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  • FIRST POST
    • P james
    • By P james 14th Oct 16, 10:53 AM
    • 1Posts
    • 0Thanks
    P james
    A company says that I didn't pay for an online transaction and won't reimburse me
    • #1
    • 14th Oct 16, 10:53 AM
    A company says that I didn't pay for an online transaction and won't reimburse me 14th Oct 16 at 10:53 AM
    I placed an order on the 28th sept online for items, the money was paid from my account on the 29th. I have not received the items so I contacted the company,they say that the order didn't go through as the payment was declined. The money has definitely been taken, what can I do to get my money back ? It wasn't a huge amount £60 but it's a lot to me.
Page 1
    • TadleyBaggie
    • By TadleyBaggie 14th Oct 16, 11:02 AM
    • 2,155 Posts
    • 1,563 Thanks
    TadleyBaggie
    • #2
    • 14th Oct 16, 11:02 AM
    • #2
    • 14th Oct 16, 11:02 AM
    This happened to me with Dell, I cancelled an order due to issues getting a new laptop (delivery times kept slipping). They then charged my credit card, money actually taken and not just ring fenced. When I called them they claimed they had only done an authorisation and not taken the money. When I sent them a screenshot of my credit card online summary showing the actual charge they refunded me very quickly.
    • neilmcl
    • By neilmcl 14th Oct 16, 11:37 AM
    • 9,223 Posts
    • 6,231 Thanks
    neilmcl
    • #3
    • 14th Oct 16, 11:37 AM
    • #3
    • 14th Oct 16, 11:37 AM
    I placed an order on the 28th sept online for items, the money was paid from my account on the 29th. I have not received the items so I contacted the company,they say that the order didn't go through as the payment was declined. The money has definitely been taken, what can I do to get my money back ? It wasn't a huge amount £60 but it's a lot to me.
    Originally posted by P james
    I would imagine it's simply a case of you proving that the transaction has taken place, eg, show them a copy of your bank/card statement.

    Who is the retailer?
    • wealdroam
    • By wealdroam 14th Oct 16, 1:23 PM
    • 17,877 Posts
    • 14,601 Thanks
    wealdroam
    • #4
    • 14th Oct 16, 1:23 PM
    • #4
    • 14th Oct 16, 1:23 PM
    OP, as you appear to want your money back rather than what you purchased, speak to your card issuer about a chargeback - reason: goods/service not received.

    You might want to read MSE's Chargeback article first.
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