Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

    • GentleGiant
    • By GentleGiant 16th Oct 16, 1:53 PM
    • 510Posts
    • 226Thanks
    Amex protection on a card payment for a holiday?
    • #1
    • 16th Oct 16, 1:53 PM
    Amex protection on a card payment for a holiday? 16th Oct 16 at 1:53 PM
    Paying for a holiday abroad.

    50% is paid by one Amex card
    50% is paid by another Amex card.

    Any issues with claiming from Amex if the villa does not materialise?

    Will two cards / accounts complicate matters?

    I am not going to use a 0% rate card just in case of any issues as I would rather have Amex to fall back on to.
Page 1
    • Heng Leng
    • By Heng Leng 17th Oct 16, 4:29 AM
    • 3,812 Posts
    • 1,158 Thanks
    Heng Leng
    • #2
    • 17th Oct 16, 4:29 AM
    • #2
    • 17th Oct 16, 4:29 AM
    Amex credit or chargecards?
    • GentleGiant
    • By GentleGiant 17th Oct 16, 7:52 AM
    • 510 Posts
    • 226 Thanks
    • #3
    • 17th Oct 16, 7:52 AM
    • #3
    • 17th Oct 16, 7:52 AM
    Credit card.
    • Anthorn
    • By Anthorn 17th Oct 16, 8:18 AM
    • 2,977 Posts
    • 775 Thanks
    • #4
    • 17th Oct 16, 8:18 AM
    • #4
    • 17th Oct 16, 8:18 AM
    You are covered under section 75 of the Consumer Credit Act which makes the credit card company jointly liable for any breach of contract or misrepresentation by the retailer. But s75 only applies if you bought direct from a retailer and not through an agent or if you bought the service from the credit card company whose credit card you used to pay.

    You might also get 90 days refund protection from American Express. Doubtful that you'll get the 90 days purchase protection. But the protection doesn't apply to all American Express cards: Check your T&Cs.
    I don't think and I know I don't think so therefore I am. At least I think so. But hold on I don't think ... er ...
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

179Posts Today

1,199Users online

Martin's Twitter
  • The strange thing with a 4yr old is having to play & smile while inside feeling sick for those in trauma in my birth town #Manchester

  • Just a quick ta-ta for now. I'm taking the week off for family time with mini and Mrs MSE. So I won't be here much. Back after the bank hol

  • Ugh another one trying it! Beware

  • Follow Martin