Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

    • justdatguy
    • By justdatguy 9th Oct 16, 11:14 PM
    • 9Posts
    • 0Thanks
    Would having different addresses affect my credit score?
    • #1
    • 9th Oct 16, 11:14 PM
    Would having different addresses affect my credit score? 9th Oct 16 at 11:14 PM
    So i was born and raised in London and have registered to vote from my house in west london.

    I have moved for uni to Manchester and have signed up for a credit card with my term address in Manchester.

    Would this effect my credit score? Also if I change uni again and sign up for a credit card and use the address at my uni, would that damage my credit score orr would it not make a difference?

Page 1
    • zx81
    • By zx81 10th Oct 16, 8:00 AM
    • 12,539 Posts
    • 12,710 Thanks
    • #2
    • 10th Oct 16, 8:00 AM
    • #2
    • 10th Oct 16, 8:00 AM
    Having address inconsistencies could cause some lenders to decline or at least refer your applications, although selecting 'student' under employment may help to negate this, as lenders will expect this kind of scenario.

    Anything it does to your credit score is irrelevant as no one sees that.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

154Posts Today

1,912Users online

Martin's Twitter
  • Byebye! I'm about to stop work & twitter, to instead spend glorious time with Mrs & mini MSE. Wishing u a lovely summer. See u in 10 days.

  • WARNING Did you start Uni in or after 2012? The interest's rising to 6.1%; yet it doesnt work like you think. See RT

  • RT @JanaBeee: @MartinSLewis Boris is the anomaly (coffee), the others are versions of normal (beer). Lots of same candidates = vote share d?

  • Follow Martin