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    • clairebear81
    • By clairebear81 12th Oct 16, 9:15 AM
    • 14Posts
    • 41Thanks
    Changing a standard mortgage to a buy to let mortgage
    • #1
    • 12th Oct 16, 9:15 AM
    Changing a standard mortgage to a buy to let mortgage 12th Oct 16 at 9:15 AM
    Hi, Im hoping somebody can point me in the right direction??

    Me and my husband are wanting to change our normal mortgage to a buy to let mortgage, is this possible or will we need to remortgage etc. I have no idea where to start with this one so any advice would be great.

    Thank you
Page 1
    • Thrugelmir
    • By Thrugelmir 12th Oct 16, 9:20 AM
    • 54,324 Posts
    • 47,134 Thanks
    • #2
    • 12th Oct 16, 9:20 AM
    • #2
    • 12th Oct 16, 9:20 AM
    You'll need to apply. Not just a question of switching products. As for remortgaging. Does your existing lender offer BTL products? Vast majority of BTL products are now only available through mortgage brokers.
    “ “Bull markets are born on pessimism, grow on skepticism, mature on optimism, and die on euphoria. The time of maximum pessimism is the best time to buy, and the time of maximum optimism is the best time to sell.” Sir John Marks Templeton
    • kingstreet
    • By kingstreet 12th Oct 16, 9:32 AM
    • 31,578 Posts
    • 16,869 Thanks
    • #3
    • 12th Oct 16, 9:32 AM
    • #3
    • 12th Oct 16, 9:32 AM
    Have you asked your current lender about consent to let?
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
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