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  • FIRST POST
    • LJG1985
    • By LJG1985 16th Oct 16, 9:44 PM
    • 21Posts
    • 3Thanks
    LJG1985
    Any more credit checks when completing?
    • #1
    • 16th Oct 16, 9:44 PM
    Any more credit checks when completing? 16th Oct 16 at 9:44 PM
    Hello all

    We have exchanged on a new build (back in August!!) and currently waiting as patiently as possible for it to be finished.

    I am just curious as to whether there will be any other checks now?

    We are not looking at applying for any further credit or anything but have seen some furniture we would like to purchase. If we bought this on a credit card, can it effect our mortgage going through? Not sure if Santander will do any more checks now or they will be satisfied since we have exchanged?

    Obviously we are first time buyers so new to everything...

    Thanks!
Page 1
    • ACG
    • By ACG 16th Oct 16, 10:00 PM
    • 13,499 Posts
    • 6,648 Thanks
    ACG
    • #2
    • 16th Oct 16, 10:00 PM
    • #2
    • 16th Oct 16, 10:00 PM
    Its not worth the risk.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
    • amnblog
    • By amnblog 17th Oct 16, 8:13 AM
    • 8,859 Posts
    • 3,374 Thanks
    amnblog
    • #3
    • 17th Oct 16, 8:13 AM
    • #3
    • 17th Oct 16, 8:13 AM
    Do not buy anything on credit between now and completion (except anything on your card that you can clear at the end of the month).
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
    • LJG1985
    • By LJG1985 17th Oct 16, 11:44 AM
    • 21 Posts
    • 3 Thanks
    LJG1985
    • #4
    • 17th Oct 16, 11:44 AM
    • #4
    • 17th Oct 16, 11:44 AM
    That's what I thought might be best, thanks for the advice!
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