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  • FIRST POST
    • chanda
    • By chanda 9th Oct 16, 6:24 PM
    • 33Posts
    • 26Thanks
    chanda
    No Debt! Saving to buy a Flat/Apartment.
    • #1
    • 9th Oct 16, 6:24 PM
    No Debt! Saving to buy a Flat/Apartment. 9th Oct 16 at 6:24 PM
    Hi,

    Welcome to my thread. This is my first time doing a Savings Diary.

    I paid off all my debt last Friday! 😄😄😄😄

    So now at the age of 24, I want to start saving money and buy myself a Flat/Apartment next year. I'm currently single (casually looking for Boyfriend).

    My job is a secret. 😊

    I'm not the best at saving because I love shoes, clothes, handbags and all things expensive, so I'm writing this diary so I can keep track off my spending and resist all temptations.


    Currently I have £40.00 😁, and my goal is to reach £5,000.00 by Xmas.
    I plan to take it step by step.

    So I just to need to save another £4,960.00. I'm feeling very optimistic about this new journey in my life.

    Thanks for reading.

    xx
    Determined to live the best life! 😃 😍 🌏 🎉 🎆 🎈

    Paid off all my Debt! 07.10.16. Savings £300.00/£5000.00 £4700.00 left
Page 1
    • chanda
    • By chanda 10th Oct 16, 8:08 PM
    • 33 Posts
    • 26 Thanks
    chanda
    • #2
    • 10th Oct 16, 8:08 PM
    • #2
    • 10th Oct 16, 8:08 PM
    Today has been a busy day, with repairs happening at the house!

    Monday's are always so busy!

    No spend today, ate food from home, it helps to do a big food shop and meal plan every day, it crazy to think I used to go out to restaurants 4 times a week, and now I'm lucky if I go 2 times a month.

    I also added £5 to my savings so currently have £45.00 with £4.955.00 remaining ��
    Determined to live the best life! 😃 😍 🌏 🎉 🎆 🎈

    Paid off all my Debt! 07.10.16. Savings £300.00/£5000.00 £4700.00 left
    • savingwannabe
    • By savingwannabe 10th Oct 16, 8:24 PM
    • 11,949 Posts
    • 44,798 Thanks
    savingwannabe
    • #3
    • 10th Oct 16, 8:24 PM
    • #3
    • 10th Oct 16, 8:24 PM
    Hello well done on cutting back on restaurant meals and saving money. I had to thank your post the other day and run but I meant to say welcome to the thread.
    Kitchen Fund( Nov 2017) £5550/£8000 68?%
    Christmas Fund (Dec 1st 2016) £70/£600 A Tiny%
    Note to self: DO NOT WASTE MONEY ON FLEABAY
    • chanda
    • By chanda 10th Oct 16, 8:37 PM
    • 33 Posts
    • 26 Thanks
    chanda
    • #4
    • 10th Oct 16, 8:37 PM
    • #4
    • 10th Oct 16, 8:37 PM
    Yeah I saw that! ��

    Thank you for the welcome.

    It was hard to cut back on restaurants as it's easier to have someone else cook for me ��, especially in this cold weather, I get lazy having to stand behind the stove.
    Determined to live the best life! 😃 😍 🌏 🎉 🎆 🎈

    Paid off all my Debt! 07.10.16. Savings £300.00/£5000.00 £4700.00 left
    • chanda
    • By chanda 11th Oct 16, 8:55 PM
    • 33 Posts
    • 26 Thanks
    chanda
    • #5
    • 11th Oct 16, 8:55 PM
    • #5
    • 11th Oct 16, 8:55 PM
    So I've booked a Market Research this Sunday for half an hour paying £50.00 ��

    I plan to head to the bank on Monday to add £20.00 to my savings, put £10 on my Oyster Card and the remaining £20 I'm going to put towards a new phone.

