though, but not the late night report writing. I hope you're well lassie I see life is progressing for you guys too!! Fingers crossed.

    RT - shockingly bad at communication I know, I'm sorry petal virtual kitchen is sadly neglected must pop a cloot aboot and tidy up a bit. And, in real life the cleaner comes tomorrow so must pick up my dirty kit from the floors when home! How's the bbqing going?

    Greying me dear I hope DP and Baby Greying are well and splendid we had bento boxes this evening at a wee Japanese (pumpkin dumplings) and enough for two lunches tomorrow - did make me think of your buddha bowls.

    ETA Hello Beanie - congrats to DS

    I've started a list this very evening with DD.

    1 - Mocktails somewhere fabulous
    2 - BBQ mussels on the beach
    3 - Have a pedicure
    4 - Miso making - learn to make my own miso
    5 - Make a sushi set or find one I like
    6 - Go to Iceland (like in real life not just for frozen food, or both)
    7 - Henna tattoo
    8 - Charity shop bonanza
    9 - Stay in St Andrews for a night
    10 - Grow groundnuts
    11 - Visit a garden show
    12 - NHM
    13 - Walk the local coastal path 112 miles
    14 - Design a garden for myself
    15 - Make a hat
    16 - Give blood
    17 - Go to a yoga retreat or just a class

    So far so good.

    trains busy but its nice to do something different rather than face plant into the sofa exhausted!

    xoxo
    Last edited by Pippilongstocking; 11-07-2017 at 9:41 PM.
    Overdraft 1 £1000/£100, Overdraft 2 £1000/£0, Credit Card 1 £1044.93/£0, Credit Card 2 £2710.57/2160
    Total Debt as of 6/8/2017 £5755.40 eek: total debt 24/9 £4060 PAID off £1695.40
    :
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