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  • FIRST POST
    • chaplin1409
    • By chaplin1409 12th Oct 16, 12:41 PM
    • 95Posts
    • 141Thanks
    chaplin1409
    Remortgage and needing Fensa certificate for windows
    • #1
    • 12th Oct 16, 12:41 PM
    Remortgage and needing Fensa certificate for windows 12th Oct 16 at 12:41 PM
    Hi
    Hoping somebody can help, we are looking at remortgaging our house and have been asked for a Fensa certificate for our windows that we replaced just over a year ago. We have not been given one and actually have not been given anything from the window fitter what can I do?
Page 1
    • PlaysNicely
    • By PlaysNicely 12th Oct 16, 12:47 PM
    • 101 Posts
    • 172 Thanks
    PlaysNicely
    • #2
    • 12th Oct 16, 12:47 PM
    • #2
    • 12th Oct 16, 12:47 PM


    I'm having a similar issue but with our house sale as we deliberately chose a FENSA professional but it turns out he failed to register the installation and is now no longer trading.

    If the fitter was FENSA registered, then you could use the FENSA postcode checker to see if the window fitter registered the installation with FENSA. If it was registered, you can then just order a new copy of the certificate (cost £20).

    PN x
    • chaplin1409
    • By chaplin1409 12th Oct 16, 1:05 PM
    • 95 Posts
    • 141 Thanks
    chaplin1409
    • #3
    • 12th Oct 16, 1:05 PM
    • #3
    • 12th Oct 16, 1:05 PM
    I looked on there and we are not on there. Does this mean we have made a big mistake.
    • davidmcn
    • By davidmcn 12th Oct 16, 1:17 PM
    • 3,840 Posts
    • 3,413 Thanks
    davidmcn
    • #4
    • 12th Oct 16, 1:17 PM
    • #4
    • 12th Oct 16, 1:17 PM
    For the purposes of the remortgage, just tell them you don't have it and see what they say. Remortgages can be somewhat laxer in requirements than sales. You may still have an issue in the future if you have a fussy buyer, but there are ways round it with indemnity insurance etc.
    • Lokolo
    • By Lokolo 12th Oct 16, 1:22 PM
    • 19,561 Posts
    • 14,508 Thanks
    Lokolo
    • #5
    • 12th Oct 16, 1:22 PM
    • #5
    • 12th Oct 16, 1:22 PM
    I just paid £29 for indemnity insurance for lack of FENSA for my property sale.
    • sparkle369
    • By sparkle369 10th Nov 16, 10:41 PM
    • 1 Posts
    • 0 Thanks
    sparkle369
    • #6
    • 10th Nov 16, 10:41 PM
    • #6
    • 10th Nov 16, 10:41 PM
    I just paid £29 for indemnity insurance for lack of FENSA for my property sale.
    Originally posted by Lokolo
    Hello. We are in this situation now. How did you go about getting the indemnity insurance? We are remortgaging.... Thanks in advance.
    • G_M
    • By G_M 10th Nov 16, 11:25 PM
    • 37,015 Posts
    • 40,940 Thanks
    G_M
    • #7
    • 10th Nov 16, 11:25 PM
    • #7
    • 10th Nov 16, 11:25 PM
    Hello. We are in this situation now. How did you go about getting the indemnity insurance? We are remortgaging.... Thanks in advance.
    Originally posted by sparkle369
    Solicitor.
    • martindow
    • By martindow 11th Nov 16, 10:19 AM
    • 6,625 Posts
    • 3,588 Thanks
    martindow
    • #8
    • 11th Nov 16, 10:19 AM
    • #8
    • 11th Nov 16, 10:19 AM
    Was it just windows you had replaced or was there other work done needing building regs approval? I've just had some work done and the BR certificate covers the windows as well with no Fensa needed.
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