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  • FIRST POST
    • clairebear81
    • By clairebear81 12th Oct 16, 9:15 AM
    • 12Posts
    • 40Thanks
    clairebear81
    Changing a standard mortgage to a buy to let mortgage
    • #1
    • 12th Oct 16, 9:15 AM
    Changing a standard mortgage to a buy to let mortgage 12th Oct 16 at 9:15 AM
    Hi, Im hoping somebody can point me in the right direction??


    Me and my husband are wanting to change our normal mortgage to a buy to let mortgage, is this possible or will we need to remortgage etc. I have no idea where to start with this one so any advice would be great.


    Thank you
Page 1
    • Thrugelmir
    • By Thrugelmir 12th Oct 16, 9:20 AM
    • 51,259 Posts
    • 43,049 Thanks
    Thrugelmir
    • #2
    • 12th Oct 16, 9:20 AM
    • #2
    • 12th Oct 16, 9:20 AM
    You'll need to apply. Not just a question of switching products. As for remortgaging. Does your existing lender offer BTL products? Vast majority of BTL products are now only available through mortgage brokers.
    “A man is rich who lives upon what he has. A man is poor who lives upon what is coming. A prudent man lives within his income, and saves against ‘a rainy day’.”
    • kingstreet
    • By kingstreet 12th Oct 16, 9:32 AM
    • 30,019 Posts
    • 15,961 Thanks
    kingstreet
    • #3
    • 12th Oct 16, 9:32 AM
    • #3
    • 12th Oct 16, 9:32 AM
    Have you asked your current lender about consent to let?
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
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