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  • FIRST POST
    • getinmyselfoutadebt
    • By getinmyselfoutadebt 14th Oct 16, 10:07 PM
    • 58Posts
    • 17Thanks
    getinmyselfoutadebt
    Mortgage with DMP
    • #1
    • 14th Oct 16, 10:07 PM
    Mortgage with DMP 14th Oct 16 at 10:07 PM
    Hi has anyone got a mortgage with bluestone or have any experience of them?
    Just been doing some research and they seem to be ok. Not sure if theyve launched in the uk?
Page 1
    • Thrugelmir
    • By Thrugelmir 15th Oct 16, 9:52 AM
    • 51,291 Posts
    • 43,094 Thanks
    Thrugelmir
    • #2
    • 15th Oct 16, 9:52 AM
    • #2
    • 15th Oct 16, 9:52 AM
    Are they offering mortgages for those in DMP's?
    “A man is rich who lives upon what he has. A man is poor who lives upon what is coming. A prudent man lives within his income, and saves against ‘a rainy day’.”
    • getinmyselfoutadebt
    • By getinmyselfoutadebt 15th Oct 16, 5:48 PM
    • 58 Posts
    • 17 Thanks
    getinmyselfoutadebt
    • #3
    • 15th Oct 16, 5:48 PM
    • #3
    • 15th Oct 16, 5:48 PM
    According to the criteria on the wevsite, yes
    • amnblog
    • By amnblog 15th Oct 16, 11:14 PM
    • 8,850 Posts
    • 3,366 Thanks
    amnblog
    • #4
    • 15th Oct 16, 11:14 PM
    • #4
    • 15th Oct 16, 11:14 PM
    Bluestone will want a understandable reason for entering the DMP - sickeness, redundancy, divorce. For a complex situation like this you should be using a broker.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
    • ACG
    • By ACG 16th Oct 16, 10:00 AM
    • 13,498 Posts
    • 6,644 Thanks
    ACG
    • #5
    • 16th Oct 16, 10:00 AM
    • #5
    • 16th Oct 16, 10:00 AM
    I do not think Bluestone have launched fully yet. Not every broker will have access to them.

    I have used them a few times, infact I have been asked to trial their new system which they will be using when they launch fully. They are quite good in the main. However their criteria elsewhere can be a little tight (for example properties above commercial is a bit tighter than everyone elses).

    I would speak to a broker as amn suggests. You can only access Bluestone through a broker anyway however a broker will know other lenders it may fit with, giving you potentially more options.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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