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  • FIRST POST
    • Liljo24
    • By Liljo24 12th Oct 16, 10:05 AM
    • 1Posts
    • 0Thanks
    Liljo24
    Dog vet bill help
    • #1
    • 12th Oct 16, 10:05 AM
    Dog vet bill help 12th Oct 16 at 10:05 AM
    Was wondering if anyone could give advice on whether there is any help out there to contribute towards huge vet bills without pet insurance? Our 5 year old dog needs a hip replacement costing £5000 and we need help.

    Thankyou
Page 1
    • Person_one
    • By Person_one 12th Oct 16, 10:24 AM
    • 26,030 Posts
    • 89,359 Thanks
    Person_one
    • #2
    • 12th Oct 16, 10:24 AM
    • #2
    • 12th Oct 16, 10:24 AM
    Have you checked if you're entitled to help from the PDSA or RSPCA?

    If not, have you got a credit card with a decent limit or can you apply for one? Will the vet consider payment in instalments?
    • Ilona
    • By Ilona 12th Oct 16, 11:07 AM
    • 1,540 Posts
    • 5,659 Thanks
    Ilona
    • #3
    • 12th Oct 16, 11:07 AM
    • #3
    • 12th Oct 16, 11:07 AM
    Blue Cross is a charity which may be able to help if you are on benefits and/or a limited income. Check if you are eligible.

    https://www.bluecross.org.uk/my-pet-eligible-veterinary-treatment

    Ilona
    I love skip diving
    • gettingready
    • By gettingready 13th Oct 16, 6:05 PM
    • 10,535 Posts
    • 15,836 Thanks
    gettingready
    • #4
    • 13th Oct 16, 6:05 PM
    • #4
    • 13th Oct 16, 6:05 PM
    Would a charity vet like PDSA or Blue Cross fund a hip replacement? I really doubt it to be honest
    • MallyGirl
    • By MallyGirl 13th Oct 16, 6:07 PM
    • 1,570 Posts
    • 3,783 Thanks
    MallyGirl
    • #5
    • 13th Oct 16, 6:07 PM
    • #5
    • 13th Oct 16, 6:07 PM
    sadly not. That is why we pay so much each month on insurance. I know others 'self insure' but whichever method you choose there has to be a plan.
    • SparkieTheCat
    • By SparkieTheCat 13th Oct 16, 6:17 PM
    • 5 Posts
    • 3 Thanks
    SparkieTheCat
    • #6
    • 13th Oct 16, 6:17 PM
    • #6
    • 13th Oct 16, 6:17 PM
    Was wondering if anyone could give advice on whether there is any help out there to contribute towards huge vet bills without pet insurance? Our 5 year old dog needs a hip replacement costing £5000 and we need help.

    Thankyou
    Originally posted by Liljo24
    Don't have a pet if you cannot afford insurance. Perhaps the kindest thing would be to put to sleep.
    • Peter333
    • By Peter333 13th Oct 16, 6:22 PM
    • 1,720 Posts
    • 5,405 Thanks
    Peter333
    • #7
    • 13th Oct 16, 6:22 PM
    • #7
    • 13th Oct 16, 6:22 PM
    Have you checked if you're entitled to help from the PDSA or RSPCA?

    If not, have you got a credit card with a decent limit or can you apply for one? Will the vet consider payment in instalments?
    Originally posted by Person_one

    That's terrible advice! Take the £5000 vet bill on a credit card? No way should the OP do that?!

    Was wondering if anyone could give advice on whether there is any help out there to contribute towards huge vet bills without pet insurance? Our 5 year old dog needs a hip replacement costing £5000 and we need help.

    Thank you
    Originally posted by Liljo24
    Is there any special reason why you never took pet insurance?

    You really do need it with a dog.

    If a dog is needing a hip replacement at such a young age, there is a very good chance that he will always need veterinary care, and now he is clearly not healthy, you will really struggle to get pet insurance.

    I'm afraid there is no easy answer here. You can only contact the PDSA to see if they will help - or the Blue Cross. Unless you are on benefits though, I don't fancy your chances. Even if you ARE on benefits, getting a five grand grant for a dog to have a hip replacement is unlikely.

    Not much help sorry. Do contact PDSA and Blue Cross though.

    Never quite understood why vets charge so much. Can anyone throw any light in why they charge such exorbitant prices?!
    As of 25th October 2016, I am not participating in this site. Until MSE sorts out the issue with insidious trouble-makers, it's no longer a place I wish to be. I can't be bothered with the constant battle with trolls.

    MSE is not a nice place to be at the moment, and hasn't been for a while now. So I'm outta here for the foreseeable future.
    • MrsTinks
    • By MrsTinks 13th Oct 16, 6:35 PM
    • 14,585 Posts
    • 22,065 Thanks
    MrsTinks
    • #8
    • 13th Oct 16, 6:35 PM
    • #8
    • 13th Oct 16, 6:35 PM
    Never quite understood why vets charge so much. Can anyone throw any light in why they charge such exorbitant prices?!
    Originally posted by Peter333
    Gee let's see...
    -years and years of education
    -staff including multiple vets, receptionists, vet nurses
    -premises
    -medical equipment including ultra sounds, full theaters, x-rays, various equipment for diagnosis (blood work etc)
    -insurance
    -usually loan repayment because setting up a vet surgery costs easily £250000-£500000 depending on the amount of building conversion needed.

