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  • FIRST POST
    • marmiterulesok
    • By marmiterulesok 25th Sep 16, 8:46 PM
    • 6,897Posts
    • 32,723Thanks
    marmiterulesok
    The 'Happy Halloween' October NSD Challenge
    • #1
    • 25th Sep 16, 8:46 PM
    The 'Happy Halloween' October NSD Challenge 25th Sep 16 at 8:46 PM
    October will soon be here...Who will join us in striving towards making the best treacle toffee ever,bonfires,toffee apples and amassing a great big pile of nsds?Don't be shy now!
    Last edited by marmiterulesok; 25-09-2016 at 9:07 PM.
    NSD November 6/15
    I need to learn to budget again
Page 9
    • mobo1980
    • By mobo1980 15th Oct 16, 8:19 AM
    • 316 Posts
    • 1,648 Thanks
    mobo1980
    Good morning

    Yesterday was NSD 2
    But today has been spendy already been shopping and spent £36 but O/h has come into some pennies and is very kindly giving me £100 later -

    Mobo xx
    CC1-£362.00
    CC2-£1620
    LOAN-£14,844.33
    TOTAL DEBT £16,826.33
    Then there's the mortgage
    • Nargleblast
    • By Nargleblast 15th Oct 16, 2:57 PM
    • 8,735 Posts
    • 51,891 Thanks
    Nargleblast
    Today will be NSD number 8 for me. Tomorrow unfortunately not as I shall be assisting my DS to top up his food store cupboard.
    Debt free date.....3 August 2015
    Now building up a Doomsday Cash Stash



    December NSDs. 01 of 15
    • ab_saver
    • By ab_saver 15th Oct 16, 9:24 PM
    • 216 Posts
    • 573 Thanks
    ab_saver
    NSD #12 for me today Half of a no spend weekend down!
    I did post my 2 parcels, but I put the money aside from yesterday (just didn't make PO before closing) so I'm counting as yesterday's spends.

    Should be another NSD tomorrow. Off for free personal training session at gym - just need to avoid the mega Mr S next door...

    I'm off on holiday in 6 days so am going to have to work quite hard at getting them in - no room for error!
    Pesky student overdraft gone _House fund: ~£300 / £10,000_£1000 emergency fund #208 - £15.75/ 1000
    NSDs Sept 6/7 Oct 19/18 Nov 17/15 Dec 2/12_ GC Oct: £15.62/40 Nov: £71.89/75 Dec £6.48/75
    • marmiterulesok
    • By marmiterulesok 16th Oct 16, 1:27 AM
    • 6,897 Posts
    • 32,723 Thanks
    marmiterulesok
    Hello there

    I know it's quite far through the challenge but I would be very grateful if I could join

    I have been on here a couple of years back , but i've lost my way and ended up in quite a bit of debt again and seen as at the minute I can't make much overpayments , Hanging onto what money i've got seems like a fab idea

    so if it's ok can i go for 10/nsd please that takes me to when i get paid on the 27th

    Mobo xx
    Originally posted by mobo1980
    Hi and welcome to the challenge!

    Sorry I've been MIA for a few days.

    Lovely to see a new face.I hope you enjoy the challenge.

    Today will be NSD number 8 for me. Tomorrow unfortunately not as I shall be assisting my DS to top up his food store cupboard.
    Originally posted by Nargleblast
    I dread to ask as to how much was spent.Most teenage boys do not have small appetites.....
    NSD November 6/15
    I need to learn to budget again
    • marmiterulesok
    • By marmiterulesok 16th Oct 16, 1:31 AM
    • 6,897 Posts
    • 32,723 Thanks
    marmiterulesok
    Ok,the front page is up to date...at last.

    Aren't we doing well?

    The last three days have been spendy for me,but I'm talking about 'you lot'.

    Who will get an nsd tomorrow,I wonder?

    Night,night all.
    NSD November 6/15
    I need to learn to budget again
    • Nargleblast
    • By Nargleblast 16th Oct 16, 1:07 PM
    • 8,735 Posts
    • 51,891 Thanks
    Nargleblast
    My DS has decided he does not want to go shopping today, and as the things I want can wait until tomorrow I am claiming today as another NSD. Off to update signature because I can't remember where I got up to...
    Debt free date.....3 August 2015
    Now building up a Doomsday Cash Stash



    December NSDs. 01 of 15
    • Nargleblast
    • By Nargleblast 16th Oct 16, 1:08 PM
    • 8,735 Posts
    • 51,891 Thanks
    Nargleblast
    It was 8 and now it's 9 NSDs, nearly hit target!
    Debt free date.....3 August 2015
    Now building up a Doomsday Cash Stash



    December NSDs. 01 of 15
    • BeTheChange
    • By BeTheChange 16th Oct 16, 1:30 PM
    • 89 Posts
    • 437 Thanks
    BeTheChange
    A spendy but enjoyable weekend for me. Picked up some nice bits in charity shop and had lunch out yesterday.

