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  • FIRST POST
    • gemmylouise
    • By gemmylouise 15th Oct 16, 2:26 AM
    • 41Posts
    • 18Thanks
    gemmylouise
    Ccj
    • #1
    • 15th Oct 16, 2:26 AM
    Ccj 15th Oct 16 at 2:26 AM
    Hi looking for some advice please...

    I own a flat which was leasehold and the flats in block now own the freehold. The previous man running the company set up to own the freehold was a con man. He took over £3,000 and pocketed it for himself. I refused to pay any more money into the pot which resulted in a ccj being unforced on me. It was sent to a previous address 2 years ago and only found out about it when my partner tried to take out some bike finance.

    The man has since left and I am now a director of the company which gave me the ccj! The ccj was for £1,000 and it was paid by Halifax mortgage company without my agreement! I made a complaint about this and was awarded £250 compensation.

    How can I get the ccj removed?

    Thanks
Page 1
    • fatbelly
    • By fatbelly 15th Oct 16, 8:46 AM
    • 10,089 Posts
    • 7,562 Thanks
    fatbelly
    • #2
    • 15th Oct 16, 8:46 AM
    • #2
    • 15th Oct 16, 8:46 AM
    Apply for set aside

    https://www.nationaldebtline.org/EW/factsheets/Pages/howtosetasideacountycourtjudgment/settingasideaccj.aspx

    Get agreement from the creditor that they will not oppose the application.

    In your case, shouldn't be difficult. Will cost £255 unless you are on a low income though (factsheet explains)

    There might be a complication if the ccj has ben marked 'settled' - has it?
    • datlex
    • By datlex 16th Oct 16, 12:50 PM
    • 1,060 Posts
    • 911 Thanks
    datlex
    • #3
    • 16th Oct 16, 12:50 PM
    • #3
    • 16th Oct 16, 12:50 PM
    I am puzzled as a leaseholder surely you were liable for paying the lease relevant to your property. What the person did with the money whilst not a good thing is irrelevant.
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