Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

Search
  • FIRST POST
    • VodkaRedBull
    • By VodkaRedBull 7th Oct 16, 6:15 PM
    • 3Posts
    • 0Thanks
    VodkaRedBull
    Credit card balance add to mortgage?
    • #1
    • 7th Oct 16, 6:15 PM
    Credit card balance add to mortgage? 7th Oct 16 at 6:15 PM
    Have a credit card balance of 3,400 can I add it to my mortgage and close credit card account down?
Page 1
    • zx81
    • By zx81 7th Oct 16, 6:36 PM
    • 9,342 Posts
    • 9,169 Thanks
    zx81
    • #2
    • 7th Oct 16, 6:36 PM
    • #2
    • 7th Oct 16, 6:36 PM
    What did your mortgage lender say?
    • VodkaRedBull
    • By VodkaRedBull 7th Oct 16, 7:02 PM
    • 3 Posts
    • 0 Thanks
    VodkaRedBull
    • #3
    • 7th Oct 16, 7:02 PM
    • #3
    • 7th Oct 16, 7:02 PM
    What did your mortgage lender say?
    Originally posted by zx81
    not been yet as it will surely be another hard search on credit, thought I would come to the best place for advice before I ask or not, thanks for reply tho, what you think I should do?
    • Nebulous2
    • By Nebulous2 7th Oct 16, 8:09 PM
    • 1,272 Posts
    • 737 Thanks
    Nebulous2
    • #4
    • 7th Oct 16, 8:09 PM
    • #4
    • 7th Oct 16, 8:09 PM
    You need to work that out for yourself. Normally people are not encouraged to turn unsecured debt into secured debt - as it puts your house at risk. Generally for what is a relatively low level of debt the best way would be to go for a 0% balance transfer card and pay it off as soon as possible.
    • Dan83
    • By Dan83 8th Oct 16, 3:00 PM
    • 635 Posts
    • 256 Thanks
    Dan83
    • #5
    • 8th Oct 16, 3:00 PM
    • #5
    • 8th Oct 16, 3:00 PM
    Don't just get any 0% balance transfer card, look for a card that also has 0% fee
    • jonesMUFCforever
    • By jonesMUFCforever 8th Oct 16, 6:38 PM
    • 23,191 Posts
    • 10,538 Thanks
    jonesMUFCforever
    • #6
    • 8th Oct 16, 6:38 PM
    • #6
    • 8th Oct 16, 6:38 PM
    I don't see any mortgage lender agreeing to lend such a small sum on a mortgage - the actual cost to them setting it up is not worth their while.
    What goes around - comes around
    give lots and you will always receive lots
    • chelseablue
    • By chelseablue 10th Oct 16, 10:01 AM
    • 1,848 Posts
    • 2,357 Thanks
    chelseablue
    • #7
    • 10th Oct 16, 10:01 AM
    • #7
    • 10th Oct 16, 10:01 AM
    Could you get a 0% card and do a balance transfer


    3.4k isn't that big a debt (if that's all you owe of course)
    Baby Boy born May 2014

    Mortgage starting balance 26.02.16 231,294
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

2,726Posts Today

7,126Users online

Martin's Twitter