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    • OneLife_OneShot
    • By OneLife_OneShot 11th Oct 16, 7:50 PM
    • 705Posts
    • 501Thanks
    OneLife_OneShot
    Access Pre Paid Mastercard Advice
    • #1
    • 11th Oct 16, 7:50 PM
    Access Pre Paid Mastercard Advice 11th Oct 16 at 7:50 PM
    Need advice please .

    I got a card for travelling in Australia I topped it up and used it at shops and ATMs.

    The final day in Oz I went to withdraw 300 dollars and it took it off my account but the machine didn't give me it.

    Wasn't the end of the world I got home and got it refunded and 30 dollar good will gesture. I went down to the co op I got it and requested it be closed. The girl said okay and cashed out the equivalent in sterling.

    I'm now getting a final demand letter from pre paid mastercard saying I owe them $69.

    I will get to the bottom of it but am I right in saying they can't place a default or anything on my account as it's not a credit agreement?

    Thanks
    CC Debt - Paid £2175/£3350 - Finishes - May 2017
    OD Debt - Paid £1400/£1400 - Finished

    "All truths are easy to understand once they are discovered, the point is to discover them."
Page 1
    • sourcrates
    • By sourcrates 11th Oct 16, 7:59 PM
    • 9,867 Posts
    • 9,648 Thanks
    sourcrates
    • #2
    • 11th Oct 16, 7:59 PM
    • #2
    • 11th Oct 16, 7:59 PM
    Yes that's correct, it will not show on your credit file.
    I'm a Board Guide on the Debt-Free Wannabe, Credit File And Ratings, and
    Bankruptcy And Living With It, boards. I'm a volunteer to help the boards run smoothly, and I can move and merge posts there.
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.

    For free debt advice, contact either : Stepchange, National Debtline, or, CAB.
    • OneLife_OneShot
    • By OneLife_OneShot 12th Oct 16, 8:20 AM
    • 705 Posts
    • 501 Thanks
    OneLife_OneShot
    • #3
    • 12th Oct 16, 8:20 AM
    • #3
    • 12th Oct 16, 8:20 AM
    Yes that's correct, it will not show on your credit file.
    Originally posted by sourcrates
    Thank you, that is a weight off my mind. Hopefully they will be reasonable to deal with.
    CC Debt - Paid £2175/£3350 - Finishes - May 2017
    OD Debt - Paid £1400/£1400 - Finished

    "All truths are easy to understand once they are discovered, the point is to discover them."
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