    I don't have a smartphone which is quite embarrassing because of my age. I found a nice smartphone online at Tesco for £34.00 so I'm not far off.
    Determined to live the best life! 😃 😍 🌏 🎉 🎆 🎈

    Paid off all my Debt! 07.10.16. Savings £300.00/£5000.00 £4700.00 left
    • savingwannabe
    • By savingwannabe 12th Oct 16, 7:11 PM
    • 11,949 Posts
    • 44,798 Thanks
    savingwannabe
    • #6
    • 12th Oct 16, 7:11 PM
    • #6
    • 12th Oct 16, 7:11 PM
    Well done on your market research. I only have a smart phone as Mrs 3dogs' husband gave me his when he passed away. Then steve gave me a posh one when he upgraded. You are not alone. I can't believe how expensive they are!!!! I only use what's app and try not to text from it. When I do I use Tesco Top ups.
    Kitchen Fund( Nov 2017) £5550/£8000 68?%
    Christmas Fund (Dec 1st 2016) £70/£600 A Tiny%
    Note to self: DO NOT WASTE MONEY ON FLEABAY
    • chanda
    • By chanda 12th Oct 16, 8:34 PM
    • 33 Posts
    • 26 Thanks
    chanda
    • #7
    • 12th Oct 16, 8:34 PM
    • #7
    • 12th Oct 16, 8:34 PM
    Thanks.

    I know all my friends have the iPhone 7, but they pay contract which I think is a waste of money.
    Determined to live the best life! 😃 😍 🌏 🎉 🎆 🎈

    Paid off all my Debt! 07.10.16. Savings £300.00/£5000.00 £4700.00 left
    • chanda
    • By chanda 12th Oct 16, 8:37 PM
    • 33 Posts
    • 26 Thanks
    chanda
    • #8
    • 12th Oct 16, 8:37 PM
    • #8
    • 12th Oct 16, 8:37 PM
    Slow day today, spent £4 on KFC for dinner. It's hard not to buy the odd fast food during the week with this crap weather, it rained almost all day today.

    Only managed to put £2.10 in my savings so new total is £47.10 so that leaves £4952.90 left.
    Determined to live the best life! 😃 😍 🌏 🎉 🎆 🎈

    Paid off all my Debt! 07.10.16. Savings £300.00/£5000.00 £4700.00 left
    • chanda
    • By chanda 14th Oct 16, 2:07 PM
    • 33 Posts
    • 26 Thanks
    chanda
    • #9
    • 14th Oct 16, 2:07 PM
    • #9
    • 14th Oct 16, 2:07 PM
    My market research that was happening this Sunday got Cancelled.

    I was looking forward to some extra cash. It hasn't been my week.

    My new savings total is £51.24 so £4,948.76 left.
    Determined to live the best life! 😃 😍 🌏 🎉 🎆 🎈

    Paid off all my Debt! 07.10.16. Savings £300.00/£5000.00 £4700.00 left
    • savingwannabe
    • By savingwannabe 14th Oct 16, 7:01 PM
    • 11,949 Posts
    • 44,798 Thanks
    savingwannabe
    oh dear. Fingers crossed something will turn up. At least you saved some money. I only save money on payday.
    Kitchen Fund( Nov 2017) £5550/£8000 68?%
    Christmas Fund (Dec 1st 2016) £70/£600 A Tiny%
    Note to self: DO NOT WASTE MONEY ON FLEABAY
    • chanda
    • By chanda 18th Oct 16, 6:21 PM
    • 33 Posts
    • 26 Thanks
    chanda
    So I bought a new SmartPhone yay! It arrives tomorrow and then I have a shoot on Thursday.

    I'm self-employed so I'm trying to save money all the time, which makes me think I should have more money then I should but then things always come up.

    Halloween is round the corner, and two birthdays coming up soon!

    I also took out some money from my savings so I'm back to £40.00.
    Determined to live the best life! 😃 😍 🌏 🎉 🎆 🎈

    Paid off all my Debt! 07.10.16. Savings £300.00/£5000.00 £4700.00 left
    • chanda
    • By chanda 24th Oct 16, 7:37 PM
    • 33 Posts
    • 26 Thanks
    chanda
    I am actually saving.

    I've managed to save £117.00 now.

    Plus I'm only 24, with no debt, so I think I'm getting there.

