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  • FIRST POST
    • GentleGiant
    • By GentleGiant 16th Oct 16, 1:53 PM
    • 510Posts
    • 226Thanks
    GentleGiant
    Amex protection on a card payment for a holiday?
    • #1
    • 16th Oct 16, 1:53 PM
    Amex protection on a card payment for a holiday? 16th Oct 16 at 1:53 PM
    Paying for a holiday abroad.

    50% is paid by one Amex card
    50% is paid by another Amex card.

    Any issues with claiming from Amex if the villa does not materialise?

    Will two cards / accounts complicate matters?

    I am not going to use a 0% rate card just in case of any issues as I would rather have Amex to fall back on to.
Page 1
    • Heng Leng
    • By Heng Leng 17th Oct 16, 4:29 AM
    • 3,767 Posts
    • 1,141 Thanks
    Heng Leng
    • #2
    • 17th Oct 16, 4:29 AM
    • #2
    • 17th Oct 16, 4:29 AM
    Amex credit or chargecards?
    • GentleGiant
    • By GentleGiant 17th Oct 16, 7:52 AM
    • 510 Posts
    • 226 Thanks
    GentleGiant
    • #3
    • 17th Oct 16, 7:52 AM
    • #3
    • 17th Oct 16, 7:52 AM
    Credit card.
    • Anthorn
    • By Anthorn 17th Oct 16, 8:18 AM
    • 2,973 Posts
    • 774 Thanks
    Anthorn
    • #4
    • 17th Oct 16, 8:18 AM
    • #4
    • 17th Oct 16, 8:18 AM
    You are covered under section 75 of the Consumer Credit Act which makes the credit card company jointly liable for any breach of contract or misrepresentation by the retailer. But s75 only applies if you bought direct from a retailer and not through an agent or if you bought the service from the credit card company whose credit card you used to pay.
    .http://www.which.co.uk/consumer-rights/regulation/section-75-of-the-consumer-credit-act

    You might also get 90 days refund protection from American Express. Doubtful that you'll get the 90 days purchase protection. But the protection doesn't apply to all American Express cards: Check your T&Cs.
    https://www.americanexpress.com/uk/content/security/shopping-protection/
    I don't think and I know I don't think so therefore I am. At least I think so. But hold on I don't think ... er ...
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