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  • FIRST POST
    • hotnuts21
    • By hotnuts21 29th Oct 16, 12:04 PM
    • 56Posts
    • 7Thanks
    hotnuts21
    Automated saving Plum or Chip?
    • #1
    • 29th Oct 16, 12:04 PM
    Automated saving Plum or Chip? 29th Oct 16 at 12:04 PM
    Just wondering if anyone had any thoughts on the two automated saving apps that have appeared recently.

    Plum https://withplum.com/
    Chip https://getchip.uk/

    Plums FAQs seem to give a bit more info on security etc, but im always dubious giving access to my accounts for SASS products.

    Thoughts/Experiences?
Page 2
    • Agraham1826
    • By Agraham1826 5th Apr 17, 11:40 AM
    • 1 Posts
    • 1 Thanks
    Agraham1826
    I picked plum because you don't need an app clogging up my phone you can always log in on the website it's simple and I think it's good for people who aren't great at organising it takes the hard part out of it.
    • picks
    • By picks 5th Apr 17, 5:57 PM
    • 173 Posts
    • 62 Thanks
    picks
    True but Chip's up to 5% sounds interesting.
    Originally posted by iAMaLONDONER
    If it sounds too good to be true, it probably is.

    Do people seriously hand over their security details for their bank / savings accounts to bots? It sounds like bargepole territory to me and I wouldn't be so naive.
    • alph
    • By alph 10th Apr 17, 9:55 PM
    • 18 Posts
    • 3 Thanks
    alph
    The Chip app now lets you use overdraft for savings.

    seems to be a new feature.

    May be useful for some people?
    • alph
    • By alph 10th Jun 17, 6:35 PM
    • 18 Posts
    • 3 Thanks
    alph
    Chip is stopping the £10 referral cash by the end of the month.

    I got a message from them yesterday saying this.

    I have been using Chip for a few months now and find it excellent.
    I have posted my experiences on here before already.

    So do sign up quickly if you want the £10 cash.. After the end of this month it stops.

    Thanks to anyone that uses my referral code.

    I hope this helps a few people on here.
    • surreysaver
    • By surreysaver 10th Jun 17, 10:32 PM
    • 2,224 Posts
    • 1,251 Thanks
    surreysaver
    Just had a look at Chip. The conditions say it might keep funds inaccessible for up to five days after it takes a direct debit.
    And I don't like the way it pretends to be a human when it talks to you, so I uninstalled it.
    I consider myself to be a male feminist. Is that allowed?
    • Ashen
    • By Ashen 11th Jun 17, 5:25 PM
    • 372 Posts
    • 234 Thanks
    Ashen
    Just had a look at Chip. The conditions say it might keep funds inaccessible for up to five days after it takes a direct debit.
    And I don't like the way it pretends to be a human when it talks to you, so I uninstalled it.
    Originally posted by surreysaver
    Isn't that simply because DD's take some working days to process? Seems perfectly reasonable to me.

    For withdrawals, it says on website that they will be returned to account same day if before 2pm.
    • Sam12321
    • By Sam12321 16th Jun 17, 9:35 PM
    • 2 Posts
    • 5 Thanks
    Sam12321
    This Chip App looks very interesting. Thank you so much for the post.

    I decided to sign up just now. I will report back on my experience on using the Chip App


    My Code is : Q0BQMT



    Thank you in advance for those that use my Code.

    Alph
    Originally posted by alph


    I used this referral code to sign up just over a week ago and saved some cash.

    and then I got the £10 (you get offered £10 or 1%).

    I went for the £10 as I wanted the cash.
    So this code does work

    Sam

    I will post my referral code on the referral board.
    • alph
    • By alph 17th Jun 17, 4:17 PM
    • 18 Posts
    • 3 Thanks
    alph
    Thank you Sam, for using my code.

    The £10 referral is being withdrawn at the end of this month, so I am glad you managed to get this with in the time limit.

    You just need to connect the app to your bank account, to now qualify for the £10.

    Thanks again Sam
    • alph
    • By alph 22nd Jul 17, 10:10 AM
    • 18 Posts
    • 3 Thanks
    alph
    So I have been using this Chip App now for 4 maybe 5 months. I have had no issues so far with this at all.

    I got my first 3 months interest paid to me.

    Savings happen automatically, so its nice and easy.

    Seems to be a great app so far.

    I love how easy it is.

    Alph

    Just posting my experience so far.
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