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    • GentleGiant
    • By GentleGiant 16th Oct 16, 1:53 PM
    • 502Posts
    • 225Thanks
    Amex protection on a card payment for a holiday?
    • #1
    • 16th Oct 16, 1:53 PM
    Amex protection on a card payment for a holiday? 16th Oct 16 at 1:53 PM
    Paying for a holiday abroad.

    50% is paid by one Amex card
    50% is paid by another Amex card.

    Any issues with claiming from Amex if the villa does not materialise?

    Will two cards / accounts complicate matters?

    I am not going to use a 0% rate card just in case of any issues as I would rather have Amex to fall back on to.
Page 1
    • Heng Leng
    • By Heng Leng 17th Oct 16, 4:29 AM
    • 3,376 Posts
    • 1,007 Thanks
    Heng Leng
    • #2
    • 17th Oct 16, 4:29 AM
    • #2
    • 17th Oct 16, 4:29 AM
    Amex credit or chargecards?
    • GentleGiant
    • By GentleGiant 17th Oct 16, 7:52 AM
    • 502 Posts
    • 225 Thanks
    • #3
    • 17th Oct 16, 7:52 AM
    • #3
    • 17th Oct 16, 7:52 AM
    Credit card.
    • Anthorn
    • By Anthorn 17th Oct 16, 8:18 AM
    • 2,157 Posts
    • 561 Thanks
    • #4
    • 17th Oct 16, 8:18 AM
    • #4
    • 17th Oct 16, 8:18 AM
    You are covered under section 75 of the Consumer Credit Act which makes the credit card company jointly liable for any breach of contract or misrepresentation by the retailer. But s75 only applies if you bought direct from a retailer and not through an agent or if you bought the service from the credit card company whose credit card you used to pay.

    You might also get 90 days refund protection from American Express. Doubtful that you'll get the 90 days purchase protection. But the protection doesn't apply to all American Express cards: Check your T&Cs.
    Lloyds Bank Platinum 10.9%
    Amex Platinum Cashback Everyday 22.9%
    The American Express Card
    TSB Classic Plus | Natwest Reward
    Rainy day fund - target £3000 - latest total £3100
    Average total credit limit used = 7%
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