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  • FIRST POST
    • Purplemumof2
    • By Purplemumof2 13th Oct 16, 5:31 AM
    • 3,931Posts
    • 11,552Thanks
    Purplemumof2
    Spreadsheets
    • #1
    • 13th Oct 16, 5:31 AM
    Spreadsheets 13th Oct 16 at 5:31 AM
    Morning Peeps,

    Does anyone have a spreadsheet that they don't mind throwing my way??

    I have one that I use, but I think it needs refining, so I'm after ideas to possibly improve it.

    Thanks you lovely lot

    Pmo2
    X
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    BC: £8850.00 Overdraft: £2750.00

    15 NSD - 8/15, 10 LSD - 3/10, 15 AFD - 1/15, Lunches to work 9/20

    20p Savers 2016 £2 Savers 2016 50p Savers 2016 SPC 9 2016 #003
Page 1
    • clairebear81
    • By clairebear81 13th Oct 16, 6:15 AM
    • 12 Posts
    • 40 Thanks
    clairebear81
    • #2
    • 13th Oct 16, 6:15 AM
    • #2
    • 13th Oct 16, 6:15 AM
    Hope you don't mind me jumping on this? I could do with a new one too, lol x
    • SeaDweller
    • By SeaDweller 13th Oct 16, 8:26 AM
    • 10 Posts
    • 6 Thanks
    SeaDweller
    • #3
    • 13th Oct 16, 8:26 AM
    • #3
    • 13th Oct 16, 8:26 AM
    I would, but I can't share the link to it

    Essentially it is a long list of expenditures:

    Mortgage/Rent
    Bills*
    Yearly*
    (annual purchases divided by 12 for monthly cost)
    (includes holidays, car repair, clothes, line rental etc.)
    (it gets put into a saving account)
    Credit Card**
    (static repayment split between purchases)
    (because I see a credit card as a short term loan)
    Saving
    (short term saving goals)
    ISA
    (long term saving goals)
    Disposable
    (budgeted outgoings that are not simple bills)
    (like lunch or groceries)

    Spendable = Income*** - subtotals

    * Rounded up to nearest £1
    ** Plus calculated interest, and rounded
    *** A table lets you enter your yearly Gross and calculates the monthly net & taxes
    • Fivebyfive
    • By Fivebyfive 13th Oct 16, 10:30 AM
    • 70 Posts
    • 188 Thanks
    Fivebyfive
    • #4
    • 13th Oct 16, 10:30 AM
    • #4
    • 13th Oct 16, 10:30 AM
    Try the money advise service, they have a great budget spreadsheet
    Debt = £6545.36 Nov 16/ £6,886.82 Oct 16 4.96% paid
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