    I don't know who you think you are to say that.
    Last edited by chanda; 24-10-2016 at 7:41 PM.
    Determined to live the best life! 😃 😍 🌏 🎉 🎆 🎈

    Paid off all my Debt! 07.10.16. Savings £300.00/£5000.00 £4700.00 left
    • chanda
    • By chanda 24th Oct 16, 7:40 PM
    • 33 Posts
    • 26 Thanks
    chanda
    I had such a busy week last week.

    My new savings total is £117.00.

    Exciting things are happening. I should be adding £1500.00 to my savings next month
    Determined to live the best life! 😃 😍 🌏 🎉 🎆 🎈

    Paid off all my Debt! 07.10.16. Savings £300.00/£5000.00 £4700.00 left
    • chanda
    • By chanda 25th Oct 16, 1:19 PM
    • 33 Posts
    • 26 Thanks
    chanda
    Haha well since this is my Savings Diary I'm only being honest with everything I'm saving.

    I'm on target to have £2,000.00 by the end of November.

    How much do you have in savings??
    Determined to live the best life! 😃 😍 🌏 🎉 🎆 🎈

    Paid off all my Debt! 07.10.16. Savings £300.00/£5000.00 £4700.00 left
    • savingwannabe
    • By savingwannabe 25th Oct 16, 2:35 PM
    • 11,949 Posts
    • 44,798 Thanks
    savingwannabe
    Well done Chanda in keeping your sense of humour. £2000 is a big deal and you are so positive with it too. Stay happy and keep saving.
    Kitchen Fund( Nov 2017) £5550/£8000 68?%
    Christmas Fund (Dec 1st 2016) £70/£600 A Tiny%
    Note to self: DO NOT WASTE MONEY ON FLEABAY
    • joeblags
    • By joeblags 25th Oct 16, 3:12 PM
    • 123 Posts
    • 86 Thanks
    joeblags
    £23000 in 3 years
    • savingwannabe
    • By savingwannabe 25th Oct 16, 5:12 PM
    • 11,949 Posts
    • 44,798 Thanks
    savingwannabe
    Lord Baltimore thank you for putting your comments to Jo so politely.
    Kitchen Fund( Nov 2017) £5550/£8000 68?%
    Christmas Fund (Dec 1st 2016) £70/£600 A Tiny%
    Note to self: DO NOT WASTE MONEY ON FLEABAY
    • chanda
    • By chanda 25th Oct 16, 6:06 PM
    • 33 Posts
    • 26 Thanks
    chanda
    I've reported joeblags now.

    I'm lucky to have a strong sense of humour, it's sad that some people need to write rude things for attention.
    Determined to live the best life! 😃 😍 🌏 🎉 🎆 🎈

    Paid off all my Debt! 07.10.16. Savings £300.00/£5000.00 £4700.00 left
    • savingwannabe
    • By savingwannabe 25th Oct 16, 6:41 PM
    • 11,949 Posts
    • 44,798 Thanks
    savingwannabe
    That is what is known as a troll. Some silly !!!! who hides under a bridge and when they feel brave they tap the keyboard and try to upset people. Let's hope he uses his savings on a personality transplant he needs one. You are dead nice and we all like you.

    Still something good has come out of it -Lord Baltimore was nice and a welcome addition to the board. Thank you kind Sir.
    Last edited by savingwannabe; 25-10-2016 at 6:44 PM.
    Kitchen Fund( Nov 2017) £5550/£8000 68?%
    Christmas Fund (Dec 1st 2016) £70/£600 A Tiny%
    Note to self: DO NOT WASTE MONEY ON FLEABAY
    • Lord Baltimore
    • By Lord Baltimore 26th Oct 16, 1:30 AM
    • 1,163 Posts
    • 1,182 Thanks
    Lord Baltimore
    Lord Baltimore thank you for putting your comments to Jo so politely.
    Originally posted by savingwannabe
    Still something good has come out of it -Lord Baltimore was nice and a welcome addition to the board. Thank you kind Sir.
    Originally posted by savingwannabe
    Well, I was trying to lighten the mood but my post got deleted too! Oh dear, apologies if I offended .
    Disclaimer: I make it up as I go along.
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