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  • FIRST POST
    • skorpio555
    • By skorpio555 12th Oct 16, 5:18 AM
    • 2Posts
    • 0Thanks
    skorpio555
    savings in bank . i am on ESA
    • #1
    • 12th Oct 16, 5:18 AM
    savings in bank . i am on ESA 12th Oct 16 at 5:18 AM
    hi
    i have had savings of exactly £11.236. for approx 1-2 years in bank now, i am on ESA and DLA mid rate for life due to my illness. im a single man 48 year old with life threatening disease.

    i am saving for my daughter , £5000 ive kept in a credit union and the other 5-6 odds was in another 2 banks.

    i got letter from ESA to say i had this money and they want my bank accounts , but surely they allready have my bank accounts if they know how much i have ?

    what can happen to me: can i be prosecuted ? will i be taken off and my money stopped ?

    really worried now. thanks in advance
Page 1
    • tomtom256
    • By tomtom256 12th Oct 16, 7:26 AM
    • 737 Posts
    • 1,407 Thanks
    tomtom256
    • #2
    • 12th Oct 16, 7:26 AM
    • #2
    • 12th Oct 16, 7:26 AM
    They have probably had a data match via HMRC regarding intertest paid and need to verify it.

    Presumably the letter was from either ESA it self or a compliance officer?

    Are you on contribution based or income related ESA?
    • skorpio555
    • By skorpio555 13th Oct 16, 5:04 PM
    • 2 Posts
    • 0 Thanks
    skorpio555
    • #3
    • 13th Oct 16, 5:04 PM
    • #3
    • 13th Oct 16, 5:04 PM
    hi tom and thanks, i dont even know what im on it certainly is not work based ESA

    i am on it for life, require no sick lines, i have serious illness.

    will they stop my money / ESA i recently bought a car for 5000 pounds so now i have around 5000 left in all my banks together at this time.

    im worried , i thought i could save my DLA...i do not have a clue about all this ESA stuff and about how much mony im allowed i am daft at this kind of stuff and innocent of any wrong doing intentionally.
    Last edited by skorpio555; 13-10-2016 at 5:08 PM.
    • SparkieTheCat
    • By SparkieTheCat 13th Oct 16, 6:22 PM
    • 5 Posts
    • 3 Thanks
    SparkieTheCat
    • #4
    • 13th Oct 16, 6:22 PM
    • #4
    • 13th Oct 16, 6:22 PM
    You have committed fraud. Be prepared for the consequences.
    • Diary
    • By Diary 13th Oct 16, 8:01 PM
    • 417 Posts
    • 459 Thanks
    Diary
    • #5
    • 13th Oct 16, 8:01 PM
    • #5
    • 13th Oct 16, 8:01 PM
    hi
    i have had savings of exactly £11.236. for approx 1-2 years in bank now, i am on ESA and DLA mid rate for life due to my illness. im a single man 48 year old with life threatening disease.

    i am saving for my daughter , £5000 ive kept in a credit union and the other 5-6 odds was in another 2 banks.

    i got letter from ESA to say i had this money and they want my bank accounts , but surely they allready have my bank accounts if they know how much i have ?

    what can happen to me: can i be prosecuted ? will i be taken off and my money stopped ?

    really worried now. thanks in advance
    Originally posted by skorpio555
    If you're on incoime based ESA you need to tell the DWP as soon as possible the entirety of all your savings and recent large spends.. You cannot hide the savings any longer and if you try it will definitely come back to haunt you.

    If you're unsure of the strict rules surrounding the income based ESA you put your signature to you need face to face specialist advice.as soon as possible.

    DWP will not have your bank account details and rely heavily on HMRC data matching to uncover large amounts of money the claimant should have declared - but didn't want to - while on income based benefits.

    It's highly unlikely you'll be prosecuted and will be fined at worst.
    Master Apothecary Faranell replied, “I assure you, overseer, the Royal Apothecary Society dearly wishes to make up for the tragic misguidance which ended so many lives. We will cause you no trouble. We seek only to continue our research in peace".
    • 50Twuncle
    • By 50Twuncle 18th Oct 16, 10:37 AM
    • 6,710 Posts
    • 1,485 Thanks
    50Twuncle
    • #6
    • 18th Oct 16, 10:37 AM
    • #6
    • 18th Oct 16, 10:37 AM
    Your income and savings

    Your income may affect your income-related or contribution-based ESA. Income can include:
    • you and your partner’s income
    • savings over £6,000
    • pension income
    You won’t qualify for income-related ESA if you have savings over £16,000.
    Your DLA is no problem - it is not savings dependant...
    • CHRISSYG
    • By CHRISSYG 20th Oct 16, 12:06 PM
    • 5,470 Posts
    • 15,471 Thanks
    CHRISSYG
    • #7
    • 20th Oct 16, 12:06 PM
    • #7
    • 20th Oct 16, 12:06 PM
    You have committed fraud. Be prepared for the consequences.
    Originally posted by SparkieTheCat
    !!!!!! OFF , unless you have anything to actually say !

    You really are a charmer on another thread your "advice"to someone struggling to find money for her pets operation is to put the dog to sleep . Seriously !! I guess schools out early in some areas.
    Last edited by CHRISSYG; 20-10-2016 at 12:18 PM.
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