    Unlike your GP the NHS doesn't contribute towards any of this and there are no bonuses.

    Some treatments will partially subsidize others - like CT scans and xrays would be prohibitive if they weren't partly subsidized by minor treatments.

    Very few vets actually make much money until they have been in business for a long time - they have huge debts to pay and staff to deal with. A large surgery I know takes home a couple of grand a month profit because until their loans are paid off in 10 year that is the reality of it. Couple of grand might sound good to you, but this is a 24/7 hospital and the hourly rate would work out at about minimum wage because of the 50-70 hour weeks that are worked.



    OP - Speak to your vet - if they know you well they might be able to set up a payment plan for your dog. Alternatively try seeing if there is a Vets4Pets near you - they can work out cheaper in some cases and some (not all) even do credit solutions. It's all well and good me saying "you should have had insurance..." but clearly that's too late now. Whatever you do either ask your vet if they know a rescue that will take in the dog, find the money and pay or have the dog put down. If it needs a hip replacement then make sure its dealt with soon...

    And be aware that there is a good chance that it will need a second hip replacement in the next few years - rarely will it be only one hip that is problematic.
    DFW Nerd #025
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    Sept 2016 - £10811 Oct £10166 to clear Cleared Since Sept 16:£645 6% repaid Declutter 25 items in November target: 0/25 Make £10 extra a day in November: £57/£150
    • suki1964
    • By suki1964 13th Oct 16, 6:50 PM
    • 9,556 Posts
    • 21,293 Thanks
    suki1964
    • #9
    • 13th Oct 16, 6:50 PM
    • #9
    • 13th Oct 16, 6:50 PM

    Never quite understood why vets charge so much. Can anyone throw any light in why they charge such exorbitant prices?!
    Originally posted by Peter333

    You are so going to be in shock if the NHS goes
    if you lend someone £20 and never see that person again, it was probably worth it
    • krlyr
    • By krlyr 13th Oct 16, 6:51 PM
    • 5,610 Posts
    • 11,594 Thanks
    krlyr
    That's terrible advice! Take the £5000 vet bill on a credit card? No way should the OP do that?!
    Originally posted by Peter333
    To pay for the medical procedure their dog (which they chose to take on) requires? Who else do you expect to pay for it?
    • Mupette
    • By Mupette 13th Oct 16, 7:37 PM
    • 4,109 Posts
    • 6,792 Thanks
    Mupette
    GoFundMe or Just Giving and post it on Facebook?

    GNU
    Terry Pratchett
    ((((Ripples))))

    • sheramber
    • By sheramber 13th Oct 16, 9:12 PM
    • 2,738 Posts
    • 2,129 Thanks
    sheramber
    A friend recently had a knee replacement done privately. the cost was £20,000.
    • Person_one
    • By Person_one 13th Oct 16, 9:15 PM
    • 26,030 Posts
    • 89,359 Thanks
    Person_one
    That's terrible advice! Take the £5000 vet bill on a credit card? No way should the OP do that?!
    Originally posted by Peter333
    Why not? If the dog needs the op then they need to find a way to pay for it. Responsible owners don't leave animals without veterinary care for financial reasons.
    • gettingtheresometime
    • By gettingtheresometime 13th Oct 16, 10:49 PM
    • 1,727 Posts
    • 3,660 Thanks
    gettingtheresometime
    Because that's how much it costs.

    You're so shielded from reality by the NHS that you don't appreciate how much medical care actually costs and that everyone else is paying to fund your care.

    In the US, a human hip replacement would be at least $30-45K and you'd have to find that money yourself if you didn't already pay several hundred dollars in health insurance every month.

    My average everyday doctor charges $120 just for an appointment. I once had a blood test after a nasty tick bite and the cost was $500 on top of that $120. Just for a quick blood test.

    Still think vets are overcharging? That's the real world cost.
    That's what you'd be paying without the NHS.
    Originally posted by Quizzical Squirrel
    Anyone else see that bill a new dad posted on the internet that was received after his child was born by c-section?

    The total cost was $13,000 with $40 being charged so that the mum could hold the baby after it was born!
    Lloyds OD / Natwest OD / PO CC cleared thanks to the 1 debt v 100 day challenge
    • gettingready
    • By gettingready 13th Oct 16, 11:49 PM
    • 10,535 Posts
    • 15,836 Thanks
    gettingready
    And be aware that there is a good chance that it will need a second hip replacement in the next few years - rarely will it be only one hip that is problematic.
    Originally posted by MrsTinks
    Not really. It is the cruciate that seems to go within 6 month of the other, not hips.
    • catkins
    • By catkins 14th Oct 16, 1:32 PM
    • 5,202 Posts
    • 10,808 Thanks
    catkins
    The reasons vets charge so much may be valid but why then are they so much cheaper in France?

    To the OP, what about a just giving page or putting something on facebook. What breed is your dog? If there is a facebook page on facebook for that breed you may get advice or people willing to help with a bill.

    I know a couple of people with the same breed dog as me that had help paying massive bills through facebook
    The world is over 4 billion years old and yet you somehow managed to exist at the same time as David Bowie
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