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  • FIRST POST
    • book12
    • By book12 8th Oct 16, 9:36 PM
    • 2,499Posts
    • 552Thanks
    book12
    Existing customer 0% offers
    • #1
    • 8th Oct 16, 9:36 PM
    Existing customer 0% offers 8th Oct 16 at 9:36 PM
    It seems that existing customer offers on 0% for a number of months only applies to balance transfers and/or money transfers. There's no 0% purchase offers for existing customers.

    Why are exsiting customer offers only concentrated on balance transfers and money transfers, and not 0% purchases?
Page 1
    • zx81
    • By zx81 8th Oct 16, 11:01 PM
    • 11,241 Posts
    • 11,208 Thanks
    zx81
    • #2
    • 8th Oct 16, 11:01 PM
    • #2
    • 8th Oct 16, 11:01 PM
    I get a mix of BT, MT and purchase offers from my cards.

    Perhaps you have the wrong cards?
    • LuSiVe
    • By LuSiVe 9th Oct 16, 8:17 AM
    • 871 Posts
    • 958 Thanks
    LuSiVe
    • #3
    • 9th Oct 16, 8:17 AM
    • #3
    • 9th Oct 16, 8:17 AM
    I've had purchase offers from Barclaycard and M&S.
    • Marcio45
    • By Marcio45 9th Oct 16, 8:47 AM
    • 177 Posts
    • 83 Thanks
    Marcio45
    • #4
    • 9th Oct 16, 8:47 AM
    • #4
    • 9th Oct 16, 8:47 AM
    I also had one offer from barclaycard for 0% purchases but only for 6 months. They offered it when i called to discuss interest rates.
    • Superscrooge
    • By Superscrooge 9th Oct 16, 11:36 AM
    • 786 Posts
    • 557 Thanks
    Superscrooge
    • #5
    • 9th Oct 16, 11:36 AM
    • #5
    • 9th Oct 16, 11:36 AM
    I've just had a credit card offer from First Direct. 0% interest on purchases for 17 months
    • TheShape
    • By TheShape 9th Oct 16, 11:54 AM
    • 827 Posts
    • 573 Thanks
    TheShape
    • #6
    • 9th Oct 16, 11:54 AM
    • #6
    • 9th Oct 16, 11:54 AM
    I've just had a credit card offer from First Direct. 0% interest on purchases for 17 months
    Originally posted by Superscrooge
    Do you already have a FD credit card? That's the offer I received when I opened a FD current account.
    • datlex
    • By datlex 9th Oct 16, 12:24 PM
    • 1,192 Posts
    • 1,028 Thanks
    datlex
    • #7
    • 9th Oct 16, 12:24 PM
    • #7
    • 9th Oct 16, 12:24 PM
    I have had offers from Barclaycard regarding balance transfers, though they aren't actually 0% as you pay a transfer fee. If you look at most balance transfers have a fee. Most banks will promote their products to their customers.
    • Superscrooge
    • By Superscrooge 9th Oct 16, 6:31 PM
    • 786 Posts
    • 557 Thanks
    Superscrooge
    • #8
    • 9th Oct 16, 6:31 PM
    • #8
    • 9th Oct 16, 6:31 PM
    Do you already have a FD credit card? That's the offer I received when I opened a FD current account.
    Originally posted by TheShape
    I don't currently have a FD credit card, but have held a FD current account for years.

    The offer states;

    Eligibility requirements:
    To be eligibile for a first direct credit card you must:

    hold a first direct 1st Account
    not have an existing credit card with first direct
    be a UK resident


    I suspect it is an offer they sent to everyone who has a FD bank account and no FD credit card, rather than an offer personal to me.
    • Candyapple
    • By Candyapple 10th Oct 16, 12:08 PM
    • 1,729 Posts
    • 1,366 Thanks
    Candyapple
    • #9
    • 10th Oct 16, 12:08 PM
    • #9
    • 10th Oct 16, 12:08 PM
    As an existing customer I've had five 0% purchases offers from Creation, albeit they were all only for 6 months each.

    I've had 12 months 0% purchases offer from Barclaycard however this was offered over the phone and not via their usual methods of checking offers in online banking/email mailshots.
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