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  • FIRST POST
    • GentleGiant
    • By GentleGiant 16th Oct 16, 1:53 PM
    • 506Posts
    • 225Thanks
    GentleGiant
    Amex protection on a card payment for a holiday?
    • #1
    • 16th Oct 16, 1:53 PM
    Amex protection on a card payment for a holiday? 16th Oct 16 at 1:53 PM
    Paying for a holiday abroad.

    50% is paid by one Amex card
    50% is paid by another Amex card.

    Any issues with claiming from Amex if the villa does not materialise?

    Will two cards / accounts complicate matters?

    I am not going to use a 0% rate card just in case of any issues as I would rather have Amex to fall back on to.
Page 1
    • Heng Leng
    • By Heng Leng 17th Oct 16, 4:29 AM
    • 3,501 Posts
    • 1,047 Thanks
    Heng Leng
    • #2
    • 17th Oct 16, 4:29 AM
    • #2
    • 17th Oct 16, 4:29 AM
    Amex credit or chargecards?
    • GentleGiant
    • By GentleGiant 17th Oct 16, 7:52 AM
    • 506 Posts
    • 225 Thanks
    GentleGiant
    • #3
    • 17th Oct 16, 7:52 AM
    • #3
    • 17th Oct 16, 7:52 AM
    Credit card.
    • Anthorn
    • By Anthorn 17th Oct 16, 8:18 AM
    • 2,505 Posts
    • 642 Thanks
    Anthorn
    • #4
    • 17th Oct 16, 8:18 AM
    • #4
    • 17th Oct 16, 8:18 AM
    You are covered under section 75 of the Consumer Credit Act which makes the credit card company jointly liable for any breach of contract or misrepresentation by the retailer. But s75 only applies if you bought direct from a retailer and not through an agent or if you bought the service from the credit card company whose credit card you used to pay.
    .http://www.which.co.uk/consumer-rights/regulation/section-75-of-the-consumer-credit-act

    You might also get 90 days refund protection from American Express. Doubtful that you'll get the 90 days purchase protection. But the protection doesn't apply to all American Express cards: Check your T&Cs.
    https://www.americanexpress.com/uk/content/security/shopping-protection/
    Saving for Xmas 2017 - A pound a day - 30/365

    Just because you're paranoid doesn't mean that someone isn't out to get you

    Unsliced bread: You can have it any thickness you want! The wonders of modern technology.
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