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  • FIRST POST
    • SuzieSue
    • By SuzieSue 9th Oct 16, 9:34 PM
    • 3,317Posts
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    SuzieSue
    Changing energy supplier could affect your credit rating
    • #1
    • 9th Oct 16, 9:34 PM
    Changing energy supplier could affect your credit rating 9th Oct 16 at 9:34 PM
    I've just seen a episode of Rip off Britain which featured someone who regularly changes his energy supplier.

    This time he changed to NPower I believe. However, they did 2 hard credit searches on him and that resulted in him being rejected for a credit card a few weeks later.

    They said that 3 companies do hard credit searches at the moment, NPower, British Gas and Eon, from what I can remember.

    I just thought I'd warn anyone who might be affected.

    I have also posted this on the Energy and Credit Rating board.
    Last edited by SuzieSue; 10-10-2016 at 9:52 AM.
Page 1
    • Nasqueron
    • By Nasqueron 10th Oct 16, 9:11 AM
    • 2,988 Posts
    • 1,624 Thanks
    Nasqueron
    • #2
    • 10th Oct 16, 9:11 AM
    • #2
    • 10th Oct 16, 9:11 AM
    Correlation is not causation

    A search from an energy company would not automatically mean a credit card application is rejected. Someone who jumps around energy suppliers almost certainly shifts balances around credit cards or moves current accounts (or other money making tricks) - there will be much more to it than that
    • bengalknights
    • By bengalknights 10th Oct 16, 9:30 AM
    • 3,666 Posts
    • 1,319 Thanks
    bengalknights
    • #3
    • 10th Oct 16, 9:30 AM
    • #3
    • 10th Oct 16, 9:30 AM
    Thats very strange as ive switched to BG couple months ago and ive not had any searches show up on experian or equifax
    • pogofish
    • By pogofish 10th Oct 16, 9:45 AM
    • 6,252 Posts
    • 6,143 Thanks
    pogofish
    • #4
    • 10th Oct 16, 9:45 AM
    • #4
    • 10th Oct 16, 9:45 AM
    Why isn't this on the Credit Rating board?

    Neither of the potential causal factors seem to relate to credit cards.
    • SuzieSue
    • By SuzieSue 10th Oct 16, 9:50 AM
    • 3,317 Posts
    • 3,669 Thanks
    SuzieSue
    • #5
    • 10th Oct 16, 9:50 AM
    • #5
    • 10th Oct 16, 9:50 AM
    Why isn't this on the Credit Rating board?

    Neither of the potential causal factors seem to relate to credit cards.
    Originally posted by pogofish
    Because I didn't know there was a Credit Rating board. I will post it there too.
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