    Declaring a NSD today though which takes me to 9/18 so half way there
    Debt @ Sept '16 = £51804 Oct '16= £51,095 1.37% paid off
    Oct grocery challenge = £229.05/£250
    Oct AFD challenge = 20/31
    Oct NSD = 13/18
    Emergency Fund member #209 = 376/1000
    • ab_saver
    • By ab_saver 16th Oct 16, 1:35 PM
    • 216 Posts
    • 573 Thanks
    ab_saver
    Been out to gym and back and don't intend to leave home again (or do any online shopping) - so calling today NSD #13

    No spend weekend - done.
    Pesky student overdraft gone _House fund: ~£300 / £10,000_£1000 emergency fund #208 - £15.75/ 1000
    NSDs Sept 6/7 Oct 19/18 Nov 17/15 Dec 2/12_ GC Oct: £15.62/40 Nov: £71.89/75 Dec £6.48/75
    • mobo1980
    • By mobo1980 17th Oct 16, 4:54 PM
    • 316 Posts
    • 1,648 Thanks
    mobo1980
    Thankyou for the welcome Marmite I'm really enjoying the challenge !

    So yesterday was 3for me
    Today is spendy - boo !

    Mobo xx
    CC1-£362.00
    CC2-£1620
    LOAN-£14,844.33
    TOTAL DEBT £16,826.33
    Then there's the mortgage
    • ab_saver
    • By ab_saver 17th Oct 16, 7:35 PM
    • 216 Posts
    • 573 Thanks
    ab_saver
    NSD #14/18
    Pesky student overdraft gone _House fund: ~£300 / £10,000_£1000 emergency fund #208 - £15.75/ 1000
    NSDs Sept 6/7 Oct 19/18 Nov 17/15 Dec 2/12_ GC Oct: £15.62/40 Nov: £71.89/75 Dec £6.48/75
    • BeTheChange
    • By BeTheChange 17th Oct 16, 9:37 PM
    • 89 Posts
    • 437 Thanks
    BeTheChange
    Needed more milk today - what is it with milk in my house? Anyway decided to do my online shop for the next week or so to get spends out of the way today. That way I may stand some chance of reaching my target.....
    Debt @ Sept '16 = £51804 Oct '16= £51,095 1.37% paid off
    Oct grocery challenge = £229.05/£250
    Oct AFD challenge = 20/31
    Oct NSD = 13/18
    Emergency Fund member #209 = 376/1000
    • katy_ann
    • By katy_ann 18th Oct 16, 8:43 AM
    • 896 Posts
    • 4,483 Thanks
    katy_ann
    Yesterday was NSD number 4 for me
    Officially Debt Free on 10/12/2015 | Married on 02/07/2016 | Baby Boy Due on 21/11/2016
    November NSD 0/6
    • mobo1980
    • By mobo1980 18th Oct 16, 5:23 PM
    • 316 Posts
    • 1,648 Thanks
    mobo1980
    Hello

    Today is NSD 4

    Thankyou
    CC1-£362.00
    CC2-£1620
    LOAN-£14,844.33
    TOTAL DEBT £16,826.33
    Then there's the mortgage
    • ab_saver
    • By ab_saver 18th Oct 16, 5:50 PM
    • 216 Posts
    • 573 Thanks
    ab_saver
    NSD #15
    I can feel the holiday inching closer....
    Pesky student overdraft gone _House fund: ~£300 / £10,000_£1000 emergency fund #208 - £15.75/ 1000
    NSDs Sept 6/7 Oct 19/18 Nov 17/15 Dec 2/12_ GC Oct: £15.62/40 Nov: £71.89/75 Dec £6.48/75
    • BeTheChange
    • By BeTheChange 18th Oct 16, 8:53 PM
    • 89 Posts
    • 437 Thanks
    BeTheChange
    10/18 for me now please
    Debt @ Sept '16 = £51804 Oct '16= £51,095 1.37% paid off
    Oct grocery challenge = £229.05/£250
    Oct AFD challenge = 20/31
    Oct NSD = 13/18
    Emergency Fund member #209 = 376/1000
    • Nargleblast
    • By Nargleblast 19th Oct 16, 3:35 PM
    • 8,735 Posts
    • 51,891 Thanks
    Nargleblast
    I was going to declare today as NSD number 10, but OH bought doughnuts, pork chops and a cheese grater. He only went out for some deodorant spray.
    Debt free date.....3 August 2015
    Now building up a Doomsday Cash Stash



    December NSDs. 01 of 15
    • ab_saver
    • By ab_saver 19th Oct 16, 10:37 PM
    • 216 Posts
    • 573 Thanks
    ab_saver
    NSD # 16 today - and my 3rd run of 4 in a row!
    Pesky student overdraft gone _House fund: ~£300 / £10,000_£1000 emergency fund #208 - £15.75/ 1000
    NSDs Sept 6/7 Oct 19/18 Nov 17/15 Dec 2/12_ GC Oct: £15.62/40 Nov: £71.89/75 Dec £6.48/75
    • marmiterulesok
    • By marmiterulesok 20th Oct 16, 10:35 AM
    • 6,897 Posts
    • 32,723 Thanks
    marmiterulesok
    Hi fellow moth fanciers!

    I'm sorry not to have updated for a wee while... I promise to do so tonight,once I've worked out my own nsd total...I think I'm doing okay.

    Have a good day and try and make it non spendy. ;-)
    NSD November 6/15
    I need to learn to budget again
    • marmiterulesok
    • By marmiterulesok 20th Oct 16, 10:36 AM
    • 6,897 Posts
    • 32,723 Thanks
    marmiterulesok
    Needed more milk today - what is it with milk in my house? Anyway decided to do my online shop for the next week or so to get spends out of the way today. That way I may stand some chance of reaching my target.....
    Originally posted by BeTheChange
    Milk could be an 'allowed' spend IYSWIM?
    NSD November 6/15
    I need to learn to budget again
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